UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, DC 20549

________________

 

FORM 8-K

 

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the

Securities Exchange Act of 1934

 

Date of report (Date of earliest event reported): August 18, 2026

 

Central Index Key Number of the issuing entity: 0002148771

BANK5 2026-5YR24

(Exact name of Issuing Entity)

 

Central Index Key Number of the depositor: 0001547361

Morgan Stanley Capital I Inc.

(Exact Name of Registrant as Specified in its Charter)

 

Central Index Key Number of the sponsor: 0001541557

Morgan Stanley Mortgage Capital Holdings LLC

Central Index Key Number of the sponsor: 0001102113

Bank of America, National Association

Central Index Key Number of the sponsor: 0000740906
Wells Fargo Bank, National Association

Central Index Key Number of the sponsor: 0000835271
JPMorgan Chase Bank, National Association
(Exact Names of the Sponsors as Specified in their Charters)

 

Delaware 333-282944-07 13-3291626
(State or Other Jurisdiction of Incorporation) (Commission File Number) (I.R.S. Employer Identification No.)

 

1585 Broadway, New York, New York 10036
(Address of Principal Executive Offices) (ZIP Code)

 

Registrant’s telephone number, including area code: (212) 761-4000

 

Not applicable

(Former name or former address, if changed since last report.)

 

 

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

[ ]   Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

[ ]   Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

[ ]   Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

[ ]   Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

1 
 

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company         ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.         ☐

 

2 
 

Item 8.01. Other Events.

On August 31, 2026 (the “Closing Date”), Morgan Stanley Capital I Inc. (the “Registrant”) is expected to cause the issuance of the BANK5 2026-5YR24, Commercial Mortgage Pass-Through Certificates, Series 2026-5YR24 (the “Certificates”), pursuant to a Pooling and Servicing Agreement, attached hereto as Exhibit 4.1 and dated as of August 1, 2026 (the “Pooling and Servicing Agreement”), between the Registrant, as depositor, Trimont LLC (“Trimont”), as master servicer, CWCapital Asset Management LLC, as special servicer, Computershare Trust Company, National Association, as certificate administrator, Deutsche Bank National Trust Company, as trustee, and Park Bridge Lender Services LLC, as operating advisor and as asset representations reviewer. Capitalized terms used but not defined herein shall have the meanings assigned to them in the Pooling and Servicing Agreement.

The Certificates will consist of the following classes (each, a “Class”), designated as (i) the Class A-1, Class A-2, Class A-2-1, Class A-2-2, Class A-2-X1, Class A-2-X2, Class A-3, Class A-3-1, Class A-3-2, Class A-3-X1, Class A-3-X2, Class X-A, Class X-B, Class A-S, Class A-S-1, Class A-S-2, Class A-S-X1, Class A-S-X2, Class B, Class B-1, Class B-2, Class B-X1, Class B-X2, Class C, Class C-1, Class C-2, Class C-X1 and Class C-X2 Certificates (collectively, the “Publicly Offered Certificates”), and (ii) the Class X-D, Class X-E, Class X-F, Class X-G, Class D, Class E, Class F, Class G, Class V and Class R Certificates (collectively, the “Privately Offered Certificates”).

The Publicly Offered Certificates and the Privately Offered Certificates (together with the REMIC regular interests issued pursuant to the Pooling and Servicing Agreement and collectively designated the “VRR Interest”) will represent, in the aggregate, the entire beneficial ownership in the Issuing Entity, a common law trust to be formed on the Closing Date under the laws of the State of New York pursuant to the Pooling and Servicing Agreement. The Issuing Entity’s primary assets will be a pool of 35 commercial, multifamily and/or manufactured housing community mortgage loans (the “Mortgage Loans”). Certain of the Mortgage Loans will be acquired by the Registrant from Morgan Stanley Mortgage Capital Holdings LLC (“MSMCH”) pursuant to a Mortgage Loan Purchase Agreement, attached hereto as Exhibit 99.1 and dated as of August 18, 2026, between the Registrant and MSMCH; certain of the Mortgage Loans will be acquired by the Registrant from Bank of America, National Association (“BANA”) pursuant to a Mortgage Loan Purchase Agreement, attached hereto as Exhibit 99.2 and dated as of August 18, 2026, between the Registrant and BANA; certain of the Mortgage Loans will be acquired by the Registrant from Wells Fargo Bank, National Association (“WFB”) pursuant to a Mortgage Loan Purchase Agreement, attached hereto as Exhibit 99.3 and dated as of August 18, 2026, between the Registrant and WFB; and certain of the Mortgage Loans will be acquired by the Registrant from JPMorgan Chase Bank, National Association (“JPMCB”) pursuant to a Mortgage Loan Purchase Agreement, attached hereto as Exhibit 99.4 and dated as of August 18, 2026, between the Registrant and JPMCB.

