Exhibit 99.02 Schedule 5

 

Loan Number Seller Loan ID ULI Settlement Date QM Type Guideline Name UW Guideline Author UW Guideline Version Date UW Guideline Matrix Name UW Guideline Matrix Date QM Regulation Failures Bedroom Count Approval Status Correspondent Name Pool Application Date Note Date Maturity Date Loan Status Loan Type Product Type Agency ID TRID ARM Hybrid Period Number of Borrowers Borrower 1 First Name Borrower 1 Middle Name Borrower 1 Last Name Borrower 2 First Name Borrower 2 Middle Name Borrower 2 Last Name Borrower 3 First Name Borrower 3 Middle Name Borrower 3 Last Name Borrower 4 First Name Borrower 4 Middle Name Borrower 4 Last Name Borrower Employment Indicator Co Borrower Employment Indicator Borrower 1 Job Job Yrs Borrower 1 Borrower 2 Job Job Yrs Borrower 2 Borrower 3 Job Job Yrs Borrower 3 Borrower 4 Job Job Yrs Borrower 4 Borrower 1 Occupation Borrower 1 Years In Field Borrower 2 Occupation Borrower 2 Years In Field Borrower 3 Occupation Borrower 3 Years In Field Borrower 4 Occupation Borrower 4 Years In Field Borrower 3 Income Verification Level Borrower 4 Income Verification Level Borrower 3 Employment Verification Level Borrower 4 Employment Verification level Borrower 1 First Time Buyer Borrower 2 First Time Buyer Borrower 3 First Time Buyer Borrower 4 First Time Buyer Representative Decision FICO Score Borrower 3 Original FICO Equifax Borrower 3 Original FICO Experian Borrower 3 Original FICO Transunion Borrower 4 Original FICO Equifax Borrower 4 Original FICO Experian Borrower 4 Original FICO Transunion Borrower 1 Citizenship Borrower 2 Citizenship Borrower 3 Citizenship Borrower 4 Citizenship Documentation Type Delayed Financing Flag Asset Depletion Flag Bank Statements Flag Number of Statements Type of Statements Percent of Income From Statements Months of Personal Bank Statements Months of Business Bank Statements Months of Business & Personal Bank Statements Borrower Business Ownership % CoBorrower Business Ownership % P&L Type Months of Profit and Loss Statements CPA Letter Flag Expense letter Flag Number of Months CPA Verified Income WVOE Flag Number of Months WVOE Borrower Years of W2s CoBorrower Years of W2s 1- year Tax Return Flag Years of Tax Transcripts Years of Personal Tax Returns Years of Business Tax Returns Years of 4506T Front HTI Ratio Back DTI Ratio Borrower 3 Asset Verification Level Borrower 4 Asset Verification Level Liquid Assets Total Assets Reserves Property Street Address City State County Zip MI Company Name Mortgage Insurance MI Coverage Amount MI Certificate Number Flood Insurance Provided Flood Policy Amount Flood Expiration Date Name of Flood Insurer Flood Policy Number Monthly Flood Payment Flood Coverage Amount Flood Policy Active Flood Coverage Adeq Flood Map Panel Flood Mapped Date Flood Certificate Number Flood Certificate Date Flood Vendor Name Flood Zone Flood Community Flood Contract Type Flood Program Type Hazard Policy Amount Hazard Expiration Date Hazard Insurer Name Hazard Policy Number Hazard Coverage Amount Hazard Coverage Active Hazard Coverage Adeq Times 30 Days DQ on Prior Mortgage Times 60 Days DQ on Prior Mortgage Times 90 Days DQ on Prior Mortgage Prior Bankruptcy Flag Bankruptcy Filing Date Prior Bankruptcy Chapter Prior bankruptcy Discharge Date Ever In Foreclosure Most Recent Foreclosure Date Number of Foreclosure Events Most Recent Deed in Lieu Date Number of Deed in Lieu Events Months Deed in Lieu Most Recent Short Sale Date Number of Short Sale Events Months Short Sale (or Pre FC) Origination Lender Late Charge Type Late Charges Percent APR Temporary Buydown Flag T4506 Income Supported Total Subject Housing Fully Indexed Qualifying Fully Indexed P&I Total Subject Housing Original P&I PITI T&I HOA Primary Housing Payment Second Mortgage Payment Months Reserves Other Liens Payment Silent Second Lien Flag Second Lien Amount Lease in Place 1007/Lease in file Market Rents Subject Rental Income Approved DSCR Investment/No Ratio DSCR LLC Flag LLC Name Short Term Rental Declining Market Guarantor Units Borrower SSN Co Borrower SSN Tax Payment Residual Income Times 30 Days DQ on 12 Prior Months of Current Mortgage History Times 60 Days DQ on 12 Prior Months of Current Mortgage History Times 90 Days DQ on 12 Prior Months of Current Mortgage History Condo Project Classification Default Note Rate Provision MERS Number
4000106535 XXXXX XXX XX/XX/XXXX ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 3 Approved XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed FNMA No 1 XXX XXX XXXXX Self-Employed XXX XXX XXX XXX No 754 US Citizen 1YR Full Doc No No No 100.00 No No 0 No 0 0 No 0 0 2 3 8.47 42.00 $XXX $XXX $XXX XXX XXX CA XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No   No 0 0 0 XXX Percent 5.00 No 6887.23 5730.78 6887.23 5730.78 6887.23 1156.45 6026.21 69 No No 1 XXX $XXX $XXX 1 0 0 No XXX
4000128175 XXXXX XXX XX/XX/XXXX ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 4 Approved XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed No 2 XXX XXX XXXXX XXX XXX XXXXX Not Applicable Not Applicable No No 729 US Citizen US Citizen Debt Service Coverage Ratio No No No No No 0 No 0 0 No 0 0 0 0 0.00 0.00 $XXX $XXX $XXX XXX XXX CA XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No   No 0 0 0 XXX Percent 5.00 No 5704.12 4580.81 5704.12 4580.81 5704.12 1123.31 2800.00 36.98 Yes 6000.00 6750.00 1.05 No No No 1 XXX XXX $XXX $XXX 0 0 0 No XXX
4000104059 XXXXX XXX XX/XX/XXXX ATR/QM: CDFI Lender Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 3 Approved XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed Yes 1 XXX XXX XXXXX Self-Employed XXX XXX XXX XXX No 714 US Citizen 1YR Business P&L No No No 100.00 Audited 12 Yes No 216 No 0 0 No 0 0 0 2 19.90 41.95 $XXX $XXX $XXX XXX XXX MI XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 0 0 0 0 No No 0 0 0 XXX Percent 5.00 7.092 No 2600.96 1914.13 2464.42 1777.59 2464.42 686.83 0.00 4 No No 1 XXX $XXX $XXX 0 0 0 No XXX
4000128178 XXXXX XXX XX/XX/XXXX ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 5 Approved XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR  30 Year Fixed IO No 1 XXX XXX XXXXX Not Applicable Not Applicable No 793 US Citizen Debt Service Coverage Ratio No No No No No 0 No 0 0 No 0 0 0 0 0.00 0.00 $XXX $XXX $XXX XXX XXX CA XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No No 0 0 0 XXX Percent 5.00 No 9926.31 6746 7975.5 5912.38 7975.50 2063.12 1184.23 126.15 Yes 8300.00 8000.00 1.00 No No Yes 1 XXX $XXX $XXX 0 0 0 No XXX
6000099444 XXXXX XXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 5 Approved XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed FNMA Yes 2 XXX XXX XXXXX XXX XXX XXXXX Self-Employed Self-Employed XXX XXX XXX XXX XXX XXX XXX XXX No No 771 US Citizen US Citizen 1YR Full Doc No No No 100.00 50.00 No No 0 No 0 0 No 2 2 1 2 26.14 40.83 $XXX $XXX $XXX XXX XXX NC XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 0 0 0 0 0 No No 0 0 0 XXX Percent 5.00 7.447 No 4348.95 3548.34 4348.96 3548.35 4263.96 715.61 $XXX 5830.77 43.46 No No 1 XXX XXX $XXX $XXX 0 0 0 No XXX
6000099516 XXXXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Approved XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed FHLMC Yes 1 XXX XXXXX Employed XXX XXX XXX XXX Yes 785 US Citizen 2YR Full Doc No No No No No 0 No 2 0 No 0 0 0 2 17.76 42.31 $XXX $XXX $XXX XXX XXX TN XXX XXX XXX Yes 25 XXX XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No No 0 0 0 XXX Percent 5.00 7.160 No 5529.79 4635.8 5529.8 4635.81 5189.67 553.86 $XXX 4000.00 189.77 No No 1 XXX $XXX $XXX 0 0 0 No XXX
6000102827 XXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 4 Approved XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed Yes 2 XXX XXXXX XXX XXX XXXXX Self-Employed Self-Employed XXX XXX XXX XXX XXX XXX XXX XXX No No 758 US Citizen US Citizen 12 Month Bank Statement No No Yes 12 Business 100.00 100.00 100.00 No Yes 0 No 0 0 No 0 0 0 2 34.79 41.42 $XXX $XXX $XXX XXX XXX CA XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 0 0 0 0 No No 0 0 0 XXX Percent 5.00 6.235 No 7419.13 5999.55 7419.13 5999.55 7419.13 1419.58 0.00 21.94 No No 1 XXX XXX $XXX $XXX 0 0 0 No XXX
6000110455 XXXXX XXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Approved XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed FNMA Yes 1 XXX XXXXX Employed XXX XXX XXX XXX No 743 US Citizen 2YR Full Doc No No No No No 0 Yes 241 1 0 No 0 0 0 2 11.00 45.78 $XXX $XXX $XXX XXX XXX TX XXX XXX XXX Yes 25 XXX XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 0 0 0 0 No No 0 0 0 XXX Percent 5.00 7.438 No 1668.71 1375.79 1668.71 1375.79 1601.78 225.99 $XXX 800.00 3.1 No No 1 XXX $XXX $XXX 0 0 0 No XXX
6000110219 XXXXX XXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 2 Approved XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed FNMA Yes 1 XXX XXX XXXXX Retired No 802 US Citizen Retirement Income Doc Verified No No No No No 0 No 0 0 No 0 0 0 2 12.18 39.00 $XXX $XXX $XXX XXX XXX CA XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 0 1 0 0 0 No No 0 0 0 XXX Percent 5.00 6.973 No 5068.87 4680.62 5068.87 4680.62 5068.87 388.25 2586.08 11.27 No Yes 1 XXX $XXX $XXX 0 0 0 No XXX
6000110220 XXXXX XXX XX/XX/XXXX ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 5 Approved XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed FNMA No 2 XXX XXX XXXXX XXX XXXXX Employed Employed XXX XXX XXX XXX XXX XXX XXX XXX No No 733 US Citizen US Citizen 2YR Full Doc No No No No No 0 No 2 1 No 0 0 0 2 24.04 44.40 $XXX $XXX $XXX XXX XXX PA XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 0 1 0 0 0 No No 0 0 0 XXX Percent 5.00 No 5571.53 4597.48 5571.53 4597.48 5571.53 974.05 13527.08 15.2 No No 1 XXX XXX $XXX $XXX 0 0 0 No XXX
6000110281 XXXXX XXX XX/XX/XXXX QM: Safe Harbor APOR (APOR SH) XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Approved XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed FHLMC Yes 2 XXX XXXXX XXX XXXXX Employed Employed XXX XXX XXX XXX XXX XXX XXX XXX No No 790 US Citizen US Citizen 1YR Full Doc No No No No No 0 No 1 1 No 0 0 0 2 23.92 40.69 $XXX $XXX $XXX XXX XXX CA XXX XXX XXX Yes 25 XXX XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No No 0 0 0 XXX Percent 5.00 5.878 No 3585.83 2584.7 3585.83 2584.7 3493.03 908.33 $XXX 5220.53 18.38 No No 1 XXX XXX $XXX $XXX 0 0 0 No XXX
4000106302 XXXXX XXX XX/XX/XXXX ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 4 Approved XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed No 1 XXX XXXXX Not Applicable Not Applicable No 722 US Citizen Debt Service Coverage Ratio No No No No No 0 No 0 0 No 0 0 0 0 0.00 0.00 $XXX $XXX $XXX XXX XXX OH XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No No 0 0 0 XXX Percent 5.00 No 1384.36 961.42 1384.36 961.42 1384.36 422.94 550.00 3.04 No 1500.00 0.00 1.08 No No No 1 XXX $XXX $XXX 0 0 0 No XXX
4000106295 XXXXX XXX XX/XX/XXXX ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 5 Approved XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed No 1 XXX XXX XXXXX Self-Employed XXX XXX XXX XXX No 719 US Citizen 12 Month Bank Statement No No Yes 12 Business 100.00 100.00 Yes Yes 0 No 0 0 No 0 0 0 2 3.66 16.45 $XXX $XXX $XXX XXX XXX AZ XXX XXX No Yes $XXX XX/XX/XXXX XXX XXX $XXX $XXX 1 Yes XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 0 0 0 0 No No 0 0 0 XXX Percent 5.00 No 7790.09 6370.14 7790.09 6370.14 7790.09 1419.95 9292.18 14.44 No No 1 XXX $XXX $XXX 0 0 0 No XXX
4000128180 XXXXX XXX XX/XX/XXXX ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 3 Approved XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed No 1 XXX XXX XXXXX Not Applicable Not Applicable No 710 US Citizen Debt Service Coverage Ratio No No No No No 0 No 0 0 No 0 0 0 0 0.00 0.00 $XXX $XXX $XXX XXX XXX CA XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No No 0 0 0 XXX Percent 5.00 No 7191.96 5905.79 7191.96 5905.79 7191.96 1286.17 4386.33 124.34 Yes 6700.00 7195.00 1.00 No No No 2 XXX $XXX $XXX 0 0 0 No XXX
4000128176 XXXXX XXX XX/XX/XXXX ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 3 Approved XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed No 2 XXX XXXXX XXX XXXXX Self-Employed Self-Employed XXX XXX XXX XXX XXX XXX XXX XXX No No 794 US Citizen US Citizen 12 Month Bank Statement No No Yes 12 Business 100.00 100.00 50.00 Yes Yes 372 No 0 0 No 0 0 0 2 2.28 13.70 $XXX $XXX $XXX XXX XXX CA XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 0 0 0 0 No No 0 0 0 XXX Percent 5.00 No 3307.37 2656.66 3307.37 2656.66 3307.37 650.71 3265.57 37.75 No No 1 XXX XXX $XXX $XXX 0 0 0 No XXX
4000127550 XXXXX XXX XX/XX/XXXX ATR/QM: CDFI Lender Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 5 Approved XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed Yes 2 XXX XXXXX XXX XXXXX Self-Employed Not Employed XXX XXX XXX XXX Yes Yes 801 US Citizen US Citizen 1YR Business P&L No No No 100.00 Audited 12 Yes No 115 No 0 0 No 0 0 0 2 28.76 28.93 $XXX $XXX $XXX XXX XXX CA XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 0 0 0 0 No No 0 0 0 XXX Percent 5.00 7.083 No 14077.73 11455.2 12712.76 10090.23 12573.76 2483.53 $XXX 0.00 50.32 No No 1 XXX XXX $XXX $XXX 0 0 0 No XXX
4000120584 XXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 3 Approved XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed Yes 1 XXX XXXXX Not Employed Yes 784 US Citizen Asset Utilization (No DTI) No Yes No No No 0 No 0 0 No 0 0 0 0 0.00 0.00 $XXX $XXX $XXX XXX XXX FL XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No No 0 0 0 XXX Percent 5.00 6.698 No 3311.89 2212.01 3311.89 2212.01 3116.89 904.88 $XXX 0.00 115.2 No No 1 XXX $XXX $XXX 0 0 0 No XXX
4000120298 XXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 3 Approved XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 40 Year Fixed IO Yes 2 XXX XXX XXXXX XXX XXX XXXXX Not Employed Not Employed No No 745 US Citizen US Citizen Asset Utilization (No DTI) No Yes No No No 0 No 0 0 No 0 0 0 0 0.00 0.00 $XXX $XXX $XXX XXX XXX FL XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No No 0 0 0 XXX Percent 5.00 6.882 No 4125.46 2414.23 3780.84 2250.68 3345.84 1095.16 $XXX 0.00 285.38 No No 1 XXX XXX $XXX $XXX 0 0 0 No XXX
4000114927 XXXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 2 Approved XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed Yes 1 XXX XXXXX Not Employed No 803 US Citizen Asset Utilization (No DTI) No Yes No No No 0 No 0 0 No 0 0 0 0 0.00 0.00 $XXX $XXX $XXX XXX XXX CA XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 0 1 0 0 0 No No 0 0 0 XXX Percent 5.00 7.090 No 9163.14 6946.32 9163.14 6946.32 8528.14 1581.82 $XXX 0.00 230.86 No No 1 XXX $XXX $XXX 0 0 0 Non-Warrantable No XXX
4000118590 XXXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 5 Approved XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed Yes 1 XXX XXXXX Self-Employed XXX XXX XXX XXX Yes 767 US Citizen 1YR Business P&L No No No 50.00 Third-Party Prepared (Unaudited) 12 Yes Yes 36 No 0 0 No 0 0 0 0 32.90 34.45 $XXX $XXX $XXX XXX XXX CA XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No No 0 0 0 XXX Percent 5.00 6.919 No 13504.64 10394.84 13504.64 10394.84 13054.64 2659.80 $XXX 0.00 5.81 No No 1 XXX $XXX $XXX 0 00 0 No XXX
4000119741 XXXXX XX/XX/XXXX ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 4 Approved XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed No 1 XXX XXXXX Self-Employed XXX XXX XXX XXX No 768 Permanent Non-US Citizen 12 Month Bank Statement No No Yes 12 Business 100.00 100.00 Yes Yes 86 No 0 0 No 0 0 0 0 16.98 39.67 $XXX $XXX $XXX XXX XXX WA XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 0 0 0 0 No No 0 0 0 XXX Percent 5.00 No 3192.63 2525.6 3192.63 2525.6 3192.63 667.03 4895.67 78.89 No No 2 XXX $XXX $XXX 0 0 0 No XXX
4000119882 XXXXX XXX XX/XX/XXXX ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 2 Approved XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed No 1 XXX XXX XXXXX Self-Employed XXX XXX XXX XXX No 765 US Citizen 12 Month Bank Statement No No Yes 12 Business 100.00 100.00 Yes Yes 171 No 0 0 No 0 0 0 0 12.62 43.46 $XXX $XXX $XXX XXX XXX GA XXX XXX No Yes $XXX XX/XX/XXXX XXX XXX $XXX $XXX 1 Yes XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 0 0 0 0 No No 0 0 0 XXX Percent 5.00 No 2274.16 1844.35 2274.16 1844.35 2274.16 429.81 1564.00 85.27 No No 1 XXX $XXX $XXX 0 0 0 No XXX
4000120941 XXXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 2 Approved XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed Yes 1 XXX XXX XXXXX Not Employed No 785 US Citizen Asset Utilization (No DTI) No Yes No No No 0 No 0 0 No 0 0 0 0 0.00 0.00 $XXX $XXX $XXX XXX XXX FL XXX XXX No Yes $XXX XX/XX/XXXX XXX XXX $XXX $XXX 1 Yes XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 0 0 0 0 0 No No 0 0 0 XXX Percent 5.00 7.165 No 8371.31 5008.57 8371.31 5008.57 6258.83 1250.26 $XXX 0.00 180.29 No No 1 XXX $XXX $XXX 0 0 0 Warrantable No XXX
4000122864 XXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 5 Approved XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed Yes 1 XXX XXX XXXXX Not Employed No 756 US Citizen Asset Utilization (No DTI) No Yes No No No 0 No 0 0 No 0 0 0 3 0.00 0.00 $XXX $XXX $XXX XXX XXX CA XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No No 0 0 0 XXX Percent 5.00 6.375 No 12408.73 10039.44 12408.73 10039.44 12408.73 2369.29 0.00 116.21 No No 1 XXX $XXX $XXX 0 0 0 No XXX
4000126438 XXXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 4 Approved XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed Yes 1 XXX XXXXX Not Employed No 722 US Citizen Asset Utilization (No DTI) No Yes No No No 0 No 0 0 No 0 0 0 0 0.00 0.00 $XXX $XXX $XXX XXX XXX CO XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 0 0 0 0 No No 0 0 0 XXX Percent 5.00 7.066 No 9924.84 8388.92 9924.84 8388.92 9924.84 1535.92 0.00 215.83 No No 1 XXX $XXX $XXX 0 0 0 No XXX
4000128529 XXXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 2 Approved XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed Yes 1 XXX XXXXX Employed XXX XXX XXX XXX No 737 US Citizen 2YR Full Doc No No No No No 0 Yes 206 2 0 No 2 2 0 3 10.10 39.58 $XXX $XXX $XXX XXX XXX FL XXX XXX No Yes $XXX XX/XX/XXXX XXX XXX $XXX $XXX 1 Yes XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 0 0 0 0 0 No No 0 0 0 XXX Percent 5.00 6.854 No 4724.54 2557.78 4724.54 2557.78 3174.54 616.76 $XXX 2691.82 60.82 No No 1 XXX $XXX $XXX 0 0 0 Non-Warrantable No XXX
4000125618 XXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 3 Approved XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed Yes 1 XXX XXXXX Not Employed No 809 US Citizen Asset Utilization (No DTI) No Yes No No No 0 No 0 0 No 0 0 0 3 0.00 0.00 $XXX $XXX $XXX XXX XXX WA XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 0 0 0 0 No No 0 0 0 XXX Percent 5.00 7.191 No 3035.45 2592.06 3035.45 2592.06 3035.45 443.39 0.00 30.89 No No 1 XXX $XXX $XXX 0 0 0 No XXX
4000128887 XXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 1 Approved XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed Yes 1 XXX XXXXX Employed XXX XXX XXX XXX No 739 US Citizen 2YR Full Doc No No No No No 0 No 2 0 No 2 2 0 3 3.85 36.71 $XXX $XXX $XXX XXX XXX CA XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 0 0 0 0 0 No No 0 0 0 XXX Percent 5.00 6.969 No 3821.3 2654.41 3821.3 2654.41 3275.30 620.89 $XXX 1068.27 19.51 No No 1 XXX $XXX $XXX 0 0 0 Non-Warrantable No XXX
4000126682 XXXXX XXX XX/XX/XXXX ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 2 Approved XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed No 2 XXX XXX XXXXX XXX XXX XXXXX Not Employed Employed XXX XXX XXX XXX No No 801 US Citizen US Citizen 2YR Full Doc No No No 100.00 No No 0 Yes 94 0 2 No 0 0 0 2 19.36 42.37 $XXX $XXX $XXX XXX XXX NC XXX XXX No Yes $XXX XX/XX/XXXX XXX XXX $XXX $XXX 1 Yes XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 0 0 0 0 No No 0 0 0 XXX Percent 4.00 No 2420.92 1778.86 2420.92 1778.86 2420.92 642.06 2220.00 112.46 No Yes 1 XXX XXX $XXX $XXX 0 0 0 No XXX
