UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM |
CURRENT REPORT
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Item 2.02 Results of Operations and Financial Condition.
John Deere Capital Corporation’s (JDCC) revenue, net income, and ending portfolio balance for the third quarter and first nine months of fiscal year 2026 are set forth below:
Third Quarter | Year To Date | ||||||||
$ in millions | 2026 | 2025 | % Change | 2026 | 2025 | % Change | |||
Revenue | $ 1,192 | $ 1,233 | -3 | % | $ 3,518 | $ 3,622 | -3 | % | |
Net income | 174 | 159 | 9 | 524 | 442 | 19 | |||
Ending portfolio balance | 56,760 | 58,372 | -3 | ||||||
JDCC’s net income for the quarter was higher than the same period in 2025, driven by favorable financing spreads and discrete tax items, partially offset by the impact of a lower average portfolio and favorable derivative valuation adjustments in the third quarter of 2025. Net income for the first nine months of 2026 was higher than the prior year period due to favorable financing spreads, a lower provision for credit losses, and favorable derivative valuation adjustments, partially offset by the impact of a lower average portfolio.
Item 7.01Regulation FD Disclosure.
On August 20, 2026, Deere & Company, JDCC’s parent, issued a press release announcing its results of operations for the third quarter of fiscal year 2026 and made available a presentation providing a review of such period in connection with its investor earnings call. Copies of the press release and presentation are furnished herewith as Exhibits 99.1 and 99.2, respectively, and incorporated herein by reference.
Item 8.01Other Events.
The information set forth in Item 2.02 of this Current Report on Form 8-K is incorporated by reference into this Item 8.01.
Item 9.01Financial Statements and Exhibits.
(d)Exhibits
Number | Description of Exhibit | |
99.1 | ||
99.2 | ||
104 | Cover Page Interactive Data File (the cover page XBRL tags are imbedded in the Inline XBRL document) |
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Signature
Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
JOHN DEERE CAPITAL CORPORATION | ||
By: | /s/ Julie M. O. Rosales | |
Julie M. O. Rosales Secretary | ||
Dated: August 20, 2026 | ||
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