The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 409,546 1,146 SH SOLE 0 0 1,146
ALPHABET INC CAP STK CL C 02079K107 682,987 1,933 SH SOLE 0 0 1,933
AMAZON COM INC COM 023135106 258,361 1,084 SH SOLE 0 0 1,084
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 8,068,275 90,452 SH SOLE 0 0 90,452
APPLE INC COM 037833100 1,867,529 6,454 SH SOLE 0 0 6,454
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 233,750 3,437 SH SOLE 0 0 3,437
BLACKROCK ETF TRUST II ISHA FLEX IN ETF 092528603 2,007,667 38,358 SH SOLE 0 0 38,358
BNY MELLON ETF TRUST CORE BOND ETF 09661T602 3,447,073 82,171 SH SOLE 0 0 82,171
CAPITAL GROUP CORE BALANCED SHS 14021D107 2,000,588 52,703 SH SOLE 0 0 52,703
CAPITAL GROUP CORE EQUITY ET SHS CREAT UNIT 14020V108 786,800 17,689 SH SOLE 0 0 17,689
CAPITAL GROUP DIVIDEND GROWE SHS ETF 14021L109 1,344,599 35,846 SH SOLE 0 0 35,846
CAPITAL GROUP DIVIDEND VALUE SHS CREAT UNIT 14020W106 3,252,960 66,010 SH SOLE 0 0 66,010
CAPITAL GROUP EQUITY ETF TR US SM MI CA ETF 14022A102 499,582 15,153 SH SOLE 0 0 15,153
CAPITAL GROUP GBL GROWTH EQT SHS CREAT UNIT 14020X104 855,441 20,209 SH SOLE 0 0 20,209
CAPITAL GROUP GLOBAL EQUITY SHS 14020R107 1,628,743 46,219 SH SOLE 0 0 46,219
CAPITAL GROUP GROWTH ETF SHS CREAT UNIT 14020G101 1,041,906 22,074 SH SOLE 0 0 22,074
CAPITAL GROUP NEW GEOGRAPHY SHS 14021N105 431,013 11,506 SH SOLE 0 0 11,506
CAPITAL GRP FIXED INCM ETF T CORE BOND ETF 14020Y508 1,027,190 39,236 SH SOLE 0 0 39,236
CAPITAL GRP FIXED INCM ETF T CORE PLUS INCM 14020Y102 651,470 29,227 SH SOLE 0 0 29,227
CAPITAL GRP FIXED INCM ETF T US MULTI-SECTOR 14020Y300 800,441 29,288 SH SOLE 0 0 29,288
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849 367,076 7,594 SH SOLE 0 0 7,594
DIMENSIONAL ETF TRUST US EQUI MARK ETF 25434V401 2,873,888 35,073 SH SOLE 0 0 35,073
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 3,333,113 75,138 SH SOLE 0 0 75,138
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 489,313 7,000 SH SOLE 0 0 7,000
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 3,313,026 89,930 SH SOLE 0 0 89,930
ELI LILLY & CO COM 532457108 1,085,484 905 SH SOLE 0 0 905
ISHARES INC CORE MSCI EMKT 46434G103 266,993 3,223 SH SOLE 0 0 3,223
ISHARES TR MSCI USA MMENTM 46432F396 569,274 1,661 SH SOLE 0 0 1,661
ISHARES TR US TREAS BD ETF 46429B267 267,440 11,740 SH SOLE 0 0 11,740
ISHARES TR 1 3 YR TREAS BD 464287457 496,592 6,048 SH SOLE 0 0 6,048
ISHARES TR MSCI EAFE ETF 464287465 300,836 2,896 SH SOLE 0 0 2,896
ISHARES TR CORE US AGGBD ET 464287226 10,715,431 108,259 SH SOLE 0 0 108,259
ISHARES TR CORE DIV GRWTH 46434V621 371,124 4,897 SH SOLE 0 0 4,897
ISHARES TR CORE UNIVRSL USD 46434V613 3,352,936 72,653 SH SOLE 0 0 72,653
ISHARES TR CORE MSCI INTL 46435G326 500,592 5,624 SH SOLE 0 0 5,624
ISHARES TR CORE S&P500 ETF 464287200 24,730,940 33,023 SH SOLE 0 0 33,023
ISHARES TR MORNINGSTAR GRWT 464287119 674,503 5,764 SH SOLE 0 0 5,764