4000114137 XXXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 3 Approved XXX XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed Yes 1 XXX XXX XXXXX Self-Employed XXX XXX XXX XXX No 789 US Citizen Asset Utilization (No DTI) No Yes No No No 0 No 0 0 No 0 0 0 3 0.00 0.00 $XXX $XXX $XXX XXX XXX FL XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program 0 0 0 0 0 No No 0 0 0 XXX Percent 4.00 7.217 No 3689.17 1662.68 3689.17 1662.68 2013.25 350.57 $XXX 0.00 162.74 No No 1 XXX $XXX $XXX 0 0 0 No XXX
4000104324 XXXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 5 Approved XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed Yes 2 XXX XXX XXXXX XXX XXX XXXXX Self-Employed Not Employed XXX XXX XXX XXX No Yes 781 US Citizen US Citizen 12 Month Bank Statement No No Yes 12 Business 100.00 100.00 Yes Yes 72 No 0 0 No 0 0 0 0 18.33 49.45 $XXX $XXX $XXX XXX XXX FL XXX XXX No Yes $XXX XX/XX/XXXX XXX XXX $XXX $XXX 1 Yes XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 0 0 0 0 No No 0 0 0 XXX Percent 5.00 6.679 No 13575.71 9603.67 13575.71 9603.67 12938.71 3335.04 $XXX 0.00 15.23 No No 1 XXX XXX $XXX $XXX 0 0 0 No XXX
4000120753 XXXXX XXX XX/XX/XXXX ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 2 Approved XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed No 2 XXX XXX XXXXX XXX XXX XXXXX Employed Not Employed XXX XXX XXX XXX No No 766 US Citizen US Citizen 1YR Full Doc No No No No No 0 No 1 0 No 1 1 0 1 18.12 40.58 $XXX $XXX $XXX XXX XXX NY XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No No 0 0 0 XXX Percent 2.00 No 3892.3 3232.17 3892.3 3232.17 3892.30 660.13 2781.19 38.45 No No 1 XXX XXX $XXX $XXX 0 0 0 No XXX
4000119158 XXXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 3 Approved XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed Yes 1 XXX XXX XXXXX Self-Employed XXX XXX XXX XXX No 763 Permanent Non-US Citizen 1YR Business P&L No No No 100.00 Third-Party Prepared (Unaudited) 12 Yes No 33 No 0 0 No 0 0 0 0 37.28 48.05 $XXX $XXX $XXX XXX XXX MA XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No No 0 0 0 XXX Percent 3.00 7.824 No 4476.38 3607.59 4476.38 3607.59 4476.38 868.79 0.00 6.6 No No 1 XXX $XXX $XXX 0 0 0 No XXX
4000124418 XXXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 3 Approved XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed Yes 1 XXX XXX XXXXX Self-Employed XXX XXX XXX XXX No 708 Non-Permanent Non-US Citizen 1YR Business P&L No No No 100.00 Third-Party Prepared (Unaudited) 12 Yes No 61 No 0 0 No 0 0 0 0 23.59 46.35 $XXX $XXX $XXX XXX XXX GA XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 0 0 0 0 No No 0 0 0 XXX Percent 5.00 7.358 No 2833.96 2394.85 2833.96 2394.85 2833.96 439.11 0.00 5.29 No No 1 XXX $XXX $XXX 0 0 0 No XXX
4000118561 XXXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 4 Approved XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed Yes 1 XXX XXX XXXXX Self-Employed XXX XXX XXX XXX No 807 US Citizen 1YR Business P&L No No No 100.00 Third-Party Prepared (Unaudited) 12 Yes Yes 105 No 0 0 No 0 0 0 0 23.86 25.20 $XXX $XXX $XXX XXX XXX OH XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 0 1 0 0 0 No No 0 0 0 XXX Percent 5.00 6.978 No 3866.14 3002.7 3866.14 3002.7 3843.22 840.52 $XXX 0.00 13.49 No No 1 XXX $XXX $XXX 0 0 0 No XXX
4000120752 XXXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 3 Approved XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed Yes 1 XXX XXX XXXXX Self-Employed XXX XXX XXX XXX No 770 Permanent Non-US Citizen 1YR Business P&L No No No 100.00 Audited 12 Yes Yes 46 No 0 0 No 0 0 0 0 24.37 44.17 $XXX $XXX $XXX XXX XXX CA XXX XXX No Yes $XXX XX/XX/XXXX XXX XXX $XXX $XXX 1 Yes XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No No 0 0 0 XXX Percent 5.00 6.606 No 2193.97 1685.94 2193.97 1685.94 2193.97 508.03 0.00 10.52 No No 1 XXX $XXX $XXX 0 0 0 No XXX
4000126684 XXXXX XXX XX/XX/XXXX ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 6 Approved XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed No 2 XXX XXX XXXXX XXX XXX XXXXX Self-Employed Self-Employed XXX XXX XXX XXX XXX XXX XXX XXX No No 727 US Citizen US Citizen 12 Month Bank Statement No No Yes 12 Business 100.00 51.00 49.00 No Yes 0 No 0 0 No 0 0 0 0 4.79 34.57 $XXX $XXX $XXX XXX XXX WA XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No No 0 0 0 XXX Percent 5.00 No 14592.7 13055.13 14592.7 13055.13 14592.70 1537.57 3533.52 11.2 No No 4 XXX XXX $XXX $XXX 0 0 0 No XXX
4000126675 XXXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 4 Approved XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed Yes 1 XXX XXXXX Self-Employed XXX XXX XXX XXX No 789 Non-Permanent Non-US Citizen 1YR Business P&L No No No 100.00 Audited 12 Yes Yes 24 No 0 0 No 0 0 0 0 20.24 38.96 $XXX $XXX $XXX XXX XXX WA XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 0 0 0 0 No No 0 0 0 XXX Percent 5.00 7.395 No 7231.45 6275.4 7231.45 6275.4 7231.45 956.05 0.00 48.65 No No 1 XXX $XXX $XXX 0 0 0 No XXX
4000126680 XXXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 4 Approved XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed Yes 1 XXX XXXXX Self-Employed XXX XXX XXX XXX No 799 US Citizen 1YR Business P&L No No No 50.00 Third-Party Prepared (Unaudited) 12 Yes No 111 No 0 0 No 0 0 0 0 14.29 23.25 $XXX $XXX $XXX XXX XXX CA XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 0 0 0 0 No No 0 0 0 XXX Percent 5.00 6.532 No 8663.7 5233.04 8663.7 5233.04 8446.70 3213.66 $XXX 0.00 6.71 No No 1 XXX $XXX $XXX 0 0 0 No XXX
4000124897 XXXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 3 Approved XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed Yes 2 XXX XXXXX XXX XXXXX Not Employed Not Employed No No 757 US Citizen US Citizen Asset Depletion – Debt Ratio Calculation No Yes Yes 3 Personal 100.00 No No 0 No 0 0 No 0 0 0 0 31.93 33.60 $XXX $XXX $XXX XXX XXX CA XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No No 0 0 0 XXX Percent 5.00 6.872 No 3121.66 2370.01 3121.66 2370.01 3121.66 751.65 0.00 210.58 0 No No 1 XXX XXX $XXX $XXX 0 0 0 No XXX
4000129714 XXXXX XXX XX/XX/XXXX ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 2 Approved XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed No 1 XXX XXXXX Self-Employed XXX XXX XXX XXX No 778 US Citizen 12 Month Bank Statement No No Yes 12 Business 100.00 100.00 No Yes 0 No 0 0 No 0 0 0 0 7.30 35.40 $XXX $XXX $XXX XXX XXX FL XXX XXX No Yes $XXX XX/XX/XXXX XXX XXX $XXX $XXX 1 Yes XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 0 0 0 0 0 No No 0 0 0 XXX Percent 5.00 No 10774.79 8018.21 10774.79 8018.21 9420.79 1402.58 $XXX 6197.00 10.75 No No 1 XXX $XXX $XXX 0 0 0 Warrantable No XXX
4000128177 XXXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 4 Approved XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed Yes 1 XXX XXXXX Self-Employed XXX XXX XXX XXX No 786 US Citizen 12 Month Bank Statement No No Yes 12 Business 100.00 100.00 Yes Yes 103 No 0 0 No 0 0 0 0 8.55 9.46 $XXX $XXX $XXX XXX XXX MA XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 0 0 0 0 No No 0 0 0 XXX Percent 3.00 7.103 No 10608.07 8381.56 10608.07 8381.56 10562.24 2180.68 $XXX 0.00 9.4 No No 1 XXX $XXX $XXX 0 0 0 No XXX
4000126678 XXXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 4 Approved XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed Yes 1 XXX XXX XXXXX Self-Employed XXX XXX XXX XXX No 766 US Citizen 1YR Business P&L No No Yes 2 Business 100.00 100.00 Third-Party Prepared (Unaudited) 12 Yes No 149 No 0 0 No 0 0 0 0 23.16 49.66 $XXX $XXX $XXX XXX XXX CA XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 0 0 0 0 No No 0 0 0 XXX Percent 5.00 7.312 No 15042.03 11950.54 15042.03 11950.54 15042.03 3091.49 0.00 28.48 No No 1 XXX $XXX $XXX 0 0 0 No XXX
4000129736 XXXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 4 Approved XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed Yes 2 XXX XXX XXXXX XXX XXX XXXXX Not Employed Not Employed No No 770 US Citizen US Citizen Asset Depletion – Debt Ratio Calculation No Yes Yes 3 Personal 100.00 No No 0 No 0 0 No 0 0 0 0 18.68 29.08 $XXX $XXX $XXX XXX XXX CA XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 0 0 0 0 No No 0 0 0 XXX Percent 5.00 6.798 No 7672.82 5966.49 7672.82 5966.49 7672.82 1706.33 0.00 470.62 0 No No 1 XXX XXX $XXX $XXX 0 0 0 No XXX
4000129711 XXXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 4 Approved XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed Yes 2 XXX XXXXX XXX XXXXX Not Employed Not Employed Yes No 792 US Citizen US Citizen Asset Depletion – Debt Ratio Calculation No Yes Yes 3 Personal 100.00 No No 0 No 0 0 No 0 0 0 0 31.14 39.83 $XXX $XXX $XXX XXX XXX AZ XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No No 0 0 0 XXX Percent 5.00 6.917 No 9515.16 3242.66 9515.16 3242.66 3488.59 245.93 0.00 8.72 0 No No 1 XXX XXX $XXX $XXX 0 0 0 No XXX
4000129733 XXXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 4 Approved XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed Yes 1 XXX XXXXX Self-Employed XXX XXX XXX XXX No 713 US Citizen 1YR Business P&L No No No 100.00 Audited 12 Yes No 24 No 0 0 No 0 0 0 0 22.43 40.07 $XXX $XXX $XXX XXX XXX GA XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No No 0 0 0 XXX Percent 5.00 7.691 No 2658.86 1991.76 2658.86 1991.76 2658.86 667.10 0.00 4.9 No No 1 XXX $XXX $XXX 0 0 0 No XXX
4000088279 XXXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 3 Approved XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 5/1 or 5/6 Mos ARM Yes 1 XXX XXXXX Self-Employed XXX XXX XXX XXX No 763 US Citizen 2YR Business P&L No No No 50.00 Borrower Prepared 24 Yes No 50 No 0 0 No 0 0 0 3 15.10 38.52 $XXX $XXX $XXX XXX XXX CT XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No No 0 0 0 XXX Percent 5.00 8.985 No 2713.4 2618.24 2713.4 2079.54 2713.40 633.86 0.00 16.16 No No 1 XXX $XXX $XXX 0 0 0 No XXX
4000101339 XXXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 3 Approved XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed Yes 1 XXX XXXXX Self-Employed XXX XXX XXX XXX No 757 US Citizen 12 Month Bank Statement No No Yes 12 Business 100.00 100.00 Yes No 106 No 0 0 No 0 0 0 2 5.70 13.08 $XXX $XXX $XXX XXX XXX TX XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No No 0 0 0 XXX Percent 5.00 6.843 No 3562.44 2714.1 3562.44 2714.1 3508.27 794.17 $XXX 0.00 19.8 No No 1 XXX $XXX $XXX 0 0 0 No XXX
4000104327 XXXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 4 Approved XXX XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed Yes 1 XXX XXXXX Self-Employed XXX XXX XXX XXX No 703 US Citizen 1YR Business P&L No No No 100.00 Audited 12 Yes Yes 21 No 0 0 No 0 0 0 3 6.05 8.46 $XXX $XXX $XXX XXX XXX NY XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 0 0 0 0 No No 0 0 0 XXX Percent 2.00 7.556 No 12698.12 10359.1 12698.12 10359.1 12698.12 2339.02 0.00 71.19 No No 1 XXX $XXX $XXX 0 0 0 No XXX
4000106311 XXXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 3 Approved XXX XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed Yes 1 XXX XXX XXXXX Employed XXX XXX XXX XXX Yes 812 US Citizen W2/1099 Verified No No No No Yes 0 No 1 0 No 2 2 0 2 39.10 39.41 $XXX $XXX $XXX XXX XXX NY XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No No 0 0 0 XXX Percent 2.00 6.906 No 3617.12 3137.2 3617.12 3137.2 3617.12 479.92 0.00 5.25 No No 1 XXX $XXX $XXX 0 0 0 No XXX
4000108048 XXXXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 3 Approved XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed Yes 1 XXX XXX XXXXX Self-Employed XXX XXX XXX XXX Yes 686 Non-Permanent Non-US Citizen 1YR Business P&L No No Yes 2 Business 100.00 100.00 Third-Party Prepared (Unaudited) 12 Yes No 24 No 0 0 No 0 0 0 3 42.35 43.57 $XXX $XXX $XXX XXX XXX NJ XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No No 0 0 0 XXX Percent 5.00 8.059 No 3590.83 2579.08 3590.83 2579.08 3590.83 1011.75 0.00 6.3 No No 1 XXX $XXX $XXX 0 0 0 No XXX
4000116603 XXXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 4 Approved XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed Yes 2 XXX XXXXX XXX XXXXX Not Employed Self-Employed XXX XXX XXX XXX No No 750 US Citizen US Citizen 12 Month Bank Statement No No Yes 13 Business 100.00 100.00 Yes No 24 No 0 0 No 0 0 0 3 25.17 48.38 $XXX $XXX $XXX XXX XXX UT XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 0 0 0 0 No No 0 0 0 XXX Percent 5.00 7.006 No 25031.66 22620.28 25031.66 22620.28 24998.33 2378.05 $XXX 0.00 16.03 No No 1 XXX XXX $XXX $XXX 0 0 0 No XXX
4000113958 XXXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 4 Approved XXX XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed Yes 1 XXX XXXXX Self-Employed XXX XXX XXX XXX No 779 US Citizen 1YR Business P&L No No No 100.00 Audited 12 No No 0 No 0 0 No 0 0 0 3 20.20 41.68 $XXX $XXX $XXX XXX XXX NY XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No No 0 0 0 XXX Percent 2.00 7.507 No 2539.93 1330.47 2539.93 1330.47 2539.93 1209.46 0.00 69.33 No No 1 XXX $XXX $XXX 0 0 0 No XXX
4000117962 XXXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 3 Approved XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed Yes 1 XXX XXXXX Self-Employed XXX XXX XXX XXX No 802 US Citizen 12 Month Bank Statement No No Yes 12 Business 100.00 100.00 No Yes 0 No 0 0 No 0 0 0 0 8.04 14.98 $XXX $XXX $XXX XXX XXX FL XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 0 0 0 0 No No 0 0 0 XXX Percent 5.00 6.684 No 4402.35 3503.78 4402.35 3503.78 4402.35 898.57 0.00 85.89 No No 1 XXX $XXX $XXX 0 0 0 No XXX
4000118570 XXXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 4 Approved XXX XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed Yes 1 XXX XXX XXXXX Self-Employed XXX XXX XXX XXX No 761 US Citizen 1YR Business P&L No No No 100.00 Borrower Prepared 12 Yes No 240 No 0 0 No 0 0 0 3 27.31 42.61 $XXX $XXX $XXX XXX XXX NY XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No No 0 0 0 XXX Percent 2.00 6.948 No 3962.48 3132.73 3962.48 3132.73 3962.48 829.75 0.00 31.29 No No 1 XXX $XXX $XXX 0 0 0 No XXX
4000118563 XXXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 3 Approved XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed Yes 1 XXX XXXXX Self-Employed XXX XXX XXX XXX No 797 US Citizen 1YR Business P&L No No No 100.00 Third-Party Prepared (Unaudited) 12 Yes No 98 No 0 0 No 0 0 0 0 38.27 42.68 $XXX $XXX $XXX XXX XXX NJ XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No No 0 0 0 XXX Percent 5.00 7.215 No 4483.14 3373.98 4483.14 3373.98 4483.14 1109.16 0.00 6.83 No No 1 XXX $XXX $XXX 0 0 0 No XXX
4000118564 XXXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 5 Approved XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed Yes 2 XXX XXXXX XXX XXXXX Self-Employed Employed XXX XXX XXX XXX XXX XXX XXX XXX No No 741 Non-Permanent Non-US Citizen Non-Permanent Non-US Citizen 1YR Business P&L No No No 100.00 Audited 12 Yes No 41 No 0 2 No 0 0 0 2 26.62 32.79 $XXX $XXX $XXX XXX XXX NY XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 0 0 0 0 No No 0 0 0 XXX Percent 2.00 6.774 No 7876.28 6259.04 7876.28 6259.04 7876.28 1617.24 0.00 6.08 No No 1 XXX XXX $XXX $XXX 0 0 0 No XXX
4000119182 XXXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 3 Approved XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed Yes 2 XXX XXXXX XXX XXXXX Employed Employed XXX XXX XXX XXX XXX XXX XXX XXX Yes Yes 775 Non-Permanent Non-US Citizen Non-Permanent Non-US Citizen Asset Utilization (No DTI) No Yes No No No 0 No 0 0 No 0 0 0 0 0.00 0.00 $XXX $XXX $XXX XXX XXX CA XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No No 0 0 0 XXX Percent 5.00 6.702 No 7008.24 4975.22 7008.24 4975.22 6649.24 1674.02 $XXX 0.00 62.78 No No 1 XXX XXX $XXX $XXX 0 0 0 No XXX
4000120751 XXXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 3 Approved XXX XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed Yes 1 XXX XXXXX Self-Employed XXX XXX XXX XXX Yes 715 Non-Permanent Non-US Citizen 12 Month Bank Statement No No Yes 12 Business 100.00 100.00 Yes Yes 60 No 0 0 No 0 0 0 0 24.74 25.82 $XXX $XXX $XXX XXX XXX AZ XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No No 0 0 0 XXX Percent 5.00 8.171 No 2502.25 2308.62 2502.25 2308.62 2502.25 193.63 0.00 10.33 No No 1 XXX $XXX $XXX 0 0 0 No XXX
4000124898 XXXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX Appendix Q Documentation 5 Approved XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed Yes 2 XXX XXXXX XXX XXXXX Self-Employed Employed XXX XXX XXX XXX XXX XXX XXX XXX No No 778 US Citizen US Citizen 12 Month Bank Statement No No Yes 12 Business 100.00 25.00 Yes Yes 10 No 0 2 No 0 0 0 3 37.34 47.16 $XXX $XXX $XXX XXX XXX NY XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No No 0 0 0 XXX Percent 2.00 7.143 No 15652.8 14148.09 15652.8 14148.09 15652.80 1504.71 0.00 126.91 No No 2 XXX XXX $XXX $XXX 0 0 0 No XXX
4000124417 XXXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 4 Approved XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed Yes 1 XXX XXXXX Self-Employed XXX XXX XXX XXX No 790 US Citizen 1YR Business P&L No No Yes 2 Business 100.00 100.00 Audited 12 Yes Yes 12 No 0 0 No 0 0 0 0 25.23 45.38 $XXX $XXX $XXX XXX XXX NY XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No No 0 0 0 XXX Percent 2.00 7.296 No 10258.7 8032.63 10258.7 8032.63 10258.70 2226.07 0.00 13.29 No No 1 XXX $XXX $XXX 0 0 0 No XXX
4000128368 XXXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX N/A 1 Approved XXX XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed Yes 2 XXX XXX XXXXX XXX XXX XXXXX Employed Employed XXX XXX XXX XXX XXX XXX XXX XXX Yes Yes 711 US Citizen US Citizen 2YR Full Doc No No No No No 0 Yes 8 2 2 No 2 2 0 3 21.84 29.41 $XXX $XXX $XXX XXX XXX FL XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 0 0 0 0 0 No No 0 0 0 XXX Percent 5.00 7.253 No 2808.97 1235.03 2808.97 1235.03 1716.97 481.94 $XXX 0.00 10.82 No No 1 XXX XXX $XXX $XXX 0 0 0 Warrantable No XXX
4000127554 XXXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 4 Approved XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed Yes 1 XXX XXXXX Self-Employed XXX XXX XXX XXX Yes 725 US Citizen 1YR Business P&L No No No 100.00 Borrower Prepared 12 Yes No 48 No 0 0 No 0 0 0 3 44.75 44.75 $XXX $XXX $XXX XXX XXX NY XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No No 0 0 0 XXX Percent 2.00 7.833 No 5589.24 4926.24 5589.24 4926.24 5589.24 663.00 0.00 7.14 No No 1 XXX $XXX $XXX 0 0 0 No XXX
4000128704 XXXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 4 Approved XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed Yes 1 XXX XXX XXXXX Self-Employed XXX XXX XXX XXX No 718 US Citizen 1YR Business P&L No No No 100.00 Third-Party Prepared (Unaudited) 12 Yes Yes 87 No 0 0 No 0 0 0 0 33.73 47.70 $XXX $XXX $XXX XXX XXX CA XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 0 0 0 0 No No 0 0 0 XXX Percent 5.00 7.566 No 9452.8 7585.8 9452.8 7585.8 9247.80 1662.00 $XXX 0.00 12.19 No No 1 XXX $XXX $XXX 0 0 0 No XXX
4000129715 XXXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 5 Approved XXX XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed Yes 1 XXX XXX XXXXX Employed XXX XXX XXX XXX No 774 US Citizen Asset Depletion – Debt Ratio Calculation No Yes No No No 0 Yes 141 2 0 No 2 2 0 2 30.17 42.36 $XXX $XXX $XXX XXX XXX NV XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 0 0 0 0 No No 0 0 0 XXX Percent 5.00 6.788 No 5361.61 4449.38 5361.61 4449.38 5328.61 879.23 $XXX 0.00 187.94 0 No No 1 XXX $XXX $XXX 0 0 0 No XXX
4000111390 XXXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 2 Approved XXX XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed Yes 2 XXX XXX XXXXX XXX XXXXX Self-Employed Not Employed XXX XXX XXX XXX No Yes 700 Permanent Non-US Citizen US Citizen 1YR Business P&L No No No 100.00 Third-Party Prepared (Unaudited) 12 Yes No 27 No 0 0 No 0 0 0 3 15.40 30.01 $XXX $XXX $XXX XXX XXX NY XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No No 0 0 0 XXX Percent 2.00 8.159 No 2934.25 2434.57 2934.25 2434.57 2934.25 499.68 0.00 70.51 No No 1 XXX XXX $XXX $XXX 0 0 0 No XXX
4000118569 XXXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 4 Approved XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed Yes 1 XXX XXX XXXXX Self-Employed XXX XXX XXX XXX Yes 766 US Citizen 2YR Business P&L No No No 100.00 Borrower Prepared 24 No No 0 No 0 0 No 0 0 0 0 21.69 27.64 $XXX $XXX $XXX XXX XXX CA XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 0 0 0 0 No No 0 0 0 XXX Percent 5.00 7.507 No 5627.2 4529.65 5627.2 4529.65 5627.20 1097.55 0.00 3.46 No No 1 XXX $XXX $XXX 0 0 0 No XXX
