<inf:proxyVoteTable xmlns:inf="http://www.sec.gov/edgar/document/npxproxy/informationtable">
  <inf:proxyTable>
    <inf:issuerName>3M COMPANY</inf:issuerName>
    <inf:cusip>88579Y101</inf:cusip>
    <inf:isin>US88579Y1010</inf:isin>
    <inf:meetingDate>5/12/2026</inf:meetingDate>
    <inf:voteDescription>Advisory approval of executive compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>376</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>376</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>ABBOTT LABORATORIES</inf:issuerName>
    <inf:cusip>002824100</inf:cusip>
    <inf:isin>US0028241000</inf:isin>
    <inf:meetingDate>4/24/2026</inf:meetingDate>
    <inf:voteDescription>Say on Pay - An Advisory Vote on the Approval of Executive
Compensation</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>131</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>131</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>ABBVIE INC.</inf:issuerName>
    <inf:cusip>00287Y109</inf:cusip>
    <inf:isin>US00287Y1091</inf:isin>
    <inf:meetingDate>5/8/2026</inf:meetingDate>
    <inf:voteDescription>Say on Pay - An advisory vote on the approval of executive
compensation</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>413</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>413</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>ADVANCED MICRO
DEVICES, INC.</inf:issuerName>
    <inf:cusip>007903107</inf:cusip>
    <inf:isin>US0079031078</inf:isin>
    <inf:meetingDate>5/13/2026</inf:meetingDate>
    <inf:voteDescription>Approve on a non-binding, advisory basis the compensation of the
named executive officers, as disclosed in the proxy statement
pursuant to the compensation disclosure rules of the U.S.
Securities and Exchange Commission.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>937</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>937</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>AGILENT
TECHNOLOGIES, INC.</inf:issuerName>
    <inf:cusip>00846U101</inf:cusip>
    <inf:isin>US00846U1016</inf:isin>
    <inf:meetingDate>3/18/2026</inf:meetingDate>
    <inf:voteDescription>To approve, on a non-binding advisory basis, the compensation of
our named executive officers.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>7</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>7</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>AIRBNB INC</inf:issuerName>
    <inf:cusip>009066101</inf:cusip>
    <inf:isin>US0090661010</inf:isin>
    <inf:meetingDate>6/5/2026</inf:meetingDate>
    <inf:voteDescription>To approve, on an advisory (non-binding) basis, the compensation
of our named executive officers.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>20</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>20</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>ALCON INC.</inf:issuerName>
    <inf:cusip>H01301128</inf:cusip>
    <inf:isin>CH0432492467</inf:isin>
    <inf:meetingDate>4/30/2026</inf:meetingDate>
    <inf:voteDescription>Consultative vote on the 2025 Compensation Report</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>10</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>10</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>ALLEGION PLC</inf:issuerName>
    <inf:cusip>G0176J109</inf:cusip>
    <inf:isin>IE00BFRT3W74</inf:isin>
    <inf:meetingDate>6/4/2026</inf:meetingDate>
    <inf:voteDescription>Approve the compensation of our named executive officers on an
advisory (non-binding) basis.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>2</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>2</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>ALLEGION PLC</inf:issuerName>
    <inf:cusip>G0176J109</inf:cusip>
    <inf:isin>IE00BFRT3W74</inf:isin>
    <inf:meetingDate>6/4/2026</inf:meetingDate>
    <inf:voteDescription>Advisory (non-binding) vote on whether an advisory shareholder
vote to approve the compensation of the Company's named
executive officers should occur every one, two or three years.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>2</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>2</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>ALPHABET INC.</inf:issuerName>
    <inf:cusip>02079K305</inf:cusip>
    <inf:isin>US02079K3059</inf:isin>
    <inf:meetingDate>6/5/2026</inf:meetingDate>
    <inf:voteDescription>Advisory vote to approve compensation awarded to named
executive officers</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>623</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>623</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>ALTRIA GROUP, INC.</inf:issuerName>
    <inf:cusip>02209S103</inf:cusip>
    <inf:isin>US02209S1033</inf:isin>
    <inf:meetingDate>5/14/2026</inf:meetingDate>
    <inf:voteDescription>Non-Binding Advisory Vote to Approve the Compensation of Altria's
Named Executive Officers</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>3461</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>3461</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>AMAZON.COM, INC.</inf:issuerName>
    <inf:cusip>023135106</inf:cusip>
    <inf:isin>US0231351067</inf:isin>
    <inf:meetingDate>5/20/2026</inf:meetingDate>
    <inf:voteDescription>ADVISORY VOTE TO APPROVE EXECUTIVE COMPENSATION</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>2460</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>2460</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>AMERICAN ELECTRIC
POWER COMPANY, INC.</inf:issuerName>
    <inf:cusip>025537101</inf:cusip>
    <inf:isin>US0255371017</inf:isin>
    <inf:meetingDate>4/28/2026</inf:meetingDate>
    <inf:voteDescription>Approval, on an advisory basis, of the Company's named
executive officer compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>50</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>50</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>AMERICAN EXPRESS
COMPANY</inf:issuerName>
    <inf:cusip>025816109</inf:cusip>
    <inf:isin>US0258161092</inf:isin>
    <inf:meetingDate>5/5/2026</inf:meetingDate>
    <inf:voteDescription>Approval, on an advisory basis, of the Company's executive
compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>196</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>196</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>AMERICAN
INTERNATIONAL GROUP,
INC.</inf:issuerName>
    <inf:cusip>026874784</inf:cusip>
    <inf:isin>US0268747849</inf:isin>
    <inf:meetingDate>5/13/2026</inf:meetingDate>
    <inf:voteDescription>Advisory Vote to Approve Named Executive Officer Compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>15</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>15</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>AMERICAN TOWER
CORPORATION</inf:issuerName>
    <inf:cusip>03027X100</inf:cusip>
    <inf:isin>US03027X1000</inf:isin>
    <inf:meetingDate>5/20/2026</inf:meetingDate>
    <inf:voteDescription>To approve, on an advisory basis, the Company's executive
compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>102</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>102</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>AMGEN INC.</inf:issuerName>
    <inf:cusip>031162100</inf:cusip>
    <inf:isin>US0311621009</inf:isin>
    <inf:meetingDate>5/19/2026</inf:meetingDate>
    <inf:voteDescription>Advisory vote to approve our executive compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>50</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>50</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>ANALOG DEVICES, INC.</inf:issuerName>
    <inf:cusip>032654105</inf:cusip>
    <inf:isin>US0326541051</inf:isin>
    <inf:meetingDate>3/11/2026</inf:meetingDate>
    <inf:voteDescription>Advisory vote to approve the compensation of our named
executive officers.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>29</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>29</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>APA CORPORATION</inf:issuerName>
    <inf:cusip>03743Q108</inf:cusip>
    <inf:isin>US03743Q1085</inf:isin>
    <inf:meetingDate>5/21/2026</inf:meetingDate>
    <inf:voteDescription>Advisory vote to approve the compensation of APA's named
executive officers</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>33</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>33</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>APPLE INC.</inf:issuerName>
    <inf:cusip>037833100</inf:cusip>
    <inf:isin>US0378331005</inf:isin>
    <inf:meetingDate>2/24/2026</inf:meetingDate>
    <inf:voteDescription>Advisory vote to approve executive compensation</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>8477</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>8477</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>APPLIED MATERIALS, INC.</inf:issuerName>
    <inf:cusip>038222105</inf:cusip>
    <inf:isin>US0382221051</inf:isin>
    <inf:meetingDate>3/12/2026</inf:meetingDate>
    <inf:voteDescription>Approval, on an advisory basis, of the compensation of Applied
Materials' named executive officers for fiscal year 2025.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>439</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>439</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>ARCHER-DANIELS-
MIDLAND COMPANY</inf:issuerName>
    <inf:cusip>039483102</inf:cusip>
    <inf:isin>US0394831020</inf:isin>
    <inf:meetingDate>5/7/2026</inf:meetingDate>
    <inf:voteDescription>Advisory Vote on Executive Compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>4</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>4</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>AT&amp;T INC.</inf:issuerName>
    <inf:cusip>00206R102</inf:cusip>
    <inf:isin>US00206R1023</inf:isin>
    <inf:meetingDate>5/14/2026</inf:meetingDate>
    <inf:voteDescription>Advisory Approval of Executive Compensation</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>9622</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>9622</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>AURORA CANNABIS INC.</inf:issuerName>
    <inf:cusip>05156X850</inf:cusip>
    <inf:isin>CA05156X8504</inf:isin>
    <inf:meetingDate>8/8/2025</inf:meetingDate>
    <inf:voteDescription>Say-on-Pay To consider and, if deemed appropriate, to pass with
or without variation, a non-binding advisory resolution on the
Company's approach to executive compensation, as more
particularly described in the accompanying Information Circular.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>50</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>50</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>AUTOMATIC DATA
PROCESSING, INC.</inf:issuerName>
    <inf:cusip>053015103</inf:cusip>
    <inf:isin>US0530151036</inf:isin>
    <inf:meetingDate>11/12/2025</inf:meetingDate>
    <inf:voteDescription>Advisory Vote on Executive Compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>2365</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>2365</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>AXOS FINANCIAL, INC.</inf:issuerName>
    <inf:cusip>05465C100</inf:cusip>
    <inf:isin>US05465C1009</inf:isin>
    <inf:meetingDate>11/13/2025</inf:meetingDate>
    <inf:voteDescription>To approve in a non-binding and advisory vote, the compensation
of the Company's Named Executive Officers as disclosed in the
proxy statement.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>800</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>800</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>BANCFIRST
CORPORATION</inf:issuerName>
    <inf:cusip>05945F103</inf:cusip>
    <inf:isin>US05945F1030</inf:isin>
    <inf:meetingDate>5/28/2026</inf:meetingDate>
    <inf:voteDescription>Advisory vote to approve executive compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>700304</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>SPLIT</inf:howVoted>
        <inf:sharesVoted>700304</inf:sharesVoted>
        <inf:managementRecommendation>NONE</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>BANK OF AMERICA
CORPORATION</inf:issuerName>
    <inf:cusip>060505104</inf:cusip>
    <inf:isin>US0605051046</inf:isin>
    <inf:meetingDate>5/4/2026</inf:meetingDate>
    <inf:voteDescription>Approving our executive compensation (an advisory, non-binding
''Say on Pay'' resolution)</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>1724</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>1724</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>BCE INC.</inf:issuerName>
    <inf:cusip>05534B760</inf:cusip>
    <inf:isin>CA05534B7604</inf:isin>
    <inf:meetingDate>5/7/2026</inf:meetingDate>
    <inf:voteDescription>Advisory resolution on executive compensation as described in
section 3.4 of the management proxy circular</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>300</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>300</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>BECTON, DICKINSON AND
COMPANY</inf:issuerName>
    <inf:cusip>075887109</inf:cusip>
    <inf:isin>US0758871091</inf:isin>
    <inf:meetingDate>1/27/2026</inf:meetingDate>
    <inf:voteDescription>Advisory vote to approve named executive officer compensation</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>709</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>709</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>BERKSHIRE HATHAWAY
INC.</inf:issuerName>
    <inf:cusip>084670702</inf:cusip>
    <inf:isin>US0846707026</inf:isin>
    <inf:meetingDate>5/2/2026</inf:meetingDate>
    <inf:voteDescription>Non-binding resolution to approve the compensation of the
Company's Named Executive Officers, as described in the 2026
Proxy Statement.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>657</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>657</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>BERKSHIRE HATHAWAY
INC.</inf:issuerName>
    <inf:cusip>084670702</inf:cusip>
    <inf:isin>US0846707026</inf:isin>
    <inf:meetingDate>5/2/2026</inf:meetingDate>
    <inf:voteDescription>Non-binding resolution to determine the frequency (whether
annual, biennial or triennial) with which shareholders of the
Company shall be entitled to have an advisory vote on executive
compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>657</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>AGAINST</inf:howVoted>
        <inf:sharesVoted>657</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>BLACK HILLS
CORPORATION</inf:issuerName>
    <inf:cusip>092113109</inf:cusip>
    <inf:isin>US0921131092</inf:isin>
    <inf:meetingDate>4/2/2026</inf:meetingDate>
    <inf:voteDescription>An advisory vote on the merger-related compensation
arrangements of Black Hills' named executive officers.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>452</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>452</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>BLACK HILLS
CORPORATION</inf:issuerName>
    <inf:cusip>092113109</inf:cusip>
    <inf:isin>US0921131092</inf:isin>
    <inf:meetingDate>4/29/2026</inf:meetingDate>
    <inf:voteDescription>Advisory resolution to approve executive compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>452</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>452</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>BLACKROCK, INC.</inf:issuerName>
    <inf:cusip>09290D101</inf:cusip>
    <inf:isin>US09290D1019</inf:isin>
    <inf:meetingDate>5/20/2026</inf:meetingDate>
    <inf:voteDescription>Approval, in a non-binding advisory vote, of the compensation for
