Exhibit 99.04 Schedule 7
| Loan ID | Seller Loan ID | Redaction ID | Lender Application Date | Originator QM Status | Final QM Status | Originator QM Status Difference than Final QM Status? | Reason Why NonQM Final Status | APR Pricing Threshold Exceeded? | QM DTI Threshold Exceeded? | Higher Priced Mortgage Loan (HPML)? | Negatively Amortizing Loan? | Principal Deferment? | Interest Only Flag? | Prepayment Penalty? | Balloon Flag? | Adjustable Rate Balloon? | Loan Term Less Than 5 Years? | QM Points and Fees Threshold Exceeded? | QM Total Points and Fees | APR | ATR: Qualifying Payment Properly Considered? | ATR: Current Employment/Self-Employment Verified? | ATR: Balloon Qualifying Payment Properly Considered? | ATR: Reasonable Income or Assets Considered? | ATR: Subject PITIA Adequately Documented? | ATR: All Liabilities Including Alimony and Child Support in DTI? | ATR: Simultaneous Loan Calculated Properly | ATR: Credit History was Considered Properly? | ATR: Did Lender Document All ATR Factors? | ATR: Was an ATR/QM Residual Income Analysis Provided? | Residual Income | Residual Income Meets Guidelines? | Borrower 1 Employment Indicator | Borrower 2 Employment Indicator | Borrower 1 Foreign National Indicator | Borrower 2 Foreign National Indicator | Business Purpose Loan? | Business Purpose Verified? |
| XXXX | XXXX | 4000099247 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | Yes | No | No | No | No | No | No | No | No | No | 10344.84 | 7.261 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4606.83 | Yes | Employed | No | No | ||||
| XXXX | 4000111227 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 76495 | 6.81 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 60968.93 | Yes | Employed | No | No | |||||
| XXXX | 4000111497 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 5890 | 7.776 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 60149.71 | Yes | Employed | No | No | |||||
| XXXX | 4000119375 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | No | No | No | No | No | No | No | No | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | No | No | Yes | Present | |||||||||||
| XXXX | 4000119374 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 9620 | 6.625 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 7643.83 | Yes | Employed | No | No | |||||
| XXXX | 4000119377 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | No | No | No | No | Yes | No | No | No | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | No | No | Yes | Present | |||||||||||
| XXXX | 4000115689 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 15547 | 6.938 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 25573.2 | N/A | Employed | No | No | |||||
| XXXX | 4000117311 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | Yes | No | No | No | No | No | No | No | No | No | 2590 | 6.448 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 10200.23 | N/A | Employed | No | No | |||||
| XXXX | 4000119386 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 6694 | 6.964 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 12436.48 | N/A | Employed | No | No | |||||
| XXXX | 4000117603 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 10945 | 6.686 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 14622.01 | N/A | Employed | No | No | |||||
| XXXX | 4000117597 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 2490 | 6.691 | Yes | Yes | N/A | Yes | Yes | N/A | Yes | Yes | Yes | N/A | 12786.37 | N/A | Employed | No | No | |||||
| XXXX | 4000117604 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | Yes | No | No | No | No | No | No | No | No | No | 6990 | 6.928 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 6051.79 | N/A | Employed | No | No | |||||
| XXXX | 4000119369 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 2390 | 6.851 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 5882.01 | Yes | Employed | No | No | |||||
| XXXX | 4000119373 | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Interest Only | No | Yes | No | No | No | Yes | No | No | No | No | No | 13895 | 7.387 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A | 17137.47 | N/A | Employed | No | No | ||||
| XXXX | 4000118041 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | Yes | No | No | No | No | No | No | No | No | No | 2490 | 6.782 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 30461.64 | Yes | Employed | No | No | |||||
| XXXX | 4000118033 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | Yes | No | No | No | No | No | No | No | No | No | 27996.75 | 7.116 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 13750.44 | N/A | Employed | Employed | No | No | No | |||
| XXXX | 4000118040 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | Yes | No | No | No | No | No | No | No | No | No | 9690 | 6.898 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8543.43 | N/A | Employed | No | No | |||||
| XXXX | 4000118601 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 9145 | 6.939 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9739.93 | N/A | Employed | No | No | |||||
| XXXX | 4000118989 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | No | No | No | No | Yes | No | No | No | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | No | No | Yes | Present | |||||||||||
| XXXX | 4000122253 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | Yes | No | No | No | No | No | No | No | No | No | 7191.23 | 6.708 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 6928.96 | N/A | Employed | No | No | |||||
| XXXX | 4000118973 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | Yes | No | No | No | No | No | No | No | No | No | 11110 | 6.888 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 10412.39 | N/A | Employed | No | No | |||||
