The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
MOODYS CORP COM 615369105 214,860 474 SH SOLE 0 0 474
ISHARES TR MBS ETF 464288588 792,745 8,387 SH SOLE 0 0 8,387
GOLDMAN SACHS GROUP INC COM 38141G104 256,715 254 SH SOLE 0 0 254
ISHARES TR RUS 1000 GRW ETF 464287614 239,807 1,931 SH SOLE 0 0 1,931
SCIENCE APPLICATIONS INTL CO COM 808625107 265,595 2,406 SH SOLE 0 0 2,406
MICROSOFT CORP COM 594918104 460,468 1,234 SH SOLE 0 0 1,234
ALPHABET INC CAP STK CL C 02079K107 246,642 698 SH SOLE 0 0 698
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 222,407 298 SH SOLE 0 0 298
AMPHENOL CORP CL A 032095101 416,035 2,360 SH SOLE 0 0 2,360
SPDR SERIES TRUST ST SHO TREAS ETF 78468R101 557,180 19,206 SH SOLE 0 0 19,206
VANGUARD INDEX FDS TOTAL STK MKT 922908769 483,565 1,307 SH SOLE 0 0 1,307
BROADCOM INC COM 11135F101 230,135 609 SH SOLE 0 0 609
COMFORT SYS USA INC COM 199908104 365,533 184 SH SOLE 0 0 184
IES HOLDINGS INC COM 44951W106 409,206 557 SH SOLE 0 0 557
INVESCO EXCH TRADED FD TR II RAFI EMRGNG MRKT 46138E727 1,298,025 46,558 SH SOLE 0 0 46,558
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 2,286,659 25,070 SH SOLE 0 0 25,070
ISHARES TR CORE S&P500 ETF 464287200 24,817,261 33,139 SH SOLE 0 0 33,139
RESMED INC COM 761152107 276,892 1,421 SH SOLE 0 0 1,421
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 394,307 788 SH SOLE 0 0 788
ALLISON TRANSMISSION HLDGS I COM 01973R101 259,787 2,304 SH SOLE 0 0 2,304
ADVANCED MICRO DEVICES INC COM 007903107 2,790 200 SH Put SOLE 0 0 200
KLA CORP COM NEW 482480100 224,312 743 SH SOLE 0 0 743
MORGAN STANLEY ETF TRUST EATO VANC BD ETF 61774R841 4,693,944 92,564 SH SOLE 0 0 92,564
HEICO CORP NEW COM 422806109 233,708 656 SH SOLE 0 0 656
ISHARES TR NEW YORK MUN ETF 464288323 1,058,690 19,640 SH SOLE 0 0 19,640
OFG BANCORP COM 67103X102 200,647 4,089 SH SOLE 0 0 4,089
STRYKER CORPORATION COM 863667101 318,698 1,012 SH SOLE 0 0 1,012
ADVANCED MICRO DEVICES INC COM 007903107 3,360 200 SH Put SOLE 0 0 200
BLACKROCK ETF TRUST II ISHA FLEX IN ETF 092528603 637,706 12,184 SH SOLE 0 0 12,184
ISHARES TR 1 3 YR TREAS BD 464287457 7,189,695 87,562 SH SOLE 0 0 87,562
DIMENSIONAL ETF TRUST US HIGH PROF ETF 25434V831 6,939,504 166,295 SH SOLE 0 0 166,295
ISHARES TR MSCI USA QLT FCT 46432F339 224,216 1,022 SH SOLE 0 0 1,022
AMAZON COM INC COM 023135106 575,114 2,413 SH SOLE 0 0 2,413
ISHARES TR CORE S&P SCP ETF 464287804 1,650,703 11,130 SH SOLE 0 0 11,130
JPMORGAN CHASE & CO COM 46625H100 275,604 842 SH SOLE 0 0 842
MICRON TECHNOLOGY INC COM 595112103 6,045 100 SH Put SOLE 0 0 100
SELECT SECTOR SPDR TR ST STR STAPL ETF 81369Y308 245,412 2,954 SH SOLE 0 0 2,954
MCKESSON CORP COM 58155Q103 316,899 419 SH SOLE 0 0 419
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670 398,419 8,488 SH SOLE 0 0 8,488
NVIDIA CORPORATION COM 67066G104 865,655 4,326 SH SOLE 0 0 4,326
