<?xml version="1.0" encoding="UTF-8" standalone="yes"?>
<ns1:proxyVoteTable xmlns:ns1="http://www.sec.gov/edgar/document/npxproxy/informationtable" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
	<ns1:proxyTable>
		<ns1:issuerName>NIKE, INC.</ns1:issuerName>
		<ns1:cusip>654106103</ns1:cusip>
		<ns1:meetingDate>09/09/2025</ns1:meetingDate>
		<ns1:voteDescription>TO APPROVE EXECUTIVE COMPENSATION BY AN ADVISORY VOTE.</ns1:voteDescription>
		<ns1:voteCategories>
			<ns1:voteCategory>
				<ns1:categoryType>SECTION 14A SAY-ON-PAY VOTES</ns1:categoryType>
			</ns1:voteCategory>
		</ns1:voteCategories>
		<ns1:voteSource>ISSUER</ns1:voteSource>
		<ns1:sharesVoted>196</ns1:sharesVoted>
		<ns1:sharesOnLoan>0</ns1:sharesOnLoan>
		<ns1:vote>
			<ns1:voteRecord>
				<ns1:howVoted>ABSTAIN</ns1:howVoted>
				<ns1:sharesVoted>196</ns1:sharesVoted>
				<ns1:managementRecommendation>FOR</ns1:managementRecommendation>
			</ns1:voteRecord>
		</ns1:vote>
	</ns1:proxyTable>
	<ns1:proxyTable>
		<ns1:issuerName>THE PROCTER &amp; GAMBLE COMPANY</ns1:issuerName>
		<ns1:cusip>742718109</ns1:cusip>
		<ns1:meetingDate>10/14/2025</ns1:meetingDate>
		<ns1:voteDescription>ADVISORY VOTE TO APPROVE THE COMPANY'S EXECUTIVE COMPENSATION (THE SAY ON PAY&amp;QUOT VOTE) &amp;QUOT</ns1:voteDescription>
		<ns1:voteCategories>
			<ns1:voteCategory>
				<ns1:categoryType>SECTION 14A SAY-ON-PAY VOTES</ns1:categoryType>
			</ns1:voteCategory>
		</ns1:voteCategories>
		<ns1:voteSource>ISSUER</ns1:voteSource>
		<ns1:sharesVoted>296</ns1:sharesVoted>
		<ns1:sharesOnLoan>0</ns1:sharesOnLoan>
		<ns1:vote>
			<ns1:voteRecord>
				<ns1:howVoted>ABSTAIN</ns1:howVoted>
				<ns1:sharesVoted>296</ns1:sharesVoted>
				<ns1:managementRecommendation>FOR</ns1:managementRecommendation>
			</ns1:voteRecord>
		</ns1:vote>
	</ns1:proxyTable>
	<ns1:proxyTable>
		<ns1:issuerName>ORACLE CORPORATION</ns1:issuerName>
		<ns1:cusip>68389X105</ns1:cusip>
		<ns1:meetingDate>11/18/2025</ns1:meetingDate>
		<ns1:voteDescription>ADVISORY VOTE TO APPROVE THE COMPENSATION OF OUR NAMED EXECUTIVE OFFICERS</ns1:voteDescription>
		<ns1:voteCategories>
			<ns1:voteCategory>
				<ns1:categoryType>SECTION 14A SAY-ON-PAY VOTES</ns1:categoryType>
			</ns1:voteCategory>
		</ns1:voteCategories>
		<ns1:voteSource>ISSUER</ns1:voteSource>
		<ns1:sharesVoted>244</ns1:sharesVoted>
		<ns1:sharesOnLoan>0</ns1:sharesOnLoan>
		<ns1:vote>
			<ns1:voteRecord>
				<ns1:howVoted>ABSTAIN</ns1:howVoted>
				<ns1:sharesVoted>244</ns1:sharesVoted>
				<ns1:managementRecommendation>FOR</ns1:managementRecommendation>
			</ns1:voteRecord>
		</ns1:vote>
	</ns1:proxyTable>
	<ns1:proxyTable>
		<ns1:issuerName>CARRIER GLOBAL CORPORATION</ns1:issuerName>
		<ns1:cusip>14448C104</ns1:cusip>
		<ns1:meetingDate>04/15/2026</ns1:meetingDate>
		<ns1:voteDescription>ADVISORY VOTE TO APPROVE NAMED EXECUTIVE OFFICER COMPENSATION</ns1:voteDescription>