| XXXX | 4000118980 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 9095 | 6.548 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8620.11 | N/A | Employed | No | No | |||||
| XXXX | 4000119406 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | Yes | No | No | No | No | No | No | No | No | No | 16608.75 | 6.501 | Yes | Yes | N/A | Yes | N/A | Yes | N/A | N/A | Yes | Yes | 15397.65 | N/A | Employed | No | No | |||||
| XXXX | 4000123070 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | No | No | No | No | Yes | No | No | No | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | No | Yes | Present | ||||||||||||
| XXXX | 4000119405 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | Yes | No | No | No | No | No | No | No | No | No | 1495 | 6.796 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 17660.78 | N/A | Employed | No | No | |||||
| XXXX | 4000123066 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 2490 | 6.955 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7789.85 | N/A | Employed | No | No | |||||
| XXXX | 4000119908 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | Yes | No | No | No | No | No | No | No | No | No | 11490 | 7.172 | Yes | Yes | N/A | Yes | Yes | Yes | Yes | Yes | Yes | N/A | 7814.63 | Yes | Employed | No | No | |||||
| XXXX | 4000119894 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 3085 | 6.861 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 12239.52 | N/A | Employed | No | No | |||||
| XXXX | 4000122453 | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | Interest Only | No | No | No | No | No | Yes | No | No | No | No | No | 1195 | 7.219 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 42052.56 | N/A | Employed | No | No | ||||
| XXXX | 4000122447 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | Yes | No | No | No | No | No | No | No | No | No | 2231.88 | 6.667 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 16457.15 | N/A | Employed | Employed | No | No | No | |||
| XXXX | 4000122246 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 5995 | 6.512 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8638.09 | Yes | Not Employed | Employed | No | No | No | |||
| XXXX | 4000124442 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 1495 | 6.613 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6407.38 | N/A | Employed | Employed | No | No | No | |||
| XXXX | 4000122449 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 5895 | 6.779 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 7661.59 | N/A | Employed | No | No | |||||
| XXXX | 4000122451 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | No | No | No | Yes | Yes | No | No | No | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 37734.02 | N/A | Employed | No | Yes | Present | |||||||||
| XXXX | 4000123300 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 2490 | 6.569 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 16059.96 | N/A | Employed | No | No | |||||
| XXXX | 4000122249 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 12465 | 6.478 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 15613.08 | N/A | Employed | No | No | |||||
| XXXX | 4000123413 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | Yes | No | No | No | No | No | No | No | No | No | 12165 | 6.342 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7112.97 | N/A | Employed | Employed | No | No | No | |||
| XXXX | 4000123298 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 7450 | 6.536 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 16082.74 | N/A | Employed | No | No | |||||
| XXXX | 4000121719 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | Yes | No | No | No | No | No | No | No | No | No | 11140 | 6.72 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4535.6 | N/A | Employed | No | No | |||||
| XXXX | 4000120813 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 23370 | 6.887 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 19500.29 | N/A | Employed | Employed | No | No | No | |||
| XXXX | 4000121444 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | No | No | No | No | Yes | No | No | No | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | No | No | Yes | Present | |||||||||||
| XXXX | 4000121427 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 4695 | 6.436 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5705.39 | Yes | Employed | No | No | |||||
| XXXX | 4000122488 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | Yes | No | No | No | No | No | No | No | No | No | 2590 | 6.423 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7415.85 | N/A | Employed | No | No | |||||
| XXXX | 4000121669 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 3485 | 6.354 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 52138.78 | N/A | Employed | No | No | |||||
| XXXX | 4000121420 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | Yes | No | No | No | No | No | No | No | No | No | 15495 | 6.727 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7328.33 | Yes | Employed | No | No | |||||
| XXXX | 4000122750 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | Yes | No | No | No | No | No | No | No | No | No | 15990 | 7.165 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A | 8190.8 | N/A | Employed | No | No | |||||
| XXXX | 4000121694 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 11491.29 | 6.598 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7264.59 | N/A | Employed | Employed | No | No | No | |||
| XXXX | 4000121437 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | Yes | No | No | No | No | No | No | No | No | No | 8570 | 6.651 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 11821.89 | N/A | Employed | No | No | |||||
