The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 317,991 1,964 SH SOLE 1,964 0 0
ABBOTT LABS COM 002824100 4,306,067 47,455 SH SOLE 47,455 0 0
ABBVIE INC COM 00287Y109 7,258,025 28,842 SH SOLE 28,842 0 0
AIR PRODS & CHEMS INC COM 009158106 337,157 1,150 SH SOLE 1,150 0 0
ALPHABET INC CAP STK CL A 02079K305 7,638,784 21,375 SH SOLE 21,375 0 0
ALPHABET INC CAP STK CL C 02079K107 362,163 1,025 SH SOLE 1,025 0 0
ALTRIA GROUP INC COM 02209S103 959,165 13,331 SH SOLE 13,331 0 0
AMAZON COM INC COM 023135106 1,070,147 4,490 SH SOLE 4,490 0 0
AMERICAN ELEC PWR CO INC COM 025537101 216,570 1,583 SH SOLE 1,583 0 0
AMERICAN EXPRESS CO COM 025816109 1,394,715 4,123 SH SOLE 4,123 0 0
AMERIPRISE FINL INC COM 03076C106 229,380 500 SH SOLE 500 0 0
APPLE INC COM 037833100 5,769,838 19,940 SH SOLE 19,940 0 0
AUTOZONE INC COM 053332102 319,594 100 SH SOLE 100 0 0
BANK AMER CORP COM 060505104 2,273,331 39,897 SH SOLE 39,897 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,497,700 2 SH SOLE 2 0 0
BERKSHIRE HATHAWAY INC DEL CL B 084670702 693,140 1,485 SH SOLE 1,485 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 415,267 7,207 SH SOLE 7,207 0 0
BROADCOM INC COM 11135F101 1,231,465 3,260 SH SOLE 3,260 0 0
CAPITAL ONE FINL CORP COM 14040H105 2,003,793 9,988 SH SOLE 9,988 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 223,351 3,045 SH SOLE 3,045 0 0
CATERPILLAR INC COM 149123101 319,470 300 SH SOLE 300 0 0
CHEVRON CORP NEW COM 166764100 5,174,033 31,214 SH SOLE 31,214 0 0
CHUBB LIMITED COM H1467J104 2,736,142 8,030 SH SOLE 8,030 0 0
CISCO SYS INC COM 17275R102 6,271,072 53,389 SH SOLE 53,389 0 0
COCA COLA CO COM 191216100 7,660,023 94,254 SH SOLE 94,254 0 0
CORNING INC COM 219350105 493,491 1,932 SH SOLE 1,932 0 0
CSX CORP COM 126408103 1,128,220 23,737 SH SOLE 23,737 0 0
DEERE & CO COM 244199105 237,874 375 SH SOLE 375 0 0
DOLLAR GEN CORP NEW COM 256677105 1,102,178 9,575 SH SOLE 9,575 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 1,588,260 12,547 SH SOLE 12,547 0 0
DUPONT DE NEMOURS INC COM 26614N102 480,386 3,541 SH SOLE 3,541 0 0
LILLY ELI & CO COM 532457108 3,381,193 2,819 SH SOLE 2,819 0 0
EMERSON ELEC CO COM 291011104 885,812 6,188 SH SOLE 6,188 0 0
ENBRIDGE INC COM 29250N105 387,818 7,154 SH SOLE 7,154 0 0
ENCOMPASS HEALTH CORP COM 29261A100 418,977 4,145 SH SOLE 4,145 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 216,884 5,900 SH SOLE 5,900 0 0
EXXON MOBIL CORP COM 30231G102 5,963,487 43,618 SH SOLE 43,618 0 0
GE AEROSPACE COM NEW 369604301 1,640,675 4,390 SH SOLE 4,390 0 0
GE VERNOVA INC COM 36828A101 1,058,549 901 SH SOLE 901 0 0
GENERAL DYNAMICS CORP COM 369550108 393,561 1,111 SH SOLE 1,111 0 0
GENERAL MLS INC COM 370334104 634,961 18,246 SH SOLE 18,246 0 0
HOME DEPOT INC COM 437076102 3,777,555 10,711 SH SOLE 10,711 0 0
HONEYWELL AEROSPACE INC COM 43849R105 2,185,376 9,885 SH SOLE 9,885 0 0
HONEYWELL INTL INC COM 438516106 2,269,227 10,135 SH SOLE 10,135 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 3,157,145 11,227 SH SOLE 11,227 0 0
JOHNSON & JOHNSON COM 478160104 8,741,134 34,417 SH SOLE 34,417 0 0
JPMORGAN CHASE & CO COM 46625H100 9,251,655 28,264 SH SOLE 28,264 0 0
KIMBERLY-CLARK CORP COM 494368103 886,393 8,075 SH SOLE 8,075 0 0
KLA CORP COM NEW 482480100 1,583,978 5,250 SH SOLE 5,250 0 0
LOCKHEED MARTIN CORP COM 539830109 2,338,554 4,590 SH SOLE 4,590 0 0
LOWES COS INC COM 548661107 2,342,486 10,624 SH SOLE 10,624 0 0
MCDONALDS CORP COM 580135101 287,069 1,062 SH SOLE 1,062 0 0
MERCK & CO INC COM 58933Y105 4,165,842 32,419 SH SOLE 32,419 0 0
MICROSOFT CORP COM 594918104 7,657,728 20,529 SH SOLE 20,529 0 0
MONDELEZ INTL INC COM 609207105 1,356,637 23,455 SH SOLE 23,455 0 0
NEXTERA ENERGY INC COM 65339F101 1,566,256 17,845 SH SOLE 17,845 0 0
NORFOLK SOUTHERN CORP COM 655844108 1,913,022 6,081 SH SOLE 6,081 0 0
NVIDIA CORPORATION COM 67066G104 528,838 2,643 SH SOLE 2,643 0 0
ORACLE CORP COM 68389X105 1,810,186 12,352 SH SOLE 12,352 0 0
