v3.26.1
CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
 12 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2024
INTEREST AND DIVIDEND INCOME:      
Loans, including fees $ 1,831,455 $ 1,654,784 $ 1,499,572
Securities borrowed and customer receivables 31,933 25,492 22,407
Investments and other 93,564 135,189 133,628
Total interest and dividend income 1,956,952 1,815,465 1,655,607
INTEREST EXPENSE:      
Deposits 646,365 667,753 670,570
Advances from the Federal Home Loan Bank 17,586 1,652 3,087
Securities loaned 974 1,830 2,214
Other borrowings 45,117 16,458 18,307
Total interest expense 710,042 687,693 694,178
Net interest income 1,246,910 1,127,772 961,429
Provision for credit losses 101,105 55,745 32,500
Net interest income, after provision for credit losses 1,145,805 1,072,027 928,929
NON-INTEREST INCOME:      
Broker-dealer fee income 45,273 45,233 48,136
Advisory fee income 35,978 31,794 31,335
Banking and service fees 139,825 38,195 35,723
Mortgage banking and servicing rights income 6,108 13,007 10,000
Prepayment penalty fee income 6,399 2,837 5,069
Gain on acquisition 0 0 92,397
Total non-interest income 233,583 131,066 222,660
NON-INTEREST EXPENSE:      
Salaries and related costs 323,046 297,955 250,873
Data and operational processing 91,885 80,433 69,370
Depreciation and amortization 80,623 29,019 27,086
Advertising and promotional 49,134 47,760 42,797
Professional services 42,806 37,572 36,532
Occupancy and equipment 22,391 17,705 16,704
FDIC and regulatory fees 27,693 27,558 20,546
Broker-dealer clearing charges 17,729 17,065 18,260
General and administrative expense 77,411 34,631 33,940
Total non-interest expense 732,718 589,698 516,108
INCOME BEFORE INCOME TAXES 646,670 613,395 635,481
INCOME TAXES 156,298 180,487 185,473
NET INCOME $ 490,372 $ 432,908 $ 450,008
Basic earnings per common share (in dollars per share) $ 8.66 $ 7.61 $ 7.82
Diluted earnings per common share (in dollars per share) $ 8.48 $ 7.43 $ 7.66