named executive officers.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>7</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>7</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>BOK FINANCIAL
CORPORATION</inf:issuerName>
    <inf:cusip>05561Q201</inf:cusip>
    <inf:isin>US05561Q2012</inf:isin>
    <inf:meetingDate>5/5/2026</inf:meetingDate>
    <inf:voteDescription>Advisory approval of the compensation of the Company's named
executive officers as disclosed in the Proxy Statement.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>1796</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>1796</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>BP P.L.C.</inf:issuerName>
    <inf:cusip>055622104</inf:cusip>
    <inf:isin>US0556221044</inf:isin>
    <inf:meetingDate>4/23/2026</inf:meetingDate>
    <inf:voteDescription>To approve the directors' remuneration report</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>10132</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>10132</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>BRISTOL-MYERS SQUIBB
COMPANY</inf:issuerName>
    <inf:cusip>110122108</inf:cusip>
    <inf:isin>US1101221083</inf:isin>
    <inf:meetingDate>5/5/2026</inf:meetingDate>
    <inf:voteDescription>Advisory Vote to Approve the Compensation of our Named
Executive Officers</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>2799</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>2799</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>BROADCOM INC</inf:issuerName>
    <inf:cusip>11135F101</inf:cusip>
    <inf:isin>US11135F1012</inf:isin>
    <inf:meetingDate>4/20/2026</inf:meetingDate>
    <inf:voteDescription>Advisory vote to approve the named executive officer
compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>1323</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>1323</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>CADENCE DESIGN
SYSTEMS, INC.</inf:issuerName>
    <inf:cusip>127387108</inf:cusip>
    <inf:isin>US1273871087</inf:isin>
    <inf:meetingDate>5/7/2026</inf:meetingDate>
    <inf:voteDescription>ADVISORY RESOLUTION TO APPROVE NAMED EXECUTIVE
OFFICER COMPENSATION</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>18</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>18</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>CAPITAL ONE FINANCIAL
CORPORATION</inf:issuerName>
    <inf:cusip>14040H105</inf:cusip>
    <inf:isin>US14040H1059</inf:isin>
    <inf:meetingDate>5/8/2026</inf:meetingDate>
    <inf:voteDescription>Advisory vote on our Named Executive Officer compensation
(''Say on Pay'').</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>100</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>100</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>CARDINAL HEALTH, INC.</inf:issuerName>
    <inf:cusip>14149Y108</inf:cusip>
    <inf:isin>US14149Y1082</inf:isin>
    <inf:meetingDate>11/5/2025</inf:meetingDate>
    <inf:voteDescription>To approve, on a non-binding advisory basis, the compensation of
our named executive officers</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>3000</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>3000</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>CARNIVAL CORPORATION</inf:issuerName>
    <inf:cusip>143658300</inf:cusip>
    <inf:isin>PA1436583006</inf:isin>
    <inf:meetingDate>4/17/2026</inf:meetingDate>
    <inf:voteDescription>To hold a (non-binding) advisory vote to approve executive
compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>26</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>26</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>CARNIVAL CORPORATION</inf:issuerName>
    <inf:cusip>143658300</inf:cusip>
    <inf:isin>PA1436583006</inf:isin>
    <inf:meetingDate>4/17/2026</inf:meetingDate>
    <inf:voteDescription>To hold a (non-binding) advisory vote to approve the Carnival plc
Directors' Remuneration Report (in accordance with legal
requirements applicable to UK companies).</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>26</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>26</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>CARRIER GLOBAL
CORPORATION</inf:issuerName>
    <inf:cusip>14448C104</inf:cusip>
    <inf:isin>US14448C1045</inf:isin>
    <inf:meetingDate>4/15/2026</inf:meetingDate>
    <inf:voteDescription>Advisory Vote to Approve Named Executive Officer Compensation</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>200</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>200</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>CATERPILLAR INC.</inf:issuerName>
    <inf:cusip>149123101</inf:cusip>
    <inf:isin>US1491231015</inf:isin>
    <inf:meetingDate>6/10/2026</inf:meetingDate>
    <inf:voteDescription>Advisory Vote to Approve Executive Compensation</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>293</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>293</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>CDW CORPORATION</inf:issuerName>
    <inf:cusip>12514G108</inf:cusip>
    <inf:isin>US12514G1085</inf:isin>
    <inf:meetingDate>5/21/2026</inf:meetingDate>
    <inf:voteDescription>To approve, on an advisory basis, named executive officer
compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>3</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>3</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>CENCORA, INC.</inf:issuerName>
    <inf:cusip>03073E105</inf:cusip>
    <inf:isin>US03073E1055</inf:isin>
    <inf:meetingDate>3/5/2026</inf:meetingDate>
    <inf:voteDescription>Advisory vote to approve the fiscal 2025 compensation of
Cencora, Inc.'s named executive officers.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>4</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>4</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>CENTENE CORPORATION</inf:issuerName>
    <inf:cusip>15135B101</inf:cusip>
    <inf:isin>US15135B1017</inf:isin>
    <inf:meetingDate>5/12/2026</inf:meetingDate>
    <inf:voteDescription>ADVISORY VOTE TO APPROVE EXECUTIVE COMPENSATION.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>26</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>26</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>CENTERPOINT ENERGY,
INC.</inf:issuerName>
    <inf:cusip>15189T107</inf:cusip>
    <inf:isin>US15189T1079</inf:isin>
    <inf:meetingDate>4/16/2026</inf:meetingDate>
    <inf:voteDescription>Approve the advisory resolution on executive compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>1000</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>1000</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>CHENIERE ENERGY, INC.</inf:issuerName>
    <inf:cusip>16411R208</inf:cusip>
    <inf:isin>US16411R2085</inf:isin>
    <inf:meetingDate>5/14/2026</inf:meetingDate>
    <inf:voteDescription>Approve, on an advisory and non-binding basis, the compensation
of the Company's named executive officers for 2025.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>10</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>10</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>CHEVRON CORPORATION</inf:issuerName>
    <inf:cusip>166764100</inf:cusip>
    <inf:isin>US1667641005</inf:isin>
    <inf:meetingDate>5/27/2026</inf:meetingDate>
    <inf:voteDescription>Advisory Vote to Approve Named Executive Officer Compensation</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>10311</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>10311</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>CHUBB LIMITED</inf:issuerName>
    <inf:cusip>H1467J104</inf:cusip>
    <inf:isin>CH0044328745</inf:isin>
    <inf:meetingDate>5/21/2026</inf:meetingDate>
    <inf:voteDescription>Advisory vote to approve executive compensation under U.S.
securities law requirements</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>48</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>48</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>CINCINNATI FINANCIAL
CORPORATION</inf:issuerName>
    <inf:cusip>172062101</inf:cusip>
    <inf:isin>US1720621010</inf:isin>
    <inf:meetingDate>5/4/2026</inf:meetingDate>
    <inf:voteDescription>A nonbinding proposal to approve compensation for the company's
named executive officers.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>2</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>2</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>CISCO SYSTEMS, INC.</inf:issuerName>
    <inf:cusip>17275R102</inf:cusip>
    <inf:isin>US17275R1023</inf:isin>
    <inf:meetingDate>12/16/2025</inf:meetingDate>
    <inf:voteDescription>Approval, on an advisory basis, of executive compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>3800</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>3800</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>CITIGROUP INC.</inf:issuerName>
    <inf:cusip>172967424</inf:cusip>
    <inf:isin>US1729674242</inf:isin>
    <inf:meetingDate>5/20/2026</inf:meetingDate>
    <inf:voteDescription>Advisory vote to approve our 2025 Executive Compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>1175</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>1175</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>COCA-COLA
EUROPACIFIC PARTNERS
PLC</inf:issuerName>
    <inf:cusip>G25839104</inf:cusip>
    <inf:isin>GB00BDCPN049</inf:isin>
    <inf:meetingDate>5/28/2026</inf:meetingDate>
    <inf:voteDescription>Approval of the Directors' Remuneration Report</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>500</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>500</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>COGNIZANT
TECHNOLOGY
SOLUTIONS CORP.</inf:issuerName>
    <inf:cusip>192446102</inf:cusip>
    <inf:isin>US1924461023</inf:isin>
    <inf:meetingDate>6/2/2026</inf:meetingDate>
    <inf:voteDescription>Approval, on an advisory (non-binding) basis, of the compensation
of the Company's named executive officers (say-on-pay).</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>18</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>18</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>COLGATE-PALMOLIVE
COMPANY</inf:issuerName>
    <inf:cusip>194162103</inf:cusip>
    <inf:isin>US1941621039</inf:isin>
    <inf:meetingDate>5/8/2026</inf:meetingDate>
    <inf:voteDescription>Advisory vote on executive compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>877</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>877</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>COMCAST CORPORATION</inf:issuerName>
    <inf:cusip>20030N101</inf:cusip>
    <inf:isin>US20030N1019</inf:isin>
    <inf:meetingDate>6/10/2026</inf:meetingDate>
    <inf:voteDescription>Advisory vote on executive compensation</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>356</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>356</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>CONAGRA BRANDS, INC.</inf:issuerName>
    <inf:cusip>205887102</inf:cusip>
    <inf:isin>US2058871029</inf:isin>
    <inf:meetingDate>9/17/2025</inf:meetingDate>
    <inf:voteDescription>Advisory vote to approve named executive officer compensation</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>1539</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>1539</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>CONOCOPHILLIPS</inf:issuerName>
    <inf:cusip>20825C104</inf:cusip>
    <inf:isin>US20825C1045</inf:isin>
    <inf:meetingDate>5/12/2026</inf:meetingDate>
    <inf:voteDescription>Advisory Approval of Executive Compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>1205</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>1205</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>CONSTELLATION
ENERGY CORP</inf:issuerName>
    <inf:cusip>21037T109</inf:cusip>
    <inf:isin>US21037T1097</inf:isin>
    <inf:meetingDate>4/28/2026</inf:meetingDate>
    <inf:voteDescription>To consider and act on an advisory vote regarding the approval of
compensation paid to named executive officers</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>3</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>3</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>CORNING
INCORPORATED</inf:issuerName>
    <inf:cusip>219350105</inf:cusip>
    <inf:isin>US2193501051</inf:isin>
    <inf:meetingDate>4/30/2026</inf:meetingDate>
    <inf:voteDescription>Advisory approval of our executive compensation (Say on Pay)</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>50</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>50</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>CORTEVA INC.</inf:issuerName>
    <inf:cusip>22052L104</inf:cusip>
    <inf:isin>US22052L1044</inf:isin>
    <inf:meetingDate>4/28/2026</inf:meetingDate>
    <inf:voteDescription>Advisory resolution to approve executive compensation of the
Company's named executive officers.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>21</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>21</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>CORTEVA INC.</inf:issuerName>
    <inf:cusip>22052L104</inf:cusip>
    <inf:isin>US22052L1044</inf:isin>
    <inf:meetingDate>4/28/2026</inf:meetingDate>
    <inf:voteDescription>Advisory resolution to approve the frequency of the stockholder
vote on executive compensation of the Company's named
executive officers.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>21</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>21</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>COSTCO WHOLESALE
CORPORATION</inf:issuerName>
    <inf:cusip>22160K105</inf:cusip>
    <inf:isin>US22160K1051</inf:isin>
    <inf:meetingDate>1/15/2026</inf:meetingDate>
    <inf:voteDescription>Approval, on an advisory basis, of executive compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>40</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>40</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>COTERRA ENERGY INC.</inf:issuerName>
    <inf:cusip>127097103</inf:cusip>
    <inf:isin>US1270971039</inf:isin>
    <inf:meetingDate>5/4/2026</inf:meetingDate>
    <inf:voteDescription>To approve, on a non-binding advisory basis, the compensation
that may be paid or become payable to Coterra's named executive
officers that is based on or otherwise relates to the merger (the
''Advisory Compensation Proposal''); and</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>863</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>863</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>CROWN CASTLE INC.</inf:issuerName>
    <inf:cusip>22822V101</inf:cusip>
    <inf:isin>US22822V1017</inf:isin>
    <inf:meetingDate>5/20/2026</inf:meetingDate>
    <inf:voteDescription>The non-binding, advisory vote to approve the compensation of the
Company's named executive officers.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>19</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>19</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>CSX CORPORATION</inf:issuerName>
    <inf:cusip>126408103</inf:cusip>
    <inf:isin>US1264081035</inf:isin>
    <inf:meetingDate>5/12/2026</inf:meetingDate>
    <inf:voteDescription>Advisory (non-binding) resolution to approve compensation for the
Company's named executive officers.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>4444</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>4444</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>CUMMINS INC.</inf:issuerName>
    <inf:cusip>231021106</inf:cusip>
    <inf:isin>US2310211063</inf:isin>
    <inf:meetingDate>5/12/2026</inf:meetingDate>
