v3.26.1
Income Taxes - Schedule of Effective Income Tax Rate Reconciliation (Details) - USD ($)
$ in Thousands
12 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2024
Amount      
Income (loss) before income taxes $ 47,402 $ 30,999 $ (80,776)
U.S federal statutory tax rate 9,954 6,510 (16,963)
State tax, net of federal tax effect 1,888 1,083 1,213
Goodwill impairment 0 0 18,935
Income from bank-owned life insurance (2,262) (2,235) (1,902)
Surrender of bank-owned life insurance policies 0 0 4,477
ESOP shares released and dividends paid (344) (353) (331)
Other nontaxable or non-deductible 537 180 211
Other reconciling items (201) (261) 251
Income taxes before valuation allowance 9,572 4,924 5,891
Valuation allowance 1,566 0 0
Total income tax expense $ 11,138 $ 4,924 $ 5,891
Effective income tax rate 23.50% 15.88% (7.29%)
Percent      
U.S federal statutory tax rate 21.00% 21.00% 21.00%
State tax, net of federal tax effect 4.00% 3.50% (1.50%)
Goodwill impairment 0.00% 0.00% (23.40%)
Surrender of bank-owned life insurance policies 0.00% 0.00% (5.50%)
Income from bank-owned life insurance (4.80%) (7.20%) 2.40%
ESOP shares released and dividends paid (0.70%) (1.10%) 0.40%
Other nontaxable or non-deductible 1.10% 0.60% (0.30%)
Other reconciling items (0.40%) (0.80%) (0.30%)
Valuation allowance 3.30% 0.00% 0.00%
U.S federal statutory tax rate UNITED STATES UNITED STATES UNITED STATES
Total income tax expense Total income tax expense Total income tax expense Total income tax expense