4000108057 XXXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 3 Approved XXX XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed Yes 1 XXX XXX XXXXX Self-Employed XXX XXX XXX XXX Yes 710 US Citizen 1YR Business P&L No No No 100.00 Third-Party Prepared (Unaudited) 12 Yes No 60 No 0 0 No 0 0 0 2 22.70 26.23 $XXX $XXX $XXX XXX XXX CA XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No No 0 0 0 XXX Percent 5.00 7.600 No 3554.02 2762.43 3554.02 2762.43 3554.02 791.59 0.00 26.02 No No 1 XXX $XXX $XXX 0 0 0 No XXX
4000113964 XXXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 3 Approved XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed Yes 2 XXX XXX XXXXX XXX XXX XXXXX Self-Employed Unknown XXX XXX XXX XXX XXX XXX XXX XXX No No 760 US Citizen US Citizen 24 Month Bank Statement No No Yes 24 Business 100.00 100.00 No Yes 0 No 0 0 No 0 0 0 0 21.89 36.06 $XXX $XXX $XXX XXX XXX MO XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No No 0 0 0 XXX Percent 5.00 7.445 No 2232.11 1850.83 2232.11 1850.83 2232.11 381.28 0.00 29.88 No No 1 XXX XXX $XXX $XXX 0 0 0 No XXX
4000119174 XXXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 4 Approved XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed Yes 1 XXX XXXXX Not Employed No 798 US Citizen Asset Depletion – Total Asset Calculation No Yes No No No 0 No 0 0 No 0 0 0 2 13.87 43.95 $XXX $XXX $XXX XXX XXX IL XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No No 0 0 0 XXX Percent 5.00 7.021 No 3440.22 2443.25 3440.22 2443.25 3440.22 996.97 0.00 485.34 No No 1 XXX $XXX $XXX 0 0 0 No XXX
4000124896 XXXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 4 Approved XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed Yes 1 XXX XXX XXXXX Employed XXX XXX XXX XXX No 716 US Citizen Asset Depletion – Total Asset Calculation No Yes No No No 0 Yes 22 2 0 No 0 0 0 0 12.50 48.15 $XXX $XXX $XXX XXX XXX SC XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 0 0 0 0 No No 0 0 0 XXX Percent 5.00 7.291 No 6870.44 6095.59 6870.44 6095.59 6870.44 774.85 0.00 208.93 No No 1 XXX $XXX $XXX 0 0 0 No XXX
4000123506 XXXXX XXX XX/XX/XXXX ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 3 Approved XXX XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed No 1 XXX XXXXX Self-Employed XXX XXX XXX XXX No 765 US Citizen 24 Month Bank Statement No No Yes 24 Business 100.00 100.00 No Yes 0 No 0 0 No 0 0 0 3 4.89 33.81 $XXX $XXX $XXX XXX XXX NY XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No No 0 0 0 XXX Percent 2.00 No 5674.67 4298.47 5674.67 4298.47 5674.67 1376.20 6389.47 196.69 Yes XXX No XXX 1 XXX $XXX $XXX 0 0 0 No XXX
4000126683 XXXXX XXX XX/XX/XXXX ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 4 Approved XXX XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed No 1 XXX XXX XXXXX Self-Employed XXX XXX XXX XXX No 762 US Citizen 12 Month Bank Statement No No Yes 12 Business 100.00 100.00 Yes Yes 1 No 0 0 No 0 0 0 3 20.97 30.00 $XXX $XXX $XXX XXX XXX FL XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 0 0 0 0 No No 0 0 0 XXX Percent 5.00 No 6340.45 4917.59 6340.45 4917.59 6340.45 1422.86 7150.57 47.39 Yes XXX No XXX 1 XXX $XXX $XXX 0 0 0 No XXX
4000129718 XXXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 7 Approved XXX XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed Yes 2 XXX XXX XXXXX XXX XXX XXXXX Self-Employed Self-Employed XXX XXX XXX XXX XXX XXX XXX XXX No No 724 US Citizen US Citizen 12 Month Bank Statement No No Yes 12 Business 100.00 100.00 100.00 No Yes 0 No 0 0 No 0 0 0 0 19.76 19.76 $XXX $XXX $XXX XXX XXX AL XXX XXX No Yes $XXX XX/XX/XXXX XXX XXX $XXX $XXX 0 Yes XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 0 1 0 0 0 No No 0 0 0 XXX Max Amount 7.426 No 6571.24 5116.32 6571.24 5116.32 6529.57 1413.25 $XXX 0.00 52.74 No No 1 XXX XXX $XXX $XXX 0 0 0 No XXX
4000128706 XXXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 3 Approved XXX XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed Yes 1 XXX XXXXX Self-Employed XXX XXX XXX XXX No 767 US Citizen 1YR Business P&L No No No 100.00 Third-Party Prepared (Unaudited) 12 Yes Yes 0 No 0 0 No 0 0 0 3 26.28 48.74 $XXX $XXX $XXX XXX XXX FL XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 0 0 0 0 No No 0 0 0 XXX Percent 5.00 6.991 No 4189.67 2580.9 4189.67 2580.9 3939.67 1358.77 $XXX 0.00 7.62 No No 1 XXX $XXX $XXX 0 0 0 No XXX
4000126677 XXXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 4 Approved XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed Yes 1 XXX XXXXX Self-Employed XXX XXX XXX XXX Yes 709 US Citizen 1YR Business P&L No No No 100.00 Third-Party Prepared (Unaudited) 12 Yes No 36 No 0 0 No 0 0 0 3 12.58 16.54 $XXX $XXX $XXX XXX XXX CA XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 0 0 0 0 No No 0 0 0 XXX Percent 5.00 7.194 No 4325.58 3147.61 4325.58 3147.61 3980.58 832.97 $XXX 0.00 84.56 No No 1 XXX $XXX $XXX 0 0 0 Warrantable No XXX
4000129719 XXXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX N/A 4 Approved XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed Yes 1 XXX XXXXX Self-Employed XXX XXX XXX XXX Yes 762 Non-Permanent Non-US Citizen 24 Month Bank Statement No No Yes 24 Business 100.00 100.00 Yes Yes 30 No 0 0 No 0 0 0 0 47.55 47.55 $XXX $XXX $XXX XXX XXX PA XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 0 0 0 0 No No 0 0 0 XXX Percent 5.00 7.400 No 3900.21 2947 3900.21 2947.0 3870.21 923.21 $XXX 0.00 5.93 No No 1 XXX $XXX $XXX 0 0 0 No XXX
4000129723 XXXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 2 Approved XXX XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed Yes 2 XXX XXXXX XXX XXXXX Self-Employed Employed XXX XXX XXX XXX XXX XXX XXX XXX No No 801 US Citizen US Citizen 1YR Business P&L No No No 100.00 Audited 12 Yes No 62 Yes 63 0 2 No 0 0 0 3 48.88 49.32 $XXX $XXX $XXX XXX XXX NY XXX XXX No Yes $XXX XX/XX/XXXX XXX XXX $XXX $XXX 1 Yes XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No No 0 0 0 XXX Percent 2.00 6.646 No 4494.89 2963.38 4494.89 2963.38 4494.89 1531.51 0.00 10.94 No No 1 XXX XXX $XXX $XXX 0 0 0 No XXX
4000129717 XXXXX XXX XX/XX/XXXX ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 4 Approved XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed No 1 XXX XXXXX Self-Employed XXX XXX XXX XXX No 717 US Citizen 2YR Business P&L No No No 100.00 Third-Party Prepared (Unaudited) 24 Yes No 75 Yes 43 2 0 No 3 3 0 2 17.49 39.46 $XXX $XXX $XXX XXX XXX NY XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No No 0 0 0 XXX Percent 2.00 No 8716.03 7307.4 8716.03 7307.4 8716.03 1408.63 4949.00 9.06 No No 2 XXX $XXX $XXX 0 0 0 No XXX
4000128705 XXXXX XXX XX/XX/XXXX Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX XXX XX/XX/XXXX 3 Approved XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared Conventional 30 Year Fixed Yes 1 XXX XXXXX Self-Employed XXX XXX XXX XXX No 762 US Citizen 1YR Business P&L No No No 100.00 Third-Party Prepared (Unaudited) 12 Yes Yes 0 No 0 0 No 0 0 0 3 28.16 49.81 $XXX $XXX $XXX XXX XXX NJ XXX XXX No XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No No 0 0 0 XXX Percent 5.00 7.333 No 5087.72 3709.33 5087.72 3709.33 5087.72 1378.39 0.00 39.72 No No 1 XXX $XXX $XXX 0 0 0 No XXX
4000008719 XXXXX     Non-QM: Lender documented all ATR UW factors XXX XXX XX/XX/XXXX     BANK STATEMENT 2 Approved   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Closed Conventional 30 Year Fixed   Yes   1 XXX XXX XXXXX                   Self-Employed   XXX XXX             XXX XXX                     No       726             US Citizen       12 Month Bank Statement No No Yes 12 Business 100.00             0           0     0 0 0 0 9.34 11.47     $XXX $XXX $XXX XXX XXX UT XXX XXX   No     Not Applicable                 XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Regular $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percentage Only 5.000 9.14 No Not Applicable 1994.24 1799.58 1994.24 1799.58 1994.24 194.66       9.54                 No     No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000119175 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   4 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Complete DSCR 30 Year Fixed     No   1 XXX   XXXXX                   Not Applicable                                            No       768             Permanent Resident Alien       Debt Service Coverage Ratio No No No             100%       No No 0 No 0 0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX VA XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 0.05 6.625 No Not Applicable 1858.51 1408.68 1858.51 1408.68 1858.51 449.83       118.38       Yes 3200.00 3100.00 1.72   Yes XXX No No XXX 2 XXX   $XXX $XXX 0 0 0   No XXX
4000119165 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   3 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Complete DSCR 30 Year Fixed     No   1 XXX   XXXXX                   Not Applicable                                            No       728             US Citizen       Debt Service Coverage Ratio No No No                     No No 0 No 0 0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX TX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 0.05 7.625 No Not Applicable 3733.23 2866.56 3733.23 2866.56 3733.23 866.67       6.09       No 3500.00 0.00 0.94   No   No No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000120756 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   3 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Complete DSCR 30 Year Fixed     No   2 XXX   XXXXX XXX   XXXXX             Not Applicable  Not Applicable                                         No No     769             US Citizen US Citizen     Debt Service Coverage Ratio No No No                     No No 0 No 0 0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX CA XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 0.05 7.249 No Not Applicable 3804.81 3074.60 3804.81 3074.60 3804.81 730.21       89.85       No 3200.00 0.00 0.84   No   No No   1 XXX XXX $XXX $XXX 0 0 0   No XXX
4000123690 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   4 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Complete DSCR 30 Year Fixed     No   2 XXX   XXXXX XXX   XXXXX             Not Applicable  Not Applicable                                         No No     796             US Citizen US Citizen     Debt Service Coverage Ratio No No No                     No No 0 No 0 0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX CA XXX XXX   No       $XXX XX/XX/XXXX XXX XXX $XXX $XXX 1 Yes XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 0.05 7.5 No Not Applicable 8935.55 6852.30 8935.55 6852.30 8650.55 1798.25 $XXX     67.23       No 5200.00 0.00 0.58   No   No Yes   1 XXX XXX $XXX $XXX 0 0 0   No XXX
4000119167 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   3 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Complete DSCR 30 Year Fixed     No   1 XXX   XXXXX                   Not Applicable                                            No       730             US Citizen       Debt Service Coverage Ratio No No No             100%       No No 0 No 0 0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX MO XXX XXX   No       $XXX XX/XX/XXXX XXX XXX $XXX $XXX 1 Yes XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 0.05 7.25 No Not Applicable 1128.27 762.67 1128.27 762.67 1128.27 365.60       17.17       No 2500.00 0.00 2.22   Yes XXX Yes No XXX 1 XXX   $XXX $XXX 0 0 0   No XXX
4000124160 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   2 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Complete DSCR 32 Year Fixed     No   1 XXX   XXXXX                   Not Applicable                                            No       803             US Citizen       Debt Service Coverage Ratio No No No             100%       No No 0 No 0 0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX AZ XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 0.05 7.749 No Not Applicable 4719.81 3793.04 4719.81 3793.04 4086.15 293.11 $XXX     15.61       No 3000.00 0.00 0.64   Yes XXX No No XXX 1 XXX   $XXX $XXX 0 0 0   No XXX
4000119170 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   5 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Complete DSCR 30 Year Fixed     No   1 XXX   XXXXX                   Not Applicable                                            No       741             US Citizen       Debt Service Coverage Ratio No No No             100%       No No 0 No 0 0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX CA XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 0.05 6.5 No Not Applicable 9968.10 6763.13 9968.10 6763.13 9968.10 3204.97       12.96       No 14375.00 0.00 1.44   Yes XXX Yes No XXX 1 XXX   $XXX $XXX 0 0 0   No XXX
4000124163 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   4 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Complete DSCR 30 Year Fixed     No   1 XXX   XXXXX                   Not Applicable                                            No       728             Non Permanent Resident Alien       Debt Service Coverage Ratio No No No                     No No 0 No 0 0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX PA XXX XXX   No       $XXX XX/XX/XXXX XXX XXX $XXX $XXX 1 Yes XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 0.05 8.375 No Not Applicable 1398.88 997.59 1398.88 997.59 1398.88 401.29       164.07       No 2100.00 1475.00 1.50   No   No No   2 XXX   $XXX $XXX 0 0 0   No XXX
4000123934 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   3 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Complete DSCR 30 Year Fixed IO   No   1 XXX   XXXXX                   Not Applicable                                            No       784             US Citizen       Debt Service Coverage Ratio No No No             100%       No No 0 No 0 0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX CA XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 0.05 6.874 No Not Applicable 3743.17 2706.64 3743.17 2706.64 3610.17 903.53 $XXX     71.34       Yes 2900.00 2900.00 0.77   Yes XXX No No XXX 1 XXX   $XXX $XXX 0 0 0   No XXX
4000126673 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   6 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Complete DSCR 30 Year Fixed     No   1 XXX   XXXXX                   Not Applicable                                            No       696             Permanent Resident Alien       Debt Service Coverage Ratio No No No                     No No 0 No 0 0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX NJ XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 0.05 7.375 No Not Applicable 6581.86 4972.86 6581.86 4972.86 6581.86 1609.00       133.09       No 7000.00 0.00 1.06   No   No No   2 XXX   $XXX $XXX 0 0 0   No XXX
4000126671 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   4 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Complete DSCR 30 Year Fixed     No   1 XXX   XXXXX                   Not Applicable                                            No       725             US Citizen       Debt Service Coverage Ratio No No No                     No No 0 No 0 0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX VA XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 0.05 6.999 No Not Applicable 2105.13 1838.43 2105.13 1838.43 2071.80 233.37 $XXX     705.37       No 2500.00 0.00 1.19   No   No No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000119172 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   6 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Complete DSCR 30 Year Fixed     No   1 XXX   XXXXX                   Not Applicable                                            No       732             US Citizen       Debt Service Coverage Ratio No No No                     No No 0 No 0 0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX AZ XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 0.05 6 No Not Applicable 3613.51 3147.64 3613.51 3147.64 3613.51 465.87       57.00       No 5912.00 4648.09 1.29   No   Yes No   4 XXX   $XXX $XXX 0 0 0   No XXX
4000125845 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   3 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Complete DSCR 30 Year Fixed     No   1 XXX   XXXXX                   Not Applicable                                            No       730             US Citizen       Debt Service Coverage Ratio No No No                     No No 0 No 0 0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX WA XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 0.05 7.499 No Not Applicable 6894.36 6044.12 6894.36 6044.12 6894.36 850.24       10.15       No 3950.00 0.00 0.57   No   No No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000128713 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   3 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Complete DSCR 30 Year Fixed     No   1 XXX   XXXXX                   Not Applicable                                            No       683             US Citizen       Debt Service Coverage Ratio No No No                     No No 0 No 0 0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX GA XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 0.05 7.125 No Not Applicable 3705.43 2999.39 3705.43 2999.39 3705.43 706.04       112.80       Yes 3000.00 3500.00 0.81   No   No No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000127557 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   4 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Complete DSCR 30 Year Fixed IO   No   1 XXX   XXXXX                   Not Applicable                                            No       768             US Citizen       Debt Service Coverage Ratio No No No                     No No 0 No 0 0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX CA XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 0.05 6.75 No Not Applicable 14317.86 10870.31 14317.86 10870.31 14317.86 3447.55       11.29       No 16000.00 0.00 1.12   No   No No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000127558 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   3 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Complete DSCR 30 Year Fixed     No   1 XXX   XXXXX                   Not Applicable                                            No       804             US Citizen       Debt Service Coverage Ratio No No No                     No No 0 No 0 0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX MD XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 0.05 7.125 No Not Applicable 2567.47 1948.39 2567.47 1948.39 2494.97 546.58 $XXX     36.06       Yes 3100.00 2700.00 1.05   No   No No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000126674 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   8 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Complete DSCR 30 Year Fixed     No   1 XXX   XXXXX                   Not Applicable                                            No       696             Permanent Resident Alien       Debt Service Coverage Ratio No No No                     No No 0 No 0 0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX NJ XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 0.05 7.375 No Not Applicable 5800.23 4143.64 5800.23 4143.64 5800.23 1656.59       149.73       No 6800.00 0.00 1.17   No   No No   3 XXX   $XXX $XXX 0 0 0   No XXX
4000128371 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   7 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Complete DSCR 30 Year Fixed     No   1 XXX   XXXXX                   Not Applicable                                            No       681             US Citizen       Debt Service Coverage Ratio No No No                     No No 0 No 0 0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX CA XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 0.05 7.874 No Not Applicable 6676.09 5437.50 6676.09 5437.50 6676.09 1238.59       8.10       No 8750.00 0.00 1.31   No   No No   4 XXX   $XXX $XXX 0 0 0   No XXX