    <inf:voteDescription>Advisory vote to approve the compensation of our named
executive officers as disclosed in the proxy statement.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>33</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>33</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>CVS HEALTH
CORPORATION</inf:issuerName>
    <inf:cusip>126650100</inf:cusip>
    <inf:isin>US1266501006</inf:isin>
    <inf:meetingDate>5/14/2026</inf:meetingDate>
    <inf:voteDescription>Say on Pay, a Proposal to Approve, on an Advisory Basis, the
Company's Executive Compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>34</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>34</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>D.R. HORTON, INC.</inf:issuerName>
    <inf:cusip>23331A109</inf:cusip>
    <inf:isin>US23331A1097</inf:isin>
    <inf:meetingDate>1/15/2026</inf:meetingDate>
    <inf:voteDescription>Proposal Two: Approval of the advisory resolution on executive
compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>28</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>28</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>DANAHER CORPORATION</inf:issuerName>
    <inf:cusip>235851102</inf:cusip>
    <inf:isin>US2358511028</inf:isin>
    <inf:meetingDate>5/5/2026</inf:meetingDate>
    <inf:voteDescription>To approve on an advisory basis the Company's named executive
officer compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>200</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>200</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>DEERE &amp; COMPANY</inf:issuerName>
    <inf:cusip>244199105</inf:cusip>
    <inf:isin>US2441991054</inf:isin>
    <inf:meetingDate>2/25/2026</inf:meetingDate>
    <inf:voteDescription>Advisory vote to approve executive compensation ("say-on-pay")</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>389</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>389</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>DEVON ENERGY
CORPORATION</inf:issuerName>
    <inf:cusip>25179M103</inf:cusip>
    <inf:isin>US25179M1036</inf:isin>
    <inf:meetingDate>6/30/2026</inf:meetingDate>
    <inf:voteDescription>Advisory Vote to Approve Executive Compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>604</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>604</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>DIAMONDBACK ENERGY,
INC.</inf:issuerName>
    <inf:cusip>25278X109</inf:cusip>
    <inf:isin>US25278X1090</inf:isin>
    <inf:meetingDate>5/20/2026</inf:meetingDate>
    <inf:voteDescription>To approve, on an advisory basis, the compensation of the
Company's named executive officers.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>1159</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>1159</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>DIAMONDBACK ENERGY,
INC.</inf:issuerName>
    <inf:cusip>25278X109</inf:cusip>
    <inf:isin>US25278X1090</inf:isin>
    <inf:meetingDate>5/20/2026</inf:meetingDate>
    <inf:voteDescription>To approve, on an advisory basis, the frequency of holding an
advisory vote on the compensation paid to the Company's named
executive officers.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>1159</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>1159</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>DOCUSIGN, INC.</inf:issuerName>
    <inf:cusip>256163106</inf:cusip>
    <inf:isin>US2561631068</inf:isin>
    <inf:meetingDate>6/1/2026</inf:meetingDate>
    <inf:voteDescription>Approval, on an advisory basis, of our named executive officers'
compensation</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>83</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>83</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>DOCUSIGN, INC.</inf:issuerName>
    <inf:cusip>256163106</inf:cusip>
    <inf:isin>US2561631068</inf:isin>
    <inf:meetingDate>6/1/2026</inf:meetingDate>
    <inf:voteDescription>Approval, on an advisory basis, of the frequency of future non-
binding votes on our named executive officers' compensation</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>83</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>83</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>DOMINION ENERGY, INC.</inf:issuerName>
    <inf:cusip>25746U109</inf:cusip>
    <inf:isin>US25746U1097</inf:isin>
    <inf:meetingDate>5/5/2026</inf:meetingDate>
    <inf:voteDescription>Advisory Vote on Approval of Executive Compensation (Say on
Pay)</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>155</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>155</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>DOORDASH, INC.</inf:issuerName>
    <inf:cusip>25809K105</inf:cusip>
    <inf:isin>US25809K1051</inf:isin>
    <inf:meetingDate>6/10/2026</inf:meetingDate>
    <inf:voteDescription>The approval, on an advisory basis, of the compensation of our
named executive officers.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>26</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>26</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>DOW INC.</inf:issuerName>
    <inf:cusip>260557103</inf:cusip>
    <inf:isin>US2605571031</inf:isin>
    <inf:meetingDate>4/9/2026</inf:meetingDate>
    <inf:voteDescription>Advisory Resolution to Approve Executive Compensation</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>21</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>21</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>DOW INC.</inf:issuerName>
    <inf:cusip>260557103</inf:cusip>
    <inf:isin>US2605571031</inf:isin>
    <inf:meetingDate>4/9/2026</inf:meetingDate>
    <inf:voteDescription>Advisory Resolution on the Frequency of Future Advisory Votes to
Approve Executive Compensation</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>21</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>21</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>DUKE ENERGY
CORPORATION</inf:issuerName>
    <inf:cusip>26441C204</inf:cusip>
    <inf:isin>US26441C2044</inf:isin>
    <inf:meetingDate>5/7/2026</inf:meetingDate>
    <inf:voteDescription>Advisory vote to approve Duke Energy's named executive officer
compensation</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>601</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>601</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>DUPONT DE NEMOURS,
INC.</inf:issuerName>
    <inf:cusip>26614N102</inf:cusip>
    <inf:isin>US26614N1028</inf:isin>
    <inf:meetingDate>5/21/2026</inf:meetingDate>
    <inf:voteDescription>Advisory Resolution to Approve Executive Compensation</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>21</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>21</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>E.L.F. BEAUTY, INC.</inf:issuerName>
    <inf:cusip>26856L103</inf:cusip>
    <inf:isin>US26856L1035</inf:isin>
    <inf:meetingDate>8/21/2025</inf:meetingDate>
    <inf:voteDescription>To approve, on an advisory basis, the compensation of the
Company's named executive officers.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>35</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>35</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>EASTMAN KODAK
COMPANY</inf:issuerName>
    <inf:cusip>277461406</inf:cusip>
    <inf:isin>US2774614067</inf:isin>
    <inf:meetingDate>5/20/2026</inf:meetingDate>
    <inf:voteDescription>Advisory vote to approve the compensation of our named
executive officers.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>144</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>144</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>EASTMAN KODAK
COMPANY</inf:issuerName>
    <inf:cusip>277461406</inf:cusip>
    <inf:isin>US2774614067</inf:isin>
    <inf:meetingDate>5/20/2026</inf:meetingDate>
    <inf:voteDescription>Advisory vote on the frequency of future advisory votes on the
compensation of our named executive officers.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>144</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>144</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>EDWARDS LIFESCIENCES
CORPORATION</inf:issuerName>
    <inf:cusip>28176E108</inf:cusip>
    <inf:isin>US28176E1082</inf:isin>
    <inf:meetingDate>5/7/2026</inf:meetingDate>
    <inf:voteDescription>Advisory Vote to Approve Named Executive Officer Compensation</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>57</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>57</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>ELEVANCE HEALTH, INC.</inf:issuerName>
    <inf:cusip>036752103</inf:cusip>
    <inf:isin>US0367521038</inf:isin>
    <inf:meetingDate>5/13/2026</inf:meetingDate>
    <inf:voteDescription>Advisory Vote to Approve the Compensation of Our Named
Executive Officers ("Say-on-Pay").</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>6</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>6</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>ELI LILLY AND COMPANY</inf:issuerName>
    <inf:cusip>532457108</inf:cusip>
    <inf:isin>US5324571083</inf:isin>
    <inf:meetingDate>5/4/2026</inf:meetingDate>
    <inf:voteDescription>Approval, on an advisory basis, of the compensation paid to the
company's named executive officers.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>314</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>314</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>EMBECTA CORP</inf:issuerName>
    <inf:cusip>29082K105</inf:cusip>
    <inf:isin>US29082K1051</inf:isin>
    <inf:meetingDate>2/11/2026</inf:meetingDate>
    <inf:voteDescription>Advisory vote to approve named executive officer compensation</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>2000</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>2000</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>EMERSON ELECTRIC CO.</inf:issuerName>
    <inf:cusip>291011104</inf:cusip>
    <inf:isin>US2910111044</inf:isin>
    <inf:meetingDate>2/3/2026</inf:meetingDate>
    <inf:voteDescription>Approval, by non-binding advisory vote, of Emerson Electric Co.
executive compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>4559</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>4559</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>ENBRIDGE INC.</inf:issuerName>
    <inf:cusip>29250N105</inf:cusip>
    <inf:isin>CA29250N1050</inf:isin>
    <inf:meetingDate>5/6/2026</inf:meetingDate>
    <inf:voteDescription>Accept Enbridge's approach to executive compensation, as
disclosed in the Management Information Circular.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>18</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>18</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>EOG RESOURCES, INC.</inf:issuerName>
    <inf:cusip>26875P101</inf:cusip>
    <inf:isin>US26875P1012</inf:isin>
    <inf:meetingDate>5/20/2026</inf:meetingDate>
    <inf:voteDescription>To approve, by non-binding vote, the compensation of the
Company's named executive officers.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>400</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>400</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>EQT CORPORATION</inf:issuerName>
    <inf:cusip>26884L109</inf:cusip>
    <inf:isin>US26884L1098</inf:isin>
    <inf:meetingDate>4/14/2026</inf:meetingDate>
    <inf:voteDescription>Advisory vote to approve named executive officer compensation</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>101</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>101</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>ESSENTIAL UTILITIES,
INC.</inf:issuerName>
    <inf:cusip>29670G102</inf:cusip>
    <inf:isin>US29670G1022</inf:isin>
    <inf:meetingDate>2/10/2026</inf:meetingDate>
    <inf:voteDescription>Merger-Related Compensation Proposal: Approval, on a non-
binding advisory basis, of the compensation that may be paid or
become payable to the named executive officers of Essential
Utilities, Inc. in connection with the transactions contemplated by
the Merger Agreement.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>600</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>600</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>ESSENTIAL UTILITIES,
INC.</inf:issuerName>
    <inf:cusip>29670G102</inf:cusip>
    <inf:isin>US29670G1022</inf:isin>
    <inf:meetingDate>4/29/2026</inf:meetingDate>
    <inf:voteDescription>To approve, on a non-binding and advisory basis, the
compensation of the Company's named executive officers for
2025.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>600</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>600</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>EXPEDIA GROUP, INC.</inf:issuerName>
    <inf:cusip>30212P303</inf:cusip>
    <inf:isin>US30212P3038</inf:isin>
    <inf:meetingDate>6/17/2026</inf:meetingDate>
    <inf:voteDescription>Approval, on an advisory basis, of the compensation of Expedia
Group's named executive officers.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>22</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>22</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>EXTRA SPACE STORAGE
INC.</inf:issuerName>
    <inf:cusip>30225T102</inf:cusip>
    <inf:isin>US30225T1025</inf:isin>
    <inf:meetingDate>5/14/2026</inf:meetingDate>
    <inf:voteDescription>Advisory vote on the compensation of the Company's named
executive officers.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>5</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>5</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>EXXON MOBIL
CORPORATION</inf:issuerName>
    <inf:cusip>30231G102</inf:cusip>
    <inf:isin>US30233Q1085</inf:isin>
    <inf:meetingDate>5/27/2026</inf:meetingDate>
    <inf:voteDescription>Advisory Vote to Approve Executive Compensation</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>406886</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>406886</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>FB FINANCIAL
CORPORATION</inf:issuerName>
    <inf:cusip>30257X104</inf:cusip>
    <inf:isin>US30257X1046</inf:isin>
    <inf:meetingDate>5/21/2026</inf:meetingDate>
    <inf:voteDescription>Non-binding, advisory vote on the compensation of our named
executive officers.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>1600</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>1600</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>FEDEX CORPORATION</inf:issuerName>
    <inf:cusip>31428X106</inf:cusip>
    <inf:isin>US31428X1063</inf:isin>
    <inf:meetingDate>9/29/2025</inf:meetingDate>
    <inf:voteDescription>Advisory vote to approve named executive officer compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>200</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>200</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>FIFTH THIRD BANCORP</inf:issuerName>
    <inf:cusip>316773100</inf:cusip>
    <inf:isin>US3167731005</inf:isin>
    <inf:meetingDate>4/21/2026</inf:meetingDate>
    <inf:voteDescription>An advisory vote on approval of the Company's compensation of
its named executive officers.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>300</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>300</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>FORD MOTOR COMPANY</inf:issuerName>
    <inf:cusip>345370860</inf:cusip>
    <inf:isin>US3453708600</inf:isin>
    <inf:meetingDate>5/14/2026</inf:meetingDate>
    <inf:voteDescription>An Advisory Vote to Approve the Compensation of the Named
