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August 20, 2026
1H26 results press release |
Important Information for Investors and Securityholders
This communication is not intended to and does not constitute an offer to sell, buy, or exchange or the solicitation of an offer to sell, buy, or exchange any securities
or the solicitation of any vote or approval in any jurisdiction, nor shall there be any sale, purchase, or exchange of securities or solicitation of any vote or approval in any jurisdiction in contravention of applicable law. In connection with the
proposed corporate reorganization that includes, among other things, the domestication and continuation of Aegon as a Delaware corporation (the “Redomiciliation”), Aegon will file a registration statement on a Form F-4, which includes a U.S. Shareholder Circular (the “Proxy Statement/Prospectus”), with the U.S. Securities and Exchange Commission (the “SEC”). Aegon plans to mail the definitive Proxy
Statement/Prospectus to its shareholders in connection with the proposed Redomiciliation ahead of calling an extraordinary general meeting of shareholders contemplated in Q4 2026. INVESTORS AND SECURITYHOLDERS OF AEGON ARE URGED TO READ THE PROXY
STATEMENT/PROSPECTUS AND ALL OTHER RELEVANT DOCUMENTS FILED OR TO BE FILED WITH THE SEC CAREFULLY WHEN THEY BECOME AVAILABLE BECAUSE THEY WILL CONTAIN IMPORTANT INFORMATION ABOUT AEGON, ITS PROPOSED REDOMICILIATION AND RELATED MATTERS. Investors and
securityholders will be able to obtain free copies of the definitive Proxy Statement/Prospectus (when available) and other documents filed with the SEC by Aegon through the website maintained by the SEC at www.sec.gov. In addition, investors and
securityholders will be able to obtain free copies of the documents filed with the SEC on Aegon’s website at www.aegon.com or by contacting Aegon’s Investor Relations, World Trade Center, Schiphol Boulevard 223,1118 BH Schiphol, The
Netherlands, Tel: + 3120-259-2500, E-mail: ir@aegon.com.
Participants in the Solicitation
Aegon, its directors and executive officers
and other members of management and employees may be deemed to be participants in the solicitation of proxies from Aegon’s securityholders in respect of the proposed transactions under the rules of the SEC. Information regarding the persons
who may, under the rules of the SEC, be deemed participants in the solicitation of Aegon’s securityholders. in connection with the proposed Redomiciliation, including a description of their respective direct or indirect interests, by security
holdings or otherwise, is included in the Proxy Statement/Prospectus described above. Additional information regarding Aegon’s directors and executive officers regarding the interests of such potential participants is also included in
Aegon’s 20-F, which was filed with the SEC on March 26, 2026. This document is available free of charge as described from the SEC’s website at www.sec.gov.
Forward-looking statements
The statements contained in this document that are
not historical facts are forward-looking statements as defined in the US Private Securities Litigation Reform Act of 1995. The following are words that identify such forward-looking statements: aim, believe, estimate, target, focus, intend, may,
expect, anticipate, predict, project, counting on, plan, continue, want, forecast, goal, should, would, could, is confident, will, and similar expressions as they relate to Aegon. These statements may contain information about financial prospects,
economic conditions and trends and involve risks and uncertainties. In addition, any statements that refer to sustainability, environmental and social targets, commitments, goals, efforts and expectations and other events or circumstances that are
partially dependent on future events are forward-looking statements. These statements are not guarantees of future performance and involve risks, uncertainties and assumptions that are difficult to predict. Aegon undertakes no obligation, and
expressly disclaims any duty, to publicly update or revise any forward-looking statements. Readers are cautioned not to place undue reliance on these forward-looking statements, which merely reflect the company’s expectations at the time of
writing. Actual results may differ materially and adversely from expectations conveyed in forward-looking statements due to changes caused by various risks and uncertainties. Such risks and uncertainties include, but are not limited to, the
following:
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Changes in general economic and/or governmental conditions, particularly in Bermuda, the United States, the United Kingdom
and, in relation to Aegon’s shareholding in ASR Nederland N.V., and Aegon’s asset management business, the Netherlands. |
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Civil unrest, (geo-) political tensions, military action or other instability in
countries or geographic regions that affect our operations or that affect global markets. |
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Changes in the performance of financial markets, including emerging markets, such as: |
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The frequency and severity of defaults by issuers in Aegon’s fixed income investment portfolios.
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The effects of corporate bankruptcies and/or accounting restatements on the financial markets and the resulting decline in
the value of equity and debt securities Aegon holds. |
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The effects of declining creditworthiness of certain public sector securities and the resulting decline in the value of
government exposure that Aegon holds. |
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The impact from volatility in credit, equity, and interest rates. |
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Changes in the performance of Aegon’s investment portfolio and a decline in the ratings of Aegon’s
counterparties. |
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The effect of tariffs and potential trade wars on trading markets and on economic growth, both globally and in the markets
where Aegon operates. |
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The lowering of one or more of Aegon’s debt ratings issued by recognized rating organizations and the adverse impact
such action may have on Aegon’s ability to raise capital and on its liquidity and financial condition. |
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The lowering of one or more insurer financial strength ratings of Aegon’s insurance subsidiaries and the adverse
impact such action may have on the written premium, policy retention, profitability and liquidity of its insurance subsidiaries. |
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The effect of applicable Bermuda solvency requirements, the European Union’s Solvency II requirements, and applicable
equivalent solvency requirements and other regulations in other jurisdictions, in particular the United States, affecting the capital Aegon is required to maintain and our ability to pay dividends. |
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Changes in the European Commission’s or European regulator’s position on the equivalence of the supervisory
regime for insurance and reinsurance undertakings in force in Bermuda. |
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Changes affecting interest rate levels and low or rapidly changing interest rate levels. |
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Changes affecting currency exchange rates, in particular the EUR/USD and EUR/GBP exchange rates. |
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The effects of global inflation, or inflation in the markets where Aegon operates. |
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Changes in the availability of, and costs associated with, liquidity sources, such as bank and capital markets funding, as
well as conditions in the credit markets in general, such as changes in borrower and counterparty creditworthiness. |
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Increasing levels of competition, particularly in the United States, the United Kingdom, emerging markets and, in relation
to Aegon’s shareholding in ASR Nederland N.V. and Aegon’s asset management business, the Netherlands. |
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Catastrophic events, either manmade or by nature – including, for example, acts of God, acts of terrorism, acts of war
and pandemics – could result in material losses and significantly interrupt Aegon’s business. |
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The frequency and severity of insured loss events. |
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Changes affecting longevity, mortality, morbidity, persistence and other factors that may impact the profitability of
Aegon’s insurance products and management of derivatives. |
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Aegon’s projected results, which are highly sensitive to complex mathematical models of financial markets, mortality,
longevity, and other dynamic systems that are subject to shocks and unpredictable volatility. Should assumptions to these models later prove incorrect or should errors in those models escape the controls in place to detect them, future performance
will vary from projected results. |
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Reinsurers to whom Aegon has ceded significant underwriting risks may fail to meet their obligations. |
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Changes in customer behavior and public opinion in general related to, among other things, the type of products Aegon sells,
including legal, regulatory or commercial necessity to meet changing customer expectations. |
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