The assets of the Issuing Entity will include several Mortgage Loans, each of which is a part of a Whole Loan. Each Whole Loan will be governed by a co-lender, intercreditor or similar agreement (each, an “Intercreditor Agreement”) between the holders of the promissory notes comprising such Whole Loan, the terms of which are described under “Description of the Mortgage Pool—The Whole Loans” in the Prospectus described below. Each Intercreditor Agreement is attached as an exhibit hereto as described in the following table. Moreover, certain of such Whole Loans will not be serviced pursuant to the Pooling and Servicing Agreement but will instead be serviced pursuant to a different servicing agreement (each, a “Non-Serviced PSA”). Each such Non-Serviced PSA is attached as an exhibit hereto as described in the following table. For a description of the servicing of the applicable Whole Loans under such Non-Serviced PSAs, see “Pooling and Servicing Agreement—Servicing of the Non-Serviced Mortgage Loans” in the Prospectus described below.

Name of Mortgage Loan/Whole Loan Non-Serviced PSA (if any) Intercreditor Agreement
Whalers Village N/A Exhibit 99.5
Project Embassy N/A Exhibit 99.6
FedEx Brooklyn N/A Exhibit 99.7
Summit Mall N/A Exhibit 99.8
111 Congress N/A(1) Exhibit 99.9
10 West End Exhibit 4.2 Exhibit 99.10
Glendale Fashion Center Exhibit 4.2 Exhibit 99.11
1351 Jerome Avenue N/A(1) Exhibit 99.12
3 
 
(1)The subject Whole Loan will be serviced under the Pooling and Servicing Agreement until the securitization of the related lead servicing companion loan, after which the subject Whole Loan will be serviced pursuant to the pooling and servicing agreement for such securitization. That pooling and servicing agreement will be identified and filed on a Form 8-K following such securitization.

Trimont has appointed Midland Loan Services, a Division of PNC Bank, National Association (“Midland”) as a primary servicer with respect to seven (7) mortgage loans, representing approximately 34.2% of the initial pool balance, pursuant to that certain primary servicing agreement, dated as of August 1, 2026 and attached hereto as Exhibit 99.13, between Midland, as master servicer, and Trimont, as primary servicer, the terms of which agreement are described under “Transaction Parties—The Primary Servicer—Trimont Primary Servicing Agreement” in the Prospectus.

The funds that will be used by the Registrant to pay the purchase price for the Mortgage Loans will be derived from the proceeds of (i) the sale of the Publicly Offered Certificates by the Registrant to Morgan Stanley & Co. LLC, BofA Securities, Inc., Wells Fargo Securities, LLC, J.P. Morgan Securities LLC, Academy Securities, Inc. and Siebert Williams Shank & Co., LLC (collectively, in such capacities, the “Underwriters”), pursuant to an Underwriting Agreement, attached hereto as Exhibit 1.1 and dated as of August 18, 2026, between the Registrant, the Underwriters, as underwriters, and MSMCH, (ii) the sale of the Privately Offered Certificates by the Registrant to Morgan Stanley & Co. LLC, BofA Securities, Inc., Wells Fargo Securities, LLC, J.P. Morgan Securities LLC, Academy Securities, Inc. and Siebert Williams Shank & Co., LLC (collectively, in such capacities, the “Initial Purchasers”), pursuant to a Certificate Purchase Agreement, dated as of August 18, 2026, between the Registrant, the Initial Purchasers, as initial purchasers, and MSMCH, and (iii) the transfer of the VRR Interest by the Registrant to Morgan Stanley Bank, N.A., BANA, WFB and JPMCB (in such capacity, the “Retaining Parties”), pursuant to a VRR Interest Transfer Agreement, dated as of August 18, 2026, between the Registrant and the Retaining Parties. Only the Publicly Offered Certificates will be offered to the public. The Privately Offered Certificates and the VRR Interest will be sold and transferred, as applicable, in transactions exempt from registration under the Securities Act of 1933, as amended.

