The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN CENTY ETF TR US QUALITY GROW 025072307 9,924,383 84,069 SH SOLE 743 0 83,326
CAPITAL GROUP DIVIDEND VALUE SHS CREAT UNIT 14020W106 16,450,077 333,808 SH SOLE 2,033 0 331,776
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 12,456,704 138,254 SH SOLE 6 0 138,248
J P MORGAN EXCHANGE TRADED F ACTIVE BOND ETF 46654Q716 11,417,179 213,405 SH SOLE 0 0 213,405
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 14,958,324 295,794 SH SOLE 2,690 0 293,105
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 390,108 1,584 SH SOLE 9 0 1,575
BNY MELLON ETF TRUST II DYNAMIC VALUE 05613H100 8,845,839 264,134 SH SOLE 0 0 264,134
CAPITAL GROUP GBL GROWTH EQT SHS CREAT UNIT 14020X104 11,265,848 266,143 SH SOLE 1,895 0 264,248
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 8,419,685 102,255 SH SOLE 634 0 101,621
INVESCO QQQ TR UNIT SER 1 46090E103 407,966 554 SH SOLE 0 0 554
INVESCO QQQ TR UNIT SER 1 46090E103 73,640 100 SH OTR 0 0 100
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 9,006,252 42,329 SH SOLE 0 0 42,329
ISHARES TR RUS 1000 GRW ETF 464287614 8,392,861 67,592 SH SOLE 0 0 67,592
VANGUARD INDEX FDS MID CAP ETF 922908629 12,290,292 152,542 SH SOLE 0 0 152,542
VANGUARD INDEX FDS SMALL CP ETF 922908751 7,422,092 24,486 SH SOLE 0 0 24,486
VANGUARD STAR FDS VG TL INTL STK F 921909768 5,833,566 68,237 SH SOLE 0 0 68,237
WISDOMTREE TR US VALUE FD 97717W547 8,430,327 82,878 SH SOLE 0 0 82,878
DBX ETF TR XTRACK MSCI EAFE 233051200 8,495,886 155,517 SH SOLE 6 0 155,511
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 1,855,543 20,344 SH SOLE 0 0 20,344
CAPITAL GRP FIXED INCM ETF T CORE PLUS INCM 14020Y102 13,674,978 613,503 SH SOLE 3,161 0 610,342
ISHARES TR IBON 2026 TE ETF 46436E528 11,910,790 525,863 SH SOLE 0 0 525,863
WISDOMTREE TR US QTLY DIV GRT 97717X669 1,694,219 17,718 SH SOLE 7 0 17,711
COLUMBIA ETF TR I RESH ENHNC VLU 19761L805 1,677,755 53,364 SH SOLE 27 0 53,337
ISHARES TR IBONDS 29 TR HI 46436E379 419,772 17,947 SH SOLE 0 0 17,947
VANGUARD INDEX FDS GROWTH ETF 922908736 1,645,379 19,101 SH SOLE 0 0 19,101
ISHARES TR CORE DIV GRWTH 46434V621 2,597,799 34,276 SH SOLE 1,190 0 33,086
ISHARES TR CORE S&P500 ETF 464287200 4,797,618 6,406 SH SOLE 259 0 6,148
ISHARES TR IBONDS DEC 29 46436E205 12,245,092 528,717 SH SOLE 2,023 0 526,694
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845 1,310,742 25,960 SH SOLE 2,067 0 23,893
J P MORGAN EXCHANGE TRADED F INTRNL RES EQT 46641Q134 1,371,843 16,630 SH SOLE 938 0 15,692
J P MORGAN EXCHANGE TRADED F SMALL & MID CAP 46641Q118 2,065,953 26,476 SH SOLE 795 0 25,681
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 2,555,713 25,352 SH SOLE 1,139 0 24,213
PIMCO ETF TR MULTISECTOR BD 72201R585 1,311,984 49,472 SH SOLE 2,274 0 47,198
AFLAC INC COM 001055102 932,020 7,949 SH SOLE 0 0 7,949
AGNICO EAGLE MINES LTD COM 008474108 2,185,471 14,088 SH SOLE 0 0 14,088
ALPHABET INC CAP STK CL A 02079K305 758,128 2,121 SH SOLE 63 0 2,058
ALPHABET INC CAP STK CL A 02079K305 171,538 480 SH OTR 0 0 480
AMAZON COM INC COM 023135106 1,428,162 5,992 SH SOLE 44 0 5,948
AMAZON COM INC COM 023135106 100,103 420 SH OTR 0 0 420
AMERICAN EXPRESS CO COM 025816109 409,295 1,210 SH SOLE 67 0 1,143
APPLIED MATLS INC COM 038222105 548,034 758 SH SOLE 0 0 758
EAGLE MATLS INC COM 26969P108 576,675 2,563 SH SOLE 0 0 2,563
JOHNSON & JOHNSON COM 478160104 687,497 2,707 SH SOLE 0 0 2,707
