The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 221,024 1,505 SH SOLE 0 0 1,505
ABBOTT LABS COM 002824100 418,776 3,157 SH SOLE 0 0 3,157
ABBVIE INC COM 00287Y109 1,172,749 5,597 SH SOLE 0 0 5,597
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 227,477 729 SH SOLE 0 0 729
ALPHABET INC CAP STK CL A 02079K305 2,443,621 15,802 SH SOLE 0 0 15,802
ALPHABET INC CAP STK CL C 02079K107 977,073 6,254 SH SOLE 0 0 6,254
AMAZON COM INC COM 023135106 3,372,359 17,725 SH SOLE 0 0 17,725
AMERICAN EXPRESS CO COM 025816109 1,706,499 6,343 SH SOLE 0 0 6,343
AMGEN INC COM 031162100 472,933 1,518 SH SOLE 0 0 1,518
ANALOG DEVICES INC COM 032654105 250,071 1,240 SH SOLE 0 0 1,240
APPLE INC COM 037833100 7,905,757 35,591 SH SOLE 0 0 35,591
BANK AMERICA CORP COM 060505104 263,081 6,304 SH SOLE 0 0 6,304
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,489,812 4,675 SH SOLE 0 0 4,675
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 570,931 11,709 SH SOLE 0 0 11,709
BLACKROCK ETF TRUST II ISHARES FLEXIBLE 092528603 1,093,380 20,874 SH SOLE 0 0 20,874
BLACKROCK INC COM 09290D101 339,786 359 SH SOLE 0 0 359
BLACKSTONE INC COM 09260D107 427,447 3,058 SH SOLE 0 0 3,058
BOOKING HOLDINGS INC COM 09857L108 221,132 48 SH SOLE 0 0 48
BOSTON SCIENTIFIC CORP COM 101137107 303,548 3,009 SH SOLE 0 0 3,009
BROADCOM INC COM 11135F101 1,421,313 8,489 SH SOLE 0 0 8,489
CATERPILLAR INC COM 149123101 265,159 804 SH SOLE 0 0 804
CHEVRON CORP NEW COM 166764100 349,469 2,089 SH SOLE 0 0 2,089
CISCO SYS INC COM 17275R102 411,359 6,666 SH SOLE 0 0 6,666
CITIGROUP INC COM NEW 172967424 220,566 3,107 SH SOLE 0 0 3,107
COCA COLA CO COM 191216100 470,391 6,568 SH SOLE 0 0 6,568
CONOCOPHILLIPS COM 20825C104 209,305 1,993 SH SOLE 0 0 1,993
COSTCO WHSL CORP NEW COM 22160K105 1,783,015 1,885 SH SOLE 0 0 1,885
CSX CORP COM 126408103 246,005 8,359 SH SOLE 0 0 8,359
DISNEY WALT CO COM 254687106 302,403 3,064 SH SOLE 0 0 3,064
ELI LILLY & CO COM 532457108 734,246 889 SH SOLE 0 0 889
ENTERGY CORP NEW COM 29364G103 328,282 3,840 SH SOLE 0 0 3,840
EXXON MOBIL CORP COM 30231G102 204,251 1,717 SH SOLE 0 0 1,717
FIRST TR EXCH TRADED FD III INSTL PFD SECS 33739P855 16,817,617 899,338 SH SOLE 0 0 899,338
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 182,514 10,376 SH SOLE 0 0 10,376
FIRST TR EXCHANGE TRADED FD NASDAQ CYB ETF 33734X846 10,047,057 159,477 SH SOLE 0 0 159,477
FIRST TR EXCHANGE TRADED FD NASDQ CLN EDGE 33737A108 8,946,094 79,078 SH SOLE 0 0 79,078
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 736,761 14,987 SH SOLE 0 0 14,987
FIRST TR EXCHNG TRADED FD VI VEST US EQUITY M 33740U612 851,079 27,139 SH SOLE 0 0 27,139
FIRST TR EXCHNG TRADED FD VI FT VEST LADDERED 33740F755 1,173,022 39,509 SH SOLE 0 0 39,509
FLAGSTAR FINANCIAL INC COM NEW 649445400 187,849 16,166 SH SOLE 0 0 16,166
FLEXSHARES TR QUALT DIVD IDX 33939L860 422,328 6,178 SH SOLE 0 0 6,178
GLOBAL X FDS US INFR DEV ETF 37954Y673 285,654 7,571 SH SOLE 0 0 7,571
GOLDMAN SACHS ETF TR SMALL CAP CORE E 38149W614 463,331 9,938 SH SOLE 0 0 9,938
GOLDMAN SACHS GROUP INC COM 38141G104 284,071 520 SH SOLE 0 0 520
HOME DEPOT INC COM 437076102 1,133,187 3,092 SH SOLE 0 0 3,092
HONEYWELL INTL INC COM 438516106 569,819 2,691 SH SOLE 0 0 2,691
INTERNATIONAL BUSINESS MACHS COM 459200101 255,374 1,027 SH SOLE 0 0 1,027