| XXXX | 4000122005 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | Yes | No | No | No | No | No | No | No | No | No | 5295 | 6.472 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 4689.17 | Yes | Employed | No | No | |||||
| XXXX | 4000123424 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | Yes | No | No | No | No | No | No | No | No | No | 5790 | 7.135 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9218.73 | N/A | Employed | No | No | |||||
| XXXX | 4000122483 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 15515 | 6.645 | Yes | Yes | Yes | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 57491.31 | N/A | Employed | No | No | |||||
| XXXX | 4000121419 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 2460 | 6.193 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6730.17 | Yes | Employed | No | No | |||||
| XXXX | 4000122474 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 4590 | 6.829 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7876.3 | N/A | Employed | No | No | |||||
| XXXX | 4000121687 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 8604.38 | 6.445 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 11481.62 | Yes | Employed | No | No | |||||
| XXXX | 4000122255 | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | QM Points and Fees Exceeded | No | No | No | No | No | No | No | No | No | No | Yes | 6105 | 6.959 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6366.15 | N/A | Employed | No | No | ||||
| XXXX | 4000121679 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | Yes | No | No | No | No | No | No | No | No | No | 19265 | 6.539 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 14075.59 | N/A | Employed | No | No | |||||
| XXXX | 4000122466 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 4120 | 6.62 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 3270.94 | N/A | Employed | No | No | |||||
| XXXX | 4000122492 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 6490 | 6.455 | Yes | Yes | N/A | Yes | N/A | Yes | N/A | Yes | Yes | N/A | 11527.96 | N/A | Employed | Not Employed | No | No | No | |||
| XXXX | 4000122713 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 4515 | 7.171 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 5399.2 | N/A | Employed | No | No | |||||
| XXXX | 4000122487 | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | APOR Threshold | Yes | Yes | Yes | No | No | No | No | No | No | No | No | 2490 | 7.768 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 16285.54 | N/A | Employed | No | No | ||||
| XXXX | 4000122256 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 8570 | 6.877 | Yes | Yes | N/A | Yes | Yes | Yes | Yes | Yes | Yes | N/A | 7170.45 | N/A | Employed | No | No | |||||
| XXXX | 4000122717 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 12745 | 6.998 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 25890.66 | Yes | Employed | No | No | |||||
| XXXX | 4000122258 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | Yes | No | No | No | No | No | No | No | No | No | 2390 | 6.859 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6586.29 | Yes | Employed | No | No | |||||
| XXXX | 4000123091 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | Yes | No | No | No | No | No | No | No | No | No | 2490 | 6.825 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8251.05 | N/A | Employed | No | No | |||||
| XXXX | 4000120302 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | No | No | No | No | Yes | No | No | No | Yes | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | No | Yes | Present | ||||||||||||
| XXXX | XXXX | 4000122280 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | No | No | No | Yes | Yes | No | No | No | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | No | Yes | Present | |||||||||||
| XXXX | 4000121677 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 2695 | 6.9 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 37374.22 | N/A | Employed | No | No | |||||
| XXXX | 4000122481 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | Yes | No | No | No | No | No | No | No | No | No | 10530 | 7.018 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 17220.99 | N/A | Employed | No | No | |||||
| XXXX | 4000123281 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | Yes | No | No | No | No | No | No | No | No | No | 25090 | 6.676 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 19188.48 | Yes | Employed | Employed | No | No | No | |||
| XXXX | 4000122448 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 8763.75 | 6.649 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8018.35 | N/A | Employed | No | No | |||||
| XXXX | 4000122464 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | No | No | No | No | Yes | No | No | No | N/A | Yes | N/A | Yes | N/A | N/A | N/A | Yes | N/A | N/A | 308661.55 | Yes | Employed | No | Yes | Present | |||||||||
| XXXX | 4000121496 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | No | No | No | No | Yes | No | No | No | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | No | Yes | Present | ||||||||||||
| XXXX | 4000124446 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 8740 | 6.521 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9052.9 | Yes | Employed | No | No | |||||
| XXXX | 4000123087 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | Yes | No | No | No | No | No | No | No | No | No | 9790 | 7.042 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4491.64 | Yes | Employed | No | No | |||||
| XXXX | 4000122726 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | Yes | No | No | No | No | No | No | No | No | No | 9370 | 6.694 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6884.38 | N/A | Employed | No | No | |||||
