LOANS & ALLOWANCE FOR CREDIT LOSSES - SCHEDULE OF LOANS BY AMORTIZED COST BASIS BY YEAR OF ORIGINATION AND CREDIT QUALITY INDICATOR (Details) - USD ($)
$ in Thousands |
12 Months Ended |
Jun. 30, 2026 |
Jun. 30, 2025 |
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
| 2026 - 2025 |
$ 7,428,812
|
$ 5,412,403
|
| 2025 - 2024 |
4,628,903
|
2,547,925
|
| 2024 - 2023 |
2,088,998
|
2,175,575
|
| 2023 - 2022 |
1,742,105
|
2,911,537
|
| 2022 - 2021 |
2,020,414
|
1,098,514
|
| Prior |
1,915,476
|
1,782,450
|
| Revolving Loans |
6,271,329
|
5,623,293
|
| Total |
26,096,037
|
21,551,697
|
| Gross charge-offs |
|
|
| Gross charge-offs 2026 - 2025 |
2,776
|
589
|
| Gross charge-offs 2025 - 2024 |
6,546
|
1,528
|
| Gross charge-offs 2024 - 2023 |
3,483
|
3,332
|
| Gross charge-offs 2023 - 2022 |
2,819
|
3,910
|
| Gross charge-offs 2022 - 2021 |
26,185
|
6,739
|
| Prior |
7,344
|
12,208
|
| Revolving Loans |
0
|
2,000
|
| Total |
$ 49,153
|
$ 30,306
|
| As a % of total gross loans |
|
|
| 2026 - 2025 |
28.50%
|
25.10%
|
| 2025 - 2024 |
17.80%
|
11.90%
|
| 2024 - 2023 |
8.00%
|
10.10%
|
| 2023 - 2022 |
6.70%
|
13.50%
|
| 2022 - 2021 |
7.70%
|
5.10%
|
| Prior |
7.30%
|
8.30%
|
| Revolving Loans |
24.00%
|
26.10%
|
| Total |
100.00%
|
100.00%
|
| Pass |
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
| 2026 - 2025 |
$ 7,399,896
|
$ 5,406,078
|
| 2025 - 2024 |
4,572,770
|
2,490,906
|
| 2024 - 2023 |
1,926,007
|
2,148,488
|
| 2023 - 2022 |
1,718,463
|
2,731,588
|
| 2022 - 2021 |
1,851,331
|
1,071,097
|
| Prior |
1,817,953
|
1,645,380
|
| Revolving Loans |
6,224,925
|
5,489,416
|
| Total |
25,511,345
|
20,982,953
|
| Special Mention |
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
| 2026 - 2025 |
15,142
|
2,424
|
| 2025 - 2024 |
24,911
|
46,252
|
| 2024 - 2023 |
27,582
|
8,948
|
| 2023 - 2022 |
7,027
|
3,410
|
| 2022 - 2021 |
56,291
|
12,662
|
| Prior |
41,874
|
44,886
|
| Revolving Loans |
9,748
|
19,990
|
| Total |
182,575
|
138,572
|
| Substandard |
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
| 2026 - 2025 |
13,242
|
3,901
|
| 2025 - 2024 |
31,222
|
10,767
|
| 2024 - 2023 |
135,409
|
18,139
|
| 2023 - 2022 |
16,615
|
166,539
|
| 2022 - 2021 |
112,792
|
14,755
|
| Prior |
55,587
|
92,184
|
| Revolving Loans |
36,656
|
113,887
|
| Total |
401,523
|
420,172
|
| Doubtful |
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
| 2026 - 2025 |
532
|
0
|
| 2025 - 2024 |
0
|
0
|
| 2024 - 2023 |
0
|
0
|
| 2023 - 2022 |
0
|
10,000
|
| 2022 - 2021 |
0
|
0
|
| Prior |
62
|
0
|
| Revolving Loans |
0
|
0
|
| Total |
594
|
10,000
|
| Single Family - Mortgage & Warehouse |
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
| 2026 - 2025 |
968,427
|
752,486
|
| 2025 - 2024 |
439,980
|
270,245
|
| 2024 - 2023 |
165,754
|
456,692
|
| 2023 - 2022 |
363,384
|
1,077,539
|
| 2022 - 2021 |
951,826
|
446,326
|
| Prior |
899,619
|
782,617
|
| Revolving Loans |
792,782
|
609,373
|
| Total |
4,581,772
|
4,395,278
|
| Gross charge-offs |
|
|
| Gross charge-offs 2026 - 2025 |
0
|
0
|
| Gross charge-offs 2025 - 2024 |
0
|
340
|
| Gross charge-offs 2024 - 2023 |
65
|
0
|
| Gross charge-offs 2023 - 2022 |
0
|
400
|