Executives.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>850</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>850</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>FORTINET, INC.</inf:issuerName>
    <inf:cusip>34959E109</inf:cusip>
    <inf:isin>US34959E1091</inf:isin>
    <inf:meetingDate>6/12/2026</inf:meetingDate>
    <inf:voteDescription>Advisory vote to approve named executive officer compensation,
as disclosed in the Proxy Statement.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>9</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>9</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>FRANKLIN RESOURCES,
INC.</inf:issuerName>
    <inf:cusip>354613101</inf:cusip>
    <inf:isin>US3546131018</inf:isin>
    <inf:meetingDate>2/3/2026</inf:meetingDate>
    <inf:voteDescription>To approve, on an advisory basis, the compensation of our named
executive officers.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>8</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>8</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>FREEPORT-MCMORAN
INC.</inf:issuerName>
    <inf:cusip>35671D857</inf:cusip>
    <inf:isin>US35671D8570</inf:isin>
    <inf:meetingDate>6/10/2026</inf:meetingDate>
    <inf:voteDescription>Approval, on an advisory basis, of the compensation of our named
executive officers.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>1400</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>1400</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>GE AEROSPACE</inf:issuerName>
    <inf:cusip>369604301</inf:cusip>
    <inf:isin>US3696043013</inf:isin>
    <inf:meetingDate>5/5/2026</inf:meetingDate>
    <inf:voteDescription>Advisory Approval of Our Named Executives' Compensation</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>206</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>206</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>GE HEALTHCARE
TECHNOLOGIES INC.</inf:issuerName>
    <inf:cusip>36266G107</inf:cusip>
    <inf:isin>US36266G1076</inf:isin>
    <inf:meetingDate>5/7/2026</inf:meetingDate>
    <inf:voteDescription>Approval of our named executive officers' compensation in an
advisory vote.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>14</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>14</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>GE VERNOVA INC.</inf:issuerName>
    <inf:cusip>36828A101</inf:cusip>
    <inf:isin>US36828A1016</inf:isin>
    <inf:meetingDate>5/20/2026</inf:meetingDate>
    <inf:voteDescription>Approve the compensation of our named executive officers in an
advisory vote</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>28</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>28</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>GENERAC HOLDINGS
INC.</inf:issuerName>
    <inf:cusip>368736104</inf:cusip>
    <inf:isin>US3687361044</inf:isin>
    <inf:meetingDate>6/11/2026</inf:meetingDate>
    <inf:voteDescription>Advisory vote on the non-binding ''say-on-pay'' resolution to
approve the compensation of our executive officers.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>28</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>28</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>GENERAL MILLS, INC.</inf:issuerName>
    <inf:cusip>370334104</inf:cusip>
    <inf:isin>US3703341046</inf:isin>
    <inf:meetingDate>9/30/2025</inf:meetingDate>
    <inf:voteDescription>Advisory Vote on Executive Compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>2942</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>2942</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>GILDAN ACTIVEWEAR
INC.</inf:issuerName>
    <inf:cusip>375916103</inf:cusip>
    <inf:isin>CA3759161035</inf:isin>
    <inf:meetingDate>4/30/2026</inf:meetingDate>
    <inf:voteDescription>Approving an advisory resolution on the Corporation's approach to
executive compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>4</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>4</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>GILEAD SCIENCES, INC.</inf:issuerName>
    <inf:cusip>375558103</inf:cusip>
    <inf:isin>US3755581036</inf:isin>
    <inf:meetingDate>4/30/2026</inf:meetingDate>
    <inf:voteDescription>To approve, on an advisory basis, the compensation of our Named
Executive Officers as presented in the Proxy Statement.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>31</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>31</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>GRANITE RIDGE
RESOURCES, INC.</inf:issuerName>
    <inf:cusip>387432107</inf:cusip>
    <inf:isin>US3874321074</inf:isin>
    <inf:meetingDate>5/22/2026</inf:meetingDate>
    <inf:voteDescription>To approve, on an advisory basis, the compensation paid to our
named executive officers.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>13261</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>13261</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>GRANITE RIDGE
RESOURCES, INC.</inf:issuerName>
    <inf:cusip>387432107</inf:cusip>
    <inf:isin>US3874321074</inf:isin>
    <inf:meetingDate>5/22/2026</inf:meetingDate>
    <inf:voteDescription>To determine, on an advisory basis, the frequency of holding an
advisory vote on compensation paid to our named executive
officers.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>13261</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>13261</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>HALLIBURTON COMPANY</inf:issuerName>
    <inf:cusip>406216101</inf:cusip>
    <inf:isin>US4062161017</inf:isin>
    <inf:meetingDate>5/20/2026</inf:meetingDate>
    <inf:voteDescription>Advisory Approval of Executive Compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>6831</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>6831</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>HANESBRANDS INC.</inf:issuerName>
    <inf:cusip>410345102</inf:cusip>
    <inf:isin>US4103451021</inf:isin>
    <inf:meetingDate>11/25/2025</inf:meetingDate>
    <inf:voteDescription>To approve, on a non-binding, advisory basis, the compensation
that may be paid or become payable to Hanesbrands Inc.'s named
executive officers that is based on or otherwise relates to the
Transactions.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>48</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>48</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>HCA HEALTHCARE, INC.</inf:issuerName>
    <inf:cusip>40412C101</inf:cusip>
    <inf:isin>US40412C1018</inf:isin>
    <inf:meetingDate>4/23/2026</inf:meetingDate>
    <inf:voteDescription>Advisory vote to approve named executive officer compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>4</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>4</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>HERCULES CAPITAL, INC.</inf:issuerName>
    <inf:cusip>427096508</inf:cusip>
    <inf:isin>US4270965084</inf:isin>
    <inf:meetingDate>6/18/2026</inf:meetingDate>
    <inf:voteDescription>Advisory vote to approve the Company's named executive officer
compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>300</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>300</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>HERCULES CAPITAL, INC.</inf:issuerName>
    <inf:cusip>427096508</inf:cusip>
    <inf:isin>US4270965084</inf:isin>
    <inf:meetingDate>6/18/2026</inf:meetingDate>
    <inf:voteDescription>Advisory vote on the frequency of the advisory vote to approve the
Company's named executive officer compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>300</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>300</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>HONEYWELL
INTERNATIONAL INC.</inf:issuerName>
    <inf:cusip>438516106</inf:cusip>
    <inf:isin>US4385161066</inf:isin>
    <inf:meetingDate>5/22/2026</inf:meetingDate>
    <inf:voteDescription>Advisory Vote to Approve Executive Compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>146</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>146</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>HOWMET AEROSPACE
INC.</inf:issuerName>
    <inf:cusip>443201108</inf:cusip>
    <inf:isin>US4432011082</inf:isin>
    <inf:meetingDate>5/19/2026</inf:meetingDate>
    <inf:voteDescription>Advisory vote to approve executive compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>13</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>13</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>HUMANA INC.</inf:issuerName>
    <inf:cusip>444859102</inf:cusip>
    <inf:isin>US4448591028</inf:isin>
    <inf:meetingDate>4/16/2026</inf:meetingDate>
    <inf:voteDescription>Non-binding advisory vote for the approval of the compensation of
the named executive officers as disclosed in the 2026 proxy
statement.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>3</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>3</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>IDEXX LABORATORIES,
INC.</inf:issuerName>
    <inf:cusip>45168D104</inf:cusip>
    <inf:isin>US45168D1046</inf:isin>
    <inf:meetingDate>5/12/2026</inf:meetingDate>
    <inf:voteDescription>Advisory Vote on Executive Compensation. To approve a
nonbinding advisory resolution on the Company's executive
compensation (Proposal Three).</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>10</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>10</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>ILLINOIS TOOL WORKS
INC.</inf:issuerName>
    <inf:cusip>452308109</inf:cusip>
    <inf:isin>US4523081093</inf:isin>
    <inf:meetingDate>5/8/2026</inf:meetingDate>
    <inf:voteDescription>Advisory vote to approve executive compensation of ITW's named
executive officers;</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>200</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>200</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>INCYTE CORPORATION</inf:issuerName>
    <inf:cusip>45337C102</inf:cusip>
    <inf:isin>US45337C1027</inf:isin>
    <inf:meetingDate>6/8/2026</inf:meetingDate>
    <inf:voteDescription>Approve, on a non-binding, advisory basis, the compensation of
the Company's named executive officers.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>3</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>3</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>INSULET CORPORATION</inf:issuerName>
    <inf:cusip>45784P101</inf:cusip>
    <inf:isin>US45784P1012</inf:isin>
    <inf:meetingDate>5/20/2026</inf:meetingDate>
    <inf:voteDescription>To approve, on a non-binding, advisory basis, the compensation of
certain executive officers.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>13</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>13</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>INTEL CORPORATION</inf:issuerName>
    <inf:cusip>458140100</inf:cusip>
    <inf:isin>US4581401001</inf:isin>
    <inf:meetingDate>5/13/2026</inf:meetingDate>
    <inf:voteDescription>Advisory vote on executive compensation (Say-On-Pay).</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>562</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>562</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>INTERACTIVE BROKERS
GROUP, INC.</inf:issuerName>
    <inf:cusip>45841N107</inf:cusip>
    <inf:isin>US45841N1072</inf:isin>
    <inf:meetingDate>4/23/2026</inf:meetingDate>
    <inf:voteDescription>To approve, by non-binding vote, executive compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>1</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>1</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>INTERCONTINENTAL
EXCHANGE, INC.</inf:issuerName>
    <inf:cusip>45866F104</inf:cusip>
    <inf:isin>US45866F1049</inf:isin>
    <inf:meetingDate>5/15/2026</inf:meetingDate>
    <inf:voteDescription>To approve, by non-binding vote, the advisory resolution on
executive compensation for named executive officers.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>32</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>32</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>INTERNATIONAL
BUSINESS MACHINES
CORP.</inf:issuerName>
    <inf:cusip>459200101</inf:cusip>
    <inf:isin>US4592001014</inf:isin>
    <inf:meetingDate>4/28/2026</inf:meetingDate>
    <inf:voteDescription>Advisory Vote on Executive Compensation</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>351</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>351</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>INTUITIVE SURGICAL,
INC.</inf:issuerName>
    <inf:cusip>46120E602</inf:cusip>
    <inf:isin>US46120E6023</inf:isin>
    <inf:meetingDate>4/30/2026</inf:meetingDate>
    <inf:voteDescription>To approve, by advisory vote, the compensation of the Company's
Named Executive Officers.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>14</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>14</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>INVESCO LTD.</inf:issuerName>
    <inf:cusip>G491BT108</inf:cusip>
    <inf:isin>BMG491BT1088</inf:isin>
    <inf:meetingDate>5/21/2026</inf:meetingDate>
    <inf:voteDescription>Advisory vote to approve the company's 2025 executive
compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>234</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>234</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>IQVIA HOLDINGS INC.</inf:issuerName>
    <inf:cusip>46266C105</inf:cusip>
    <inf:isin>US46266C1053</inf:isin>
    <inf:meetingDate>4/23/2026</inf:meetingDate>
    <inf:voteDescription>Approve an advisory (non-binding) resolution to approve IQVIA's
executive compensation (say-on-pay).</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>2</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>2</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>JOHNSON &amp; JOHNSON</inf:issuerName>
    <inf:cusip>478160104</inf:cusip>
    <inf:isin>US4781601046</inf:isin>
    <inf:meetingDate>4/23/2026</inf:meetingDate>
    <inf:voteDescription>Advisory Vote to Approve Named Executive Officer Compensation</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>1389</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>1389</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>JOHNSON CONTROLS
INTERNATIONAL PLC</inf:issuerName>
    <inf:cusip>G51502105</inf:cusip>
    <inf:isin>IE00BY7QL619</inf:isin>
    <inf:meetingDate>3/4/2026</inf:meetingDate>
    <inf:voteDescription>To approve, in a non-binding advisory vote, the compensation of
the named executive officers.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>6</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>6</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>JPMORGAN CHASE &amp; CO.</inf:issuerName>
    <inf:cusip>46625H100</inf:cusip>
    <inf:isin>US46625H1005</inf:isin>
    <inf:meetingDate>5/19/2026</inf:meetingDate>
    <inf:voteDescription>Advisory resolution to approve executive compensation</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>685</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>685</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>KENVUE INC.</inf:issuerName>
    <inf:cusip>49177J102</inf:cusip>
    <inf:isin>US49177J1025</inf:isin>
    <inf:meetingDate>1/29/2026</inf:meetingDate>
    <inf:voteDescription>To approve, on a non-binding, advisory basis, the compensation
that may be paid or become payable to Kenvue Inc.'s named
executive officers that is based on or otherwise relates to the
transactions contemplated by the Merger Agreement.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>5000</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>5000</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>KEYSIGHT