JOHNSON & JOHNSON COM 478160104 25,397 100 SH OTR 0 0 100
LEONARDO DRS INC COM 52661A108 212,966 4,991 SH SOLE 0 0 4,991
MICROSOFT CORP COM 594918104 1,949,470 5,226 SH SOLE 14 0 5,212
MICROSOFT CORP COM 594918104 37,302 100 SH OTR 0 0 100
ROYAL BK CDA COM 780087102 935,504 4,520 SH SOLE 0 0 4,520
STRYKER CORPORATION COM 863667101 355,781 1,130 SH SOLE 15 0 1,115
STRYKER CORPORATION COM 863667101 31,484 100 SH OTR 0 0 100
SUNCOR ENERGY INC NEW COM 867224107 710,455 13,235 SH SOLE 300 0 12,935
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 1,486,991 3,114 SH SOLE 36 0 3,077
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 47,757 100 SH OTR 0 0 100
TRAVELERS COMPANIES INC COM 89417E109 507,163 1,536 SH SOLE 0 0 1,536
BANK NOVA SCOTIA B C COM 064149107 740,745 8,530 SH SOLE 100 0 8,430
CANADIAN NAT RES LTD MED TER COM 136385101 496,397 12,567 SH SOLE 123 0 12,444
CONOCOPHILLIPS COM 20825C104 1,333,518 12,827 SH SOLE 250 0 12,577
DEERE & CO COM 244199105 498,767 786 SH SOLE 0 0 786
DOLLAR GEN CORP COM 256677105 340,610 2,959 SH SOLE 100 0 2,859
FREEPORT MCMORAN INC CL B 35671D857 201,562 3,205 SH SOLE 0 0 3,205
MERCANTILE BK CORP COM 587376104 227,957 3,970 SH SOLE 180 0 3,790
SM ENERGY COMPANY COM 78454L100 224,721 8,610 SH SOLE 0 0 8,610
SPDR GOLD TR GOLD SHS 78463V107 358,434 973 SH SOLE 10 0 963
BRIDGER AEROSPACE GRP HLDGS COM 96812F102 57,514 29,955 SH SOLE 0 0 29,955
FIGURE TECHNOLOGY SOLUTIO COM CL A 349381103 1,497,481 48,762 SH SOLE 0 0 48,762
ABBOTT LABORATORIES COM 002824100 225,832 2,489 SH SOLE 0 0 2,489
PEPSICO INC COM 713448108 385,755 2,849 SH SOLE 0 0 2,849
NOVARTIS AG SPONSORED ADR 66987V109 1,197,757 7,643 SH SOLE 43 0 7,599
TEXAS INSTRS INC COM 882508104 1,650,882 5,539 SH SOLE 0 0 5,539
VANGUARD INDEX FDS TOTAL STK MKT 922908769 810,018 2,189 SH SOLE 6 0 2,183
BROADCOM INC COM 11135F101 357,413 946 SH SOLE 0 0 946
BROADCOM INC COM 11135F101 37,775 100 SH OTR 0 0 100
LOCKHEED MARTIN CORP COM 539830109 238,087 467 SH SOLE 7 0 461
MCDONALDS CORP COM 580135101 297,201 1,099 SH SOLE 0 0 1,099
MOTOROLA SOLUTIONS INC COM NEW 620076307 311,582 750 SH SOLE 0 0 750
HOME DEPOT INC COM 437076102 218,309 619 SH SOLE 0 0 619
HOME DEPOT INC COM 437076102 52,902 150 SH OTR 0 0 150
KIMBELL RTY PARTNERS LP UNIT 49435R102 242,142 16,665 SH SOLE 0 0 16,665
OLD REP INTL CORP COM 680223104 861,959 21,064 SH SOLE 0 0 21,064
VALERO ENERGY CORP COM 91913Y100 964,409 3,703 SH SOLE 0 0 3,703
ALCON AG ORD SHS H01301128 271,173 4,041 SH SOLE 39 0 4,003
CAPITAL ONE FINL CORP COM 14040H105 320,992 1,600 SH SOLE 0 0 1,600
INGREDION INC COM 457187102 602,071 6,357 SH SOLE 0 0 6,357
CISCO SYS INC COM 17275R102 861,217 7,332 SH SOLE 0 0 7,332
GATX CORP COM 361448103 448,291 2,530 SH SOLE 0 0 2,530
LADDER CAP CORP CL A 505743104 455,281 45,757 SH SOLE 169 0 45,588
APPLE INC COM 037833100 7,268,401 25,119 SH SOLE 0 0 25,119
APPLE INC COM 037833100 185,190 640 SH OTR 0 0 640
ISHARES TR S&P MC 400GR ETF 464287606 1,010,265 8,598 SH SOLE 0 0 8,598
ISHARES TR ISHARES SEMICDTR 464287523 221,062 345 SH SOLE 15 0 330
BLACK HILLS CORP COM 092113109 353,698 4,754 SH SOLE 200 0 4,554
NUTRIEN LTD COM 67077M108 330,802 5,255 SH SOLE 0 0 5,255
PROCTER & GAMBLE CO COM 742718109 424,816 2,897 SH SOLE 0 0 2,897
SANDRIDGE ENERGY INC COM NEW 80007P869 172,086 12,561 SH SOLE 180 0 12,381
ENBRIDGE INC COM 29250N105 293,005 5,405 SH SOLE 0 0 5,405
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 343,268 686 SH SOLE 0 0 686