4000128710 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   1 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Complete DSCR 30 Year Fixed     No   1 XXX   XXXXX                   Not Applicable                                            No       775             US Citizen       Debt Service Coverage Ratio No No No                     No No 0 No 0 0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX CA XXX XXX   No       $XXX XX/XX/XXXX XXX XXX $XXX $XXX 1 Yes XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 0.05 6.5 No Not Applicable 3614.52 2515.63 3614.52 2515.63 3614.52 1098.89       206.83       No 2850.00 0.00 0.79   No   Yes No   1 XXX   $XXX $XXX 0 0 0   Yes XXX
4000129732 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   4 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Complete DSCR 30 Year Fixed     No   1 XXX   XXXXX                   Not Applicable                                            No       730             US Citizen       Debt Service Coverage Ratio No No No                     No No 0 No 0 0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX NY XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 0.02 6.25 No Not Applicable 4718.72 3694.30 4718.72 3694.30 4718.72 1024.42       23.27       No 5000.00 0.00 1.06   No   No No   2 XXX   $XXX $XXX 0 0 0   No XXX
4000128709 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   3 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Complete DSCR 30 Year Fixed     No   1 XXX   XXXXX                   Not Applicable                                            No       723             US Citizen       Debt Service Coverage Ratio No No No                     No No 0 No 0 0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX FL XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 0.05 6.875 No Not Applicable 5436.57 3805.26 5436.57 3805.26 5116.57 1311.31 $XXX     84.59       No 5050.00 0.00 0.93   No   No No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000128377 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   3 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Complete DSCR 30 Year Fixed IO   No   1 XXX   XXXXX                   Not Applicable                                            No       806             US Citizen       Debt Service Coverage Ratio No No No                     No No 0 No 0 0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX NC XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 0.04 7.125 No Not Applicable 2069.24 1558.59 2069.24 1558.59 1848.24 289.65 $XXX     41.53       Yes 2300.00 2250.00 1.09   No   No No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000128376 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   6 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Complete DSCR 30 Year Fixed     No   1 XXX   XXXXX                   Not Applicable                                            No       715             US Citizen       Debt Service Coverage Ratio No No No                     No No 0 No 0 0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX CA XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 0.05 7.875 No Not Applicable 4187.31 3344.38 4187.31 3344.38 4187.31 842.93       14.70       No 5000.00 0.00 1.19   No   No No   2 XXX   $XXX $XXX 0 0 0   No XXX
4000129721 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   2 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Complete DSCR 30 Year Fixed     No   1 XXX   XXXXX                   Not Applicable                                            No       783             US Citizen       Debt Service Coverage Ratio No No No                     No No 0 No 0 0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX WA XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 0.04 6.125 No Not Applicable 3602.60 2998.56 3602.60 2998.56 3602.60 604.04       323.42       No 3750.00 0.00 1.04   No   No No   1 XXX   $XXX $XXX 0 0 0 Warrantable No XXX
4000129722 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   2 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Complete DSCR 30 Year Fixed     No   1 XXX   XXXXX                   Not Applicable                                            No       697             US Citizen       Debt Service Coverage Ratio No No No                     No No 0 No 0 0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX WA XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 0.05 6.75 No Not Applicable 1755.78 1232.34 1755.78 1232.34 1438.78 206.44 $XXX     42.50       Yes 2200.00 1810.00 1.03   No   No No   1 XXX   $XXX $XXX 0 0 0 Non-Warrantable No XXX
4000129730 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   6 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Complete DSCR 30 Year Fixed     No   1 XXX   XXXXX                   Not Applicable                                            No       690             US Citizen       Debt Service Coverage Ratio No No No                     No No 0 No 0 0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX MA XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 0.05 6.499 No Not Applicable 11461.13 6952.02 11461.13 6952.02 11461.13 4509.11       92.06       No 70900.67 31597.58 2.76   No   Yes No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000128374 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   3 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Complete DSCR 30 Year Fixed     No   1 XXX   XXXXX                   Not Applicable                                            No       728             US Citizen       Debt Service Coverage Ratio No No No             100%       No No 0 No 0 0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX AK XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 0.05 7.25 No Not Applicable 2241.95 1717.89 2241.95 1717.89 2231.53 513.64 $XXX     35.15       Yes 2350.00 3200.00 1.05   Yes XXX No No XXX 1 XXX   $XXX $XXX 0 0 0   No XXX
4000130166 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   4 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Complete DSCR 30 Year Fixed     No   1 XXX   XXXXX                   Not Applicable                                            No       765             US Citizen       Debt Service Coverage Ratio No No No             50%       No No 0 No 0 0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX NY XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 0.02 7.875 No Not Applicable 6843.89 4567.94 6843.89 4567.94 6843.89 2275.95       32.02       No 4700.00 0.00 0.69   Yes XXX No No XXX 1 XXX   $XXX $XXX 0 0 0   No XXX
4000131816 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   3 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Complete DSCR 30 Year Fixed     No   1 XXX   XXXXX                   Not Applicable                                            No       769             US Citizen       Debt Service Coverage Ratio No No No             100%       No No 0 No 0 0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX AZ XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 0.05 7.624 No Not Applicable 5737.43 5376.94 5737.43 5376.94 5737.43 360.49       15.61       Yes 3300.00 6500.00 0.69   Yes XXX No No XXX 1 XXX   $XXX $XXX 0 0 0   No XXX
4000131818 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   0 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Complete DSCR 30 Year Fixed     No   2 XXX   XXXXX XXX   XXXXX             Not Applicable  Not Applicable                                         No No     764             US Citizen US Citizen     Debt Service Coverage Ratio No No No             50% 50%     No No 0 No 0 0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX FL XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 0.05 7.749 No Not Applicable 3396.92 2205.84 3396.92 2205.84 2869.92 664.08 $XXX     127.76       No 2250.00 0.00 0.66   Yes XXX No No XXX 1 XXX XXX $XXX $XXX 0 0 0 Non-Warrantable No XXX
4000073393 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   4 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Complete DSCR 30 Year Fixed   No   1 XXX   XXXXX                   Not Applicable  Not Applicable                                          No       803             US Citizen       Debt Service Coverage Ratio No No No             100%       No No 0 No 0 0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX NY XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 0.05 8.374 No Not Applicable 4086.18 2850.01 4086.18 2850.01 4086.18 1236.17       53.11       No 2700.00 0.00 0.66   Yes XXX No No XXX 1 XXX   $XXX $XXX 0 0 0   No XXX
4000073478 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   4 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Complete DSCR 30 Year Fixed   No   1 XXX   XXXXX                   Not Applicable  Not Applicable                                          No       703             US Citizen       Debt Service Coverage Ratio No No No                     No No 0 No 0 0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX FL XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 0.05 7.374 No Not Applicable 11011.31 9305.93 11011.31 9305.93 11011.31 1705.38       55.00       Yes 9500.00 15000.00 1.36   Yes XXX No No XXX 1 XXX   $XXX $XXX 0 0 0   No XXX
4000097578 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   4 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Complete DSCR 30 Year Fixed     No   2 XXX   XXXXX XXX   XXXXX             Not Applicable  Not Applicable                                          No No     780             US Citizen US Citizen     Debt Service Coverage Ratio No No No             33% 33%     No No 0 No 0 0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX TN XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 0.05 6.374 No Not Applicable 4280.47 3099.19 4280.47 3099.19 4005.47 906.28 $XXX     59.16       No 6316.66 0.00 1.48   Yes XXX No No XXX 1 XXX XXX $XXX $XXX 0 0 0   No XXX
4000097563 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   2 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Complete DSCR 30 Year Fixed     No   1 XXX   XXXXX                   Not Applicable  Not Applicable                                          No       783             US Citizen       Debt Service Coverage Ratio No No No                     No No 0 No 0 0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX FL XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 0.05 7.874 No Not Applicable 2742.18 1955.69 2742.18 1955.69 2742.18 786.49       37.19       Yes 2500.00 1725.00 0.75   No   No No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000098704 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   6 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Complete DSCR 30 Year Fixed     No   1 XXX   XXXXX                   Not Applicable  Not Applicable                                          No       757             US Citizen       Debt Service Coverage Ratio No No No             100%       No No 0 No 0 0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX NY XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 0.02 6.874 No Not Applicable 5620.70 4310.66 5620.70 4310.66 5620.70 1310.04       48.34       No 6500.00 0.00 1.16   Yes XXX No No XXX 1 XXX   $XXX $XXX 0 0 0   No XXX
4000103171 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   32 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Complete DSCR 30 Year Fixed     No   1 XXX   XXXXX                   Not Applicable  Not Applicable                                          No       780             US Citizen       Debt Service Coverage Ratio No No No             100%       No No 0 No 0 0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX SC XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 0.05 6.999 No Not Applicable 12816.72 11116.08 12816.72 11116.08 12816.72 1700.64       52.11       No 24288.00 23057.00 1.80   Yes XXX Yes No XXX 4 XXX   $XXX $XXX 0 0 0   No XXX
4000098716 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   3 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Complete DSCR 30 Year Fixed     No   1 XXX   XXXXX                   Not Applicable  Not Applicable                                          No       788             US Citizen       Debt Service Coverage Ratio No No No             100%       No No 0 No 0 0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX MO XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 0.05 6.874 No Not Applicable 1908.21 1494.36 1908.21 1494.36 1902.38 408.02 $XXX     203.68       No 2190.00 0.00 1.15   Yes XXX No No XXX 1 XXX   $XXX $XXX 0 0 0   No XXX
4000104049 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   3 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Complete DSCR 30 Year Fixed     No   2 XXX   XXXXX XXX   XXXXX             Not Applicable  Not Applicable                                          No No     770             US Citizen US Citizen     Debt Service Coverage Ratio No No No             1% 99%     No No 0 No 0 0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX FL XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 0.05 6.874 No Not Applicable 4766.69 3202.20 4766.69 3202.20 4766.69 1564.49       9.70       No 4500.00 0.00 0.94   Yes XXX No No XXX 1 XXX XXX $XXX $XXX 0 0 0   No XXX
4000103169 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   1 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Complete DSCR 30 Year Fixed     No   1 XXX   XXXXX                   Not Applicable  Not Applicable                                          No       817             US Citizen       Debt Service Coverage Ratio No No No                     No No 0 No 0 0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX VA XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 0.05 6.999 No Not Applicable 1550.29 831.54 1550.29 831.54 1095.29 263.75 $XXX     6.94       No 1200.00 0.00 0.77   No   No No   1 XXX   $XXX $XXX 0 0 0 Warrantable No XXX
4000103170 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   2 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Complete DSCR 30 Year Fixed     No   1 XXX   XXXXX                   Not Applicable  Not Applicable                                          No       779             US Citizen       Debt Service Coverage Ratio No No No             100%       No No 0 No 0 0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX NJ XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 0.05 7.749 No Not Applicable 8966.76 7118.66 8966.76 7118.66 8216.76 1098.10 $XXX     68.40       No 6500.00 0.00 0.72   Yes XXX No No XXX 1 XXX   $XXX $XXX 0 0 0 Warrantable No XXX
4000108139 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   3 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Complete DSCR 30 Year Fixed     No   1 XXX   XXXXX                   Not Applicable  Not Applicable                                          No       748             US Citizen       Debt Service Coverage Ratio No No No             50%       No No 0 No 0 0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX CA XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 0.05 7.124 No Not Applicable 3732.17 3401.94 3732.17 3401.94 3732.17 330.23       116.27       Yes 2800.00 2500.00 0.67   Yes XXX No No XXX 2 XXX   $XXX $XXX 0 0 0   No XXX
4000111379 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   4 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Complete DSCR 30 Year Fixed IO   No   1 XXX   XXXXX                   Not Applicable  Not Applicable                                          No       766             US Citizen       Debt Service Coverage Ratio No No No             60%       No No 0 No 0 0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX CT XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 0.05 7.249 No Not Applicable 5406.09 3715.11 5406.09 3715.11 5406.09 1690.98       92.24       No 5600.00 0.00 1.04   Yes XXX No No XXX 1 XXX   $XXX $XXX 0 0 0   No XXX
4000105183 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   1 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Complete DSCR 30 Year Fixed     No   1 XXX   XXXXX                   Not Applicable  Not Applicable                                          No       778             US Citizen       Debt Service Coverage Ratio No No No             100%       No No 0 No 0 0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX FL XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 0.05 6.874 No Not Applicable 4501.21 2726.63 4501.21 2726.63 3586.21 859.58 $XXX     17.94       No 4000.00 0.00 0.89   Yes XXX No No XXX 1 XXX   $XXX $XXX 0 0 0 Non-Warrantable No XXX
4000120447 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   3 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Complete DSCR 30 Year Fixed     No   1 XXX   XXXXX                   Not Applicable  Not Applicable                                          No       665             US Citizen       Debt Service Coverage Ratio No No No                     No No 0 No 0 0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX FL XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 0.05 7.75 No Not Applicable 3600.78 2817.29 3600.78 2817.29 3600.78 783.49       3.24       Yes 4400.00 4400.00 1.22   No   No No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000108067 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   4 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Complete DSCR 30 Year Fixed     No   1 XXX   XXXXX                   Not Applicable  Not Applicable                                          No       794             US Citizen       Debt Service Coverage Ratio No No No                     No No 0 No 0 0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX TX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 0.05 6.749 No Not Applicable 1570.72 972.80 1570.72 972.80 1570.72 597.92       14.18       Yes 2420.00 2245.00 1.54   No   No No   2 XXX   $XXX $XXX 0 0 0   No XXX
4000113973 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   3 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Complete DSCR 30 Year Fixed     No   2 XXX   XXXXX XXX   XXXXX             Not Applicable  Not Applicable                                          No No     745             US Citizen US Citizen     Debt Service Coverage Ratio No No No                     No No 0 No 0 0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX VA XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 0.05 7.499 No Not Applicable 1039.81 851.56 1039.81 851.56 1039.81 188.25       110.90       Yes 1500.00 1500.00 1.44   No   No No   1 XXX XXX $XXX $XXX 0 0 0   No XXX
4000118573 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   3 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Complete DSCR 30 Year Fixed     No   2 XXX   XXXXX XXX   XXXXX             Not Applicable  Not Applicable                                          No No     686             US Citizen US Citizen     Debt Service Coverage Ratio No No No                     No No 0 No 0 0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX NV XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 0.05 7.125 No Not Applicable 4241.80 3537.02 4241.80 3537.02 4241.80 704.78       105.80       No 3200.00 0.00 0.75   No   No No   1 XXX XXX $XXX $XXX 0 0 0 Warrantable No XXX
4000113954 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   4 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Complete DSCR 30 Year Fixed     No   1 XXX   XXXXX                   Not Applicable  Not Applicable                                          Yes       688             Permanent Resident Alien       Debt Service Coverage Ratio No No No             100%       No No 0 No 0 0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX NJ XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 0.05 7.999 No Not Applicable 3697.60 2734.85 3697.60 2734.85 3697.60 962.75       10.56       No 3900.00 0.00 1.05   Yes XXX No No XXX 1 XXX   $XXX $XXX 0 0 0   No XXX
