UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, DC 20549

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FORM 8-A

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FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES

PURSUANT TO SECTION 12(b) OR (g) OF THE

SECURITIES EXCHANGE ACT OF 1934

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BETTER HOME & FINANCE HOLDING COMPANY

(Exact name of registrant as specified in charter)

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Securities to be registered pursuant to Section 12(b) of the Exchange Act:

If this form relates to the registration of a class of securities pursuant to Section 12(b) of the Exchange Act and is effective pursuant to General Instruction A.(c), check the following box.  ☒

If this form relates to the registration of a class of securities pursuant to Section 12(g) of the Exchange Act and is effective pursuant to General Instruction A.(d) or (e), check the following box.  ☐

If this form relates to the registration of a class of securities concurrently with a Regulation A offering, check the following box.  ☐

Securities Act registration statement file number to which this form relates:  Not applicable.

Securities to be registered pursuant to Section 12(g) of the Act:

None

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Effective August 20, 2026, the Special Committee of the Board of Directors of Better Home & Finance Holding Company (the “Company”), a Delaware corporation, declared a dividend of (a) one Class A Right (a “Class A Right”) per share of Class A Common Stock, par value $0.0001 per share, (b) one Class B Right (a “Class B Right”) per share of Class B Common Stock, par value $0.0001 per share, and (c) one Class C Right (a “Class C Right”) per share of Class C Common Stock, par value $0.0001 per share (the Class A Rights, Class B Rights and Class C Rights, each a “Right” and collectively, the “Rights”), and adopted a stockholder rights plan, as set forth in the Rights Agreement, dated as of August 20, 2026 (the “Rights Agreement”), by and between the Company and Computershare Trust Company, N.A., as rights agent. The dividend is payable on August 31, 2026 to the Company’s stockholders of record as of the close of business on that date.

Each Right will allow its holder to purchase from the Company one one-thousandth of a share of Series A Junior Participating Preferred Stock, par value $0.0001 per share, for $65.00, once the Rights become exercisable.

The Rights are in all respects subject to and governed by the provisions of the Rights Agreement, which is attached hereto as Exhibit 4.1 and incorporated herein by reference. The description of the Rights is incorporated herein by reference to the description set forth under Items 1.01, 3.03 and 5.03 of the Company’s Current Report on Form 8-K filed with the Securities and Exchange Commission (“SEC”) on August 20, 2026 and is qualified in its entirety by reference to the full text of the Rights Agreement.

Item 2.

Exhibits.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this registration statement to be signed on its behalf by the undersigned hereunto duly authorized.

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