TECHNOLOGIES, INC.</inf:issuerName>
    <inf:cusip>49338L103</inf:cusip>
    <inf:isin>US49338L1035</inf:isin>
    <inf:meetingDate>3/19/2026</inf:meetingDate>
    <inf:voteDescription>Approve, on a non-binding advisory basis, the compensation of
Keysight's Named Executive Officers</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>1</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>1</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>KIMBERLY-CLARK
CORPORATION</inf:issuerName>
    <inf:cusip>494368103</inf:cusip>
    <inf:isin>US4943681035</inf:isin>
    <inf:meetingDate>5/14/2026</inf:meetingDate>
    <inf:voteDescription>Advisory Vote to Approve Named Executive Officer Compensation</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>447</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>447</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>KINDER MORGAN, INC.</inf:issuerName>
    <inf:cusip>49456B101</inf:cusip>
    <inf:isin>US49456B1017</inf:isin>
    <inf:meetingDate>5/13/2026</inf:meetingDate>
    <inf:voteDescription>Approval, on an advisory basis, of the compensation of our named
executive officers, as disclosed in the Proxy Statement</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>4832</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>4832</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>KRATOS DEFENSE &amp; SEC
SOLUTIONS, INC.</inf:issuerName>
    <inf:cusip>50077B207</inf:cusip>
    <inf:isin>US50077B2079</inf:isin>
    <inf:meetingDate>5/12/2026</inf:meetingDate>
    <inf:voteDescription>To cast an advisory vote to approve the compensation of the
Company's named executive officers, as presented in the proxy
statement.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>17961</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>17961</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>L3HARRIS
TECHNOLOGIES, INC.</inf:issuerName>
    <inf:cusip>502431109</inf:cusip>
    <inf:isin>US5024311095</inf:isin>
    <inf:meetingDate>5/11/2026</inf:meetingDate>
    <inf:voteDescription>Approval, in an Advisory Vote, of the Compensation of Named
Executive Officers as Disclosed in the Proxy Statement.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>3</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>3</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>LEIDOS HOLDINGS, INC.</inf:issuerName>
    <inf:cusip>525327102</inf:cusip>
    <inf:isin>US5253271028</inf:isin>
    <inf:meetingDate>5/1/2026</inf:meetingDate>
    <inf:voteDescription>Approve, by an advisory vote, executive compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>3</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>3</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>LEMONADE, INC.</inf:issuerName>
    <inf:cusip>52567D107</inf:cusip>
    <inf:isin>US52567D1072</inf:isin>
    <inf:meetingDate>6/3/2026</inf:meetingDate>
    <inf:voteDescription>To approve on an advisory (non-binding) basis the compensation
of the Company's named executive officers.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>3209</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>3209</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>LENNAR CORPORATION</inf:issuerName>
    <inf:cusip>526057104</inf:cusip>
    <inf:isin>US5260571048</inf:isin>
    <inf:meetingDate>4/8/2026</inf:meetingDate>
    <inf:voteDescription>Approve, on an advisory basis, the compensation of our named
executive officers.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>6</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>6</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>LEVI STRAUSS &amp; CO</inf:issuerName>
    <inf:cusip>52736R102</inf:cusip>
    <inf:isin>US52736R1023</inf:isin>
    <inf:meetingDate>4/22/2026</inf:meetingDate>
    <inf:voteDescription>Advisory vote to approve executive compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>165130</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>165130</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>LKQ CORPORATION</inf:issuerName>
    <inf:cusip>501889208</inf:cusip>
    <inf:isin>US5018892084</inf:isin>
    <inf:meetingDate>5/6/2026</inf:meetingDate>
    <inf:voteDescription>Approval, on an advisory basis, of the fiscal year 2025
compensation of our named executive officers.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>6</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>6</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>LOANDEPOT, INC.</inf:issuerName>
    <inf:cusip>53946R106</inf:cusip>
    <inf:isin>US53946R1068</inf:isin>
    <inf:meetingDate>6/4/2026</inf:meetingDate>
    <inf:voteDescription>To approve, on a non-binding, advisory basis, the compensation of
loanDepot's named executive officers.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>50</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>50</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>LOCKHEED MARTIN
CORPORATION</inf:issuerName>
    <inf:cusip>539830109</inf:cusip>
    <inf:isin>US5398301094</inf:isin>
    <inf:meetingDate>5/12/2026</inf:meetingDate>
    <inf:voteDescription>Advisory Vote to Approve the Compensation of our Named
Executive Officers (Say-on-Pay)</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>120</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>120</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>MANULIFE FINANCIAL
CORPORATION</inf:issuerName>
    <inf:cusip>56501R106</inf:cusip>
    <inf:isin>CA56501R1064</inf:isin>
    <inf:meetingDate>5/14/2026</inf:meetingDate>
    <inf:voteDescription>Advisory resolution accepting approach to executive
compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>500</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>500</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>MARSH &amp; MCLENNAN
COMPANIES, INC.</inf:issuerName>
    <inf:cusip>571748102</inf:cusip>
    <inf:isin>US5717481023</inf:isin>
    <inf:meetingDate>5/21/2026</inf:meetingDate>
    <inf:voteDescription>Advisory (Nonbinding) Vote to Approve Named Executive Officer
Compensation</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>83</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>83</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>MASCO CORPORATION</inf:issuerName>
    <inf:cusip>574599106</inf:cusip>
    <inf:isin>US5745991068</inf:isin>
    <inf:meetingDate>5/8/2026</inf:meetingDate>
    <inf:voteDescription>To approve, by non-binding advisory vote, the compensation paid
to the Company's named executive officers, as disclosed pursuant
to the compensation disclosure rules of the SEC, including the
Compensation Discussion and Analysis, the compensation tables
and the related materials disclosed in the Proxy Statement.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>5</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>5</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>MASTERCARD
INCORPORATED</inf:issuerName>
    <inf:cusip>57636Q104</inf:cusip>
    <inf:isin>US57636Q1040</inf:isin>
    <inf:meetingDate>6/16/2026</inf:meetingDate>
    <inf:voteDescription>Advisory approval of Mastercard's executive compensation</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>154</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>154</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>MATCH GROUP, INC.</inf:issuerName>
    <inf:cusip>57667L107</inf:cusip>
    <inf:isin>US57667L1070</inf:isin>
    <inf:meetingDate>6/16/2026</inf:meetingDate>
    <inf:voteDescription>To approve a non-binding advisory resolution on executive
compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>99</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>99</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>MCDONALD'S
CORPORATION</inf:issuerName>
    <inf:cusip>580135101</inf:cusip>
    <inf:isin>US5801351017</inf:isin>
    <inf:meetingDate>5/20/2026</inf:meetingDate>
    <inf:voteDescription>Advisory Vote to Approve Executive Compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>682</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>682</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>MERCK &amp; CO., INC.</inf:issuerName>
    <inf:cusip>58933Y105</inf:cusip>
    <inf:isin>US58933Y1055</inf:isin>
    <inf:meetingDate>5/26/2026</inf:meetingDate>
    <inf:voteDescription>Non-binding advisory vote to approve the compensation of our
named executive officers.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>716</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>716</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>META PLATFORMS, INC.</inf:issuerName>
    <inf:cusip>30303M102</inf:cusip>
    <inf:isin>US30303M1027</inf:isin>
    <inf:meetingDate>5/27/2026</inf:meetingDate>
    <inf:voteDescription>A shareholder proposal regarding annual vote regarding executive
pay.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>SECURITY HOLDER</inf:voteSource>
    <inf:sharesVoted>104</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>AGAINST</inf:howVoted>
        <inf:sharesVoted>104</inf:sharesVoted>
        <inf:managementRecommendation>AGAINST</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>METLIFE, INC.</inf:issuerName>
    <inf:cusip>59156R108</inf:cusip>
    <inf:isin>US59156R1086</inf:isin>
    <inf:meetingDate>6/16/2026</inf:meetingDate>
    <inf:voteDescription>Advisory (non-binding) vote to approve the compensation paid to
MetLife, Inc.'s Named Executive Officers</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>59</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>59</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>MICRON TECHNOLOGY,
INC.</inf:issuerName>
    <inf:cusip>595112103</inf:cusip>
    <inf:isin>US5951121038</inf:isin>
    <inf:meetingDate>1/15/2026</inf:meetingDate>
    <inf:voteDescription>PROPOSAL BY THE COMPANY TO APPROVE, ON A NON-
BINDING ADVISORY BASIS, THE COMPENSATION OF OUR
NAMED EXECUTIVE OFFICERS AS DESCRIBED IN THE
PROXY STATEMENT.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>5</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>5</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>MICROSOFT
CORPORATION</inf:issuerName>
    <inf:cusip>594918104</inf:cusip>
    <inf:isin>US5949181045</inf:isin>
    <inf:meetingDate>12/5/2025</inf:meetingDate>
    <inf:voteDescription>Advisory Vote to Approve Named Executive Officer Compensation
(''say-on-pay vote'')</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>6677</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>6677</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>MODERNA, INC.</inf:issuerName>
    <inf:cusip>60770K107</inf:cusip>
    <inf:isin>US60770K1079</inf:isin>
    <inf:meetingDate>5/6/2026</inf:meetingDate>
    <inf:voteDescription>To approve, on a non-binding, advisory basis, the compensation of
our named executive officers.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>61</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>61</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>MODERNA, INC.</inf:issuerName>
    <inf:cusip>60770K107</inf:cusip>
    <inf:isin>US60770K1079</inf:isin>
    <inf:meetingDate>5/6/2026</inf:meetingDate>
    <inf:voteDescription>To approve, on a non-binding, advisory basis, the frequency of
future non-binding advisory votes to approve the compensation of
our named executive officers.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>61</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>61</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>MOHAWK INDUSTRIES,
INC.</inf:issuerName>
    <inf:cusip>608190104</inf:cusip>
    <inf:isin>US6081901042</inf:isin>
    <inf:meetingDate>5/21/2026</inf:meetingDate>
    <inf:voteDescription>Advisory vote to approve executive compensation, as disclosed in
the Company's Proxy Statement for the 2026 Annual Meeting of
Stockholders.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>28</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>28</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>MONOLITHIC POWER
SYSTEMS, INC.</inf:issuerName>
    <inf:cusip>609839105</inf:cusip>
    <inf:isin>US6098391054</inf:isin>
    <inf:meetingDate>6/11/2026</inf:meetingDate>
    <inf:voteDescription>Approve, on an advisory basis, the 2025 executive compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>6</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>6</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>MOODY'S CORPORATION</inf:issuerName>
    <inf:cusip>615369105</inf:cusip>
    <inf:isin>US6153691059</inf:isin>
    <inf:meetingDate>4/14/2026</inf:meetingDate>
    <inf:voteDescription>Advisory resolution approving executive compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>11</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>11</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>MORGAN STANLEY</inf:issuerName>
    <inf:cusip>617446448</inf:cusip>
    <inf:isin>US6174464486</inf:isin>
    <inf:meetingDate>5/14/2026</inf:meetingDate>
    <inf:voteDescription>To approve the compensation of executives as disclosed in the
proxy statement (non-binding advisory vote)</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>5</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>5</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>MSCI INC.</inf:issuerName>
    <inf:cusip>55354G100</inf:cusip>
    <inf:isin>US55354G1004</inf:isin>
    <inf:meetingDate>4/21/2026</inf:meetingDate>
    <inf:voteDescription>To approve, by advisory vote, our executive compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>7</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>7</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>NETFLIX, INC.</inf:issuerName>
    <inf:cusip>64110L106</inf:cusip>
    <inf:isin>US64110L1061</inf:isin>
    <inf:meetingDate>6/4/2026</inf:meetingDate>
    <inf:voteDescription>Advisory approval of named executive officer compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>210</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>210</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>NEWMONT
CORPORATION</inf:issuerName>
    <inf:cusip>651639106</inf:cusip>
    <inf:isin>US6516391066</inf:isin>
    <inf:meetingDate>5/12/2026</inf:meetingDate>
    <inf:voteDescription>Approval of the advisory resolution on Newmont's executive
compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>7919</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>7919</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>NEXTERA ENERGY, INC.</inf:issuerName>
    <inf:cusip>65339F101</inf:cusip>
    <inf:isin>US65339F1012</inf:isin>
    <inf:meetingDate>5/21/2026</inf:meetingDate>
    <inf:voteDescription>Approval, by non-binding advisory vote, of NextEra Energy's
compensation of its named executive officers as disclosed in the
proxy statement.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>10</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>10</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>NIKE, INC.</inf:issuerName>
    <inf:cusip>654106103</inf:cusip>
    <inf:isin>US6541061031</inf:isin>
    <inf:meetingDate>9/9/2025</inf:meetingDate>
    <inf:voteDescription>To approve executive compensation by an advisory vote.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>70</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>70</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>NORFOLK SOUTHERN
CORPORATION</inf:issuerName>
    <inf:cusip>655844108</inf:cusip>
    <inf:isin>US6558441084</inf:isin>
    <inf:meetingDate>5/7/2026</inf:meetingDate>
    <inf:voteDescription>Approval of the advisory resolution on executive compensation, as
