MORGAN STANLEY CAPITAL I INC. ABS-15G

Exhibit 99.3 - Schedule 3

 

Loan ID Seller Loan ID Redaction ID Transaction ID Field Name Source Verified Value Bid Tape Value Comment
XXXX XXXX 10085628 XXXX Property Value propertyValuationPage XXXX XXXX Per appraisal
XXXX XXXX 10085628 XXXX Property Type propertyValuationPage Single Family Attached Single Family Detached Per appraisal
XXXX XXXX 10085628 XXXX Calculated DSCR diligenceFinalLookPage 1.53 1.3 Audit matches lenders DSCR per approval 
XXXX XXXX 10110690 XXXX Loan Amount notePage XXXX XXXX Per Note
XXXX XXXX 10110690 XXXX Qualifying FICO creditLiabilitiesPage 804 811 Per middle score on credit report
XXXX XXXX 10110690 XXXX Calculated DSCR diligenceFinalLookPage 1.228 1.3 Lease/ PITIA.no calculation in file
XXXX XXXX 10156812 XXXX Lender Name notePage XXXX XXXX Per Note
XXXX XXXX 10156812 XXXX Calculated DSCR diligenceFinalLookPage 1.692 1.4 Insurance variance.
XXXX XXXX 10162195 XXXX Qualifying FICO creditLiabilitiesPage 806 800 Mid score per credit report in file
XXXX XXXX 10162195 XXXX Calculated DSCR diligenceFinalLookPage 1.017 1.0 Lender used an unsupported PITI not matching the 1st pmt letter
XXXX XXXX 10162224 XXXX Lender Name notePage XXXX XXXX Per note
XXXX XXXX 10162224 XXXX Qualifying LTV propertyValuationPage 64.2 65.00 LTV based on 2nd lower appraised value.
XXXX XXXX 10162224 XXXX Qualifying FICO creditLiabilitiesPage 769 767 Per credit report scores
XXXX XXXX 10162224 XXXX Calculated DSCR diligenceFinalLookPage 1.451 1.15 Variance due to unsupported taxes/insurance premiums.
XXXX XXXX 10179755 XXXX Qualifying LTV propertyValuationPage 62.5 65.00 Audit LTV matches Lender LTV on 1008
XXXX XXXX 10179755 XXXX Calculated DSCR diligenceFinalLookPage 1.256 1.0 Audit verified higher PITIA
XXXX XXXX 10200490 XXXX Calculated DSCR diligenceFinalLookPage 1.163 1.0 True data is the same as the lenders calcualation
XXXX XXXX 10156820 XXXX Property Type propertyValuationPage Townhouse PUD Per appraisal
XXXX XXXX 10156820 XXXX Calculated DSCR diligenceFinalLookPage 1.144 1.06 Due to HOI premium on CD does not match invoice provided
XXXX XXXX 10210156 XXXX Calculated DSCR diligenceFinalLookPage 1.062 1.5533 Audit matches Lender DSCR Calc on Lock Confirmation.
XXXX XXXX 10179758 XXXX Property Value propertyValuationPage XXXX XXXX Per appraisal
XXXX XXXX 10179758 XXXX Calculated DSCR diligenceFinalLookPage 1.149 1.5 Matches lender worksheet.
XXXX XXXX 10179741 XXXX Property Value propertyValuationPage XXXX XXXX Per appraisal.