The Publicly Offered Certificates and the Mortgage Loans are more particularly described in the Prospectus, dated August 19, 2026 and filed with the Securities and Exchange Commission on August 20, 2026. In connection with such Prospectus, the Chief Executive Officer of the Registrant has provided the certification attached hereto as Exhibit 36.1 and dated as of the date of the Prospectus.

The related registration statement (file no. 333-282944) was originally declared effective on January 3, 2025.

4 
 

 

Item 9.01. Financial Statements and Exhibits.

(d) Exhibits:

 

1.1 Underwriting Agreement, dated as of August 18, 2026, between Morgan Stanley Capital I Inc., Morgan Stanley Mortgage Capital Holdings LLC, Morgan Stanley & Co. LLC, BofA Securities, Inc., Wells Fargo Securities, LLC, J.P. Morgan Securities LLC, Academy Securities, Inc. and Siebert Williams Shank & Co., LLC.
4.1 Pooling and Servicing Agreement, dated as of August 1, 2026, between Morgan Stanley Capital I Inc., as depositor, Trimont LLC, as master servicer, CWCapital Asset Management LLC, as special servicer, Computershare Trust Company, National Association, as certificate administrator, Deutsche Bank National Trust Company, as trustee, and Park Bridge Lender Services LLC, as operating advisor and as asset representations reviewer.
4.2 Pooling and Servicing Agreement, dated as of July 1, 2026, between Morgan Stanley Capital I Inc., as depositor, Midland Loan Services, a Division of PNC Bank, National Association, as master servicer, Torchlight Loan Services, LLC, as special servicer, Computershare Trust Company, National Association, as certificate administrator and as trustee, and BellOak, LLC, as operating advisor and as asset representations reviewer, relating to the BANK5 2026-5YR23 securitization transaction, pursuant to which the 10 West End Mortgage Loan and the Glendale Fashion Center Mortgage Loans are serviced.
36.1 Depositor’s Certification for Shelf Offerings of Asset-Backed Securities in respect of that certain Prospectus dated August 19, 2026.
99.1 Mortgage Loan Purchase Agreement, dated as of August 18, 2026, between Morgan Stanley Capital I Inc. and Morgan Stanley Mortgage Capital Holdings LLC.
99.2 Mortgage Loan Purchase Agreement, dated as of August 18, 2026, between Morgan Stanley Capital I Inc. and Bank of America, National Association.
99.3 Mortgage Loan Purchase Agreement, dated as of August 18, 2026, between Morgan Stanley Capital I Inc. and Wells Fargo Bank, National Association.
99.4 Mortgage Loan Purchase Agreement, dated as of August 18, 2026, between Morgan Stanley Capital I Inc. and JPMorgan Chase Bank, National Association.
99.5 Co-Lender Agreement, dated as of the date in August, 2026, by and among JPMorgan Chase Bank, National Association and Societe Generale Financial Corporation, as holders of their respective notes and JPMorgan Chase Bank, National Association, as initial agent, relating to the Whalers Village Whole Loan.
99.6 Agreement Between Note Holders, dated as of July 22, 2026, by and between Wells Fargo Bank, National Association, as initial note A-1 holder, initial note A-2 holder, initial note A-3 holder, initial note A-4 holder, initial note A-5 holder and initial agent, relating to the Project Embassy Whole Loan.
99.7 Agreement Between Note Holders, dated as of August 5, 2026, by and between, Morgan Stanley Bank, N.A., as initial note A-1 holder, initial note A-2 holder, initial note A-3 holder, initial note A-4 holder, initial note A-5 holder and initial note A-6 holder, and Morgan Stanley Mortgage Capital Holdings LLC, as initial agent, relating to the FedEx Brooklyn Whole Loan.
99.8 Co-Lender Agreement, dated as of August 7, 2026, by and between Bank of America, N.A., as initial note A-1 holder and initial agent, and Natixis Real Estate Capital LLC, as initial note A-2 holder and initial note A-3 holder, relating to the Summit Mall Whole Loan.
5 
 