disclosed in the proxy statement for the 2026 Annual Meeting of
Shareholders.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>6</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>6</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>NORTHROP GRUMMAN
CORPORATION</inf:issuerName>
    <inf:cusip>666807102</inf:cusip>
    <inf:isin>US6668071029</inf:isin>
    <inf:meetingDate>5/20/2026</inf:meetingDate>
    <inf:voteDescription>Proposal to approve, on an advisory basis, the compensation of
the Company's Named Executive Officers.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>43</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>43</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>NOVARTIS AG</inf:issuerName>
    <inf:cusip>66987V109</inf:cusip>
    <inf:isin>US66987V1098</inf:isin>
    <inf:meetingDate>3/6/2026</inf:meetingDate>
    <inf:voteDescription>Advisory vote on the 2025 Compensation Report</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>50</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>50</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>NOVAVAX, INC.</inf:issuerName>
    <inf:cusip>670002401</inf:cusip>
    <inf:isin>US6700024010</inf:isin>
    <inf:meetingDate>6/18/2026</inf:meetingDate>
    <inf:voteDescription>The approval, on an advisory basis, of the compensation of our
Named Executive Officers.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>50</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>50</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>NUCOR CORPORATION</inf:issuerName>
    <inf:cusip>670346105</inf:cusip>
    <inf:isin>US6703461052</inf:isin>
    <inf:meetingDate>5/14/2026</inf:meetingDate>
    <inf:voteDescription>Approval, on an advisory basis, of Nucor's named executive officer
compensation in 2025</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>6</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>6</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>NVIDIA CORPORATION</inf:issuerName>
    <inf:cusip>67066G104</inf:cusip>
    <inf:isin>US67066G1040</inf:isin>
    <inf:meetingDate>6/24/2026</inf:meetingDate>
    <inf:voteDescription>Advisory approval of our executive compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>5411</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>5411</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>OGE ENERGY CORP.</inf:issuerName>
    <inf:cusip>670837103</inf:cusip>
    <inf:isin>US6708371033</inf:isin>
    <inf:meetingDate>5/14/2026</inf:meetingDate>
    <inf:voteDescription>Advisory Vote to Approve Named Executive Officer Compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>56713</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>56713</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>OMNICOM GROUP INC.</inf:issuerName>
    <inf:cusip>681919106</inf:cusip>
    <inf:isin>US6819191064</inf:isin>
    <inf:meetingDate>5/5/2026</inf:meetingDate>
    <inf:voteDescription>Advisory resolution to approve executive compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>8</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>8</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>ON SEMICONDUCTOR
CORPORATION</inf:issuerName>
    <inf:cusip>682189105</inf:cusip>
    <inf:isin>US6821891057</inf:isin>
    <inf:meetingDate>5/14/2026</inf:meetingDate>
    <inf:voteDescription>To vote on an advisory (non-binding) resolution to approve the
compensation of our named executive officers.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>94</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>94</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>ONE GAS, INC.</inf:issuerName>
    <inf:cusip>68235P108</inf:cusip>
    <inf:isin>US68235P1084</inf:isin>
    <inf:meetingDate>5/21/2026</inf:meetingDate>
    <inf:voteDescription>Advisory vote to approve the Company's executive compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>200</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>200</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>ONEOK, INC.</inf:issuerName>
    <inf:cusip>682680103</inf:cusip>
    <inf:isin>US6826801036</inf:isin>
    <inf:meetingDate>5/20/2026</inf:meetingDate>
    <inf:voteDescription>An advisory vote to approve ONEOK, Inc.'s executive
compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>34100</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>34100</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>ORACLE CORPORATION</inf:issuerName>
    <inf:cusip>68389X105</inf:cusip>
    <inf:isin>US68389X1054</inf:isin>
    <inf:meetingDate>11/18/2025</inf:meetingDate>
    <inf:voteDescription>Advisory Vote to Approve the Compensation of our Named
Executive Officers</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>168</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>168</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>ORGANON &amp; CO.</inf:issuerName>
    <inf:cusip>68622V106</inf:cusip>
    <inf:isin>US68622V1061</inf:isin>
    <inf:meetingDate>6/9/2026</inf:meetingDate>
    <inf:voteDescription>Approve, on a non-binding advisory basis, the compensation of
Organon's Named Executive Officers.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>21</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>21</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>OTIS WORLDWIDE
CORPORATION</inf:issuerName>
    <inf:cusip>68902V107</inf:cusip>
    <inf:isin>US68902V1070</inf:isin>
    <inf:meetingDate>5/27/2026</inf:meetingDate>
    <inf:voteDescription>Advisory Vote to Approve Executive Compensation</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>100</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>100</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>OVINTIV INC.</inf:issuerName>
    <inf:cusip>69047Q102</inf:cusip>
    <inf:isin>US69047Q1022</inf:isin>
    <inf:meetingDate>5/6/2026</inf:meetingDate>
    <inf:voteDescription>Advisory Vote to Approve Compensation of Named Executive
Officers</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>3</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>3</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>PALANTIR
TECHNOLOGIES INC.</inf:issuerName>
    <inf:cusip>69608A108</inf:cusip>
    <inf:isin>US69608A1088</inf:isin>
    <inf:meetingDate>6/3/2026</inf:meetingDate>
    <inf:voteDescription>Advisory vote to approve named executive officer compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>86</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>86</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>PALO ALTO NETWORKS,
INC.</inf:issuerName>
    <inf:cusip>697435105</inf:cusip>
    <inf:isin>US6974351057</inf:isin>
    <inf:meetingDate>12/9/2025</inf:meetingDate>
    <inf:voteDescription>To approve, on an advisory basis, the compensation of our named
executive officers.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>10</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>10</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>PATRICK INDUSTRIES,
INC.</inf:issuerName>
    <inf:cusip>703343103</inf:cusip>
    <inf:isin>US7033431039</inf:isin>
    <inf:meetingDate>5/14/2026</inf:meetingDate>
    <inf:voteDescription>To approve, in an advisory and non-binding vote, the
compensation of the Company's named executive officers for fiscal
year 2025.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>450</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>450</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>PEPSICO, INC.</inf:issuerName>
    <inf:cusip>713448108</inf:cusip>
    <inf:isin>US7134481081</inf:isin>
    <inf:meetingDate>5/6/2026</inf:meetingDate>
    <inf:voteDescription>Advisory approval of the Company's executive compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>480</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>480</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>PFIZER INC.</inf:issuerName>
    <inf:cusip>717081103</inf:cusip>
    <inf:isin>US7170811035</inf:isin>
    <inf:meetingDate>4/23/2026</inf:meetingDate>
    <inf:voteDescription>2026 advisory approval of executive compensation</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>1303</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>1303</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>PG&amp;E CORPORATION</inf:issuerName>
    <inf:cusip>69331C108</inf:cusip>
    <inf:isin>US69331C1080</inf:isin>
    <inf:meetingDate>5/21/2026</inf:meetingDate>
    <inf:voteDescription>Advisory Vote to Approve Executive Compensation</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>45</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>45</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>PHILLIPS 66</inf:issuerName>
    <inf:cusip>718546104</inf:cusip>
    <inf:isin>US7185461040</inf:isin>
    <inf:meetingDate>5/13/2026</inf:meetingDate>
    <inf:voteDescription>Advisory vote to approve our executive compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>12220</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>12220</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>PRINCIPAL FINANCIAL
GROUP, INC.</inf:issuerName>
    <inf:cusip>74251V102</inf:cusip>
    <inf:isin>US74251V1026</inf:isin>
    <inf:meetingDate>5/19/2026</inf:meetingDate>
    <inf:voteDescription>Advisory approval of the compensation of our named executive
officers</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>220</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>220</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>PROLOGIS, INC.</inf:issuerName>
    <inf:cusip>74340W103</inf:cusip>
    <inf:isin>US74340W1036</inf:isin>
    <inf:meetingDate>4/28/2026</inf:meetingDate>
    <inf:voteDescription>Advisory Vote to Approve the Company's Executive Compensation
for 2025.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>24</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>24</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>PRUDENTIAL FINANCIAL,
INC.</inf:issuerName>
    <inf:cusip>744320102</inf:cusip>
    <inf:isin>US7443201022</inf:isin>
    <inf:meetingDate>5/12/2026</inf:meetingDate>
    <inf:voteDescription>Advisory vote to approve named executive officer compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>144</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>144</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>PUBLIC SERVICE
ENTERPRISE GROUP INC.</inf:issuerName>
    <inf:cusip>744573106</inf:cusip>
    <inf:isin>US7445731067</inf:isin>
    <inf:meetingDate>4/21/2026</inf:meetingDate>
    <inf:voteDescription>Advisory Vote on the Approval of Executive Compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>100</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>100</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>PULTEGROUP, INC.</inf:issuerName>
    <inf:cusip>745867101</inf:cusip>
    <inf:isin>US7458671010</inf:isin>
    <inf:meetingDate>4/29/2026</inf:meetingDate>
    <inf:voteDescription>Say-on-pay: Advisory vote to approve executive compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>31</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>31</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>QNITY ELECTRONICS,
INC.</inf:issuerName>
    <inf:cusip>74743L100</inf:cusip>
    <inf:isin>US74743L1008</inf:isin>
    <inf:meetingDate>5/21/2026</inf:meetingDate>
    <inf:voteDescription>Advisory Vote to Approve Executive Compensation (Say on Pay)</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>10</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>10</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>QNITY ELECTRONICS,
INC.</inf:issuerName>
    <inf:cusip>74743L100</inf:cusip>
    <inf:isin>US74743L1008</inf:isin>
    <inf:meetingDate>5/21/2026</inf:meetingDate>
    <inf:voteDescription>Advisory Vote on Frequency of Future Say on Pay Votes</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>10</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>10</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>RIVIAN AUTOMOTIVE,
INC.</inf:issuerName>
    <inf:cusip>76954A103</inf:cusip>
    <inf:isin>US76954A1034</inf:isin>
    <inf:meetingDate>6/22/2026</inf:meetingDate>
    <inf:voteDescription>Approval, on an advisory (non-binding) basis, of the compensation
of our named executive officers in 2025.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>50</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>50</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>ROCKET LAB
CORPORATION</inf:issuerName>
    <inf:cusip>773121108</inf:cusip>
    <inf:isin>US7731211089</inf:isin>
    <inf:meetingDate>8/27/2025</inf:meetingDate>
    <inf:voteDescription>To approve, on a non-binding advisory basis, the compensation of
our named executive officers disclosed in the accompanying proxy
statement.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>3281</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>3281</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>ROCKET LAB
CORPORATION</inf:issuerName>
    <inf:cusip>773121108</inf:cusip>
    <inf:isin>US7731211089</inf:isin>
    <inf:meetingDate>5/20/2026</inf:meetingDate>
    <inf:voteDescription>To approve, on a non-binding advisory basis, the compensation of
our named executive officers disclosed in the accompanying proxy
statement.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>3281</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>3281</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>ROLLINS, INC.</inf:issuerName>
    <inf:cusip>775711104</inf:cusip>
    <inf:isin>US7757111049</inf:isin>
    <inf:meetingDate>4/28/2026</inf:meetingDate>
    <inf:voteDescription>To hold an advisory (non-binding) vote to approve the
compensation of the Company's named executive officers.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>7</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>7</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>ROSS STORES, INC.</inf:issuerName>
    <inf:cusip>778296103</inf:cusip>
    <inf:isin>US7782961038</inf:isin>
    <inf:meetingDate>5/20/2026</inf:meetingDate>
    <inf:voteDescription>Advisory vote to approve the resolution on the compensation of the
named executive officers.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>1</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>1</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>RTX CORPORATION</inf:issuerName>
    <inf:cusip>75513E101</inf:cusip>
    <inf:isin>US75513E1010</inf:isin>
    <inf:meetingDate>4/30/2026</inf:meetingDate>
    <inf:voteDescription>Advisory Vote to Approve Executive Compensation</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>307</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>307</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>S&amp;P GLOBAL INC.</inf:issuerName>
    <inf:cusip>78409V104</inf:cusip>
    <inf:isin>US78409V1044</inf:isin>
    <inf:meetingDate>5/20/2026</inf:meetingDate>
    <inf:voteDescription>Approve, on an advisory basis, the executive compensation
program for the Company's named executive officers, as described
in the Proxy Statement;</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>51</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>51</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>SALESFORCE, INC.</inf:issuerName>
    <inf:cusip>79466L302</inf:cusip>
    <inf:isin>US79466L3024</inf:isin>
    <inf:meetingDate>5/28/2026</inf:meetingDate>
    <inf:voteDescription>Approval, on an advisory basis, of the fiscal 2026 compensation of