4000118576 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   3 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Complete DSCR 30 Year Fixed IO   No   1 XXX   XXXXX                   Not Applicable  Not Applicable                                          No       726             US Citizen       Debt Service Coverage Ratio No No No             100%       No No 0 No 0 0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX GA XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 0.05 7 No Not Applicable 3986.29 3061.04 3986.29 3061.04 3840.45 779.41 $XXX     13.78       No 2990.00 0.00 0.75   Yes XXX No No XXX 1 XXX   $XXX $XXX 0 0 0   No XXX
4000120449 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   3 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Complete DSCR 30 Year Fixed     No   1 XXX   XXXXX                   Not Applicable  Not Applicable                                          No       754             US Citizen       Debt Service Coverage Ratio No No No                     No No 0 No 0 0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX TX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 0.05 8.125 No Not Applicable 2015.34 1141.59 2015.34 1141.59 1693.34 551.75 $XXX     10.90       No 1750.00 0.00 0.87   No   No No   1 XXX   $XXX $XXX 0 0 0 Warrantable No XXX
4000103366 XXXXX   XX/XX/XXXX ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   3 Approved   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed   No   1 XXX   XXXXX                   Not Applicable                                           No       785             US Citizen       Debt Service Coverage Ratio No No No             10000%       No No 0 No   0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX OH XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 4.00   No   1459.12 1118.66 1459.12 1118.66 1459.12 340.46 $XXX 0   33.37       No 1550.00 0.00 1.06   Yes XXX No No XXX 1 XXX   $XXX $XXX 0 0 0   No XXX
4000094740 XXXXX   XX/XX/XXXX ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   4 Approved   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed   No   1 XXX   XXXXX                   Not Applicable                                           No       786             US Citizen       Debt Service Coverage Ratio No No No             10000%       No No 0 No   0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX GA XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 5.00   No   2046.29 1778.63 2046.29 1778.63 2046.29 267.66 $XXX 0   11.55       No 2500.00 0.00 1.22   Yes XXX No No XXX 1 XXX   $XXX $XXX 0 0 0   No XXX
4000102407 XXXXX   XX/XX/XXXX ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   3 Approved   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed   No   1 XXX   XXXXX                   Not Applicable                                           No       808             Permanent Resident Alien       Debt Service Coverage Ratio No No No             10000%       No No 0 No   0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX MD XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 5.00   No   4336.03 3103.55 4336.03 3103.55 3964.03 860.48 $XXX 0   16.57       No 5000.00 5641.66 1.30   Yes XXX Yes No XXX 1 XXX   $XXX $XXX 0 0 0 Non-Warrantable No XXX
4000103196 XXXXX   XX/XX/XXXX ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   4 Approved   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed   No   2 XXX   XXXXX XXX   XXXXX             Not Applicable Not Applicable                                         No No     808             US Citizen US Citizen     Debt Service Coverage Ratio No No No                     No No 0 No   0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX TX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 5.00   No   4448.81 3109.86 4448.81 3109.86 4259.81 1149.95 $XXX 0   59.81       No 5200.00 0.00 1.17   Yes XXX No No XXX 1 XXX XXX $XXX $XXX 0 0 0   No XXX
4000107832 XXXXX   XX/XX/XXXX ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   4 Approved   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed   No   2 XXX   XXXXX XXX   XXXXX             Not Applicable Not Applicable                                         No No     776             US Citizen US Citizen     Debt Service Coverage Ratio No No No                     No No 0 No   0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX WA XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 5.00   No   4691.07 4411.49 4691.07 4411.49 4691.07 279.58 $XXX 0   82.64       No 3800.00 0.00 0.81   No   No Yes   1 XXX XXX $XXX $XXX 0 0 0   No XXX
4000108416 XXXXX   XX/XX/XXXX ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   3 Approved   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed   No   2 XXX   XXXXX XXX   XXXXX             Not Applicable Not Applicable                                         No No     770             US Citizen US Citizen     Debt Service Coverage Ratio No No No                     No No 0 No   0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX MN XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 5.00   No   3914.02 3133.23 3914.02 3133.23 3914.02 780.79 $XXX 0   22.01       No 3200.00 5683.33 1.45   No   Yes No   1 XXX XXX $XXX $XXX 0 0 0   No XXX
4000118795 XXXXX   XX/XX/XXXX ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   0 Approved   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed   No   1 XXX   XXXXX                   Not Applicable                                           No       807             US Citizen       Debt Service Coverage Ratio No No No                     No No 0 No   0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX FL XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 5.00   No   3039.57 1465.68 3039.57 1465.68 2384.57 918.89 $XXX 0   43.07       No 2650.00 4625.00 1.52   No   Yes No   1 XXX   $XXX $XXX 0 0 0 Non-Warrantable No XXX
4000119874 XXXXX   XX/XX/XXXX ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   1 Approved   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed   No   2 XXX   XXXXX XXX   XXXXX             Not Applicable Not Applicable                                         No No     753             US Citizen US Citizen     Debt Service Coverage Ratio No No No             5000% 5000%     No No 0 No   0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX SC XXX XXX   No     Yes $XXX XX/XX/XXXX XXX XXX $XXX $XXX 1 Yes XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 5.00   No   2610.61 1846.03 2610.61 1846.03 2026.61 180.58 $XXX 0   11.51       No 3666.66 0.00 1.40   Yes XXX Yes No XXX 1 XXX XXX $XXX $XXX 0 0 0 Non-Warrantable No XXX
4000119881 XXXXX   XX/XX/XXXX ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   3 Approved   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed   No   2 XXX   XXXXX XXX   XXXXX             Not Applicable Not Applicable                                         No No     734             US Citizen US Citizen     Debt Service Coverage Ratio No No No             5000% 5000%     No No 0 No   0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX LA XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 15.00   No   1786.22 1329.26 1786.22 1329.26 1786.22 456.96 $XXX 0   14.49       No 1800.00 0.00 1.01   Yes XXX No No XXX 1 XXX XXX $XXX $XXX 0 0 0   No XXX
4000119913 XXXXX   XX/XX/XXXX ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   2 Approved   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed IO   No   1 XXX   XXXXX                   Not Applicable                                           No       756             US Citizen       Debt Service Coverage Ratio No No No                     No No 0 No   0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX GA XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 5.00   No   2299.97 1846.63 2299.97 1846.63 2209.97 363.34 $XXX 0   32.01       No 2800.00 0.00 1.22   No   Yes No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000122340 XXXXX   XX/XX/XXXX ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   4 Approved   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed   No   3 XXX   XXXXX XXX   XXXXX XXX   XXXXX       Not Applicable Not Applicable                                 1   1   No No No   740 674 675 685       US Citizen US Citizen US Citizen   Debt Service Coverage Ratio No No No                     No No 0 No   0 0 No 0 0 0 0 0 0 4   $XXX $XXX $XXX XXX XXX TN XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 5.00   No   1562.16 1188.00 1562.16 1188.00 1562.16 374.16 $XXX 0   4.35       No 2275.00 0.00 1.46   No   No No   1 XXX XXX $XXX $XXX 0 0 0   No XXX
4000124169 XXXXX   XX/XX/XXXX ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   3 Approved   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed   No   1 XXX   XXXXX                   Not Applicable                                           No       756             US Citizen       Debt Service Coverage Ratio No No No             10000%       No No 0 No   0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX MO XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 5.00   No   1066.23 870.94 1066.23 870.94 1066.23 195.29 $XXX 0   20.46       No 1475.00 0.00 1.38   Yes XXX No No XXX 1 XXX   $XXX $XXX 0 0 0   No XXX
4000124639 XXXXX   XX/XX/XXXX ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   4 Approved   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed   No   1 XXX   XXXXX                   Not Applicable                                           No       742             US Citizen       Debt Service Coverage Ratio No No No                     No No 0 No   0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX CA XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 5.00   No   7519.72 6104.13 7519.72 6104.13 7519.72 1415.59 $XXX 0   49.05       No 6700.00 3100.00 0.84   No   No No   2 XXX   $XXX $XXX 0 0 0   No XXX
4000120746 XXXXX   XX/XX/XXXX ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   3 Approved   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed   No   1 XXX   XXXXX                   Not Applicable                                           No       805             US Citizen       Debt Service Coverage Ratio No No No                     No No 0 No   0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX NC XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 4.00   No   1419.28 1177.06 1419.28 1177.06 1419.28 242.22 $XXX 0   24.14       No 2100.00 0.00 1.48   No   No No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000123574 XXXXX   XX/XX/XXXX ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   4 Approved   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed   No   1 XXX   XXXXX                   Not Applicable                                           No       749             US Citizen       Debt Service Coverage Ratio No No No                     No No 0 No   0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX CA XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 5.00   No   3807.42 2986.01 3807.42 2986.01 3807.42 821.41 $XXX 0   8.20       No 3150.00 0.00 0.83   No   No No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000127407 XXXXX   XX/XX/XXXX ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   3 Approved   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed   No   1 XXX   XXXXX                   Not Applicable                                           No       755             US Citizen       Debt Service Coverage Ratio No No No             5000%       No No 0 No   0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX GA XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 5.00   No   1239.42 948.00 1239.42 948.00 1239.42 291.42 $XXX 0   86.96       No 11000.00 0.00 8.88   Yes XXX Yes No XXX 1 XXX   $XXX $XXX 0 0 0   No XXX
4000126822 XXXXX   XX/XX/XXXX ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   2 Approved   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed   No   1 XXX   XXXXX                   Not Applicable                                           No       729             US Citizen       Debt Service Coverage Ratio No No No                     No No 0 No   0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX CA XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 5.00   No   5885.42 4273.53 5885.42 4273.53 5317.42 1043.89 $XXX 0   51.37       No 5000.00 0.00 0.85   No   No No   1 XXX   $XXX $XXX 0 0 0 Non-Warrantable No XXX
4000125916 XXXXX   XX/XX/XXXX ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   3 Approved   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed   No   1 XXX   XXXXX                   Not Applicable                                           No       688             US Citizen       Debt Service Coverage Ratio No No No                     No No 0 No   0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX GA XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 5.00   No   5083.89 4079.01 5083.89 4079.01 5083.89 1004.88 $XXX 0   3.50       No 5900.00 0.00 1.16   No   No No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000126433 XXXXX   XX/XX/XXXX ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   2 Approved   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed   No   1 XXX   XXXXX                   Not Applicable                                           No       803             US Citizen       Debt Service Coverage Ratio No No No             10000%       No No 0 No   0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX UT XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 5.00   No   3951.34 3492.70 3951.34 3492.70 3951.34 458.64 $XXX 0   13.12       No 3650.00 0.00 0.92   Yes XXX Yes No XXX 1 XXX   $XXX $XXX 0 0 0   No XXX
4000129841 XXXXX   XX/XX/XXXX ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   2 Approved   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed   No   2 XXX   XXXXX XXX   XXXXX             Not Applicable Not Applicable                                         No No     800             US Citizen US Citizen     Debt Service Coverage Ratio No No No                     No No 0 No   0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX FL XXX XXX   No     Yes $XXX XX/XX/XXXX XXX XXX $XXX $XXX 1 Yes XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 5.00   No   4701.14 3249.24 4701.14 3249.24 4701.14 1451.90 $XXX 0   13.96       No 3300.00 4783.33 1.02   No   Yes No   1 XXX XXX $XXX $XXX 0 0 0   No XXX
4000128132 XXXXX   XX/XX/XXXX ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   1 Approved   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed   No   1 XXX   XXXXX                   Not Applicable                                           No       741             US Citizen       Debt Service Coverage Ratio No No No             10000%       No No 0 No   0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX CT XXX XXX   No     Yes $XXX XX/XX/XXXX XXX XXX $XXX $XXX 1 Yes XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 5.00   No   6708.90 4774.76 6708.90 4774.76 6708.90 1934.14 $XXX 0   38.09       No 5000.00 0.00 0.75   Yes XXX No No XXX 1 XXX   $XXX $XXX 0 0 0   No XXX
4000130625 XXXXX   XX/XX/XXXX ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   2 Approved   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed   No   2 XXX   XXXXX XXX   XXXXX             Not Applicable Not Applicable                                         No No     821             US Citizen US Citizen     Debt Service Coverage Ratio No No No                     No No 0 No   0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX CO XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 5.00   No   3204.36 2244.14 3204.36 2244.14 2562.36 318.22 $XXX 0   90.41       No 2500.00 3058.33 0.95   No   Yes No   1 XXX XXX $XXX $XXX 0 0 0 Non-Warrantable No XXX
4000126346 XXXXX   XX/XX/XXXX ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   5 Approved   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed   No   1 XXX   XXXXX                   Not Applicable                                           No       733             US Citizen       Debt Service Coverage Ratio No No No             10000%       No No 0 No   0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX TX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 5.00   No   2858.94 1710.78 2858.94 1710.78 2713.94 1003.16 $XXX 0   37.82       No 3200.00 0.00 1.12   Yes XXX No No XXX 1 XXX   $XXX $XXX 0 0 0   No XXX
4000127744 XXXXX   XX/XX/XXXX ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   4 Approved   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed   No   2 XXX   XXXXX XXX   XXXXX             Not Applicable Not Applicable                                         No No     787             US Citizen US Citizen     Debt Service Coverage Ratio No No No                     No No 0 No   0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX SC XXX XXX   No     Yes $XXX XX/XX/XXXX XXX XXX $XXX $XXX 1 Yes XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 5.00   No   4646.79 3199.51 4646.79 3199.51 4646.79 1447.28 $XXX 0   73.02       No 7276.00 6816.67 1.47   No   Yes No   1 XXX XXX $XXX $XXX 0 0 0   No XXX
4000130721 XXXXX   XX/XX/XXXX ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   4 Approved   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed   No   2 XXX   XXXXX XXX   XXXXX             Not Applicable Not Applicable                                         No No     732             US Citizen US Citizen     Debt Service Coverage Ratio No No No                     No No 0 No   0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX MD XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 5.00   No   1562.34 1300.54 1562.34 1300.54 1562.34 261.80 $XXX 0   73.40       No 0.00 0.00 0.00   No   No Yes   2 XXX XXX $XXX $XXX 0 0 0   No XXX
4000126276 XXXXX   XX/XX/XXXX ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   4 Approved   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed   No   1 XXX   XXXXX                   Not Applicable                                           No       737             US Citizen       Debt Service Coverage Ratio No No No                     No No 0 No   0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX OH XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 5.00   No   5136.89 4736.87 5136.89 4736.87 5136.89 400.02 $XXX 0   41.36       No 7500.00 0.00 1.46   No   No No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000126439 XXXXX   XX/XX/XXXX ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   3 Approved   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed   No   1 XXX   XXXXX                   Not Applicable                                           No       800             US Citizen       Debt Service Coverage Ratio No No No                     No No 0 No   0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX FL XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 5.00   No   7824.76 6188.05 7824.76 6188.05 7683.09 1495.04 $XXX 0   11.67       No 4700.00 6391.67 0.82   No   Yes No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000127055 XXXXX   XX/XX/XXXX ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   6 Approved   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Cleared DSCR 30 Year Fixed   No   1 XXX   XXXXX                   Not Applicable                                           No       773             US Citizen       Debt Service Coverage Ratio No No No             10000%       No No 0 No   0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX MD XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 5.00   No   1961.08 1507.84 1961.08 1507.84 1961.08 453.24 $XXX 0   68.67       No 4900.00 0.00 2.50   Yes XXX No No XXX 2 XXX   $XXX $XXX 0 0 0   No XXX