| Gross charge-offs 2022 - 2021 |
48
|
0
|
| Prior |
391
|
2,296
|
| Revolving Loans |
0
|
0
|
| Total |
504
|
3,036
|
| Single Family - Mortgage & Warehouse | Pass |
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
| 2026 - 2025 |
968,427
|
750,357
|
| 2025 - 2024 |
419,519
|
269,165
|
| 2024 - 2023 |
164,739
|
451,330
|
| 2023 - 2022 |
360,370
|
1,067,144
|
| 2022 - 2021 |
912,712
|
434,352
|
| Prior |
834,773
|
715,620
|
| Revolving Loans |
791,650
|
599,406
|
| Total |
4,452,190
|
4,287,374
|
| Single Family - Mortgage & Warehouse | Special Mention |
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
| 2026 - 2025 |
0
|
2,129
|
| 2025 - 2024 |
2,130
|
1,080
|
| 2024 - 2023 |
0
|
5,362
|
| 2023 - 2022 |
2,475
|
3,140
|
| 2022 - 2021 |
19,317
|
5,254
|
| Prior |
27,748
|
26,604
|
| Revolving Loans |
1,132
|
9,967
|
| Total |
52,802
|
53,536
|
| Single Family - Mortgage & Warehouse | Substandard |
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
| 2026 - 2025 |
0
|
0
|
| 2025 - 2024 |
18,331
|
0
|
| 2024 - 2023 |
1,015
|
0
|
| 2023 - 2022 |
539
|
7,255
|
| 2022 - 2021 |
19,797
|
6,720
|
| Prior |
37,098
|
40,393
|
| Revolving Loans |
0
|
0
|
| Total |
76,780
|
54,368
|
| Single Family - Mortgage & Warehouse | Doubtful |
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
| 2026 - 2025 |
0
|
0
|
| 2025 - 2024 |
0
|
0
|
| 2024 - 2023 |
0
|
0
|
| 2023 - 2022 |
0
|
0
|
| 2022 - 2021 |
0
|
0
|
| Prior |
0
|
0
|
| Revolving Loans |
0
|
0
|
| Total |
0
|
0
|
| Multifamily and Commercial Mortgage |
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
| 2026 - 2025 |
223,661
|
75,755
|
| 2025 - 2024 |
74,875
|
22,435
|
| 2024 - 2023 |
17,667
|
644,050
|
| 2023 - 2022 |
518,685
|
872,388
|
| 2022 - 2021 |
755,628
|
429,938
|
| Prior |
893,774
|
894,723
|
| Revolving Loans |
0
|
1,450
|
| Total |
2,484,290
|
2,940,739
|
| Gross charge-offs |
|
|
| Gross charge-offs 2026 - 2025 |
0
|
0
|
| Gross charge-offs 2025 - 2024 |
0
|
375
|
| Gross charge-offs 2024 - 2023 |
0
|
86
|
| Gross charge-offs 2023 - 2022 |
423
|
5
|
| Gross charge-offs 2022 - 2021 |
0
|
0
|
| Prior |
4,902
|
8,099
|
| Revolving Loans |
0
|
0
|
| Total |
5,325
|
8,565
|
| Multifamily and Commercial Mortgage | Pass |
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
| 2026 - 2025 |
219,953
|
75,755
|
| 2025 - 2024 |
74,875
|
22,435
|
| 2024 - 2023 |
17,667
|
632,120
|
| 2023 - 2022 |
514,228
|
859,189
|
| 2022 - 2021 |
728,167
|
422,683
|
| Prior |
890,900
|
842,787
|
| Revolving Loans |
|
1,450
|
| Total |
2,445,790
|
2,856,419
|
| Multifamily and Commercial Mortgage | Special Mention |
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
| 2026 - 2025 |
3,708
|
0
|
| 2025 - 2024 |
0
|
0
|
| 2024 - 2023 |
0
|
3,400
|
| 2023 - 2022 |
2,201
|
0
|
| 2022 - 2021 |
9,033
|
7,255
|
| Prior |
0
|
18,272
|
| Revolving Loans |
0
|
0
|
| Total |
14,942
|
28,927
|
| Multifamily and Commercial Mortgage | Substandard |
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
| 2026 - 2025 |
0
|
0
|
| 2025 - 2024 |
0
|
0
|
| 2024 - 2023 |
0
|
8,530
|
| 2023 - 2022 |
2,256
|
13,199
|
| 2022 - 2021 |
18,428
|
0
|
| Prior |
2,874
|
33,664
|