		<ns1:voteCategories>
			<ns1:voteCategory>
				<ns1:categoryType>SECTION 14A SAY-ON-PAY VOTES</ns1:categoryType>
			</ns1:voteCategory>
		</ns1:voteCategories>
		<ns1:voteSource>ISSUER</ns1:voteSource>
		<ns1:sharesVoted>197</ns1:sharesVoted>
		<ns1:sharesOnLoan>0</ns1:sharesOnLoan>
		<ns1:vote>
			<ns1:voteRecord>
				<ns1:howVoted>ABSTAIN</ns1:howVoted>
				<ns1:sharesVoted>197</ns1:sharesVoted>
				<ns1:managementRecommendation>FOR</ns1:managementRecommendation>
			</ns1:voteRecord>
		</ns1:vote>
	</ns1:proxyTable>
	<ns1:proxyTable>
		<ns1:issuerName>PFIZER INC.</ns1:issuerName>
		<ns1:cusip>717081103</ns1:cusip>
		<ns1:meetingDate>04/23/2026</ns1:meetingDate>
		<ns1:voteDescription>2026 ADVISORY APPROVAL OF EXECUTIVE COMPENSATION</ns1:voteDescription>
		<ns1:voteCategories>
			<ns1:voteCategory>
				<ns1:categoryType>SECTION 14A SAY-ON-PAY VOTES</ns1:categoryType>
			</ns1:voteCategory>
		</ns1:voteCategories>
		<ns1:voteSource>ISSUER</ns1:voteSource>
		<ns1:sharesVoted>829</ns1:sharesVoted>
		<ns1:sharesOnLoan>0</ns1:sharesOnLoan>
		<ns1:vote>
			<ns1:voteRecord>
				<ns1:howVoted>ABSTAIN</ns1:howVoted>
				<ns1:sharesVoted>829</ns1:sharesVoted>
				<ns1:managementRecommendation>FOR</ns1:managementRecommendation>
			</ns1:voteRecord>
		</ns1:vote>
	</ns1:proxyTable>
	<ns1:proxyTable>
		<ns1:issuerName>RTX CORPORATION</ns1:issuerName>
		<ns1:cusip>75513E101</ns1:cusip>
		<ns1:meetingDate>04/30/2026</ns1:meetingDate>
		<ns1:voteDescription>ADVISORY VOTE TO APPROVE EXECUTIVE COMPENSATION</ns1:voteDescription>
		<ns1:voteCategories>
			<ns1:voteCategory>
				<ns1:categoryType>SECTION 14A SAY-ON-PAY VOTES</ns1:categoryType>
			</ns1:voteCategory>
		</ns1:voteCategories>
		<ns1:voteSource>ISSUER</ns1:voteSource>
		<ns1:sharesVoted>197</ns1:sharesVoted>
		<ns1:sharesOnLoan>0</ns1:sharesOnLoan>
		<ns1:vote>
			<ns1:voteRecord>
				<ns1:howVoted>ABSTAIN</ns1:howVoted>
				<ns1:sharesVoted>197</ns1:sharesVoted>
				<ns1:managementRecommendation>FOR</ns1:managementRecommendation>
			</ns1:voteRecord>
		</ns1:vote>
	</ns1:proxyTable>
	<ns1:proxyTable>
		<ns1:issuerName>AT&amp;T INC.</ns1:issuerName>
		<ns1:cusip>00206R102</ns1:cusip>
		<ns1:meetingDate>05/14/2026</ns1:meetingDate>
		<ns1:voteDescription>ADVISORY APPROVAL OF EXECUTIVE COMPENSATION</ns1:voteDescription>
		<ns1:voteCategories>
			<ns1:voteCategory>
				<ns1:categoryType>SECTION 14A SAY-ON-PAY VOTES</ns1:categoryType>
			</ns1:voteCategory>
		</ns1:voteCategories>
		<ns1:voteSource>ISSUER</ns1:voteSource>
		<ns1:sharesVoted>1028</ns1:sharesVoted>
		<ns1:sharesOnLoan>0</ns1:sharesOnLoan>
		<ns1:vote>
			<ns1:voteRecord>
				<ns1:howVoted>ABSTAIN</ns1:howVoted>
				<ns1:sharesVoted>1028</ns1:sharesVoted>
				<ns1:managementRecommendation>FOR</ns1:managementRecommendation>
			</ns1:voteRecord>
		</ns1:vote>
	</ns1:proxyTable>
	<ns1:proxyTable>
		<ns1:issuerName>MCDONALD'S CORPORATION</ns1:issuerName>