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142 242,982 3,766 SH SOLE 0 0 3,766
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 588,116 3,395 SH SOLE 0 0 3,395
INVESCO QQQ TR UNIT SER 1 46090E103 1,234,713 2,633 SH SOLE 0 0 2,633
ISHARES GOLD TR ISHARES NEW 464285204 405,350 6,875 SH SOLE 0 0 6,875
ISHARES INC MSCI EMRG CHN 46434G764 17,998,619 326,713 SH SOLE 0 0 326,713
ISHARES INC ESG AWR MSCI EM 46434G863 935,262 26,760 SH SOLE 0 0 26,760
ISHARES INC CORE MSCI EMKT 46434G103 3,105,488 57,541 SH SOLE 0 0 57,541
ISHARES TR CORE MSCI EAFE 46432F842 57,324,771 757,763 SH SOLE 0 0 757,763
ISHARES TR MSCI USA QLT FCT 46432F339 17,426,764 101,977 SH SOLE 0 0 101,977
ISHARES TR ESG AW MSCI EAFE 46435G516 2,438,855 29,855 SH SOLE 0 0 29,855
ISHARES TR CORE TOTAL USD 46434V613 1,634,135 35,463 SH SOLE 0 0 35,463
ISHARES TR ESG AWRE 1 5 YR 46435G243 903,389 36,150 SH SOLE 0 0 36,150
ISHARES TR ESG AWRE USD ETF 46435G193 2,790,583 121,014 SH SOLE 0 0 121,014
ISHARES TR ESG SELECT SCREE 46436E544 290,004 7,708 SH SOLE 0 0 7,708
ISHARES TR BROAD USD HIGH 46435U853 592,641 16,100 SH SOLE 0 0 16,100
ISHARES TR 0-3 MNTH TREASRY 46436E718 1,137,269 11,297 SH SOLE 0 0 11,297
ISHARES TR EAFE VALUE ETF 464288877 421,539 7,152 SH SOLE 0 0 7,152
ISHARES TR EAFE GRWTH ETF 464288885 518,200 5,182 SH SOLE 0 0 5,182
ISHARES TR MSCI USA ESG SLC 464288802 747,804 6,510 SH SOLE 0 0 6,510
ISHARES TR ISHARES SEMICDTR 464287523 8,586,982 45,634 SH SOLE 0 0 45,634
ISHARES TR EXPANDED TECH 464287515 8,600,528 96,646 SH SOLE 0 0 96,646
ISHARES TR CORE US AGGBD ET 464287226 823,608 8,326 SH SOLE 0 0 8,326
ISHARES TR RUS TP200 VL ETF 464289420 251,389 3,059 SH SOLE 0 0 3,059
ISHARES TR RUS TP200 GR ETF 464289438 1,339,047 6,348 SH SOLE 0 0 6,348
ISHARES TR NEW YORK MUN ETF 464288323 346,279 6,577 SH SOLE 0 0 6,577
ISHARES TR GL CLEAN ENE ETF 464288224 231,655 20,285 SH SOLE 0 0 20,285
ISHARES TR SHRT NAT MUN ETF 464288158 18,715,910 177,234 SH SOLE 0 0 177,234
ISHARES TR MBS ETF 464288588 766,183 8,170 SH SOLE 0 0 8,170
ISHARES TR 10-20 YR TRS ETF 464288653 249,830 2,408 SH SOLE 0 0 2,408
ISHARES TR NATIONAL MUN ETF 464288414 1,598,681 15,162 SH SOLE 0 0 15,162
ISHARES TR CALIF MUN BD ETF 464288356 292,656 5,200 SH SOLE 0 0 5,200
ISHARES TR MSCI EAFE ETF 464287465 286,218 3,502 SH SOLE 0 0 3,502
ISHARES TR RUS MID CAP ETF 464287499 3,081,491 36,223 SH SOLE 0 0 36,223
ISHARES TR RUS MD CP GR ETF 464287481 18,112,580 154,163 SH SOLE 0 0 154,163
ISHARES TR RUS MDCP VAL ETF 464287473 17,751,566 140,919 SH SOLE 0 0 140,919
ISHARES TR US INDUSTRIALS 464287754 13,089,599 100,550 SH SOLE 0 0 100,550
ISHARES TR RUS 2000 GRW ETF 464287648 2,394,455 9,371 SH SOLE 0 0 9,371
ISHARES TR CORE S&P MCP ETF 464287507 336,971 5,775 SH SOLE 0 0 5,775
ISHARES TR S&P 500 VAL ETF 464287408 449,006 2,356 SH SOLE 0 0 2,356
ISHARES TR CORE S&P500 ETF 464287200 13,381,468 23,815 SH SOLE 0 0 23,815
ISHARES TR S&P 500 GRWT ETF 464287309 591,977 6,377 SH SOLE 0 0 6,377
ISHARES TR RUS 1000 ETF 464287622 1,570,509 5,120 SH SOLE 0 0 5,120
ISHARES TR RUS 1000 VAL ETF 464287598 32,675,489 173,658 SH SOLE 0 0 173,658
ISHARES TR RUS 1000 GRW ETF 464287614 21,253,757 58,860 SH SOLE 0 0 58,860
ISHARES TR RUSSELL 2000 ETF 464287655 4,131,238 20,709 SH SOLE 0 0 20,709
ISHARES TR RUS 2000 VAL ETF 464287630 1,565,512 10,369 SH SOLE 0 0 10,369