XXXX XXXX 10179741 XXXX Calculated DSCR diligenceFinalLookPage 1.346 1.33 DSCR score matches lender's
XXXX XXXX 10179765 XXXX Property Type propertyValuationPage PUD Single Family Detached Per appraisal
XXXX XXXX 10200467 XXXX Loan Amount notePage XXXX XXXX per note
XXXX XXXX 10200467 XXXX Calculated DSCR diligenceFinalLookPage 1.056 1.02 Lenders payment was slightly higjher
XXXX XXXX 10210153 XXXX Interest Rate notePage 5.99 6.0000 per Note
XXXX XXXX 10210153 XXXX Note Date notePage XXXX XXXX per Note
XXXX XXXX 10217423 XXXX Property Type propertyValuationPage Condominium Single Family Detached per appraisal
XXXX XXXX 10217423 XXXX Calculated DSCR diligenceFinalLookPage 1.191 2.5051 Due to lender using incorrect HOI payment
XXXX XXXX 10217424 XXXX Property Address notePage XXXX XXXX Per Note
XXXX XXXX 10224712 XXXX Loan Amount notePage XXXX XXXX Per Note.
XXXX XXXX 10224712 XXXX Qualifying LTV propertyValuationPage 57.64 56.89 Matches 1008
XXXX XXXX 10224712 XXXX Calculated DSCR diligenceFinalLookPage 1.173 1.0 Audit matches Lender DSCR Calculation.
XXXX XXXX 10200469 XXXX Calculated DSCR diligenceFinalLookPage 1.539 1.0 Per audit & matches lender calc in file
XXXX XXXX 10233095 XXXX Property Type propertyValuationPage Single Family Attached Single Family Detached Per appraisal
XXXX XXXX 10233095 XXXX Qualifying LTV propertyValuationPage 68.29 68.00 Per  Loan Amount/Appraised Value. Matches 1008
XXXX XXXX 10233095 XXXX Calculated DSCR diligenceFinalLookPage 1.397 1.25 STR/PITIA.Lender DSCR Breakdown not provided
XXXX XXXX 10233096 XXXX Property Type propertyValuationPage Townhouse Single Family Detached Per appraisal
XXXX XXXX 10233096 XXXX Calculated DSCR diligenceFinalLookPage 1.507 0.0 STR/PITIA; lender DSCR calculation not provided in file or tape data.
XXXX XXXX 10200493 XXXX Property City notePage XXXX XXXX Per Note
XXXX XXXX 10200493 XXXX Calculated DSCR diligenceFinalLookPage 1.071 1.14 Audit matches Lender DSCR Calc on Loan Approval.
XXXX XXXX 10224704 XXXX Calculated DSCR diligenceFinalLookPage 1.436 1.5818 Matches 1008
XXXX XXXX 10233123 XXXX Lender Name notePage XXXX XXXX Per note.
XXXX XXXX 10233123 XXXX Borrower 1 Last Name notePage XXXX XXXX Per note. 
XXXX XXXX 10233123 XXXX Borrower 1 First Name notePage XXXX XXXX Per note. 
XXXX XXXX 10210151 XXXX Borrower 1 First Name notePage XXXX XXXX Per Note
XXXX XXXX 10224723 XXXX Property Type propertyValuationPage Single Family Attached Single Family Detached Per appraisal is a semi detached unit.  
XXXX XXXX 10233121 XXXX Property City notePage XXXX XXXX Per Note
XXXX XXXX 10233121 XXXX Property Zip Code notePage XXXX XXXX Per Note
XXXX XXXX 10256765 XXXX Property Type propertyValuationPage PUD Single Family Detached Per appraisal
XXXX XXXX 10256768 XXXX Calculated DSCR diligenceFinalLookPage 1.306 1.34 Matches Lender DSCR from approval
XXXX XXXX 10233143 XXXX Property Type propertyValuationPage Single Family Detached Two to Four Unit per appraisal
XXXX XXXX 10224727 XXXX Calculated DSCR diligenceFinalLookPage 1.453 1.0 Matches 1008
XXXX XXXX 10256785 XXXX Calculated DSCR diligenceFinalLookPage 1.089 1.14 Calculation based on market rent and more closely matches the 1008.
XXXX XXXX 10256797 XXXX Qualifying LTV propertyValuationPage 69.25 70.00 Per appraised value and loan amount.