		<ns1:cusip>580135101</ns1:cusip>
		<ns1:meetingDate>05/20/2026</ns1:meetingDate>
		<ns1:voteDescription>ADVISORY VOTE TO APPROVE EXECUTIVE COMPENSATION.</ns1:voteDescription>
		<ns1:voteCategories>
			<ns1:voteCategory>
				<ns1:categoryType>SECTION 14A SAY-ON-PAY VOTES</ns1:categoryType>
			</ns1:voteCategory>
		</ns1:voteCategories>
		<ns1:voteSource>ISSUER</ns1:voteSource>
		<ns1:sharesVoted>47</ns1:sharesVoted>
		<ns1:sharesOnLoan>0</ns1:sharesOnLoan>
		<ns1:vote>
			<ns1:voteRecord>
				<ns1:howVoted>ABSTAIN</ns1:howVoted>
				<ns1:sharesVoted>47</ns1:sharesVoted>
				<ns1:managementRecommendation>FOR</ns1:managementRecommendation>
			</ns1:voteRecord>
		</ns1:vote>
	</ns1:proxyTable>
	<ns1:proxyTable>
		<ns1:issuerName>CHUBB LIMITED</ns1:issuerName>
		<ns1:cusip>H1467J104</ns1:cusip>
		<ns1:meetingDate>05/21/2026</ns1:meetingDate>
		<ns1:voteDescription>APPROVAL OF THE COMPENSATION OF THE BOARD OF DIRECTORS AND EXECUTIVE MANAGEMENT UNDER SWISS LAW REQUIREMENTS: MAXIMUM COMPENSATION OF THE BOARD OF DIRECTORS UNTIL THE NEXT ANNUAL GENERAL MEETING</ns1:voteDescription>
		<ns1:voteCategories>
			<ns1:voteCategory>
				<ns1:categoryType>SECTION 14A SAY-ON-PAY VOTES</ns1:categoryType>
			</ns1:voteCategory>
		</ns1:voteCategories>
		<ns1:voteSource>ISSUER</ns1:voteSource>
		<ns1:sharesVoted>88</ns1:sharesVoted>
		<ns1:sharesOnLoan>0</ns1:sharesOnLoan>
		<ns1:vote>
			<ns1:voteRecord>
				<ns1:howVoted>ABSTAIN</ns1:howVoted>
				<ns1:sharesVoted>88</ns1:sharesVoted>
				<ns1:managementRecommendation>FOR</ns1:managementRecommendation>
			</ns1:voteRecord>
		</ns1:vote>
	</ns1:proxyTable>
	<ns1:proxyTable>
		<ns1:issuerName>CHUBB LIMITED</ns1:issuerName>
		<ns1:cusip>H1467J104</ns1:cusip>
		<ns1:meetingDate>05/21/2026</ns1:meetingDate>
		<ns1:voteDescription>APPROVAL OF THE COMPENSATION OF THE BOARD OF DIRECTORS AND EXECUTIVE MANAGEMENT UNDER SWISS LAW REQUIREMENTS: MAXIMUM COMPENSATION OF EXECUTIVE MANAGEMENT FOR THE 2027 CALENDAR YEAR</ns1:voteDescription>
		<ns1:voteCategories>
			<ns1:voteCategory>
				<ns1:categoryType>SECTION 14A SAY-ON-PAY VOTES</ns1:categoryType>
			</ns1:voteCategory>
		</ns1:voteCategories>
		<ns1:voteSource>ISSUER</ns1:voteSource>
		<ns1:sharesVoted>88</ns1:sharesVoted>
		<ns1:sharesOnLoan>0</ns1:sharesOnLoan>
		<ns1:vote>
			<ns1:voteRecord>
				<ns1:howVoted>ABSTAIN</ns1:howVoted>
				<ns1:sharesVoted>88</ns1:sharesVoted>
				<ns1:managementRecommendation>FOR</ns1:managementRecommendation>
			</ns1:voteRecord>
		</ns1:vote>
	</ns1:proxyTable>
	<ns1:proxyTable>
		<ns1:issuerName>CHUBB LIMITED</ns1:issuerName>
		<ns1:cusip>H1467J104</ns1:cusip>
		<ns1:meetingDate>05/21/2026</ns1:meetingDate>
		<ns1:voteDescription>APPROVAL OF THE COMPENSATION OF THE BOARD OF DIRECTORS AND EXECUTIVE MANAGEMENT UNDER SWISS LAW REQUIREMENTS: ADVISORY VOTE TO APPROVE THE SWISS COMPENSATION REPORT</ns1:voteDescription>
		<ns1:voteCategories>
