EXHIBIT 99.13

CONSOLIDATED ANALYTICS POOL 1 DATA COMPARE REPORT

 

Loan ID     Seller Loan ID   Investor Loan ID   Transaction ID   Field Name   Verified Value   Bid Tape Value   Comment
  51             XXX   Qualifying LTV   XX/XX/XXXX   XX/XX/XXXX   True data verified per AUS.
  51             XXX   Qualifying CLTV   XX/XX/XXXX   XX/XX/XXXX   True data verified per AUS.
  51             XXX   Total Qualified Assets Post-Close   XX/XX/XXXX   XX/XX/XXXX   True data verified per bank Statements.
  2             XXX   Qualifying Total Debt Income Ratio   XX/XX/XXXX   XX/XX/XXXX   Audit DTI is slightly lower due to a lower verified property taxes
  7             XXX   Qualifying Total Debt Income Ratio   XX/XX/XXXX   XX/XX/XXXX   Audit Income calculated lower income for REO resulting in a higher DTI
  38             XXX   Qualifying Total Debt Income Ratio   XX/XX/XXXX   XX/XX/XXXX   QM XXX- Income $XXX/Total Liabilities- $XXX= XXX%
  3             XXX   Qualifying Total Debt Income Ratio   XX/XX/XXXX   XX/XX/XXXX   Verified by the income and debts
  54             XXX   Qualifying Total Debt Income Ratio   XX/XX/XXXX   XX/XX/XXXX   Audit-calculated from diligence and verified income/expenses. File reflects XXX borrowers; underwriting has reviewed credit and income evaluation. The XXX Stated a higher monthly HOI, which caused an elevated DTI; however, underwriting has reviewed the file and there are no additional concerns. No rental income present.
  47             XXX   Application Date   XX/XX/XXXX   XX/XX/XXXX   Updated as per the E-consent document
  47             XXX   Qualifying Total Debt Income Ratio   XX/XX/XXXX   XX/XX/XXXX    
  57             XXX   Qualifying Total Debt Income Ratio   XX/XX/XXXX   XX/XX/XXXX   Income Calculator does not match the most recent AUS income, required updated DTI review in AUS.
  1             XXX   Qualifying Total Debt Income Ratio   XX/XX/XXXX   XX/XX/XXXX   Confirmed audit DTI of XXX%. Audit DTI increased due to lower use of B1’s income XXX vs initial underwriter $XXX.
  18             XXX   Qualifying Total Debt Income Ratio   XX/XX/XXXX   XX/XX/XXXX    
  11             XXX   Qualifying Total Debt Income Ratio   XX/XX/XXXX   XX/XX/XXXX   Lender did not included XXX HOA difference within tolerance
  16             XXX   Qualifying Total Debt Income Ratio   XX/XX/XXXX   XX/XX/XXXX    
  50             XXX   Qualifying Total Debt Income Ratio   XX/XX/XXXX   XX/XX/XXXX   Audit DTI of XXX% is slightly less then Lender XXX% due to rounding issue
  64             XXX   Qualifying Total Debt Income Ratio   XX/XX/XXXX   XX/XX/XXXX   Audit DTI of XXX% is slightly higher than Lender XXX% due to rental losses
  48             XXX   Qualifying LTV   XX/XX/XXXX   XX/XX/XXXX   Verified the XXX % The Tape Data, represented as XXX the lenders XXX reflects the LTV as XXX %
  29             XXX   Qualifying Total Debt Income Ratio   XX/XX/XXXX   XX/XX/XXXX   Audit DTI of XXX% and Lender XXX% appears to be a rounding issue.
  77             XXX   Qualifying LTV   XX/XX/XXXX   XX/XX/XXXX   Verified Qualifying Property Value Flag - Sales Price. XXX%
  77             XXX   Qualifying Total Debt Income Ratio   XX/XX/XXXX   XX/XX/XXXX   DTI discrepancy due to Documented Monthly Property Tax in the amount of $XXX. The lender used XXX which is not supported by documentation.
  23             XXX   Qualifying Total Debt Income Ratio   XX/XX/XXXX   XX/XX/XXXX   DTI increased due to B1 income calculated lower at audit using YTD income on paystub provided.
  30             XXX   Property Type   XX/XX/XXXX   XX/XX/XXXX    
  30             XXX   Qualifying Total Debt Income Ratio   XX/XX/XXXX   XX/XX/XXXX   Audit DTI is XXX% which matches the AUS DTI of XXX%
  31             XXX   Qualifying Total Debt Income Ratio   XX/XX/XXXX   XX/XX/XXXX   QM XXX is XXX doe the the tax amount.
  45             XXX   Qualifying Total Debt Income Ratio   XX/XX/XXXX   XX/XX/XXXX   XXX% DTI is less than guideline XXX% DTI (DTI is higher due to lower income calculation for B2)
  108             XXX   Application Date   XX/XX/XXXX   XX/XX/XXXX