| Revolving Loans |
0
|
0
|
| Total |
23,558
|
55,393
|
| Multifamily and Commercial Mortgage | Doubtful |
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
| 2026 - 2025 |
0
|
0
|
| 2025 - 2024 |
0
|
0
|
| 2024 - 2023 |
0
|
0
|
| 2023 - 2022 |
0
|
0
|
| 2022 - 2021 |
0
|
0
|
| Prior |
0
|
0
|
| Revolving Loans |
0
|
0
|
| Total |
0
|
0
|
| Commercial Real Estate |
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
| 2026 - 2025 |
3,239,856
|
3,135,530
|
| 2025 - 2024 |
2,751,766
|
1,342,372
|
| 2024 - 2023 |
906,348
|
679,875
|
| 2023 - 2022 |
611,801
|
585,142
|
| 2022 - 2021 |
38,298
|
157,581
|
| Prior |
43,681
|
61,937
|
| Revolving Loans |
1,276,101
|
974,750
|
| Total |
8,867,851
|
6,937,187
|
| Gross charge-offs |
|
|
| Gross charge-offs 2026 - 2025 |
0
|
0
|
| Gross charge-offs 2025 - 2024 |
0
|
0
|
| Gross charge-offs 2024 - 2023 |
0
|
0
|
| Gross charge-offs 2023 - 2022 |
0
|
165
|
| Gross charge-offs 2022 - 2021 |
0
|
0
|
| Prior |
4
|
0
|
| Revolving Loans |
0
|
0
|
| Total |
4
|
165
|
| Commercial Real Estate | Pass |
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
| 2026 - 2025 |
3,236,196
|
3,135,530
|
| 2025 - 2024 |
2,751,766
|
1,342,372
|
| 2024 - 2023 |
906,348
|
679,875
|
| 2023 - 2022 |
610,616
|
575,642
|
| 2022 - 2021 |
11,170
|
152,581
|
| Prior |
28,958
|
47,214
|
| Revolving Loans |
1,261,496
|
960,145
|
| Total |
8,806,550
|
6,893,359
|
| Commercial Real Estate | Special Mention |
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
| 2026 - 2025 |
0
|
0
|
| 2025 - 2024 |
0
|
0
|
| 2024 - 2023 |
0
|
0
|
| 2023 - 2022 |
0
|
0
|
| 2022 - 2021 |
27,128
|
0
|
| Prior |
0
|
0
|
| Revolving Loans |
0
|
|
| Total |
27,128
|
0
|
| Commercial Real Estate | Substandard |
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
| 2026 - 2025 |
3,660
|
0
|
| 2025 - 2024 |
0
|
0
|
| 2024 - 2023 |
0
|
0
|
| 2023 - 2022 |
1,185
|
9,500
|
| 2022 - 2021 |
0
|
5,000
|
| Prior |
14,723
|
14,723
|
| Revolving Loans |
14,605
|
14,605
|
| Total |
34,173
|
43,828
|
| Commercial Real Estate | Doubtful |
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
| 2026 - 2025 |
0
|
0
|
| 2025 - 2024 |
0
|
0
|
| 2024 - 2023 |
0
|
0
|
| 2023 - 2022 |
0
|
0
|
| 2022 - 2021 |
0
|
0
|
| Prior |
0
|
0
|
| Revolving Loans |
0
|
0
|
| Total |
0
|
0
|
| Commercial & Industrial - Non-RE |
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
| 2026 - 2025 |
2,635,803
|
1,234,865
|
| 2025 - 2024 |
1,206,782
|
865,186
|
| 2024 - 2023 |
966,810
|
319,287
|
| 2023 - 2022 |
205,482
|
266,163
|
| 2022 - 2021 |
214,543
|
40,976
|
| Prior |
63,781
|
31,300
|
| Revolving Loans |
4,202,446
|
4,037,720
|
| Total |
9,495,647
|
6,795,497
|
| Gross charge-offs |
|
|
| Gross charge-offs 2026 - 2025 |
1,680
|
0
|
| Gross charge-offs 2025 - 2024 |
3,346
|
0
|
| Gross charge-offs 2024 - 2023 |
2,997
|
883
|
| Gross charge-offs 2023 - 2022 |
796
|
0
|
| Gross charge-offs 2022 - 2021 |
24,795
|
5,942
|
| Prior |
990
|
0
|
| Revolving Loans |
0
|
2,000
|
| Total |
34,604
|
8,825
|
| Commercial & Industrial - Non-RE | Pass |
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
| 2026 - 2025 |
2,614,903
|
1,231,118
|
| 2025 - 2024 |