XXXX XXXX 10256772 XXXX Property Type propertyValuationPage Single Family Detached Two to Four Unit Per Appraisal.
XXXX XXXX 10233148 XXXX Calculated DSCR diligenceFinalLookPage 0.839 1.3894 Matched 1008
XXXX XXXX 10256781 XXXX Calculated DSCR diligenceFinalLookPage 1.164 1.1 1007/ PITIA; missing lender DSCR calculation 
XXXX XXXX 10256770 XXXX Calculated DSCR diligenceFinalLookPage 1.174 1.3082 MATCHES 1008
XXXX XXXX 10262968 XXXX Qualifying FICO creditLiabilitiesPage 789 735 Highest Mid-Score
XXXX XXXX 10262968 XXXX Calculated DSCR diligenceFinalLookPage 1.04 3.0 Matches Lender DSCR from 1008
XXXX XXXX 10262989 XXXX Calculated DSCR diligenceFinalLookPage 1.046 1.2166 matches lock
XXXX XXXX 10233119 XXXX Calculated DSCR diligenceFinalLookPage 0.844 1.0873 matches approval
XXXX XXXX 10262964 XXXX Refinance Type the1003Page Cash Out - Other No Cash Out - Borrower Initiated Per final settlement statement 
XXXX XXXX 10262964 XXXX Calculated DSCR diligenceFinalLookPage 1.5 1.49 Due to Rounding 
XXXX XXXX 10233116 XXXX Qualifying FICO creditLiabilitiesPage 724 725 Per credit report 
XXXX XXXX 10233116 XXXX Calculated DSCR diligenceFinalLookPage 1.298 1.0 Matches 1008/rounding
XXXX XXXX 10262966 XXXX Lender Name notePage XXXX XXXX Per Note
XXXX XXXX 10262972 XXXX Calculated DSCR diligenceFinalLookPage 1.358 1.27 Per 1008.
XXXX XXXX 10262947 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 10262992 XXXX Calculated DSCR diligenceFinalLookPage 1.492 1.48 Matches lender with rounding
XXXX XXXX 10268887 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 10268887 XXXX Property Value propertyValuationPage XXXX XXXX Per Appraisal
XXXX XXXX 10268887 XXXX Qualifying FICO creditLiabilitiesPage 701 700 Per credit report.
XXXX XXXX 10268887 XXXX Calculated DSCR diligenceFinalLookPage 1.185 0.0 Matches Lender DSCR from 1008
XXXX XXXX 10233131 XXXX Calculated DSCR diligenceFinalLookPage 0.857 0.83 Matches Lender DSCR from 1008
XXXX XXXX 10262991 XXXX Property Type propertyValuationPage PUD Single Family Detached Per Appraisal
XXXX XXXX 10262950 XXXX Calculated DSCR diligenceFinalLookPage 1.011 1.4563 Matches Lender DSCR from Worksheet
XXXX XXXX 10233138 XXXX Qualifying LTV propertyValuationPage 30.83 41.00 Matches 1008
XXXX XXXX 10233138 XXXX Qualifying FICO creditLiabilitiesPage 749 760 Per Credit Report
XXXX XXXX 10233138 XXXX Calculated DSCR diligenceFinalLookPage 2.486 1.0 Matches Lender DSCR from Worksheet
XXXX XXXX 10262990 XXXX Qualifying LTV propertyValuationPage 74.81 75.00 Matches 1008
XXXX XXXX 10262990 XXXX Calculated DSCR diligenceFinalLookPage 1.159 1.13 Matches Lender DSCR from 1008
XXXX XXXX 10268901 XXXX Calculated DSCR diligenceFinalLookPage 0.839 0.9895 Audit matches final DSCR
XXXX XXXX 10262956 XXXX Calculated DSCR diligenceFinalLookPage 1.09 1.4192 Per audit and aligns with lender
XXXX XXXX 10263003 XXXX Calculated DSCR diligenceFinalLookPage 1.041 1.193 Market rent/PITIA
XXXX XXXX 10233117 XXXX Property Type propertyValuationPage PUD Single Family Detached Per appraisal
XXXX XXXX 10224724 XXXX Calculated DSCR diligenceFinalLookPage 2.154 3.2058 matches lenders worksheet
XXXX XXXX 10233112 XXXX Property Type propertyValuationPage Two to Four Unit Single Family Detached Per appraisal
XXXX XXXX 10233112 XXXX Calculated DSCR diligenceFinalLookPage 1.037 1.01 Audit macthes final DSCR
XXXX XXXX 10262996 XXXX Property Type propertyValuationPage Single Family Detached Two to Four Unit Per appraisal
XXXX XXXX 10224715 XXXX Property Type propertyValuationPage Single Family Detached Two to Four Unit Per title/appraisal
XXXX XXXX 10291255 XXXX Lender Name notePage XXXX XXXX per Note
XXXX XXXX 10291255 XXXX Calculated DSCR diligenceFinalLookPage 1.028 1.0 UTD lender DSCRR calculation worksheet is not in file.