| XXXX | 4000127432 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | Yes | No | No | No | No | No | No | No | No | No | 18655 | 7.047 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 10323.16 | Yes | Employed | No | No | |||||
| XXXX | 4000123092 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | Yes | No | No | No | No | No | No | No | No | No | 10455 | 6.727 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4445.22 | Yes | Employed | No | No | |||||
| XXXX | 4000122728 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 9287 | 6.669 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 23674.47 | N/A | Employed | No | No | |||||
| XXXX | 4000123418 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 5485 | 6.338 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6251.92 | Yes | Employed | No | No | |||||
| XXXX | 4000123421 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 6010 | 6.882 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 11659.93 | Yes | Employed | No | No | |||||
| XXXX | 4000125195 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 12180 | 6.979 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 11371.48 | Yes | Employed | No | No | |||||
| XXXX | 4000122262 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | No | No | No | No | Yes | No | No | No | N/A | N/A | N/A | N/A | N/A | Yes | N/A | N/A | N/A | N/A | 14960.29 | N/A | Employed | No | Yes | Present | |||||||||
| XXXX | 4000122473 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 9995 | 6.64 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6372.41 | N/A | Employed | No | No | |||||
| XXXX | 4000127431 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 17715 | 7.134 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 14095.18 | N/A | Employed | No | No | |||||
| XXXX | 4000122264 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | Yes | No | No | No | No | No | No | No | No | No | 9195 | 6.467 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9874.02 | Yes | Employed | No | No | |||||
| XXXX | 4000122458 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 5590 | 7.19 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4210.61 | N/A | Employed | No | No | |||||
| XXXX | 4000127434 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | Yes | No | No | No | No | No | No | No | No | No | 15430 | 6.966 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 5911.35 | Yes | Employed | No | No | |||||
| XXXX | 4000127429 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | Yes | No | No | No | No | No | No | No | No | No | 4440 | 7.105 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7949.58 | N/A | Employed | No | No | |||||
| XXXX | 4000125711 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 26995 | 6.885 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 50493.92 | N/A | Employed | No | No | |||||
| XXXX | 4000124821 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 8095 | 6.79 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 62325.87 | Yes | Employed | No | No | |||||
| XXXX | 4000125535 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | Yes | No | No | No | No | No | No | No | No | No | 7732.8 | 6.268 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6846.33 | Yes | Employed | Employed | No | No | No | |||
| XXXX | 4000123416 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 13190 | 6.678 | Yes | Yes | No | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 29754.93 | Yes | Employed | No | No | |||||
| XXXX | 4000124834 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 6440 | 6.9 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 10966.92 | N/A | Employed | No | No | |||||
| XXXX | 4000124842 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | Yes | No | No | No | No | No | No | No | No | No | 8670 | 6.594 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4207.92 | N/A | Employed | No | No | |||||
| XXXX | 4000126139 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | No | No | No | No | Yes | No | No | No | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | No | Yes | Present | ||||||||||||
| XXXX | 4000125171 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | Yes | No | No | No | No | No | No | No | No | No | 10610 | 7.131 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 10727.66 | N/A | Employed | No | No | |||||
| XXXX | 4000124932 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 37490 | 6.622 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 82027.66 | Yes | Employed | No | No | |||||
| XXXX | 4000124837 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | Yes | No | No | No | No | No | No | No | No | No | 20145 | 6.89 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 21953.3 | Yes | Employed | No | No | |||||
| XXXX | 4000125475 | XXXX | Non-QM: Lender documented all ATR UW factors | Non-QM: Lender documented all ATR UW factors | No | QM Points and Fees Exceeded | No | Yes | No | No | No | No | No | No | No | No | Yes | 23042.22 | 7.533 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 20727.29 | Yes | Employed | No | No | ||||
| XXXX | 4000127138 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | Yes | No | No | No | No | No | No | No | No | No | 2590 | 6.578 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 5616.76 | N/A | Employed | No | No | |||||
| XXXX | 4000125160 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 7690 | 6.342 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 12166.45 | Yes | Employed | No | No | |||||
| XXXX | 4000125192 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 4874.92 | 6.96 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 4887.51 | Yes | Employed | No | No | |||||
| XXXX | 4000127127 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | No | No | No | No | No | No | No | No | N/A | Yes | N/A | Yes | N/A | Yes | N/A | Yes | Yes | N/A | 63944.91 | Yes | Employed | No | Yes | Present | |||||||||
