v3.26.1
Consolidated Statements of Financial Condition - USD ($)
$ in Thousands
Jun. 30, 2026
Jun. 30, 2025
Assets    
Cash and amounts due from depository institutions $ 18,024 $ 21,864
Interest-bearing deposits in other banks 96,799 145,405
Cash and cash equivalents 114,823 167,269
Investment securities available for sale (amortized cost of $1,060,864 and $1,125,111, respectively), net of allowance for credit losses of $0 at June 30, 2026 and June 30, 2025 964,369 1,012,969
Investment securities held to maturity (fair value of $95,005 and $106,712, respectively), net of allowance for credit losses of $0 at June 30, 2026 and June 30, 2025 106,814 120,217
Loans held-for-sale 6,022 5,931
Loans receivable 5,875,325 5,812,937
Less: allowance for credit losses on loans (45,496) (46,191)
Net loans receivable 5,829,829 5,766,746
Premises and equipment 42,359 43,897
Federal Home Loan Bank ("FHLB") of New York stock 59,726 64,261
Accrued interest receivable 27,875 28,098
Goodwill 113,525 113,525
Core deposit intangibles 968 1,436
Bank owned life insurance 314,756 304,717
Deferred income tax assets, net 48,699 55,203
Other real estate owned 5,519 0
Other assets 46,921 56,181
Total assets 7,682,205 7,740,450
Deposits:    
Non-interest-bearing 788,015 582,045
Interest-bearing 4,921,610 5,093,172
Total deposits 5,709,625 5,675,217
Borrowings 1,150,000 1,256,491
Advance payments by borrowers for taxes 18,562 19,317
Other liabilities 37,348 43,463
Total liabilities 6,915,535 6,994,488
Stockholders' Equity    
Preferred stock, $0.01 par value, 100,000,000 shares authorized; none issued and outstanding 0 0
Common stock, $0.01 par value; 800,000,000 shares authorized; 64,738,125 shares and 64,577,481 shares issued and outstanding, respectively 648 646
Paid-in capital 495,953 494,546
Retained earnings 350,046 341,744
Unearned employee stock ownership plan shares;1,756,107 shares and 1,956,805 shares, respectively (17,025) (18,970)
Accumulated other comprehensive loss (62,952) (72,004)
Total stockholders' equity 766,670 745,962
Total liabilities and stockholders' equity $ 7,682,205 $ 7,740,450