4000098928 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   6 Approved   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Closed DSCR 30 Year Fixed   No   1 XXX   XXXXX                   Not Applicable                                           No       785             US Citizen       Debt Service Coverage Ratio No No No                     No No 0 No   0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX TX XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 5.00   No   4392.04 2387.62 4392.04 2387.62 4317.04 1929.42 $XXX 0   61.70       No 6500.00 0.00 1.48   No   No No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000099358 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   4 Approved   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Closed DSCR 30 Year Fixed   No   1 XXX   XXXXX                   Not Applicable                                           No       774             US Citizen       Debt Service Coverage Ratio No No No                     No No 0 No   0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX PA XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 5.00   No   1512.87 1030.45 1512.87 1030.45 1512.87 482.42 $XXX 0   166.83       No 1750.00 0.00 1.16   Yes XXX No No XXX 1 XXX   $XXX $XXX 0 0 0   No XXX
4000091006 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   2       XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Closed DSCR 30 Year Fixed   No   1 XXX   XXXXX                                                               No       791             US Citizen       Debt Service Coverage Ratio No No No                                                     $XXX $XXX $XXX XXX XXX NJ XXX XXX   No     No             0   XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No                 XXX Percent 0.05       3237.12 2358.01 3237.12 2358.01 3237.12 879.11 $XXX     77.94       No 3150.00 0.00 0.97   No   No No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000096135 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   4       XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Closed DSCR 30 Year Fixed IO   No   1 XXX   XXXXX                                                               No       762             US Citizen       Debt Service Coverage Ratio No No No                                                     $XXX $XXX $XXX XXX XXX MD XXX XXX   No     No             0   XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No                 XXX Percent 0.05       4376.84 3313.69 4376.84 3313.69 4376.84 1063.15 $XXX     208.48       Yes 4000.00 5000.00 0.91   No   No No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000102257 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   4       XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Closed DSCR 30 Year Fixed   No   2 XXX   XXXXX XXX   XXXXX                                                         No No     747             US Citizen US Citizen     Debt Service Coverage Ratio No No No                                                     $XXX $XXX $XXX XXX XXX NJ XXX XXX   No     No             0   XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No                 XXX Percent 0.05       6626.95 4767.20 6626.95 4767.20 6626.95 1859.75 $XXX     34.76       No 5800.00 0.00 0.88   No   No No   1 XXX XXX $XXX $XXX 0 0 0   No XXX
4000102259 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   3       XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Closed DSCR 30 Year Fixed   No   2 XXX   XXXXX XXX   XXXXX                                                         No No     760             US Citizen US Citizen     Debt Service Coverage Ratio No No No                                                     $XXX $XXX $XXX XXX XXX NJ XXX XXX   No     No             0   XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No                 XXX Percent 0.05       3313.41 2365.09 3313.41 2365.09 3313.41 948.32 $XXX     33.06       No 3300.00 0.00 1.00   No   No No   1 XXX XXX $XXX $XXX 0 0 0   No XXX
4000100724 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   3       XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Closed DSCR 30 Year Fixed   No   1 XXX   XXXXX                                                               No       740             US Citizen       Debt Service Coverage Ratio No No No                                                     $XXX $XXX $XXX XXX XXX TX XXX XXX   No     No             0   XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No                 XXX Percent 0.05       2280.41 1528.30 2280.41 1528.30 2244.41 716.11 $XXX     48.77       No 1850.00 0.00 0.81   No   No No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000100725 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   4       XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Closed DSCR 30 Year Fixed   No   1 XXX   XXXXX                                                               No       782             US Citizen       Debt Service Coverage Ratio No No No                                                     $XXX $XXX $XXX XXX XXX NJ XXX XXX   No     No             0   XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     Yes XX/XX/XXXX               XXX Percent 0.05       5621.91 4062.06 5621.91 4062.06 5621.91 1559.85 $XXX     18.52       Yes 5000.00 4450.00 0.79   No   No No   2 XXX   $XXX $XXX 0 0 0   No XXX
4000100737 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   5       XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Closed DSCR 30 Year Fixed IO   No   1 XXX   XXXXX                                                               No       819             US Citizen       Debt Service Coverage Ratio No No No                                                     $XXX $XXX $XXX XXX XXX NC XXX XXX   No     No             0   XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life Of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No                 XXX Percent 0.05       2108.35 1588.34 2108.35 1588.34 2043.35 455.01 $XXX     137.83       No 2110.00 0.00 1.00   No   No No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000106710 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   4       XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Closed DSCR 30 Year Fixed   No   2 XXX   XXXXX XXX   XXXXX                                                         No No     700             US Citizen US Citizen     Debt Service Coverage Ratio No No No                                                     $XXX $XXX $XXX XXX XXX CA XXX XXX   No     No             0   XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life Of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No                 XXX Percent 0.05       6376.51 4281.19 6376.51 4281.19 6016.51 1735.32 $XXX     10.36       No 5300.00 0.00 0.83   No   No No   1 XXX XXX $XXX $XXX 0 0 0   No XXX
4000106717 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   2       XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Closed DSCR 30 Year Fixed   No   1 XXX   XXXXX                                                               No       817             Non Permanent Resident Alien       Debt Service Coverage Ratio No No No                                                     $XXX $XXX $XXX XXX XXX TX XXX XXX   No     Yes $XXX XX/XX/XXXX XXX XXX $XXX $XXX 1 Yes XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life Of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No                 XXX Percent 0.05       2963.67 1940.57 2963.67 1940.57 2963.67 1023.10 $XXX     20.74       No 2300.00 0.00 0.78   No   No No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000107967 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   5       XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Closed DSCR 30 Year Fixed   No   4 XXX   XXXXX XXX   XXXXX XXX   XXXXX XXXXX   XXXXX                                     1 1 1 1 No No No No 762 792 788 768 799 809 812 US Citizen US Citizen US Citizen US Citizen Debt Service Coverage Ratio No No No                                                 4 4 $XXX $XXX $XXX XXX XXX TX XXX XXX   No     No             0   XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No                 XXX Percent 0.05       2827.53 1816.28 2827.53 1816.28 2769.20 952.92 $XXX     5.59       No 2650.00 0.00 0.94   No   No Yes   1 XXX XXX $XXX $XXX 0 0 0   No XXX
4000111040 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   3       XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Closed DSCR 30 Year Fixed   No   2 XXX   XXXXX XXX   XXXXX                                                         No No     790             US Citizen US Citizen     Debt Service Coverage Ratio No No No                                                     $XXX $XXX $XXX XXX XXX CA XXX XXX   No     No             0   XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No                 XXX Percent 0.05       4160.63 2918.69 4160.63 2918.69 4160.63 1241.94 $XXX     24.95       No 3300.00 0.00 0.79   No   No No   1 XXX XXX $XXX $XXX 0 0 0   No XXX
4000106713 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   2       XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Closed DSCR 30 Year Fixed   No   1 XXX   XXXXX                                                               No       689             US Citizen       Debt Service Coverage Ratio No No No                                                     $XXX $XXX $XXX XXX XXX FL XXX XXX   No     No             0   XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     Yes XX/XX/XXXX               XXX Percent 0.05       2932.80 1927.81 2932.80 1927.81 2932.80 1004.99 $XXX     98.43       Yes 2200.00 4150.00 0.75   No   No No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000130058 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   1       XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Closed DSCR 30 Year Fixed   No   2 XXX   XXXXX XXX   XXXXX                                                         No No     746             US Citizen US Citizen     Debt Service Coverage Ratio No No No                                                     $XXX $XXX $XXX XXX XXX PA XXX XXX   No     No             0   XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No                 XXX Percent 0.05       1892.42 978.92 1892.42 978.92 1282.42 303.50 $XXX     714.76       Yes 2100.00 1942.50 1.03   No   No No   1 XXX XXX $XXX $XXX 0 0 0 Non-Warrantable No XXX
4000111261 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   1       XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Closed DSCR 30 Year Fixed   No   2 XXX   XXXXX XXX   XXXXX                                                         No No     746             US Citizen US Citizen     Debt Service Coverage Ratio No No No                                                     $XXX $XXX $XXX XXX XXX PA XXX XXX   No     No             0   XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No                 XXX Percent 0.05       2225.59 975.51 2225.59 975.51 1378.59 403.08 $XXX     564.35       Yes 2000.00 2040.00 0.90   No   No No   1 XXX XXX $XXX $XXX 0 0 0 Non-Warrantable No XXX
4000106715 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   2       XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Closed DSCR 30 Year Fixed   No   1 XXX   XXXXX                                                               No       721             US Citizen       Debt Service Coverage Ratio No No No                                                     $XXX $XXX $XXX XXX XXX FL XXX XXX   No     Yes $XXX XX/XX/XXXX XXX XXX $XXX $XXX 1 Yes XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No                 XXX Percent 0.05       3160.50 2069.33 3160.50 2069.33 3160.50 1091.17 $XXX     35.24       Yes 3000.00 3000.00 0.95   No   No No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000111104 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   2       XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Closed DSCR 30 Year Fixed IO   No   1 XXX   XXXXX                                                               No       796             US Citizen       Debt Service Coverage Ratio No No No                                                     $XXX $XXX $XXX XXX XXX WA XXX XXX   No     No             0   XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No                 XXX Percent 0.05       3186.43 2802.19 3186.43 2802.19 3051.43 249.24 $XXX     168.12       No 3000.00 0.00 0.94   No   No No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000119329 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   3       XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Closed DSCR 30 Year Fixed   No   2 XXX   XXXXX XXX   XXXXX                                                         No No     810             US Citizen US Citizen     Debt Service Coverage Ratio No No No                                                     $XXX $XXX $XXX XXX XXX NV XXX XXX   No     No             0   XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life Of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     Yes XX/XX/XXXX               XXX Percent 0.05       2777.24 2292.72 2777.24 2292.72 2777.24 285.31 $XXX     86.63       No 2460.00 0.00 0.89   No   No Yes   1 XXX XXX $XXX $XXX 0 0 0   No XXX
4000113192 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   3       XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Closed DSCR 40 Year Fixed IO   No   1 XXX   XXXXX                                                               No       707             US Citizen       Debt Service Coverage Ratio No No No                                                     $XXX $XXX $XXX XXX XXX ID XXX XXX   No     No             0   XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life Of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No                 XXX Percent 0.05       3019.93 2767.24 3019.93 2767.24 3019.93 252.69 $XXX     127.95       Yes 3300.00 3200.00 1.06   No   No No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000126840 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   3       XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Closed DSCR 30 Year Fixed   No   1 XXX   XXXXX                                                               No       771             US Citizen       Debt Service Coverage Ratio No No No                                                     $XXX $XXX $XXX XXX XXX NY XXX XXX   No     No             0   XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life Of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No                 XXX Percent 0.02       3943.41 2699.98 3943.41 2699.98 3943.41 1243.43 $XXX     28.20       Yes 4600.00 3950.00 1.00   No   No No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000118194 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   3       XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Closed DSCR 30 Year Fixed   No   1 XXX   XXXXX                                                               No       700             US Citizen       Debt Service Coverage Ratio No No No                                                     $XXX $XXX $XXX XXX XXX VA XXX XXX   No     No             0   XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life Of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No                 XXX Percent 0.05       3167.30 1664.92 3167.30 1664.92 2091.30 426.38 $XXX     33.38       Yes 3000.00 3000.00 0.95   No   No No   1 XXX   $XXX $XXX 0 0 0 Non-Warrantable No XXX
4000117211 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   4       XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Closed DSCR 30 Year Fixed   No   1 XXX   XXXXX                                                               No       746             US Citizen       Debt Service Coverage Ratio No No No                                                     $XXX $XXX $XXX XXX XXX CT XXX XXX   No     No             0   XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life Of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No                 XXX Percent 0.05       2130.12 1450.36 2130.12 1450.36 2130.12 679.76 $XXX     100.92       Yes 2600.00 1800.00 0.85   No   No No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000121869 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   3       XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Closed DSCR 30 Year Fixed   No   1 XXX   XXXXX                                                               No       760             US Citizen       Debt Service Coverage Ratio No No No                                                     $XXX $XXX $XXX XXX XXX NY XXX XXX   No     No             0   XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life Of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No                 XXX Percent 0.02       4048.18 3195.69 4048.18 3195.69 4048.18 852.49 $XXX     107.70       No 3350.00 0.00 0.83   No   No No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000121871 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   4       XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Closed DSCR 30 Year Fixed   No   1 XXX   XXXXX                                                               No       761             US Citizen       Debt Service Coverage Ratio No No No                                                     $XXX $XXX $XXX XXX XXX TX XXX XXX   No     No             0   XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life Of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No                 XXX Percent 0.05       2499.50 1579.86 2499.50 1579.86 2434.50 854.64 $XXX     48.45       No 2500.00 0.00 1.00   No   No Yes   1 XXX   $XXX $XXX 0 0 0   No XXX
4000121867 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   3       XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Closed DSCR 30 Year Fixed   No   1 XXX   XXXXX                                                               No       674             US Citizen       Debt Service Coverage Ratio No No No                                                     $XXX $XXX $XXX XXX XXX VA XXX XXX   No     No             0   XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life Of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No                 XXX Percent 0.05       4030.35 2853.83 4030.35 2853.83 4030.35 1176.52 $XXX     122.04       No 3700.00 0.00 0.92   No   No No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000120537 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   2       XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Closed DSCR 30 Year Fixed   No   1 XXX   XXXXX                                                               No       761             US Citizen       Debt Service Coverage Ratio No No No                                                     $XXX $XXX $XXX XXX XXX MA XXX XXX   No     No             0   XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life Of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No                 XXX Percent 0.03       2873.42 1778.62 2873.42 1778.62 2190.42 411.80 $XXX     5.63       No 2400.00 0.00 0.84   No   No No   1 XXX   $XXX $XXX 0 0 0 Non-Warrantable No XXX
4000119008 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   9       XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Closed DSCR 40 Year Fixed IO   No   2 XXX   XXXXX XXX   XXXXX                                                         No No     739             US Citizen US Citizen     Debt Service Coverage Ratio No No No                                                     $XXX $XXX $XXX XXX XXX HI XXX XXX   No     No             0   XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life Of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No                 XXX Percent 0.05       5984.22 5438.02 5984.22 5438.02 5984.22 546.20 $XXX     9.93       No 6100.00 0.00 1.02   No   No No   1 XXX XXX $XXX $XXX 0 0 0   No XXX
4000120536 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   3       XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Closed DSCR 30 Year Fixed   No   1 XXX   XXXXX                                                               No       734             US Citizen       Debt Service Coverage Ratio No No No                                                     $XXX $XXX $XXX XXX XXX NJ XXX XXX   No     No             0   XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life Of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No                 XXX Percent 0.05       1732.60 1037.95 1732.60 1037.95 1539.60 501.65 $XXX     52.31       No 2350.00 1300.00 0.75   No   No No   1 XXX   $XXX $XXX 0 0 0 Warrantable No XXX