| XXXX | 4000125174 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 8117.7 | 6.689 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9893.7 | Yes | Employed | No | No | |||||
| XXXX | 4000127126 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 11194 | 7.115 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 16778.78 | N/A | Employed | No | No | |||||
| XXXX | 4000125700 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | No | No | No | No | Yes | No | No | No | N/A | N/A | N/A | N/A | N/A | Yes | N/A | N/A | N/A | N/A | 113073.4 | Yes | Employed | No | Yes | Present | |||||||||
| XXXX | XXXX | 4000125633 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | No | No | No | No | No | No | No | No | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | No | No | Yes | Present | ||||||||||
| XXXX | XXXX | 4000124018 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | Yes | No | No | No | Yes | No | No | No | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 5993.76 | N/A | Employed | No | Yes | Present | ||||||||
| XXXX | 4000125191 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 1495 | 6.962 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 11690.96 | Yes | Employed | No | No | |||||
| XXXX | 4000124832 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | Yes | No | No | No | No | No | No | No | No | No | 5506 | 6.872 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 4018.69 | N/A | Employed | No | No | |||||
| XXXX | 4000125875 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 2490 | 6.936 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 12935.39 | N/A | Employed | No | No | |||||
| XXXX | 4000125188 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 10700 | 6.985 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 9782.66 | Yes | Employed | No | No | |||||
| XXXX | XXXX | 4000126790 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | No | No | No | No | No | No | No | No | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 363091.09 | N/A | Not Employed | Employed | No | No | Yes | Present | ||||||
| XXXX | 4000125902 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | Yes | No | No | No | No | No | No | No | No | No | 14013.75 | 6.65 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 16999.6 | Yes | Employed | No | No | |||||
| XXXX | 4000124836 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 7495 | 6.938 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 14368.21 | N/A | Employed | No | No | |||||
| XXXX | 4000126702 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 5990 | 6.704 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 9017.64 | Yes | Employed | No | No | |||||
| XXXX | 4000127360 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | No | No | No | No | Yes | No | No | No | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 693066.34 | N/A | Employed | No | Yes | Present | |||||||||
| XXXX | 4000126353 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | Yes | No | No | No | Yes | No | No | No | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 48734.13 | N/A | Employed | No | Yes | Present | |||||||||
| XXXX | 4000125157 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 8045 | 6.652 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 9745.29 | N/A | Employed | No | No | |||||
| XXXX | 4000125193 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | Yes | No | No | No | No | No | No | No | No | No | 6145 | 6.806 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A | 5199.19 | N/A | Employed | No | No | |||||
| XXXX | 4000127128 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 15325 | 6.915 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 32147.31 | Yes | Employed | No | No | |||||
| XXXX | 4000127883 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 12092.5 | 7.133 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 8877.31 | Yes | Employed | No | No | |||||
| XXXX | 4000126698 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 2490 | 6.642 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 12164.73 | N/A | Employed | No | No | |||||
| XXXX | 4000126715 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | Yes | No | No | No | No | No | No | No | No | No | 11340 | 6.683 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 6329.28 | N/A | Employed | No | No | |||||
| XXXX | 4000127889 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 14935 | 6.907 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 10790.57 | N/A | Employed | No | No | |||||
| XXXX | 4000125881 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 5905 | 6.58 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 16559.37 | Yes | Employed | No | No | |||||
| XXXX | 4000126705 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 7795 | 6.954 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5212.49 | N/A | Employed | No | No | |||||
| XXXX | 4000127007 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | No | No | No | No | Yes | No | No | No | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | No | Yes | Present | ||||||||||||
| XXXX | 4000127876 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 19414 | 6.983 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 10429.71 | N/A | Employed | No | No | |||||
| XXXX | 4000126712 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 4663 | 7.093 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A | 5997.44 | N/A | Employed | No | No | |||||
| XXXX | 4000125186 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 11495 | 6.525 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 16598.93 | Yes | Employed | No | No | |||||
