| SCHEDULE OF BANK LOANS |
The
bank loans consisted of the following at March 31, 2026:
SCHEDULE
OF BANK LOANS
| Bank
Name | |
Principal Amount | |
Amount
– HKD | |
| Amount
– USD | | |
Issuance Date | |
| Expiration Date | | |
Interest |
| Standard Chartered Bank (Hong Kong) Limited | |
HKD4,574,286 | |
3,564,728 | |
| 457,017 | | |
2022-09-08 | |
| 2033-09-08 | | |
Hong Kong Prime Rate – 2.5% |
| Standard Chartered Bank
(Hong Kong) Limited | |
HKD3,841,452 | |
3,080,899 | |
| 394,987 | | |
2022-12-06 | |
| 2033-12-06 | | |
Hong Kong Prime Rate
– 2.5% |
| Total | |
| |
6,645,627 | |
| 852,004 | | |
| |
| | | |
|
The
bank loans consisted of the following at March 31, 2025:
| Bank Name | |
Principal Amount | |
Amount
– HKD | | |
Amount
– USD | | |
Issuance Date | |
Expiration Date | |
Interest |
| Standard Chartered Bank (Hong Kong)
Limited | |
HKD4,574,286 | |
| 3,984,348 | | |
| 510,814 | | |
2022-09-08 | |
2033-09-08 | |
Hong Kong Prime Rate –
2.5% |
| Standard Chartered Bank
(Hong Kong) Limited | |
HKD3,841,452 | |
| 3,430,440 | | |
| 439,800 | | |
2022-12-06 | |
2033-12-06 | |
Hong Kong Prime Rate
– 2.5% |
| Total | |
| |
| 7,414,788 | | |
| 950,614 | | |
| |
| |
|
|
| SCHEDULE OF MATURITIES OF BANK BORROWING |
The
following are the maturities of the above borrowings, which include principal of bank borrowing as of March 31, 2026:
SCHEDULE
OF MATURITIES OF BANK BORROWING
| | |
Amount | |
| | |
USD | |
| Years ending March 31, | |
| | |
| 2027 | |
| 102,011 | |
| 2028 | |
| 104,849 | |
| 2029 | |
| 107,767 | |
| 2030 | |
| 110,765 | |
| 2031
and thereafter | |
| 426,612 | |
| Total
Bank Borrowings | |
| 852,004 | |
|