ISHARES TR ISHARES BIOTECH 464287556 502,647 3,930 SH SOLE 0 0 3,930
ISHARES TR EXPND TEC SC ETF 464287549 1,184,241 13,061 SH SOLE 0 0 13,061
ISHARES TR IBOXX INV CP ETF 464287242 411,718 3,788 SH SOLE 0 0 3,788
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159 1,433,053 31,106 SH SOLE 0 0 31,106
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 10,298,059 180,225 SH SOLE 0 0 180,225
JOHNSON & JOHNSON COM 478160104 1,077,131 6,495 SH SOLE 0 0 6,495
JPMORGAN CHASE & CO. COM 46625H100 2,028,912 8,271 SH SOLE 0 0 8,271
LAM RESEARCH CORP COM NEW 512807306 476,258 6,551 SH SOLE 0 0 6,551
LOWES COS INC COM 548661107 389,261 1,669 SH SOLE 0 0 1,669
MASTERCARD INCORPORATED CL A 57636Q104 1,578,037 2,879 SH SOLE 0 0 2,879
MCDONALDS CORP COM 580135101 205,227 657 SH SOLE 0 0 657
MCKESSON CORP COM 58155Q103 302,173 449 SH SOLE 0 0 449
MERCK & CO INC COM 58933Y105 242,464 2,701 SH SOLE 0 0 2,701
META PLATFORMS INC CL A 30303M102 967,132 1,678 SH SOLE 0 0 1,678
MICROSOFT CORP COM 594918104 12,343,615 32,882 SH SOLE 0 0 32,882
MONDELEZ INTL INC CL A 609207105 375,889 5,540 SH SOLE 0 0 5,540
MORGAN STANLEY COM NEW 617446448 324,809 2,784 SH SOLE 0 0 2,784
NETFLIX INC COM 64110L106 876,578 940 SH SOLE 0 0 940
NIKE INC CL B 654106103 241,375 3,802 SH SOLE 0 0 3,802
NORTHROP GRUMMAN CORP COM 666807102 244,229 477 SH SOLE 0 0 477
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 2,371,540 58,571 SH SOLE 0 0 58,571
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201 1,581,489 20,203 SH SOLE 0 0 20,203
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 565,093 14,739 SH SOLE 0 0 14,739
NVIDIA CORPORATION COM 67066G104 3,469,933 32,016 SH SOLE 0 0 32,016
ORACLE CORP COM 68389X105 391,608 2,801 SH SOLE 0 0 2,801
PARKER-HANNIFIN CORP COM 701094104 372,612 613 SH SOLE 0 0 613
PEPSICO INC COM 713448108 588,566 3,925 SH SOLE 0 0 3,925
PFIZER INC COM 717081103 287,964 11,364 SH SOLE 0 0 11,364
PIMCO ETF TR ACTIVE BD ETF 72201R775 330,858 3,578 SH SOLE 0 0 3,578
PIMCO ETF TR INTER MUN BD ACT 72201R866 376,779 7,309 SH SOLE 0 0 7,309
PROCTER AND GAMBLE CO COM 742718109 570,055 3,345 SH SOLE 0 0 3,345
QUALCOMM INC COM 747525103 675,884 4,400 SH SOLE 0 0 4,400
SALESFORCE INC COM 79466L302 448,698 1,672 SH SOLE 0 0 1,672
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 454,871 18,166 SH SOLE 0 0 18,166
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 341,471 14,744 SH SOLE 0 0 14,744
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 16,710,754 597,666 SH SOLE 0 0 597,666
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 406,798 8,167 SH SOLE 0 0 8,167
SELECT SECTOR SPDR TR INDL 81369Y704 331,214 2,527 SH SOLE 0 0 2,527
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,044,582 5,059 SH SOLE 0 0 5,059
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 294,064 2,014 SH SOLE 0 0 2,014
SERVICENOW INC COM 81762P102 352,690 443 SH SOLE 0 0 443
SOUTHERN CO COM 842587107 249,552 2,714 SH SOLE 0 0 2,714
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 1,172,038 32,190 SH SOLE 0 0 32,190
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 457,046 11,609 SH SOLE 0 0 11,609
SPDR S&P 500 ETF TR TR UNIT 78462F103 9,139,465 16,338 SH SOLE 0 0 16,338
SPDR SER TR PRTFLO S&P500 GW 78464A409 1,076,637 13,396 SH SOLE 0 0 13,396