			<ns1:voteCategory>
				<ns1:categoryType>SECTION 14A SAY-ON-PAY VOTES</ns1:categoryType>
			</ns1:voteCategory>
		</ns1:voteCategories>
		<ns1:voteSource>ISSUER</ns1:voteSource>
		<ns1:sharesVoted>88</ns1:sharesVoted>
		<ns1:sharesOnLoan>0</ns1:sharesOnLoan>
		<ns1:vote>
			<ns1:voteRecord>
				<ns1:howVoted>ABSTAIN</ns1:howVoted>
				<ns1:sharesVoted>88</ns1:sharesVoted>
				<ns1:managementRecommendation>FOR</ns1:managementRecommendation>
			</ns1:voteRecord>
		</ns1:vote>
	</ns1:proxyTable>
	<ns1:proxyTable>
		<ns1:issuerName>CHUBB LIMITED</ns1:issuerName>
		<ns1:cusip>H1467J104</ns1:cusip>
		<ns1:meetingDate>05/21/2026</ns1:meetingDate>
		<ns1:voteDescription>ADVISORY VOTE TO APPROVE EXECUTIVE COMPENSATION UNDER U.S. SECURITIES LAW REQUIREMENTS</ns1:voteDescription>
		<ns1:voteCategories>
			<ns1:voteCategory>
				<ns1:categoryType>SECTION 14A SAY-ON-PAY VOTES</ns1:categoryType>
			</ns1:voteCategory>
		</ns1:voteCategories>
		<ns1:voteSource>ISSUER</ns1:voteSource>
		<ns1:sharesVoted>88</ns1:sharesVoted>
		<ns1:sharesOnLoan>0</ns1:sharesOnLoan>
		<ns1:vote>
			<ns1:voteRecord>
				<ns1:howVoted>ABSTAIN</ns1:howVoted>
				<ns1:sharesVoted>88</ns1:sharesVoted>
				<ns1:managementRecommendation>FOR</ns1:managementRecommendation>
			</ns1:voteRecord>
		</ns1:vote>
	</ns1:proxyTable>
	<ns1:proxyTable>
		<ns1:issuerName>EXXON MOBIL CORPORATION</ns1:issuerName>
		<ns1:cusip>30231G102</ns1:cusip>
		<ns1:meetingDate>05/27/2026</ns1:meetingDate>
		<ns1:voteDescription>ADVISORY VOTE TO APPROVE EXECUTIVE COMPENSATION</ns1:voteDescription>
		<ns1:voteCategories>
			<ns1:voteCategory>
				<ns1:categoryType>SECTION 14A SAY-ON-PAY VOTES</ns1:categoryType>
			</ns1:voteCategory>
		</ns1:voteCategories>
		<ns1:voteSource>ISSUER</ns1:voteSource>
		<ns1:sharesVoted>375</ns1:sharesVoted>
		<ns1:sharesOnLoan>0</ns1:sharesOnLoan>
		<ns1:vote>
			<ns1:voteRecord>
				<ns1:howVoted>ABSTAIN</ns1:howVoted>
				<ns1:sharesVoted>375</ns1:sharesVoted>
				<ns1:managementRecommendation>FOR</ns1:managementRecommendation>
			</ns1:voteRecord>
		</ns1:vote>
	</ns1:proxyTable>
	<ns1:proxyTable>
		<ns1:issuerName>OTIS WORLDWIDE CORPORATION</ns1:issuerName>
		<ns1:cusip>68902V107</ns1:cusip>
		<ns1:meetingDate>05/27/2026</ns1:meetingDate>
		<ns1:voteDescription>ADVISORY VOTE TO APPROVE EXECUTIVE COMPENSATION</ns1:voteDescription>
		<ns1:voteCategories>
			<ns1:voteCategory>
				<ns1:categoryType>SECTION 14A SAY-ON-PAY VOTES</ns1:categoryType>
			</ns1:voteCategory>
		</ns1:voteCategories>
		<ns1:voteSource>ISSUER</ns1:voteSource>
		<ns1:sharesVoted>99</ns1:sharesVoted>
		<ns1:sharesOnLoan>0</ns1:sharesOnLoan>
		<ns1:vote>
			<ns1:voteRecord>
				<ns1:howVoted>ABSTAIN</ns1:howVoted>
				<ns1:sharesVoted>99</ns1:sharesVoted>
				<ns1:managementRecommendation>FOR</ns1:managementRecommendation>
			</ns1:voteRecord>
		</ns1:vote>
	</ns1:proxyTable>
</ns1:proxyVoteTable>