ISHARES TR USD INV GRDE ETF 464288620 255,817 4,988 SH SOLE 0 0 4,988
ISHARES TR ISHS 5-10YR INVT 464288638 497,942 9,365 SH SOLE 0 0 9,365
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761 351,931 4,869 SH SOLE 0 0 4,869
J P MORGAN EXCHANGE TRADED F US VALUE FACTR 46641Q753 331,492 5,653 SH SOLE 0 0 5,653
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670 9,040,343 192,594 SH SOLE 0 0 192,594
J P MORGAN EXCHANGE TRADED F BETABUILDRS US 46641Q399 3,089,938 22,936 SH SOLE 0 0 22,936
J P MORGAN EXCHANGE TRADED F ACTIVE VALUE ETF 46641Q167 4,713,134 59,352 SH SOLE 0 0 59,352
J P MORGAN EXCHANGE TRADED F ACTIVEBLDRS EMER 46641Q266 1,381,469 21,626 SH SOLE 0 0 21,626
J P MORGAN EXCHANGE TRADED F BETABUILDERS I 46641Q373 1,470,324 18,831 SH SOLE 0 0 18,831
J P MORGAN EXCHANGE TRADED F BETABUILDERS US 46641Q340 422,011 3,319 SH SOLE 0 0 3,319
J P MORGAN EXCHANGE TRADED F INTRNL RES EQT 46641Q134 6,503,182 78,836 SH SOLE 0 0 78,836
J P MORGAN EXCHANGE TRADED F ACTIVE GROWTH 46654Q609 6,366,942 64,580 SH SOLE 0 0 64,580
LENNAR CORP CL A 526057104 3,140,908 34,710 SH SOLE 0 0 34,710
META PLATFORMS INC CL A 30303M102 259,677 461 SH SOLE 0 0 461
MICRON TECHNOLOGY INC COM 595112103 1,525,971 1,322 SH SOLE 0 0 1,322
MICROSOFT CORP COM 594918104 872,121 2,338 SH SOLE 0 0 2,338
MILLROSE PPTYS INC COM CL A 601137102 583,631 19,422 SH SOLE 0 0 19,422
NVIDIA CORPORATION COM 67066G104 444,200 2,220 SH SOLE 0 0 2,220
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 621,890 6,169 SH SOLE 0 0 6,169
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 321,220 10,130 SH SOLE 0 0 10,130
UNITEDHEALTH GROUP INC COM 91324P102 371,573 894 SH SOLE 0 0 894
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 439,201 9,069 SH SOLE 0 0 9,069
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 850,958 1,239 SH SOLE 0 0 1,239
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 406,000 1,649 SH SOLE 0 0 1,649
VANGUARD INDEX FDS SM CP VAL ETF 922908611 734,715 3,024 SH SOLE 0 0 3,024
VANGUARD INDEX FDS GROWTH ETF 922908736 217,073 2,520 SH SOLE 0 0 2,520
VANGUARD INDEX FDS SML CP GRW ETF 922908595 372,103 1,018 SH SOLE 0 0 1,018
VANGUARD INDEX FDS LARGE CAP ETF 922908637 1,357,413 3,947 SH SOLE 0 0 3,947
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 585,194 1,911 SH SOLE 0 0 1,911
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 618,222 3,129 SH SOLE 0 0 3,129
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 1,920,559 12,237 SH SOLE 0 0 12,237
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 237,730 5,079 SH SOLE 0 0 5,079
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 318,331 2,014 SH SOLE 0 0 2,014
VANGUARD WORLD FD MEGA GRWTH IND 921910816 3,159,072 35,935 SH SOLE 0 0 35,935
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 2,095,842 12,823 SH SOLE 0 0 12,823
WALMART INC COM 931142103 535,154 4,725 SH SOLE 0 0 4,725