v3.26.1
Loans Held For Investment (Tables)
12 Months Ended
Jun. 30, 2026
Receivables [Abstract]  
Schedule of Loans Held For Investment Loans held for investment are included in prepaid expenses and other current assets in the accompanying consolidated balance sheets and consisted of
the following as of the dates presented (in thousands):
June 30,
20262025
Unpaid principal balance$64,925 $61,938 
Less: Discount at loan purchase, net of amortization(1,712)(1,527)
Less: Allowance for expected credit losses(14,190)(14,853)
Loans held for investment, net$49,023 $45,558 
Schedule of Loans Held for Investment by Class Below is a summary of the loans held for investment by class (i.e., past due status) as of the dates presented (in thousands):
June 30,
20262025
Current and less than 30 days past due$57,994 $55,540 
30 ~ 59 days past due2,202 1,471 
60 ~ 89 days past due1,638 1,461 
90 ~ 119 days past due1,379 1,685 
Over 119 days past due— 254 
Total$63,213 $60,411 
Schedule of Change in Allowance for Credit Losses
Below is a summary of the changes in allowance for expected credit losses (in thousands):
June 30,
20262025
Balance, beginning
$15,020 $20,883 
Provision for expected credit losses54,518 45,326 
Charge-off amounts(68,367)(59,265)
Recoveries collected12,571 8,076 
Balance, ending
$13,742 $15,020 
Below is a summary of the changes in allowance for credit losses presented (in thousands):
June 30,
20262025
Balance, beginning$14,853 $4,700 
Provision for expected credit losses16,468 27,032 
Charge-off amounts(18,486)(17,382)
Recoveries collected1,355 503 
Balance, end of period$14,190 $14,853