our named executive officers.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>86</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>86</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>SERVICENOW, INC.</inf:issuerName>
    <inf:cusip>81762P102</inf:cusip>
    <inf:isin>US81762P1021</inf:isin>
    <inf:meetingDate>5/21/2026</inf:meetingDate>
    <inf:voteDescription>Advisory vote to approve ServiceNow's named executive officer
compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>105</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>105</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>SERVICENOW, INC.</inf:issuerName>
    <inf:cusip>81762P102</inf:cusip>
    <inf:isin>US81762P1021</inf:isin>
    <inf:meetingDate>5/21/2026</inf:meetingDate>
    <inf:voteDescription>Advisory vote on the frequency of future advisory votes on
executive officer compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>105</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>105</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>SIEMENS AG</inf:issuerName>
    <inf:cusip>826197501</inf:cusip>
    <inf:isin>US8261975010</inf:isin>
    <inf:meetingDate>2/12/2026</inf:meetingDate>
    <inf:voteDescription>Approval of the Compensation Report</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>50</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>50</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>SIMMONS FIRST
NATIONAL CORPORATION</inf:issuerName>
    <inf:cusip>828730200</inf:cusip>
    <inf:isin>US8287302009</inf:isin>
    <inf:meetingDate>5/13/2026</inf:meetingDate>
    <inf:voteDescription>To adopt the following non-binding resolution approving the
compensation of the named executive officers of the Company:
"RESOLVED, that the compensation paid to the Company's
named executive officers, as disclosed in the proxy statement
pursuant to Item 402 of Regulation S-K, including the
Compensation Discussion and Analysis, the compensation tables,
and narrative discussion, is hereby APPROVED."</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>3020</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>3020</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>SIMON PROPERTY
GROUP, INC.</inf:issuerName>
    <inf:cusip>828806109</inf:cusip>
    <inf:isin>US8288061091</inf:isin>
    <inf:meetingDate>5/13/2026</inf:meetingDate>
    <inf:voteDescription>Advisory Vote to Approve the Compensation of our Named
Executive Officers.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>8</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>8</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>SLB N.V.</inf:issuerName>
    <inf:cusip>806857108</inf:cusip>
    <inf:isin>AN8068571086</inf:isin>
    <inf:meetingDate>4/8/2026</inf:meetingDate>
    <inf:voteDescription>Advisory approval of our executive compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>211</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>211</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>SOLSTICE ADVANCED
MATERIALS INC.</inf:issuerName>
    <inf:cusip>83443Q103</inf:cusip>
    <inf:isin>US83443Q1031</inf:isin>
    <inf:meetingDate>5/22/2026</inf:meetingDate>
    <inf:voteDescription>Advisory, non-binding vote to approve executive compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>26</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>26</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>SOLSTICE ADVANCED
MATERIALS INC.</inf:issuerName>
    <inf:cusip>83443Q103</inf:cusip>
    <inf:isin>US83443Q1031</inf:isin>
    <inf:meetingDate>5/22/2026</inf:meetingDate>
    <inf:voteDescription>Advisory, non-binding vote to approve the frequency of future
advisory votes on executive compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>26</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>26</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>SOLVENTUM
CORPORATION</inf:issuerName>
    <inf:cusip>83444M101</inf:cusip>
    <inf:isin>US83444M1018</inf:isin>
    <inf:meetingDate>5/15/2026</inf:meetingDate>
    <inf:voteDescription>Advisory vote to approve executive compensation</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>90</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>90</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>STANLEY BLACK &amp;
DECKER, INC.</inf:issuerName>
    <inf:cusip>854502101</inf:cusip>
    <inf:isin>US8545021011</inf:isin>
    <inf:meetingDate>4/24/2026</inf:meetingDate>
    <inf:voteDescription>Approve, on an advisory basis, the compensation of the
Company's named executive officers.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>10</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>10</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>STARBUCKS
CORPORATION</inf:issuerName>
    <inf:cusip>855244109</inf:cusip>
    <inf:isin>US8552441094</inf:isin>
    <inf:meetingDate>3/25/2026</inf:meetingDate>
    <inf:voteDescription>Approve, on a non-binding, advisory basis, the compensation of
our named executive officers ("say-on-pay")</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>449</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>449</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>STATE STREET
CORPORATION</inf:issuerName>
    <inf:cusip>857477103</inf:cusip>
    <inf:isin>US8574771031</inf:isin>
    <inf:meetingDate>5/20/2026</inf:meetingDate>
    <inf:voteDescription>To approve an advisory proposal on executive compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>1</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>1</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>STEEL DYNAMICS, INC.</inf:issuerName>
    <inf:cusip>858119100</inf:cusip>
    <inf:isin>US8581191009</inf:isin>
    <inf:meetingDate>5/6/2026</inf:meetingDate>
    <inf:voteDescription>ADVISORY VOTE TO APPROVE THE COMPENSATION OF THE
NAMED EXECUTIVE OFFICERS</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>4</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>4</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>STRATEGY INC</inf:issuerName>
    <inf:cusip>594972408</inf:cusip>
    <inf:isin>US5949724083</inf:isin>
    <inf:meetingDate>6/8/2026</inf:meetingDate>
    <inf:voteDescription>To approve, on an advisory, non-binding basis, the compensation
of the Company's named executive officers as disclosed in the
Proxy Statement.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>2000</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>2000</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>STRYKER CORPORATION</inf:issuerName>
    <inf:cusip>863667101</inf:cusip>
    <inf:isin>US8636671013</inf:isin>
    <inf:meetingDate>5/6/2026</inf:meetingDate>
    <inf:voteDescription>Advisory Vote to Approve Named Executive Officer Compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>6</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>6</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>SUPER MICRO
COMPUTER INC.</inf:issuerName>
    <inf:cusip>86800U302</inf:cusip>
    <inf:isin>US86800U3023</inf:isin>
    <inf:meetingDate>4/15/2026</inf:meetingDate>
    <inf:voteDescription>To approve, on a non-binding advisory basis, the compensation of
the named executive officers as disclosed in the proxy statement.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>18</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>18</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>SYNOPSYS, INC.</inf:issuerName>
    <inf:cusip>871607107</inf:cusip>
    <inf:isin>US8716071076</inf:isin>
    <inf:meetingDate>4/16/2026</inf:meetingDate>
    <inf:voteDescription>To approve, on an advisory basis, the compensation of our named
executive officers, as disclosed in the attached Proxy Statement.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>11</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>11</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>T-MOBILE US, INC.</inf:issuerName>
    <inf:cusip>872590104</inf:cusip>
    <inf:isin>US8725901040</inf:isin>
    <inf:meetingDate>6/16/2026</inf:meetingDate>
    <inf:voteDescription>Advisory Vote to Approve the Compensation Provided to the
Company's Named Executive Officers for 2025.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>126</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>126</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>TERADYNE, INC.</inf:issuerName>
    <inf:cusip>880770102</inf:cusip>
    <inf:isin>US8807701029</inf:isin>
    <inf:meetingDate>5/8/2026</inf:meetingDate>
    <inf:voteDescription>To approve, on a non-binding, advisory basis, the 2025
compensation of the Company's named executive officers.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>44</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>44</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>TESLA, INC.</inf:issuerName>
    <inf:cusip>88160R101</inf:cusip>
    <inf:isin>US88160R1014</inf:isin>
    <inf:meetingDate>11/6/2025</inf:meetingDate>
    <inf:voteDescription>A Tesla proposal for a non-binding advisory vote approving 2024
executive compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>863</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>863</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>TEXAS INSTRUMENTS
INCORPORATED</inf:issuerName>
    <inf:cusip>882508104</inf:cusip>
    <inf:isin>US8825081040</inf:isin>
    <inf:meetingDate>4/16/2026</inf:meetingDate>
    <inf:voteDescription>Board proposal regarding advisory approval of the Company's
executive compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>600</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>600</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>THE BOEING COMPANY</inf:issuerName>
    <inf:cusip>097023105</inf:cusip>
    <inf:isin>US0970231058</inf:isin>
    <inf:meetingDate>4/17/2026</inf:meetingDate>
    <inf:voteDescription>Approve, on an Advisory Basis, Named Executive Officer
Compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>433</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>433</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>THE CHARLES SCHWAB
CORPORATION</inf:issuerName>
    <inf:cusip>808513105</inf:cusip>
    <inf:isin>US8085131055</inf:isin>
    <inf:meetingDate>5/21/2026</inf:meetingDate>
    <inf:voteDescription>Advisory approval of named executive officer compensation</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>43</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>43</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>THE CHEMOURS
COMPANY</inf:issuerName>
    <inf:cusip>163851108</inf:cusip>
    <inf:isin>US1638511089</inf:isin>
    <inf:meetingDate>4/24/2026</inf:meetingDate>
    <inf:voteDescription>Advisory Vote to Approve Named Executive Officer Compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>10</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>10</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>THE CIGNA GROUP</inf:issuerName>
    <inf:cusip>125523100</inf:cusip>
    <inf:isin>US1255231003</inf:isin>
    <inf:meetingDate>4/22/2026</inf:meetingDate>
    <inf:voteDescription>Advisory approval of executive compensation</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>40</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>40</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>THE CLOROX COMPANY</inf:issuerName>
    <inf:cusip>189054109</inf:cusip>
    <inf:isin>US1890541097</inf:isin>
    <inf:meetingDate>11/19/2025</inf:meetingDate>
    <inf:voteDescription>Advisory Vote to Approve Executive Compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>1736</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>1736</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>THE COCA-COLA
COMPANY</inf:issuerName>
    <inf:cusip>191216100</inf:cusip>
    <inf:isin>US1912161007</inf:isin>
    <inf:meetingDate>4/29/2026</inf:meetingDate>
    <inf:voteDescription>Conduct an advisory vote to approve executive compensation</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>8283</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>8283</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>THE GOLDMAN SACHS
GROUP, INC.</inf:issuerName>
    <inf:cusip>38141G104</inf:cusip>
    <inf:isin>US38141G1040</inf:isin>
    <inf:meetingDate>4/29/2026</inf:meetingDate>
    <inf:voteDescription>Advisory Vote to Approve Executive Compensation (Say on Pay)</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>29</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>29</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>THE GOODYEAR TIRE &amp;
RUBBER COMPANY</inf:issuerName>
    <inf:cusip>382550101</inf:cusip>
    <inf:isin>US3825501014</inf:isin>
    <inf:meetingDate>4/13/2026</inf:meetingDate>
    <inf:voteDescription>Advisory vote to approve executive compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>200</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>200</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>THE HERSHEY COMPANY</inf:issuerName>
    <inf:cusip>427866108</inf:cusip>
    <inf:isin>US4278661081</inf:isin>
    <inf:meetingDate>5/5/2026</inf:meetingDate>
    <inf:voteDescription>Approve named executive officer compensation on a non-binding
advisory basis.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>200</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>200</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>THE HOME DEPOT, INC.</inf:issuerName>
    <inf:cusip>437076102</inf:cusip>
    <inf:isin>US4370761029</inf:isin>
    <inf:meetingDate>5/21/2026</inf:meetingDate>
    <inf:voteDescription>Advisory Vote to Approve Executive Compensation ("Say-on-Pay")</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>98</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>98</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>THE KRAFT HEINZ
COMPANY</inf:issuerName>
    <inf:cusip>500754106</inf:cusip>
    <inf:isin>US5007541064</inf:isin>
    <inf:meetingDate>5/14/2026</inf:meetingDate>
    <inf:voteDescription>Advisory vote to approve executive compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>1587</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>1587</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>THE MAGNUM ICE CREAM
COMPANY N.V.</inf:issuerName>
    <inf:cusip>N5505D105</inf:cusip>
    <inf:isin>NL0015002MS2</inf:isin>
    <inf:meetingDate>5/7/2026</inf:meetingDate>
    <inf:voteDescription>Advisory vote on the Directors' Remuneration Report for the
financial year 2025</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>10</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>10</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>THE PROCTER &amp; GAMBLE
COMPANY</inf:issuerName>
    <inf:cusip>742718109</inf:cusip>
    <inf:isin>US7427181091</inf:isin>
    <inf:meetingDate>10/14/2025</inf:meetingDate>
    <inf:voteDescription>Advisory Vote to Approve the Company's Executive Compensation
(the "Say on Pay" vote)</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>3448</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>3448</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>THE SOUTHERN
COMPANY</inf:issuerName>
    <inf:cusip>842587107</inf:cusip>
    <inf:isin>US8425871071</inf:isin>
    <inf:meetingDate>5/13/2026</inf:meetingDate>
    <inf:voteDescription>Advisory vote to approve executive compensation</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>300</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>300</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>THE TJX COMPANIES,
INC.</inf:issuerName>
    <inf:cusip>872540109</inf:cusip>
    <inf:isin>US8725401090</inf:isin>
    <inf:meetingDate>6/9/2026</inf:meetingDate>