4000123426 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   3       XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Closed DSCR 30 Year Fixed   No   2 XXX   XXXXX XXX   XXXXX                                                         No No     685             US Citizen US Citizen     Debt Service Coverage Ratio No No No                                                     $XXX $XXX $XXX XXX XXX NM XXX XXX   No     Yes $XXX XX/XX/XXXX XXX XXX $XXX $XXX 1 Yes XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life Of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No                 XXX Percent 0.05       2861.34 2377.50 2861.34 2377.50 2861.34 483.84 $XXX     28.21       No 2150.00 0.00 0.75   No   No No   1 XXX XXX $XXX $XXX 0 0 0   No XXX
4000123125 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   3       XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Closed DSCR 30 Year Fixed   No   1 XXX   XXXXX                                                               No       726             US Citizen       Debt Service Coverage Ratio No No No                                                     $XXX $XXX $XXX XXX XXX MN XXX XXX   No     No             0   XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life Of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No                 XXX Percent 0.05       3536.55 2552.22 3536.55 2552.22 3536.55 984.33 $XXX     37.52       No 3700.00 0.00 1.05   No   No No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000123253 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   4       XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Closed DSCR 30 Year Fixed   No   2 XXX   XXXXX XXX   XXXXX                                                         No No     800             US Citizen US Citizen     Debt Service Coverage Ratio No No No                                                     $XXX $XXX $XXX XXX XXX OR XXX XXX   No     No             0   XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life Of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     Yes XX/XX/XXXX               XXX Percent 0.05       2690.37 2252.29 2690.37 2252.29 2690.37 438.08 $XXX     11.49       Yes 3600.00 3500.00 1.30   No   No No   2 XXX XXX $XXX $XXX 0 0 0   No XXX
4000118547 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   3       XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Closed DSCR 30 Year Fixed   No   1 XXX   XXXXX                                                               No       794             US Citizen       Debt Service Coverage Ratio No No No                                                     $XXX $XXX $XXX XXX XXX CA XXX XXX   No     No             0   XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life Of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No                 XXX Percent 0.05       3712.27 2977.45 3712.27 2977.45 3712.27 734.82 $XXX     52.47       No 3100.00 0.00 0.84   No   No No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000121866 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   4       XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Closed DSCR 30 Year Fixed   No   2 XXX   XXXXX XXX   XXXXX                                                         No No     763             US Citizen US Citizen     Debt Service Coverage Ratio No No No                                                     $XXX $XXX $XXX XXX XXX TX XXX XXX   No     No             0   XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life Of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     Yes XX/XX/XXXX               XXX Percent 0.05       2436.44 1532.31 2436.44 1532.31 2371.44 839.13 $XXX     10.07       No 2450.00 0.00 1.01   No   No No   1 XXX XXX $XXX $XXX 0 0 0   No XXX
4000124352 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   3       XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Closed DSCR 30 Year Fixed   No   1 XXX   XXXXX                                                               No       698             US Citizen       Debt Service Coverage Ratio No No No                                                     $XXX $XXX $XXX XXX XXX SC XXX XXX   No     No             0   XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life Of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No                 XXX Percent 0.05       1290.31 935.80 1290.31 935.80 1145.31 209.51 $XXX     183.89       No 1900.00 0.00 1.47   No   No No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000121872 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   3       XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Closed DSCR 30 Year Fixed   No   2 XXX   XXXXX XXX   XXXXX                                                         No No     742             US Citizen US Citizen     Debt Service Coverage Ratio No No No                                                     $XXX $XXX $XXX XXX XXX CA XXX XXX   No     No             0   XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life Of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No                 XXX Percent 0.05       8701.90 6641.04 8701.90 6641.04 8701.90 2060.86 $XXX     51.26       Yes 8000.00 8325.00 0.92   No   No No   1 XXX XXX $XXX $XXX 0 0 0   No XXX
4000124287 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   4       XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Closed DSCR 5/6 ARM   No   2 XXX   XXXXX XXX   XXXXX                                                         No No     726             Permanent Resident Alien Permanent Resident Alien     Debt Service Coverage Ratio No No No                                                     $XXX $XXX $XXX XXX XXX VA XXX XXX   No     No             0   XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life Of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No                 XXX Percent 0.05       8002.08 6480.67 8002.08 6480.67 8002.08 1521.41 $XXX     116.14       Yes 6500.00 6500.00 0.81   No   No No   1 XXX XXX $XXX $XXX 0 0 0   No XXX
4000123732 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   4       XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Closed DSCR 30 Year Fixed   No   1 XXX   XXXXX                                                               No       765             US Citizen       Debt Service Coverage Ratio No No No                                                     $XXX $XXX $XXX XXX XXX MS XXX XXX   No     No             0   XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life Of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No                 XXX Percent 0.04       1696.82 1182.47 1696.82 1182.47 1696.82 514.35 $XXX     21.63       No 1650.00 0.00 0.97   No   No No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000123126 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   7       XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Closed DSCR 30 Year Fixed   No   1 XXX   XXXXX                                                               No       783             Non Permanent Resident Alien       Debt Service Coverage Ratio No No No                                                     $XXX $XXX $XXX XXX XXX IL XXX XXX   No     No             0   XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life Of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No                 XXX Percent 0.04       4340.77 3207.96 4340.77 3207.96 4340.77 1132.81 $XXX     24.79       Yes 4600.00 4200.00 0.97   No   No No   3 XXX   $XXX $XXX 0 0 0   No XXX
4000122140 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   3       XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Closed DSCR 30 Year Fixed   No   1 XXX   XXXXX                                                               No       795             US Citizen       Debt Service Coverage Ratio No No No                                                     $XXX $XXX $XXX XXX XXX NC XXX XXX   No     No             0   XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life Of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No                 XXX Percent 0.05       2960.06 2586.66 2960.06 2586.66 2960.06 373.40 $XXX     216.99       No 2700.00 0.00 0.91   No   No No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000123252 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   3       XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Closed DSCR 10/6 ARM   No   1 XXX   XXXXX                                                               No       734             US Citizen       Debt Service Coverage Ratio No No No                                                     $XXX $XXX $XXX XXX XXX AZ XXX XXX   No     No             0   XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life Of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No                 XXX Percent 0.05       3498.66 3250.36 3498.66 3250.36 3476.57 226.21 $XXX     115.37       Yes 3500.00 3800.00 1.00   No   No No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000125491 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   3       XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Closed DSCR 15 Year Fixed   No   1 XXX   XXXXX                                                               No       764             US Citizen       Debt Service Coverage Ratio No No No                                                     $XXX $XXX $XXX XXX XXX TX XXX XXX   No     No             0   XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life Of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No                 XXX Percent 0.05       1603.12 1121.36 1603.12 1121.36 1573.95 452.59 $XXX     93.50       No 1500.00 0.00 0.94   No   No No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000120090 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   4       XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Closed DSCR 30 Year Fixed   No   1 XXX   XXXXX                                                               No       784             US Citizen       Debt Service Coverage Ratio No No No                                                     $XXX $XXX $XXX XXX XXX CA XXX XXX   No     No             0   XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life Of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No                 XXX Percent 0.05       2225.48 1912.16 2225.48 1912.16 2225.48 313.32 $XXX     135.57       Yes 5300.00 4550.00 2.04   No   No No   2 XXX   $XXX $XXX 0 0 0   No XXX
4000124636 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   3       XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Closed DSCR 30 Year Fixed   No   2 XXX   XXXXX XXX   XXXXX                                                         No No     791             US Citizen US Citizen     Debt Service Coverage Ratio No No No                                                     $XXX $XXX $XXX XXX XXX GA XXX XXX   No     No             0   XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life Of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No                 XXX Percent 0.05       2594.95 2094.23 2594.95 2094.23 2542.86 448.63 $XXX     64.82       No 2350.00 0.00 0.91   No   No No   1 XXX XXX $XXX $XXX 0 0 0   No XXX
4000124353 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   4       XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Closed DSCR 30 Year Fixed   No   1 XXX   XXXXX                                                               No       771             US Citizen       Debt Service Coverage Ratio No No No                                                     $XXX $XXX $XXX XXX XXX GA XXX XXX   No     No             0   XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life Of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No                 XXX Percent 0.05       2458.84 2118.60 2458.84 2118.60 2458.84 340.24 $XXX     54.51       Yes 3550.00 3650.00 1.44   No   No No   2 XXX   $XXX $XXX 0 0 0   No XXX
4000124354 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   4       XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Closed DSCR 30 Year Fixed   No   1 XXX   XXXXX                                                               No       771             US Citizen       Debt Service Coverage Ratio No No No                                                     $XXX $XXX $XXX XXX XXX GA XXX XXX   No     No             0   XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life Of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No                 XXX Percent 0.05       2456.54 2118.60 2456.54 2118.60 2456.54 337.94 $XXX     54.57       Yes 3550.00 3750.00 1.45   No   No No   2 XXX   $XXX $XXX 0 0 0   No XXX
4000124355 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   4       XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Closed DSCR 30 Year Fixed   No   1 XXX   XXXXX                                                               No       771             US Citizen       Debt Service Coverage Ratio No No No                                                     $XXX $XXX $XXX XXX XXX GA XXX XXX   No     No             0   XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life Of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No                 XXX Percent 0.05       2461.24 2118.60 2461.24 2118.60 2461.24 342.64 $XXX     53.88       Yes 3550.00 3575.00 1.44   No   No No   2 XXX   $XXX $XXX 0 0 0   No XXX
4000124172 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   3       XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Closed DSCR 30 Year Fixed   No   1 XXX   XXXXX                                                               No       765             US Citizen       Debt Service Coverage Ratio No No No                                                     $XXX $XXX $XXX XXX XXX HI XXX XXX   No     Yes $XXX XX/XX/XXXX XXX XXX $XXX $XXX 1 Yes XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life Of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No                 XXX Percent 0.05       3810.27 2785.38 3810.27 2785.38 3810.27 1024.89 $XXX     16.64       No 6570.00 0.00 1.72   No   Yes No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000124356 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   4       XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Closed DSCR 30 Year Fixed   No   1 XXX   XXXXX                                                               No       771             US Citizen       Debt Service Coverage Ratio No No No                                                     $XXX $XXX $XXX XXX XXX GA XXX XXX   No     No             0   XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life Of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No                 XXX Percent 0.05       2459.97 2118.60 2459.97 2118.60 2459.97 341.37 $XXX     52.78       Yes 3550.00 2785.00 1.13   No   No No   2 XXX   $XXX $XXX 0 0 0   No XXX
4000124357 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   4       XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Closed DSCR 30 Year Fixed   No   1 XXX   XXXXX                                                               No       771             US Citizen       Debt Service Coverage Ratio No No No                                                     $XXX $XXX $XXX XXX XXX GA XXX XXX   No     No             0   XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life Of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No                 XXX Percent 0.05       2459.14 2118.60 2459.14 2118.60 2459.14 340.54 $XXX     53.81       Yes 3550.00 3850.00 1.44   No   No No   2 XXX   $XXX $XXX 0 0 0   No XXX
4000124039 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   2       XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Closed DSCR 30 Year Fixed   No   1 XXX   XXXXX                                                               No       771             US Citizen       Debt Service Coverage Ratio No No No                                                     $XXX $XXX $XXX XXX XXX NV XXX XXX   No     No             0   XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life Of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No                 XXX Percent 0.05       1466.09 1009.62 1466.09 1009.62 1166.09 156.47 $XXX     13.35       Yes 1400.00 1500.00 0.95   No   No No   1 XXX   $XXX $XXX 0 0 0 Warrantable No XXX
4000125294 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   3       XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Closed DSCR 30 Year Fixed   No   1 XXX   XXXXX                                                               No       722             US Citizen       Debt Service Coverage Ratio No No No                                                     $XXX $XXX $XXX XXX XXX AZ XXX XXX   No     No             0   XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life Of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No                 XXX Percent 0.05       2279.95 2062.90 2279.95 2062.90 2279.95 217.05 $XXX     69.23       Yes 2150.00 2285.00 0.94   No   No No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000121868 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   4       XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Closed DSCR 30 Year Fixed   No   1 XXX   XXXXX                                                               No       792             US Citizen       Debt Service Coverage Ratio No No No                                                     $XXX $XXX $XXX XXX XXX NJ XXX XXX   No     No             0   XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life Of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No                 XXX Percent 0.05       3735.52 2481.42 3735.52 2481.42 3735.52 1254.10 $XXX     68.44       No 3200.00 0.00 0.86   No   No No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000126658 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   4       XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Closed DSCR 30 Year Fixed   No   1 XXX   XXXXX                                                               No       797             Permanent Resident Alien       Debt Service Coverage Ratio No No No                                                     $XXX $XXX $XXX XXX XXX TX XXX XXX   No     No             0   XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life Of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No                 XXX Percent 0.05       2432.62 1702.57 2432.62 1702.57 2395.54 692.97 $XXX     25.24       No 2265.00 0.00 0.93   No   No No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000127140 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   2       XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Closed DSCR 30 Year Fixed   No   1 XXX   XXXXX                                                               No       778             US Citizen       Debt Service Coverage Ratio No No No                                                     $XXX $XXX $XXX XXX XXX OR XXX XXX   No     No             0   XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life Of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No                 XXX Percent 0.05       2146.72 1834.80 2146.72 1834.80 2146.72 311.92 $XXX     717.48       No 1900.00 0.00 0.89   No   No No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000125492 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   0       XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Closed DSCR 30 Year Fixed   No   2 XXX   XXXXX XXX   XXXXX                                                         No No     781             US Citizen US Citizen     Debt Service Coverage Ratio No No No                                                     $XXX $XXX $XXX XXX XXX HI XXX XXX   No     Yes $XXX XX/XX/XXXX XXX XXX $XXX $XXX 1 Yes XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life Of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No                 XXX Percent 0.05       3673.06 3082.14 3673.06 3082.14 3217.06 134.92 $XXX     42.08       No 3000.00 0.00 0.82   No   No No   1 XXX XXX $XXX $XXX 0 0 0 Non-Warrantable No XXX
