v3.26.1
PARENT-ONLY CONDENSED FINANCIAL INFORMATION - STATEMENTS OF CASH FLOWS (Details) - USD ($)
$ in Thousands
12 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2024
CASH FLOWS FROM OPERATING ACTIVITIES:      
Net income $ 490,372 $ 432,908 $ 450,008
Adjustments to reconcile net income to net cash provided by (used in) operating activities:      
Depreciation, amortization and accretion 80,623 29,019 27,086
Stock-based compensation expense 44,255 41,971 35,194
Decrease (increase) in other assets (203,988) 18,506 (114,040)
Net cash provided by (used in) operating activities 557,597 490,331 305,477
CASH FLOWS FROM INVESTING ACTIVITIES:      
Purchases of premises, furniture, equipment, software and intangibles (266,449) (54,213) (35,961)
Net cash provided by (used in) investing activities (5,035,870) (1,841,067) (2,589,280)
CASH FLOWS FROM FINANCING ACTIVITIES:      
Payments related to settlement of restricted stock units (30,246) (27,640) (16,192)
Purchase of treasury stock (21,980) (58,203) (96,286)
Repurchase of subordinated notes 0 (13,169) (8,938)
Payment of debt issuance costs (2,861) 0 0
Proceeds from issuance of subordinated notes 200,000 0 0
Redemption of subordinated notes (160,500) 0 0
Repayment of subordinated loans (7,400) 0 0
Net cash provided by (used in) financing activities 3,609,721 1,341,314 2,087,493
NET CHANGE IN CASH, CASH EQUIVALENTS AND RESTRICTED CASH (868,552) (9,422) (196,310)
CASH, CASH EQUIVALENTS AND RESTRICTED CASH—Beginning of year 2,176,354 2,185,776 2,382,086
CASH, CASH EQUIVALENTS AND RESTRICTED CASH—End of year 1,307,802 2,176,354 2,185,776
Parent      
CASH FLOWS FROM OPERATING ACTIVITIES:      
Net income 490,372 432,908 450,008
Adjustments to reconcile net income to net cash provided by (used in) operating activities:      
Depreciation, amortization and accretion 7,597 24,499 9,532
Stock-based compensation expense 44,255 41,970 35,194
Equity in undistributed earnings of subsidiaries (323,121) (288,273) (333,654)
Decrease (increase) in other assets (5,628) (4,235) 15,849
Increase (decrease) in other liabilities (113,083) 111,982 (17,922)
Net cash provided by (used in) operating activities 100,392 318,851 159,007
CASH FLOWS FROM INVESTING ACTIVITIES:      
Purchases of investments (225) (1,001) (20,351)
Purchases of loans, net of discounts or premiums 0 (55,664) 0
Proceeds from principal repayments on loans 991 5,051 5,000
Purchases of premises, furniture, equipment, software and intangibles (11,907) (18,650) (5,378)
Investment in subsidiaries (53,700) (73,320) (23,200)
Net cash provided by (used in) investing activities (64,841) (143,584) (43,929)
CASH FLOWS FROM FINANCING ACTIVITIES:      
Payments related to settlement of restricted stock units (30,246) (27,640) (16,192)
Purchase of treasury stock (21,980) (58,203) (96,286)
Repurchase of subordinated notes 0 (13,169) (8,938)
Payment of debt issuance costs (2,861) 0 0
Proceeds from issuance of subordinated notes 200,000 0 0
Redemption of subordinated notes (160,500) 0 0
Repayment of subordinated loans (7,400) 0 0
Net cash provided by (used in) financing activities (22,987) (99,012) (121,416)
NET CHANGE IN CASH, CASH EQUIVALENTS AND RESTRICTED CASH 12,564 76,255 (6,338)
CASH, CASH EQUIVALENTS AND RESTRICTED CASH—Beginning of year 185,865 109,610 115,948
CASH, CASH EQUIVALENTS AND RESTRICTED CASH—End of year $ 198,429 $ 185,865 $ 109,610