v3.26.1
LOANS - Narrative (Details) - USD ($)
6 Months Ended 12 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Dec. 31, 2025
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Loans held-for-dale, nonaccrual $ 14,100,000   $ 2,400,000
Loans held for sale, fair value, nonaccrual status 14,600,000   1,600,000
Loans held for investment $ 0   $ 0
Concentration risk, percentage 100.00%   100.00%
Amount outstanding on loans purchased $ 4,100,000,000 $ 1,500,000,000  
Amount outstanding on loans securitized 0 574,700,000  
Top Five Originators      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Amount outstanding on loans originated $ 2,900,000,000 $ 1,400,000,000  
Top Five Originators | Financing Receivable Benchmark | Loan Originations Risk      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Concentration risk, percentage 40.20% 42.80%  
Top Five Originators | Revenue Benchmark | Loan Originations Risk      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Concentration risk, percentage 19.30% 22.50%  
Top Five Loan Purchasers | Financing Receivable Benchmark | Customer Concentration Risk      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Concentration risk, percentage 54.40% 45.80%  
Top Five Loan Purchasers | Revenue Benchmark | Customer Concentration Risk      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Concentration risk, percentage 27.00% 23.40%