PEPSICO INC COM 713448108 3,846,963 28,411 SH SOLE 28,411 0 0
PHILIP MORRIS INTL INC COM 718172109 1,076,415 5,950 SH SOLE 5,950 0 0
PHILLIPS 66 COM 718546104 352,469 2,085 SH SOLE 2,085 0 0
PINNACLE FINL PARTNERS INC COM 72346Q104 3,204,453 31,765 SH SOLE 31,765 0 0
PROCTER AND GAMBLE CO COM 742718109 2,218,515 15,128 SH SOLE 15,128 0 0
QNITY ELECTRONICS INC COMMON STOCK 74743L100 856,398 5,244 SH SOLE 5,244 0 0
QUALCOMM INC COM 747525103 2,163,706 11,709 SH SOLE 11,709 0 0
REGIONS FINL CORP NEW COM 7591EP100 455,537 15,084 SH SOLE 15,084 0 0
RTX CORPORATION COM 75513E101 1,998,236 10,532 SH SOLE 10,532 0 0
S&P GLOBAL INC COM 78409V104 488,305 1,199 SH SOLE 1,199 0 0
SHELL PLC SPON ADS 780259305 1,759,806 22,695 SH SOLE 22,695 0 0
SMARTFINANCIAL INC COM NEW 83190L208 532,589 11,351 SH SOLE 11,351 0 0
SMUCKER J M CO COM NEW 832696405 465,188 4,135 SH SOLE 4,135 0 0
SOUTHERN CO COM 842587107 2,361,454 24,673 SH SOLE 24,673 0 0
SOUTHERN COPPER CORP COM 84265V105 226,887 1,302 SH SOLE 1,302 0 0
SYSCO CORP COM 871829107 363,792 4,352 SH SOLE 4,352 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 215,585 430 SH SOLE 430 0 0
TJX COS INC NEW COM 872540109 1,457,430 9,620 SH SOLE 9,620 0 0
TRAVELERS COMPANIES INC COM 89417E109 212,597 644 SH SOLE 644 0 0
TRUIST FINL CORP COM 89832Q109 1,475,170 29,610 SH SOLE 29,610 0 0
UBER TECHNOLOGIES INC COM 90353T100 813,315 11,271 SH SOLE 11,271 0 0
UNION PAC CORP COM 907818108 789,616 2,903 SH SOLE 2,903 0 0
UNITEDHEALTH GROUP INC COM 91324P102 306,319 737 SH SOLE 737 0 0
UNUM GROUP COM 91529Y106 455,761 5,098 SH SOLE 5,098 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 2,332,606 55,092 SH SOLE 55,092 0 0
VISA INC COM CL A 92826C839 350,981 1,023 SH SOLE 1,023 0 0
VISTRA CORP COM 92840M102 270,464 1,705 SH SOLE 1,705 0 0
VULCAN MATLS CO COM 929160109 343,687 1,165 SH SOLE 1,165 0 0
WALMART INC COM 931142103 4,458,833 39,368 SH SOLE 39,368 0 0
WASTE MGMT INC DEL COM 94106L109 264,856 1,188 SH SOLE 1,188 0 0
WELLS FARGO CO NEW COM 949746101 1,114,400 13,485 SH SOLE 13,485 0 0
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 860,374 8,590 SH SOLE 8,590 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 371,882 505 SH SOLE 505 0 0
ISHARES TR CORE DIVID ETF 46435U861 275,044 4,465 SH SOLE 4,465 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 593,975 21,670 SH SOLE 21,670 0 0
ISHARES TR CORE S&P500 ETF 464287200 966,068 1,290 SH SOLE 1,290 0 0
ISHARES TR CORE US AGGBD ET 464287226 1,187,760 12,000 SH SOLE 12,000 0 0
ISHARES TR EXPANDED TECH 464287515 977,574 10,790 SH SOLE 10,790 0 0
BLACKROCK ETF TRUST II ISHARES FLEXIBLE 092528603 2,762,244 52,775 SH SOLE 52,775 0 0
ISHARES TR GLOBAL TECH ETF 464287291 1,011,360 7,000 SH SOLE 7,000 0 0
ISHARES U S ETF TR SHORT DURATION B 46431W507 3,103,381 61,259 SH SOLE 61,259 0 0
JP MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 7,503,374 148,376 SH SOLE 148,376 0 0
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 7,228,648 137,010 SH SOLE 137,010 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,463,362 1,955 SH SOLE 1,955 0 0
VANGUARD MALVERN FDS CORE-PLUS BD ETF 922020755 1,182,721 15,246 SH SOLE 15,246 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 342,293 2,166 SH SOLE 2,166 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 289,543 3,775 SH SOLE 3,775 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 2,559,257 30,965 SH SOLE 30,965 0 0
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 849,430 8,650 SH SOLE 8,650 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 249,748 1,146 SH SOLE 1,146 0 0
VANGUARD INDEX FDS S & P 500 ETF SHS 922908363 8,607,790 12,533 SH SOLE 12,533 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 229,835 2,950 SH SOLE 2,950 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,861,947 23,560 SH SOLE 23,560 0 0
VANGUARD STAR FD VG TL INTL STK F 921909768 1,156,594 13,529 SH SOLE 13,529 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669 3,545,112 37,075 SH SOLE 37,075 0 0