 

99.9 Agreement Between Note Holders, dated as of July 29, 2026, by and among Wells Fargo Bank, National Association, as initial note A-1 holder, initial note A-2 holder, initial note A-3 holder, initial note A-4 holder, initial note A-5 holder and initial agent, relating to the 111 Congress Whole Loan.
99.10 Agreement Between Note Holders, dated as of June 12, 2026, by and between Morgan Stanley Bank, N.A., as initial note A-1 holder and initial note A-2 holder, and Morgan Stanley Mortgage Capital Holdings LLC, as initial agent, relating to the 10 West End Whole Loan.
99.11 Agreement Between Note Holders, dated as of June 5, 2026, by and between Bank of America, N.A., as initial note A-1 holder, initial note A-2 holder and initial agent, relating to the Glendale Fashion Center Whole Loan.
99.12 Agreement Between Note Holders, dated as of August 11, 2026, by and among Goldman Sachs Bank USA, as initial note A-1 holder and initial agent, Morgan Stanley Mortgage Capital Holdings LLC, as initial note A-2 holder, and Argentic Real Estate Finance 2 LLC, as initial note A-3 holder, relating to the 1351 Jerome Avenue Whole Loan.
99.13 Primary Servicing Agreement, dated as of August 1, 2026, by and between Trimont LLC, as master servicer, and Midland Loan Serviced, a Division of PNC Bank, National Association, as primary servicer.

 

 

6 
 

SIGNATURES

 

 

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

 

  MORGAN STANLEY CAPITAL I INC.
   
   
   
  By: /s/ Jane Lam                              
  Name:  Jane Lam
  Title:   President

 

 

 

Dated: August 20, 2026

 

 

 

 

 

 

 

BANK5 2026-5YR24 – Form 8-K (Pricing)

 

 


ATTACHMENTS / EXHIBITS

ATTACHMENTS / EXHIBITS

UNDERWRITING AGREEMENT, DATED AS OF AUGUST 18, 2026

POOLING AND SERVICING AGREEMENT, DATED AS OF AUGUST 1, 2026

POOLING AND SERVICING AGREEMENT, DATED AS OF JULY 1, 2026

CERTIFICATION

MORTGAGE LOAN PURCHASE AGREEMENT, DATED AS OF AUGUST 18, 2026

MORTGAGE LOAN PURCHASE AGREEMENT, DATED AS OF AUGUST 18, 2026

MORTGAGE LOAN PURCHASE AGREEMENT, DATED AS OF AUGUST 18, 2026

MORTGAGE LOAN PURCHASE AGREEMENT, DATED AS OF AUGUST 18, 2026

CO-LENDER AGREEMENT, DATED AS OF THE DATE IN AUGUST, 2026

AGREEMENT BETWEEN NOTE HOLDERS, DATED AS OF JULY 22, 2026

AGREEMENT BETWEEN NOTE HOLDERS, DATED AS OF AUGUST 5, 2026

CO-LENDER AGREEMENT, DATED AS OF AUGUST 7, 2026

AGREEMENT BETWEEN NOTE HOLDERS, DATED AS OF JULY 29, 2026

AGREEMENT BETWEEN NOTE HOLDERS, DATED AS OF JUNE 12, 2026

AGREEMENT BETWEEN NOTE HOLDERS, DATED AS OF JUNE 5, 2026

AGREEMENT BETWEEN NOTE HOLDERS, DATED AS OF AUGUST 11, 2026

PRIMARY SERVICING AGREEMENT, DATED AS OF AUGUST 1, 2026