    <inf:voteDescription>Advisory approval of TJX's executive compensation (the say-on-
pay vote)</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>143</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>143</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>THE TRADE DESK, INC.</inf:issuerName>
    <inf:cusip>88339J105</inf:cusip>
    <inf:isin>US88339J1051</inf:isin>
    <inf:meetingDate>5/4/2026</inf:meetingDate>
    <inf:voteDescription>The approval, on a non-binding, advisory basis, the compensation
of our named executive officers.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>140</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>140</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>THE WALT DISNEY
COMPANY</inf:issuerName>
    <inf:cusip>254687106</inf:cusip>
    <inf:isin>US2546871060</inf:isin>
    <inf:meetingDate>3/18/2026</inf:meetingDate>
    <inf:voteDescription>Consideration of an advisory vote to approve executive
compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>1200</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>1200</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>THERMO FISHER
SCIENTIFIC INC.</inf:issuerName>
    <inf:cusip>883556102</inf:cusip>
    <inf:isin>US8835561023</inf:isin>
    <inf:meetingDate>5/20/2026</inf:meetingDate>
    <inf:voteDescription>An advisory vote to approve named executive officer
compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>3</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>3</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>TOTALENERGIES SE</inf:issuerName>
    <inf:cusip>F92124100</inf:cusip>
    <inf:isin>FR0000120271</inf:isin>
    <inf:meetingDate>5/29/2026</inf:meetingDate>
    <inf:voteDescription>Approval of the fixed, variable and extraordinary components
making up the total compensation and the in-kind benefits paid
during the fiscal year 2025 or allocated for that year to Mr. Patrick
Pouyann Chairman and Chief Executive Officer.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>577</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>577</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>TRANE TECHNOLOGIES
PLC</inf:issuerName>
    <inf:cusip>G8994E103</inf:cusip>
    <inf:isin>IE00BK9ZQ967</inf:isin>
    <inf:meetingDate>6/4/2026</inf:meetingDate>
    <inf:voteDescription>Advisory approval of the compensation of the Company's named
executive officers.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>1</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>1</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>UNILEVER PLC</inf:issuerName>
    <inf:cusip>904767803</inf:cusip>
    <inf:isin>US9047678035</inf:isin>
    <inf:meetingDate>5/13/2026</inf:meetingDate>
    <inf:voteDescription>To approve the Directors' Remuneration Report</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>44</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>44</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>UNION PACIFIC
CORPORATION</inf:issuerName>
    <inf:cusip>907818108</inf:cusip>
    <inf:isin>US9078181081</inf:isin>
    <inf:meetingDate>5/14/2026</inf:meetingDate>
    <inf:voteDescription>Approve, by non-binding vote, the compensation of the Company's
Named Executive Officers ("Say on Pay").</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>3133</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>3133</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>UNITED RENTALS, INC.</inf:issuerName>
    <inf:cusip>911363109</inf:cusip>
    <inf:isin>US9113631090</inf:isin>
    <inf:meetingDate>5/8/2026</inf:meetingDate>
    <inf:voteDescription>Advisory Approval of Executive Compensation</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>10</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>10</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>UNITEDHEALTH GROUP
INCORPORATED</inf:issuerName>
    <inf:cusip>91324P102</inf:cusip>
    <inf:isin>US91324P1021</inf:isin>
    <inf:meetingDate>6/1/2026</inf:meetingDate>
    <inf:voteDescription>Advisory approval of the Company's executive compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>23</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>23</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>UNIVERSAL HEALTH
SERVICES, INC.</inf:issuerName>
    <inf:cusip>913903100</inf:cusip>
    <inf:isin>US9139031002</inf:isin>
    <inf:meetingDate>5/20/2026</inf:meetingDate>
    <inf:voteDescription>Proposal to conduct an advisory (nonbinding) vote to approve
named executive officer compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>20</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>20</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>VEOLIA ENVIRONNEMENT
SA</inf:issuerName>
    <inf:cusip>92334N103</inf:cusip>
    <inf:isin>US92334N1037</inf:isin>
    <inf:meetingDate>4/23/2026</inf:meetingDate>
    <inf:voteDescription>Vote on the compensation paid during fiscal year 2025 or awarded
in respect of the same fiscal year to Mr. Antoine Frt, Chairman of
the Board of Directors.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>200</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>200</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>VEOLIA ENVIRONNEMENT
SA</inf:issuerName>
    <inf:cusip>92334N103</inf:cusip>
    <inf:isin>US92334N1037</inf:isin>
    <inf:meetingDate>4/23/2026</inf:meetingDate>
    <inf:voteDescription>Vote on the compensation paid during fiscal year 2025 or awarded
in respect of the same fiscal year to Mrs. Estelle Brachlianoff,
Chief Executive Officer.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>200</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>200</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>VERALTO CORPORATION</inf:issuerName>
    <inf:cusip>92338C103</inf:cusip>
    <inf:isin>US92338C1036</inf:isin>
    <inf:meetingDate>5/13/2026</inf:meetingDate>
    <inf:voteDescription>To approve on an advisory basis the Company's named executive
officer compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>266</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>266</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>VERISIGN, INC.</inf:issuerName>
    <inf:cusip>92343E102</inf:cusip>
    <inf:isin>US92343E1029</inf:isin>
    <inf:meetingDate>5/21/2026</inf:meetingDate>
    <inf:voteDescription>Advisory Vote to Approve Executive Compensation</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>9</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>9</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>VERIZON
COMMUNICATIONS INC.</inf:issuerName>
    <inf:cusip>92343V104</inf:cusip>
    <inf:isin>US92343V1044</inf:isin>
    <inf:meetingDate>5/21/2026</inf:meetingDate>
    <inf:voteDescription>Advisory vote to approve executive compensation</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>1685</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>1685</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>VERSANT MEDIA GROUP,
INC.</inf:issuerName>
    <inf:cusip>925283103</inf:cusip>
    <inf:isin>US9252831030</inf:isin>
    <inf:meetingDate>6/25/2026</inf:meetingDate>
    <inf:voteDescription>Approval, on a non-binding, advisory basis, of the frequency of
future non-binding advisory votes to approve named executive
officer compensation</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>14</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>14</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>VERTEX
PHARMACEUTICALS
INCORPORATED</inf:issuerName>
    <inf:cusip>92532F100</inf:cusip>
    <inf:isin>US92532F1003</inf:isin>
    <inf:meetingDate>5/13/2026</inf:meetingDate>
    <inf:voteDescription>Advisory vote to approve named executive officer compensation.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>4</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>4</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>VERTIV HOLDINGS CO</inf:issuerName>
    <inf:cusip>92537N108</inf:cusip>
    <inf:isin>US92537N1081</inf:isin>
    <inf:meetingDate>6/17/2026</inf:meetingDate>
    <inf:voteDescription>To approve, on an advisory basis, the 2025 compensation of our
named executive officers as disclosed in the Proxy Statement.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>1068</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>1068</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>VIATRIS INC.</inf:issuerName>
    <inf:cusip>92556V106</inf:cusip>
    <inf:isin>US92556V1061</inf:isin>
    <inf:meetingDate>5/15/2026</inf:meetingDate>
    <inf:voteDescription>Approval of, on a non-binding advisory basis, the 2025
compensation of the named executive officers of the Company.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>29</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>29</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>VIRGIN GALACTIC
HOLDINGS, INC.</inf:issuerName>
    <inf:cusip>92766K403</inf:cusip>
    <inf:isin>US92766K4031</inf:isin>
    <inf:meetingDate>6/11/2026</inf:meetingDate>
    <inf:voteDescription>Approval, on an advisory (non-binding) basis, of the compensation
of our named executive officers.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>338</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>338</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>VIRGIN GALACTIC
HOLDINGS, INC.</inf:issuerName>
    <inf:cusip>92766K403</inf:cusip>
    <inf:isin>US92766K4031</inf:isin>
    <inf:meetingDate>6/11/2026</inf:meetingDate>
    <inf:voteDescription>Approval, on an advisory (non-binding) basis, of the frequency of
future advisory votes on the compensation of our named executive
officers.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>338</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>338</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>VIRNETX HOLDING
CORPORATION</inf:issuerName>
    <inf:cusip>92823T207</inf:cusip>
    <inf:isin>US92823T2078</inf:isin>
    <inf:meetingDate>6/11/2026</inf:meetingDate>
    <inf:voteDescription>To approve, on a non-binding advisory basis, the compensation
paid to our named executive officers.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>175</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>175</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>VISA INC.</inf:issuerName>
    <inf:cusip>92826C839</inf:cusip>
    <inf:isin>US92826C8394</inf:isin>
    <inf:meetingDate>1/27/2026</inf:meetingDate>
    <inf:voteDescription>To approve, on an advisory basis, the compensation paid to our
named executive officers.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>227</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>227</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>VODAFONE GROUP PLC</inf:issuerName>
    <inf:cusip>92857W308</inf:cusip>
    <inf:isin>US92857W3088</inf:isin>
    <inf:meetingDate>7/29/2025</inf:meetingDate>
    <inf:voteDescription>To approve the Annual Report on Remuneration contained in the
Remuneration Report of the Board for the year ended 31 March
2025</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>1915</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>1915</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>W. R. BERKLEY
CORPORATION</inf:issuerName>
    <inf:cusip>084423102</inf:cusip>
    <inf:isin>US0844231029</inf:isin>
    <inf:meetingDate>6/3/2026</inf:meetingDate>
    <inf:voteDescription>Non-binding advisory vote on a resolution approving the
compensation of the Company's named executive officers
pursuant to the compensation disclosure rules of the Securities
and Exchange Commission, or ''say-on-pay'' vote.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>8</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>8</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>WALMART INC.</inf:issuerName>
    <inf:cusip>931142103</inf:cusip>
    <inf:isin>US9311421039</inf:isin>
    <inf:meetingDate>6/4/2026</inf:meetingDate>
    <inf:voteDescription>Advisory Vote to Approve Named Executive Officer Compensation</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>6636</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>6636</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>WARNER BROS.
DISCOVERY, INC.</inf:issuerName>
    <inf:cusip>934423104</inf:cusip>
    <inf:isin>US9344231041</inf:isin>
    <inf:meetingDate>4/23/2026</inf:meetingDate>
    <inf:voteDescription>To approve, on an advisory (non-binding) basis, the compensation
that may be paid or become payable to WBD's named executive
officers that is based on or otherwise relates to the Merger.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>1337</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>1337</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>WARNER BROS.
DISCOVERY, INC.</inf:issuerName>
    <inf:cusip>934423104</inf:cusip>
    <inf:isin>US9344231041</inf:isin>
    <inf:meetingDate>6/9/2026</inf:meetingDate>
    <inf:voteDescription>To vote on an advisory resolution to approve the 2025
compensation of Warner Bros. Discovery, Inc.'s named executive
officers, commonly referred to as a "Say-on-Pay" vote.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>1337</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>1337</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>WATERS CORPORATION</inf:issuerName>
    <inf:cusip>941848103</inf:cusip>
    <inf:isin>US9418481035</inf:isin>
    <inf:meetingDate>5/21/2026</inf:meetingDate>
    <inf:voteDescription>To approve, on a non-binding, advisory basis, the compensation of
the Company's executive officers.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>6</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>6</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>WELLS FARGO &amp;
COMPANY</inf:issuerName>
    <inf:cusip>949746101</inf:cusip>
    <inf:isin>US9497461015</inf:isin>
    <inf:meetingDate>4/28/2026</inf:meetingDate>
    <inf:voteDescription>Advisory resolution to approve executive compensation (Say on
Pay).</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>238</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>238</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>XYLEM INC.</inf:issuerName>
    <inf:cusip>98419M100</inf:cusip>
    <inf:isin>US98419M1009</inf:isin>
    <inf:meetingDate>5/14/2026</inf:meetingDate>
    <inf:voteDescription>Advisory vote to approve the compensation of our named
executive officers.</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>7</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>7</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
  <inf:proxyTable>
    <inf:issuerName>ZIMMER BIOMET
HOLDINGS, INC.</inf:issuerName>
    <inf:cusip>98956P102</inf:cusip>
    <inf:isin>US98956P1021</inf:isin>
    <inf:meetingDate>5/22/2026</inf:meetingDate>
    <inf:voteDescription>Approve, on a non-binding advisory basis, named executive officer
compensation ("Say on Pay").</inf:voteDescription>
    <inf:voteCategories>
      <inf:voteCategory>
        <inf:categoryType>SECTION 14A SAY-ON-PAY VOTES</inf:categoryType>
      </inf:voteCategory>
    </inf:voteCategories>
    <inf:voteSource>ISSUER</inf:voteSource>
    <inf:sharesVoted>5</inf:sharesVoted>
    <inf:sharesOnLoan>0</inf:sharesOnLoan>
    <inf:vote>
      <inf:voteRecord>
        <inf:howVoted>FOR</inf:howVoted>
        <inf:sharesVoted>5</inf:sharesVoted>
        <inf:managementRecommendation>FOR</inf:managementRecommendation>
      </inf:voteRecord>
    </inf:vote>
    <inf:voteManager>
      <inf:otherManagers>
        <inf:otherManager>0</inf:otherManager>
      </inf:otherManagers>
    </inf:voteManager>
  </inf:proxyTable>
</inf:proxyVoteTable>