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 55,043 110 SH OTR 0 0 110
NVIDIA CORPORATION COM 67066G104 905,807 4,527 SH SOLE 0 0 4,527
NVIDIA CORPORATION COM 67066G104 140,063 700 SH OTR 0 0 700
CATERPILLAR INC COM 149123101 350,352 329 SH SOLE 0 0 329
VISA INC COM CL A 92826C839 467,125 1,362 SH SOLE 13 0 1,348
VISA INC COM CL A 92826C839 102,927 300 SH OTR 0 0 300
WALMART INC COM 931142103 860,210 7,595 SH SOLE 0 0 7,595
WALMART INC COM 931142103 22,652 200 SH OTR 0 0 200
COSTCO WHOLESALE CORPORATION COM 22160K105 707,215 756 SH SOLE 0 0 756
ISHARES TR CORE S&P MCP ETF 464287507 754,367 9,783 SH SOLE 0 0 9,783
CHEVRON CORPORATION COM 166764100 776,182 4,683 SH SOLE 0 0 4,683
CHEVRON CORPORATION COM 166764100 16,576 100 SH OTR 0 0 100
AMBEV SA SPONSORED ADR 02319V103 31,400 10,000 SH SOLE 0 0 10,000
CANADIAN NATL RY CO COM 136375102 512,970 4,302 SH SOLE 0 0 4,302
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 248,311 12,987 SH SOLE 0 0 12,987
EXXON MOBIL CORP COM 30231G102 775,793 5,674 SH SOLE 0 0 5,674
EXXON MOBIL CORP COM 30231G102 13,672 100 SH OTR 0 0 100
ROCKWELL AUTOMATION INC COM 773903109 343,090 693 SH SOLE 0 0 693
TJX COS INC NEW COM 872540109 220,433 1,455 SH SOLE 90 0 1,365
ALPHABET INC CAP STK CL C 02079K107 141,332 400 SH OTR 0 0 400
ALPHABET INC CAP STK CL C 02079K107 80,206 227 SH SOLE 0 0 227
ELI LILLY & CO COM 532457108 23,989 20 SH OTR 0 0 20
ELI LILLY & CO COM 532457108 500,299 417 SH SOLE 0 0 417
PROGRESSIVE CORP COM 743315103 43,690 200 SH OTR 0 0 200
PROGRESSIVE CORP COM 743315103 336,195 1,539 SH SOLE 0 0 1,539
ELLSWORTH GROWTH & INCOME FD COM 289074106 247,978 18,772 SH SOLE 0 0 18,772
KAMADA LTD SHS M6240T109 92,484 12,600 SH SOLE 0 0 12,600
NOVA LTD COM M7516K103 411,006 757 SH SOLE 0 0 757
TOWER SEMICONDUCTOR LTD SHS NEW M87915274 585,137 2,245 SH SOLE 0 0 2,245
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 681,054 912 SH SOLE 0 0 912
ZEVIA PBC CL A 98955K104 27,710 17,000 SH SOLE 0 0 17,000
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 531,328 14,706 SH SOLE 0 0 14,706
ISHARES TR S&P SML 600 GWT 464287887 1,466,663 8,212 SH SOLE 0 0 8,212
JPMORGAN CHASE & CO COM 46625H100 951,876 2,908 SH SOLE 0 0 2,908
PUBLIC SVC ENTERPRISE GROUP COM 744573106 262,390 3,233 SH SOLE 0 0 3,233
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 758,370 14,870 SH SOLE 0 0 14,870
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 275,155 5,440 SH SOLE 0 0 5,440
ELEVANCE HEALTH INC FORMERLY COM 036752103 635,784 1,644 SH SOLE 0 0 1,644
ISHARES TR MSCI ACWI ETF 464288257 455,684 2,903 SH SOLE 226 0 2,677
ISHARES TR RUS 1000 ETF 464287622 560,196 1,368 SH SOLE 90 0 1,278
PACER FDS TR US CASH COWS 100 69374H881 215,834 3,470 SH SOLE 0 0 3,470
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 856,761 25,318 SH SOLE 0 0 25,318
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 700,936 19,011 SH SOLE 0 0 19,011
PHILLIPS 66 COM 718546104 381,039 2,254 SH SOLE 0 0 2,254
3M CO COM 88579Y101 259,056 1,600 SH SOLE 0 0 1,600
ISHARES TR CORE S&P TTL STK 464287150 388,827 2,367 SH SOLE 0 0 2,367
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 286,270 9,885 SH SOLE 0 0 9,885
ISHARES TR RUS MD CP GR ETF 464287481 761,332 5,200 SH SOLE 0 0 5,200
ISHARES TR RUS MDCP VAL ETF 464287473 311,752 1,894 SH SOLE 0 0 1,894
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 431,147 613 SH SOLE 0 0 613
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 618,428 3,246 SH SOLE 0 0 3,246