| XXXX | 4000127891 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | Yes | No | No | No | No | No | No | No | No | No | 2490 | 6.531 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 6463.45 | N/A | Employed | No | No | |||||
| XXXX | 4000127882 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | Yes | No | No | No | No | No | No | No | No | No | 5179 | 6.814 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 5039.21 | Yes | Employed | No | No | |||||
| XXXX | 4000125879 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 7063 | 6.953 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A | 5166.84 | N/A | Employed | No | No | |||||
| XXXX | 4000128753 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 14050 | 7.031 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 23220.44 | N/A | Employed | No | No | |||||
| XXXX | 4000126714 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 10550.2 | 6.911 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 11938.99 | N/A | Employed | No | No | |||||
| XXXX | 4000126704 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 5194 | 6.895 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 5732.85 | N/A | Employed | No | No | |||||
| XXXX | 4000128748 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 11545 | 6.651 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 29991.13 | N/A | Employed | Employed | No | No | No | |||
| XXXX | XXXX | 4000123816 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | No | No | No | No | Yes | No | No | No | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 12501.56 | N/A | Employed | No | Yes | Present | ||||||||
| XXXX | 4000124008 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | No | No | No | No | Yes | No | No | No | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | No | Yes | Present | ||||||||||||
| XXXX | 4000127887 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 2490 | 6.547 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A | 12640.64 | N/A | Employed | No | No | |||||
| XXXX | 4000127892 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | Yes | No | No | No | No | No | No | No | No | No | 7341 | 7.124 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 4763.38 | N/A | Employed | No | No | |||||
| XXXX | 4000126710 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 12990 | 6.913 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 31612.57 | Yes | Employed | No | No | |||||
| XXXX | 4000125187 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | Yes | No | No | No | No | No | No | No | No | No | 7077.5 | 6.338 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 12373.66 | N/A | Employed | No | No | |||||
| XXXX | 4000126917 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | No | No | No | No | No | No | No | No | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | No | Yes | Present | ||||||||||||
| XXXX | XXXX | 4000127001 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | No | No | No | No | Yes | No | No | No | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | No | Yes | Present | |||||||||||
| XXXX | 4000125185 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 5195 | 6.78 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 8629.38 | Yes | Not Employed | Employed | No | No | No | |||
| XXXX | 4000128750 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 8195 | 6.448 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 4371.62 | N/A | Employed | No | No | |||||
| XXXX | 4000125155 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | No | No | No | No | Yes | No | No | No | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | No | Yes | Present | ||||||||||||
| XXXX | 4000129270 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 14245 | 6.835 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 28476 | N/A | Employed | No | No | |||||
| XXXX | 4000126708 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 14590 | 6.748 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 7285.86 | N/A | Employed | No | No | |||||
| XXXX | XXXX | 4000123403 | XXXX | QM: Higher Priced APOR (APOR HP) | QM: Higher Priced APOR (APOR HP) | No | No | No | Yes | No | No | No | No | No | No | No | No | 9940 | 7.929 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 16188.85 | N/A | Employed | Employed | No | No | No | ||
| XXXX | 4000127198 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | No | No | No | No | Yes | No | No | No | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | No | Yes | Present | ||||||||||||
| XXXX | 4000128746 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 8995 | 7.222 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | N/A | N/A | 11461.37 | N/A | Employed | No | No | |||||
| XXXX | 4000130031 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | No | No | No | No | No | No | No | No | No | No | 4290 | 6.74 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 8413.37 | N/A | Employed | No | No | |||||
| XXXX | 4000129796 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | No | No | No | No | Yes | No | No | No | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | No | Yes | Present | ||||||||||||
| XXXX | 4000127256 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | Yes | No | No | No | No | No | No | No | No | No | 16855 | 7.411 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | Yes | 6879.96 | Yes | Not Employed | No | No | |||||
| XXXX | 4000130021 | XXXX | QM: Safe Harbor APOR (APOR SH) | QM: Safe Harbor APOR (APOR SH) | No | No | Yes | No | No | No | No | No | No | No | No | No | 11990 | 6.54 | Yes | Yes | N/A | Yes | Yes | Yes | N/A | Yes | Yes | N/A | 14177.34 | N/A | Employed | No | No | |||||
| XXXX | 4000127177 | XXXX | ATR/QM: Exempt | ATR/QM: Exempt | No | No | No | No | No | Yes | No | No | No | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | No | Yes | Present |