MORGAN STANLEY CAPITAL I INC. ABS-15G
Exhibit 99.6 - Schedule 2
| Loan Number | Loan ID | Finding # | Last Name | Note Date | Audit Category | Audit Issue | Finding ID | Exception Finding | Remediation Status | Responsible Party | Exception Rebuttal | Exception Response | Status Comment | Compensating Factors | Initial Findings Grade | Final Findings Grade | Initial Loan Grade | Final Loan Grade |
| XXXX | 10226628 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | Not Applicable | 1 | 1 | 1 | 1 | |||||
| XXXX | 10226628 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | Not Applicable | 1 | 1 | 1 | 1 | |||||
| XXXX | 10226628 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. | Not Applicable | 1 | 1 | 1 | 1 | |||||
| XXXX | 10226654 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | Not Applicable | 1 | 1 | 1 | 1 | |||||
| XXXX | 10226654 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | Not Applicable | 1 | 1 | 1 | 1 | |||||
| XXXX | 10226654 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. | Not Applicable | 1 | 1 | 1 | 1 | |||||
| XXXX | 10226643 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | Not Applicable | 1 | 1 | 1 | 1 | |||||
| XXXX | 10226643 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | Not Applicable | 1 | 1 | 1 | 1 | |||||
| XXXX | 10226643 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA which supports the opinion of value in the origination appraisal report. | Not Applicable | 1 | 1 | 1 | 1 | |||||
| XXXX | 10226639 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | Not Applicable | 1 | 1 | 1 | 1 | |||||
| XXXX | 10226639 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | Not Applicable | 1 | 1 | 1 | 1 | |||||
| XXXX | 10226639 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA which supports the opinion of value in the origination appraisal report. | Not Applicable | 1 | 1 | 1 | 1 | |||||
| XXXX | 10226649 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | Not Applicable | 1 | 1 | 1 | 1 | |||||
| XXXX | 10226649 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | Not Applicable | 1 | 1 | 1 | 1 | |||||
| XXXX | 10226649 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA which supports the opinion of value in the origination appraisal report. | Not Applicable | 1 | 1 | 1 | 1 | |||||
| XXXX | 10226650 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | Not Applicable | 1 | 1 | 1 | 1 | |||||
| XXXX | 10226650 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | Not Applicable | 1 | 1 | 1 | 1 | |||||
| XXXX | 10226650 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA which supports the opinion of value in the origination appraisal report. | Not Applicable | 1 | 1 | 1 | 1 | |||||
| XXXX | 10226651 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | Not Applicable | 1 | 1 | 3 | 1 | |||||
| XXXX | 10226651 | 2 of 3 | XXXX | XXXX | Credit | Assets - Cash to Close - Evidence of Liquidation | XXXX | Assets were required in the amount of $XXXX ($XXXX EMD + $XXXX funds to close + $XXXX reserves). Per the UW Approval and final application, assets were verified in XXXX acc #XXXX XX/XX/XXXX for XXXX . The file is missing all asset documentation. | Resolved | Not Applicable | Rebuttal 1 (XX/XX/XXXX XX:XXPM) Asset documentation attached |
Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | ||
| XXXX | 10226651 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. | Not Applicable | 1 | 1 | 3 | 1 | |||||
| XXXX | 10226670 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | Not Applicable | 1 | 1 | 1 | 1 | |||||
| XXXX | 10226670 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | Not Applicable | 1 | 1 | 1 | 1 | |||||
| XXXX | 10226670 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a second appraisal dated XX/XX/XXXX which supports the appraised value. | Not Applicable | 1 | 1 | 1 | 1 | |||||
| XXXX | 10226671 | 1 of 3 | XXXX | XXXX | Compliance | No Compliance Findings | XXXX | The loan is in compliance with all applicable laws and regulations. | Not Applicable | 1 | 1 | 1 | 1 | |||||
| XXXX | 10226671 | 2 of 3 | XXXX | XXXX | Credit | No Credit Findings | XXXX | The loan meets all applicable credit guidelines. | Not Applicable | 1 | 1 | 1 | 1 | |||||
| XXXX | 10226671 | 3 of 3 | XXXX | XXXX | Valuation | Appraisal - Value is supported within 10% of original appraisal amount | XXXX | The appraised value was supported within 10% and all applicable appraisal guidelines were satisfied. The loan file contains a CDA dated XX/XX/XXXX which supports the appraised value. | Not Applicable | 1 | 1 | 1 | 1 |