SPDR SER TR PRTFLO S&P500 VL 78464A508 973,139 19,055 SH SOLE 0 0 19,055
SPDR SER TR PORTFOLIO S&P500 78464A854 963,055 14,645 SH SOLE 0 0 14,645
SPDR SER TR BLOOMBERG INVT 78468R200 7,723,136 250,588 SH SOLE 0 0 250,588
SPDR SER TR PORTFOLIO S&P600 78468R853 12,876,125 315,901 SH SOLE 0 0 315,901
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 772,216 18,775 SH SOLE 0 0 18,775
TESLA INC COM 88160R101 228,579 882 SH SOLE 0 0 882
TEXAS INSTRS INC COM 882508104 514,698 2,864 SH SOLE 0 0 2,864
TEXAS PACIFIC LAND CORPORATI COM 88262P102 1,975,560 1,491 SH SOLE 0 0 1,491
THERMO FISHER SCIENTIFIC INC COM 883556102 821,040 1,650 SH SOLE 0 0 1,650
TRAVELERS COMPANIES INC COM 89417E109 269,485 1,019 SH SOLE 0 0 1,019
UNITEDHEALTH GROUP INC COM 91324P102 786,673 1,502 SH SOLE 0 0 1,502
UNIVERSAL DISPLAY CORP COM 91347P105 313,830 2,250 SH SOLE 0 0 2,250
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 362,492 1,084 SH SOLE 0 0 1,084
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 4,214,728 8,201 SH SOLE 0 0 8,201
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 377,938 2,194 SH SOLE 0 0 2,194
VANGUARD INDEX FDS VALUE ETF 922908744 16,445,366 95,203 SH SOLE 0 0 95,203
VANGUARD INDEX FDS MID CAP ETF 922908629 4,857,401 18,782 SH SOLE 0 0 18,782
VANGUARD INDEX FDS SM CP VAL ETF 922908611 785,958 4,219 SH SOLE 0 0 4,219
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,150,532 9,698 SH SOLE 0 0 9,698
VANGUARD INDEX FDS GROWTH ETF 922908736 17,128,951 46,192 SH SOLE 0 0 46,192
VANGUARD INDEX FDS SML CP GRW ETF 922908595 833,610 3,311 SH SOLE 0 0 3,311
VANGUARD INDEX FDS LARGE CAP ETF 922908637 540,791 2,104 SH SOLE 0 0 2,104
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,433,346 5,859 SH SOLE 0 0 5,859
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,121,854 6,988 SH SOLE 0 0 6,988
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,549,553 5,638 SH SOLE 0 0 5,638
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,938,803 42,837 SH SOLE 0 0 42,837
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 23,286,914 469,305 SH SOLE 0 0 469,305
VANGUARD SCOTTSDALE FDS TOTAL CORP BND 92206C573 598,656 7,795 SH SOLE 0 0 7,795
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 3,135,096 33,787 SH SOLE 0 0 33,787
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 1,098,030 13,303 SH SOLE 0 0 13,303
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 897,898 15,299 SH SOLE 0 0 15,299
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 86,056,161 1,052,546 SH SOLE 0 0 1,052,546
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 260,224 3,296 SH SOLE 0 0 3,296
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 454,519 2,343 SH SOLE 0 0 2,343
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 2,377,268 46,769 SH SOLE 0 0 46,769
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 416,488 3,230 SH SOLE 0 0 3,230
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 343,884 1,299 SH SOLE 0 0 1,299
VANGUARD WORLD FD INF TECH ETF 92204A702 762,049 1,405 SH SOLE 0 0 1,405
VERIZON COMMUNICATIONS INC COM 92343V104 282,019 6,217 SH SOLE 0 0 6,217
VISA INC COM CL A 92826C839 1,368,196 3,904 SH SOLE 0 0 3,904
WALMART INC COM 931142103 374,249 4,263 SH SOLE 0 0 4,263
ZOETIS INC CL A 98978V103 325,678 1,978 SH SOLE 0 0 1,978