XXXX XXXX 10291251 XXXX Property Type propertyValuationPage Single Family Detached Two to Four Unit per appraisal
XXXX XXXX 10298557 XXXX Property Type propertyValuationPage Townhouse Two to Four Unit Per appraisal
XXXX XXXX 10224730 XXXX Maturity Date notePage XXXX XXXX Per Note
XXXX XXXX 10224730 XXXX First Payment Date notePage XXXX XXXX Per Note
XXXX XXXX 10224730 XXXX Note Date notePage XXXX XXXX Per Note
XXXX XXXX 10224730 XXXX Property Value propertyValuationPage XXXX XXXX Property Value, Match appraisal and 1008.
XXXX XXXX 10291264 XXXX Property Value propertyValuationPage XXXX XXXX 2 Full Appraisals - Lower Value used for LTV
XXXX XXXX 10291264 XXXX Calculated DSCR diligenceFinalLookPage 1.029 1.3376 Audit used Market Rent/ PITIA.  Lender Calculation not provided
XXXX XXXX 10262988 XXXX Property Value propertyValuationPage XXXX XXXX Value vs sale price 
XXXX XXXX 10262988 XXXX Calculated DSCR diligenceFinalLookPage 1.01 1.4076 matches approval
XXXX XXXX 10291267 XXXX Property Type propertyValuationPage Single Family Detached Two to Four Unit PER APPRAISAL
XXXX XXXX 10262973 XXXX Calculated DSCR diligenceFinalLookPage 2.459 3.6463 matches 1008
XXXX XXXX 10291238 XXXX Property Address notePage XXXX XXXX Per Note
XXXX XXXX 10291238 XXXX Calculated DSCR diligenceFinalLookPage 1.011 1.0 True value matches 1008 DSCR
XXXX XXXX 10256789 XXXX Lender Name notePage XXXX XXXX Per Note
XXXX XXXX 10298538 XXXX Property Address notePage XXXX XXXX Per Note
XXXX XXXX 10298538 XXXX Calculated DSCR diligenceFinalLookPage 1.334 1.296 Lender HOA fees used not supported/documented
XXXX XXXX 10268877 XXXX Property Address notePage XXXX XXXX Per Note
XXXX XXXX 10268877 XXXX Property Type propertyValuationPage Condominium Two to Four Unit per appraisal
XXXX XXXX 10233127 XXXX Property Type propertyValuationPage PUD Single Family Detached Per appraisal
XXXX XXXX 10233127 XXXX Calculated DSCR diligenceFinalLookPage 1.202 1.7963 DSCR variance due lenders PITIA on worksheet is less than true PITIA
XXXX XXXX 10298535 XXXX Calculated DSCR diligenceFinalLookPage 1.32 1.295 Match with lock confirmation