4000127139 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   3       XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Closed DSCR 30 Year Fixed   No   1 XXX   XXXXX                                                               No       778             US Citizen       Debt Service Coverage Ratio No No No                                                     $XXX $XXX $XXX XXX XXX TX XXX XXX   No     No             0   XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life Of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No                 XXX Percent 0.05       2032.97 1203.26 2032.97 1203.26 1965.05 761.79 $XXX     14.80       No 2000.00 0.00 0.98   No   No No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000119331 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   2       XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Closed DSCR 30 Year Fixed IO   No   1 XXX   XXXXX                                                               No       746             US Citizen       Debt Service Coverage Ratio No No No                                                     $XXX $XXX $XXX XXX XXX WA XXX XXX   No     No             0   XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life Of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No                 XXX Percent 0.05       4990.77 4123.44 4990.77 4123.44 4990.77 867.33 $XXX     21.49       No 3850.00 0.00 0.77   No   No No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000127486 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   2       XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Closed DSCR 30 Year Fixed   No   1 XXX   XXXXX                                                               No       739             US Citizen       Debt Service Coverage Ratio No No No                                                     $XXX $XXX $XXX XXX XXX AZ XXX XXX   No     No             0   XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life Of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No                 XXX Percent 0.05       2218.02 1916.62 2218.02 1916.62 2218.02 301.40 $XXX     23.86       No 1900.00 0.00 0.86   No   No No   1 XXX   $XXX $XXX 0 0 0   No XXX
4000127941 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   1       XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Closed DSCR 30 Year Fixed   No   1 XXX   XXXXX                                                               No       791             US Citizen       Debt Service Coverage Ratio No No No                                                     $XXX $XXX $XXX XXX XXX PA XXX XXX   No     No             0   XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life Of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No                 XXX Percent 0.05       2669.53 1730.56 2669.53 1730.56 2114.53 383.97 $XXX     54.01       No 2400.00 0.00 0.90   No   No No   1 XXX   $XXX $XXX 0 0 0 Warrantable No XXX
4000126892 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   1       XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Closed DSCR 30 Year Fixed IO   No   1 XXX   XXXXX                                                               No       749             US Citizen       Debt Service Coverage Ratio No No No                                                     $XXX $XXX $XXX XXX XXX NJ XXX XXX   No     No             0   XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life Of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 0 1 0 0 0 No     No                 XXX Percent 0.05       2190.17 1484.38 2190.17 1484.38 1855.17 370.79 $XXX     44.02       Yes 2200.00 2200.00 1.00   No   No No   1 XXX   $XXX $XXX 0 0 0 Warrantable No XXX
4000127288 XXXXX     ATR/QM: Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   5       XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Closed DSCR 30 Year Fixed   No   2 XXX   XXXXX XXX   XXXXX                                                         No No     744             US Citizen US Citizen     Debt Service Coverage Ratio No No No                                                     $XXX $XXX $XXX XXX XXX AZ XXX XXX   No     No             0   XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life Of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No                 XXX Percent 0.05       2593.17 2073.42 2593.17 2073.42 2438.17 364.75 $XXX     5.73       No 2350.00 0.00 0.91   No   No No   1 XXX XXX $XXX $XXX 0 0 0   No XXX
4000128174 XXXXX   XX/XX/XXXX ATR/QM Exempt XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   1 Approved     XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX Complete DSCR 30 Year Fixed     No   1 XXX   XXXXX                   Not Applicable                                            Yes       731             Non Permanent Resident Alien       Debt Service Coverage Ratio No No No                     No No 0 No 0 0 0 No 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX NY XXX XXX   No                       XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX Life of Loan Regular Program $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 No     No   0   0     0   XXX Percent 0.02 6.375 No Not Applicable 2472.78 1141.68 2472.78 1141.68 1579.88 438.20 $XXX     12.28       No 2500.00 0.00 1.01   No   No No   1 XXX   $XXX $XXX 0 0 0 Warrantable No XXX
4000074117 XXXXX   XX/XX/XXXX ATR/QM: EXEMPT XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   4 APPROVED   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX CLOSED DSCR 30 YR FIXED   NO   1 XXX   XXXXX                   NOT APPLICABLE                                           NO       772             US CITIZEN       DSCR NO NO NO                     NO NO 0 NO 0 0 0 NO 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX MD XXX XXX   NO       $XXX       $XXX $XXX     XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX LIFE OF LOAN REGULAR PROGRAM $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 NO     NO                 XXX PERCENTAGE ONLY 0.03       2979.41 2455.83 2979.41 2455.83 2979.41 523.57 $XXX     92.56       RENT REVIEW 3100.00 3100.00 1.04   YES XXX NO NO XXX 1 XXX   $XXX   0 0 0   0.2025  
4000101194 XXXXX   XX/XX/XXXX ATR/QM: EXEMPT XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   3 APPROVED   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX CLOSED DSCR 30 YR FIXED   NO   1 XXX   XXXXX                   NOT APPLICABLE                                           NO       660             US CITIZEN       DSCR NO NO NO                     NO NO 0 NO 0 0 0 NO 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX NC XXX XXX   NO       $XXX       $XXX $XXX     XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX LIFE OF LOAN REGULAR PROGRAM $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 NO     NO                 XXX PERCENTAGE ONLY 0.05       1464.45 1241.56 1464.45 1241.56 1464.45 222.89 $XXX     94.29       LONG TERM LEASE 1942.50 1850.00 1.26   YES XXX NO NO XXX 1 XXX   $XXX   0 0 0   0.45  
4000122217 XXXXX   XX/XX/XXXX ATR/QM: EXEMPT XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   3 APPROVED   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX CLOSED DSCR 30 YR FIXED   NO   1 XXX   XXXXX                   NOT APPLICABLE                                           NO       787             US CITIZEN       DSCR NO NO NO                     NO NO 0 NO 0 0 0 NO 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX FL XXX XXX   NO       $XXX       $XXX $XXX     XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX LIFE OF LOAN REGULAR PROGRAM $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 Yes XXXXX 7 XXXXX NO                 XXX PERCENTAGE ONLY 0.05       4893.41 3065.53 4893.41 3065.53 4893.41 1827.88 $XXX     67.83       RENT REVIEW 3700.00 3700.00 0.76   YES XXX NO NO XXX 1 XXX   $XXX   0 0 0   0.125  
4000122164 XXXXX   XX/XX/XXXX ATR/QM: EXEMPT XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   3 APPROVED   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX CLOSED DSCR 30 YR FIXED   NO   1 XXX   XXXXX                   NOT APPLICABLE                                           NO       687             US CITIZEN       DSCR NO NO NO                     NO NO 0 NO 0 0 0 NO 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX MD XXX XXX   NO       $XXX       $XXX $XXX     XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX LIFE OF LOAN REGULAR PROGRAM $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 Yes XXXXX 7 XXXXX NO                 XXX PERCENTAGE ONLY 0.03       2596.90 1967.63 2596.90 1967.63 2533.98 566.35 $XXX     13.00       LONG TERM LEASE 3097.50 2900.00 1.12   YES XXX NO NO XXX 1 XXX   $XXX   0 0 0   0.2  
4000123741 XXXXX   XX/XX/XXXX ATR/QM: EXEMPT XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   4 APPROVED   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX CLOSED DSCR 30 YR FIXED   NO   1 XXX   XXXXX                   NOT APPLICABLE                                           NO       802             US CITIZEN       DSCR NO NO NO                     NO NO 0 NO 0 0 0 NO 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX GA XXX XXX   NO       $XXX       $XXX $XXX     XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX LIFE OF LOAN REGULAR PROGRAM $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 NO     NO                 XXX PERCENTAGE ONLY 0.10       1624.30 1053.65 1624.30 1053.65 1624.30 570.65 $XXX     33.95       LONG TERM LEASE 1924.65 1350.00 0.83   YES XXX NO NO XXX 1 XXX   $XXX   0 0 0   0.16  
4000123485 XXXXX   XX/XX/XXXX ATR/QM: EXEMPT XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   3 APPROVED   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX CLOSED DSCR 30 YR FIXED   NO   1 XXX   XXXXX                   NOT APPLICABLE                                           NO       717             US CITIZEN       DSCR NO NO NO                     NO NO 0 NO 0 0 0 NO 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX CO XXX XXX   NO       $XXX       $XXX $XXX     XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX LIFE OF LOAN REGULAR PROGRAM $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 NO     NO                 XXX PERCENTAGE ONLY 0.05       1652.74 1300.80 1652.74 1300.80 1652.74 351.95 $XXX     58.77       LONG TERM LEASE 2415.00 1395.00 0.84   YES XXX NO NO XXX 1 XXX   $XXX   0 0 0   0.125  
4000123753 XXXXX   XX/XX/XXXX ATR/QM: EXEMPT XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   3 APPROVED   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX CLOSED DSCR 30 YR FIXED   NO   1 XXX   XXXXX                   NOT APPLICABLE                                           NO       728             US CITIZEN       DSCR NO NO NO                     NO NO 0 NO 0 0 0 NO 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX MO XXX XXX   NO       $XXX       $XXX $XXX     XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX LIFE OF LOAN REGULAR PROGRAM $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 None     NO                 XXX PERCENTAGE ONLY 0.10       1249.71 960.47 1249.71 960.47 1249.71 289.24 $XXX     55.68       RENT REVIEW 1700.00 1550.00 1.24   YES XXX NO NO XXX 1 XXX   $XXX   0 0 0   0.12625  
4000125695 XXXXX   XX/XX/XXXX ATR/QM: EXEMPT XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   3 APPROVED   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX CLOSED DSCR 30 YR FIXED   NO   1 XXX   XXXXX                   NOT APPLICABLE                                           NO       749             US CITIZEN       DSCR NO NO NO                     NO NO 0 NO 0 0 0 NO 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX MD XXX XXX   NO       $XXX       $XXX $XXX     XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX LIFE OF LOAN REGULAR PROGRAM $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 None     NO                 XXX PERCENTAGE ONLY 0.03       1684.55 1403.19 1684.55 1403.19 1684.55 281.36 $XXX     31.47       RENT REVIEW 2300.00 2300.00 1.37   YES XXX NO NO XXX 1 XXX   $XXX   0 0 0   0.195  
4000125688 XXXXX   XX/XX/XXXX ATR/QM: EXEMPT XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   7 APPROVED   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX CLOSED DSCR 30 YR FIXED   NO   1 XXX   XXXXX                   NOT APPLICABLE                                           NO       785             US CITIZEN       DSCR NO NO NO                     NO NO 0 NO 0 0 0 NO 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX OH XXX XXX   NO       $XXX       $XXX $XXX     XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX LIFE OF LOAN REGULAR PROGRAM $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 None     NO                 XXX PERCENTAGE ONLY 0.05       1753.42 1554.29 1753.42 1554.29 1753.42 199.12 $XXX     55.65       MISSING RENT REVIEW 3400.00 3400.00 1.94   YES XXX NO NO XXX 3 XXX   $XXX   0 0 0   0.45  
4000125692 XXXXX   XX/XX/XXXX ATR/QM: EXEMPT XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   3 APPROVED   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX CLOSED DSCR 30 YR FIXED   NO   1 XXX   XXXXX                   NOT APPLICABLE                                           NO       774             US CITIZEN       DSCR NO NO NO                     NO NO 0 NO 0 0 0 NO 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX MD XXX XXX   NO       $XXX       $XXX $XXX     XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX LIFE OF LOAN REGULAR PROGRAM $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 None     NO                 XXX PERCENTAGE ONLY 0.03       1899.62 1496.93 1899.62 1496.93 1899.62 402.69 $XXX     5.69       RENT REVIEW 2250.00 2200.00 1.16   YES XXX NO NO XXX 1 XXX   $XXX   0 0 0   0.2  
4000125890 XXXXX   XX/XX/XXXX ATR/QM: EXEMPT XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   3 APPROVED   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX CLOSED DSCR 30 YR FIXED   NO   1 XXX   XXXXX                   NOT APPLICABLE                                           NO       774             US CITIZEN       DSCR NO NO NO                     NO NO 0 NO 0 0 0 NO 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX MD XXX XXX   NO       $XXX       $XXX $XXX     XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX LIFE OF LOAN REGULAR PROGRAM $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 None     NO                 XXX PERCENTAGE ONLY 0.03       1549.83 1222.49 1549.83 1222.49 1549.83 327.34 $XXX     7.56       RENT REVIEW 1890.00 1890.00 1.22   YES XXX NO NO XXX 1 XXX   $XXX   0 0 0   0.2  
4000126348 XXXXX   XX/XX/XXXX ATR/QM: EXEMPT XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   4 APPROVED   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX CLOSED DSCR 30 YR FIXED   NO   1 XXX   XXXXX                   NOT APPLICABLE                                           NO       755             US CITIZEN       DSCR NO NO NO                     NO NO 0 NO 0 0 0 NO 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX TX XXX XXX   NO       $XXX       $XXX $XXX     XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX LIFE OF LOAN REGULAR PROGRAM $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 None     NO                 XXX PERCENTAGE ONLY 0.05       2042.78 1857.58 2042.78 1857.58 2042.78 185.20 $XXX     18.73       RENT REVIEW 2725.00 2725.00 1.33   YES XXX NO NO XXX 1 XXX   $XXX   0 0 0   0.26  
4000127157 XXXXX   XX/XX/XXXX ATR/QM: EXEMPT XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   3 APPROVED   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX CLOSED DSCR 30 YR FIXED   NO   1 XXX   XXXXX                   NOT APPLICABLE                                           NO       772             US CITIZEN       DSCR NO NO NO                     NO NO 0 NO 0 0 0 NO 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX MD XXX XXX   NO       $XXX       $XXX $XXX     XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX LIFE OF LOAN REGULAR PROGRAM $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 None     NO                 XXX PERCENTAGE ONLY 0.03       1591.28 1290.06 1591.28 1290.06 1591.28 301.22 $XXX     7.35       RENT REVIEW 2300.00 2300.00 1.45   YES XXX NO NO XXX 1 XXX   $XXX   0 0 0   0.1975  
4000127491 XXXXX   XX/XX/XXXX ATR/QM: EXEMPT XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   3 APPROVED   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX CLOSED DSCR 30 YR FIXED   NO   1 XXX   XXXXX                   NOT APPLICABLE                                           NO       743             US CITIZEN       DSCR NO NO NO                     NO NO 0 NO 0 0 0 NO 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX FL XXX XXX   NO       $XXX       $XXX $XXX     XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX LIFE OF LOAN REGULAR PROGRAM $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 None     NO                 XXX PERCENTAGE ONLY 0.05       1120.46 860.58 1120.46 860.58 1120.46 259.88 $XXX     21.69       LONG TERM LEASE 1732.50 1650.00 1.47   YES XXX NO NO XXX 1 XXX   $XXX   0 0 0   0.12875  
4000127978 XXXXX   XX/XX/XXXX ATR/QM: EXEMPT XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   4 APPROVED   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX CLOSED DSCR 30 YR FIXED   NO   1 XXX   XXXXX                   NOT APPLICABLE                                           NO       711             US CITIZEN       DSCR NO NO NO                     NO NO 0 NO 0 0 0 NO 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX TX XXX XXX   NO       $XXX       $XXX $XXX     XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX LIFE OF LOAN REGULAR PROGRAM $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 None     NO                 XXX PERCENTAGE ONLY 0.03       1586.82 1053.96 1586.82 1053.96 1586.82 532.86 $XXX     18.68       LONG TERM LEASE 1995.00 2250.00 1.42   YES XXX NO NO XXX 2 XXX   $XXX   0 0 0   0.2025  
4000128229 XXXXX   XX/XX/XXXX ATR/QM: EXEMPT XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   4 APPROVED   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX CLOSED DSCR 30 YR FIXED   NO   1 XXX   XXXXX                   NOT APPLICABLE                                           NO       692             US CITIZEN       DSCR NO NO NO                     NO NO 0 NO 0 0 0 NO 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX SC XXX XXX   NO       $XXX       $XXX $XXX     XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX LIFE OF LOAN REGULAR PROGRAM $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 None     NO                 XXX PERCENTAGE ONLY 0.10       2548.72 1766.00 2548.72 1766.00 2469.55 703.56 $XXX     51.94       LONG TERM LEASE 2835.00 2725.00 1.07   YES XXX NO NO XXX 1 XXX   $XXX   0 0 0   0.18  
4000129054 XXXXX   XX/XX/XXXX ATR/QM: EXEMPT XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   3 APPROVED   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX CLOSED DSCR 30 YR FIXED   NO   1 XXX   XXXXX                   NOT APPLICABLE                                           NO       774             US CITIZEN       DSCR NO NO NO                     NO NO 0 NO 0 0 0 NO 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX MD XXX XXX   NO       $XXX       $XXX $XXX     XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX LIFE OF LOAN REGULAR PROGRAM $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 None     NO                 XXX PERCENTAGE ONLY 0.03       1593.45 1234.41 1593.45 1234.41 1593.45 359.04 $XXX     5.64       RENT REVIEW 2250.00 2250.00 1.41   YES XXX NO NO XXX 1 XXX   $XXX   0 0 0   0.1975  
4000130104 XXXXX   XX/XX/XXXX ATR/QM: EXEMPT XXX XXX XX/XX/XXXX XXX XX/XX/XXXX   3 APPROVED   XXX XX/XX/XXXX XX/XX/XXXX XX/XX/XXXX CLOSED DSCR 30 YR FIXED   NO   1 XXX   XXXXX                   NOT APPLICABLE                                           NO       754             US CITIZEN       DSCR NO NO NO                     NO NO 0 NO 0 0 0 NO 0 0 0 0 0 0     $XXX $XXX $XXX XXX XXX TN XXX XXX   NO       $XXX       $XXX $XXX     XXX XX/XX/XXXX XXX XX/XX/XXXX XXX XXX XXX LIFE OF LOAN REGULAR PROGRAM $XXX XX/XX/XXXX XXX XXX $XXX 1 1 0 0 0 None     NO                 XXX PERCENTAGE ONLY 0.05       1135.83 832.66 1135.83 832.66 1135.83 303.17 $XXX     9.85       LONG TERM LEASE 1627.50 1450.00 1.28   YES XXX NO NO XXX 1 XXX   $XXX   0 0 0   0.45