MUELLER INDS INC COM 624756102 335,468 2,729 SH SOLE 0 0 2,729
PAYCHEX INC COM 704326107 2,024,490 20,589 SH SOLE 0 0 20,589
INVESCO EXCH TRADED FD TR II NY AMT FRE MUN 46138E529 498,817 21,941 SH SOLE 0 0 21,941
INTERCONTINENTAL EXCHANGE IN COM 45866F104 224,878 1,827 SH SOLE 0 0 1,827
ABBOTT LABORATORIES COM 002824100 329,608 3,632 SH SOLE 0 0 3,632
VISA INC COM CL A 92826C839 217,513 634 SH SOLE 0 0 634
FISERV INC COM 337738108 201,252 4,103 SH SOLE 0 0 4,103
MICRON TECHNOLOGY INC COM 595112103 354,727 307 SH SOLE 0 0 307
CENCORA INC COM 03073E105 325,520 1,150 SH SOLE 0 0 1,150
DOUBLELINE ETF TRUST MORTGAGE ETF 25861R402 4,338,015 88,370 SH SOLE 0 0 88,370
LISTED FDS TR WAHED DOW JONES 53656F268 394,215 9,986 SH SOLE 0 0 9,986
ISHARES TR INTERNATIONAL SL 46434V266 1,268,597 29,305 SH SOLE 0 0 29,305
CORNING INC COM 219350105 644,354 2,523 SH SOLE 0 0 2,523
ISHARES INC CORE MSCI EMKT 46434G103 5,868,002 70,835 SH SOLE 0 0 70,835
J P MORGAN EXCHANGE TRADED F DIVERSFED RTRN 46641Q886 267,550 2,154 SH SOLE 0 0 2,154
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159 3,314,340 71,973 SH SOLE 0 0 71,973
SCHEIN HENRY INC COM 806407102 370,578 4,437 SH SOLE 0 0 4,437
SPROTT ASSET MANAGEMENT LP PHYSICAL GOLD TR 85207H104 3,506,900 116,238 SH SOLE 0 0 116,238
ISHARES TR RUS 1000 VAL ETF 464287598 332,886 1,373 SH SOLE 0 0 1,373
THERMO FISHER SCIENTIFIC INC COM 883556102 321,044 640 SH SOLE 0 0 640
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 608,371 21,007 SH SOLE 0 0 21,007
DEERE & CO COM 244199105 282,537 445 SH SOLE 0 0 445
ISHARES TR RUSSELL 2000 ETF 464287655 498,650 1,660 SH SOLE 0 0 1,660
FACTSET RESH SYS INC COM 303075105 220,969 960 SH SOLE 0 0 960
FAIR ISAAC CORP COM 303250104 305,864 256 SH SOLE 0 0 256
META PLATFORMS INC CL A 30303M102 288,829 513 SH SOLE 0 0 513
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 7,050,342 98,952 SH SOLE 0 0 98,952
ALPHABET INC CAP STK CL A 02079K305 810,310 2,267 SH SOLE 0 0 2,267
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 1,215,978 16,159 SH SOLE 0 0 16,159
CORNING INC COM 219350105 1,223 500 SH Put SOLE 0 0 500
ADVANCED MICRO DEVICES INC COM 007903107 393,276 677 SH SOLE 0 0 677
ADOBE INC COM 00724F101 215,066 1,049 SH SOLE 0 0 1,049
CORNING INC COM 219350105 2,000 500 SH Put SOLE 0 0 500
ISHARES TR RUS 1000 ETF 464287622 2,234,822 5,457 SH SOLE 0 0 5,457
MICRON TECHNOLOGY INC COM 595112103 4,515 100 SH Put SOLE 0 0 100
ISHARES TR EAFE VALUE ETF 464288877 1,910,983 24,964 SH SOLE 0 0 24,964
ISHARES TR CORE MSCI EAFE 46432F842 1,943,796 20,126 SH SOLE 0 0 20,126
ROLLINS INC COM 775711104 252,661 6,053 SH SOLE 0 0 6,053
ISHARES TR CORE S&P MCP ETF 464287507 4,385,991 56,880 SH SOLE 0 0 56,880
APPLE INC COM 037833100 735,348 2,541 SH SOLE 0 0 2,541
AMERICAN WTR WKS CO INC NEW COM 030420103 227,580 1,730 SH SOLE 0 0 1,730
SCHWAB STRATEGIC TR 1 5YR CORP BD 808524714 2,215,201 89,830 SH SOLE 0 0 89,830