1,171,686
|
809,347
|
| 2024 - 2023 |
804,879
|
310,043
|
| 2023 - 2022 |
190,672
|
120,385
|
| 2022 - 2021 |
139,711
|
38,397
|
| Prior |
48,857
|
28,311
|
| Revolving Loans |
4,171,779
|
3,928,415
|
| Total |
9,142,487
|
6,466,016
|
| Commercial & Industrial - Non-RE | Special Mention |
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
| 2026 - 2025 |
11,324
|
0
|
| 2025 - 2024 |
22,611
|
45,120
|
| 2024 - 2023 |
27,564
|
0
|
| 2023 - 2022 |
2,273
|
0
|
| 2022 - 2021 |
614
|
93
|
| Prior |
14,106
|
0
|
| Revolving Loans |
8,616
|
10,023
|
| Total |
87,108
|
55,236
|
| Commercial & Industrial - Non-RE | Substandard |
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
| 2026 - 2025 |
9,044
|
3,747
|
| 2025 - 2024 |
12,485
|
10,719
|
| 2024 - 2023 |
134,367
|
9,244
|
| 2023 - 2022 |
12,537
|
135,778
|
| 2022 - 2021 |
74,218
|
2,486
|
| Prior |
756
|
2,989
|
| Revolving Loans |
22,051
|
99,282
|
| Total |
265,458
|
264,245
|
| Commercial & Industrial - Non-RE | Doubtful |
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
| 2026 - 2025 |
532
|
0
|
| 2025 - 2024 |
0
|
0
|
| 2024 - 2023 |
0
|
0
|
| 2023 - 2022 |
0
|
10,000
|
| 2022 - 2021 |
0
|
0
|
| Prior |
62
|
0
|
| Revolving Loans |
0
|
0
|
| Total |
594
|
10,000
|
| Auto & Consumer |
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
| 2026 - 2025 |
361,065
|
213,767
|
| 2025 - 2024 |
155,500
|
47,687
|
| 2024 - 2023 |
32,419
|
75,671
|
| 2023 - 2022 |
42,753
|
110,305
|
| 2022 - 2021 |
60,119
|
23,693
|
| Prior |
14,621
|
11,873
|
| Revolving Loans |
0
|
0
|
| Total |
666,477
|
482,996
|
| Gross charge-offs |
|
|
| Gross charge-offs 2026 - 2025 |
1,096
|
589
|
| Gross charge-offs 2025 - 2024 |
3,200
|
813
|
| Gross charge-offs 2024 - 2023 |
421
|
2,363
|
| Gross charge-offs 2023 - 2022 |
1,600
|
3,340
|
| Gross charge-offs 2022 - 2021 |
1,342
|
797
|
| Prior |
1,057
|
1,813
|
| Revolving Loans |
0
|
0
|
| Total |
8,716
|
9,715
|
| Auto & Consumer | Pass |
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
| 2026 - 2025 |
360,417
|
213,318
|
| 2025 - 2024 |
154,924
|
47,587
|
| 2024 - 2023 |
32,374
|
75,120
|
| 2023 - 2022 |
42,577
|
109,228
|
| 2022 - 2021 |
59,571
|
23,084
|
| Prior |
14,465
|
11,448
|
| Revolving Loans |
0
|
0
|
| Total |
664,328
|
479,785
|
| Auto & Consumer | Special Mention |
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
| 2026 - 2025 |
110
|
295
|
| 2025 - 2024 |
170
|
52
|
| 2024 - 2023 |
18
|
186
|
| 2023 - 2022 |
78
|
270
|
| 2022 - 2021 |
199
|
60
|
| Prior |
20
|
10
|
| Revolving Loans |
0
|
0
|
| Total |
595
|
873
|
| Auto & Consumer | Substandard |
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
| 2026 - 2025 |
538
|
154
|
| 2025 - 2024 |
406
|
48
|
| 2024 - 2023 |
27
|
365
|
| 2023 - 2022 |
98
|
807
|
| 2022 - 2021 |
349
|
549
|
| Prior |
136
|
415
|
| Revolving Loans |
0
|
0
|
| Total |
1,554
|
2,338
|
| Auto & Consumer | Doubtful |
|
|
| Financing Receivable, Credit Quality Indicator [Line Items] |
|
|
| 2026 - 2025 |
0
|
0
|
| 2025 - 2024 |
0
|
0
|
| 2024 - 2023 |
0
|
0
|
| 2023 - 2022 |
0
|
0
|
| 2022 - 2021 |
0
|
0
|
| Prior |
0
|
0
|
| Revolving Loans |
0
|
0
|
| Total |
$ 0
|
$ 0
|