LOANS AND ACL - Risk category of bank loans by year of origination (Details) - USD ($) $ in Thousands	12 Months Ended
Mar. 31, 2026	Jun. 30, 2026
Origination year
2027/2026	$ 135,552	$ 12,327
2026/2025	79,687	145,387
2025/2024	60,534	76,353
2024/2023	153,637	59,256
2023/2022	305,852	145,800
Prior	316,383	610,803
Revolving Loans	40,839	43,373
Total Loans Receivable	1,092,484	1,093,299
Gross write-offs
2024/2023	398
Prior	939
Revolving Loans	19
Total Loans Receivable	1,356
Commercial and Construction \| Commercial Business
Origination year
2027/2026	6,270	2,492
2026/2025	17,043	10,970
2025/2024	16,776	16,476
2024/2023	46,668	16,133
2023/2022	78,008	45,014
Prior	38,583	113,312
Revolving Loans	16,498	18,505
Total Loans Receivable	219,846	222,902
Gross write-offs
2024/2023	398
Revolving Loans	1
Total Loans Receivable	399
Commercial Real Estate Portfolio Segment
Origination year
Total Loans Receivable	968,277	972,396
Commercial Real Estate Portfolio Segment \| Commercial Real Estate
Origination year
2027/2026	74,310	670
2026/2025	47,265	80,954
2025/2024	42,595	46,718
2024/2023	62,664	41,987
2023/2022	138,080	62,166
Prior	246,720	379,215
Total Loans Receivable	611,634	611,710
Gross write-offs
Prior	911
Total Loans Receivable	911
Commercial Real Estate Portfolio Segment \| Land
Origination year
2027/2026	7,441	101
2026/2025	600	12,075
2025/2024		596
2024/2023	886
2023/2022	72
Prior	148	197
Revolving Loans	(4)
Revolving Loans		(199)
Total Loans Receivable	9,143	13,168
Commercial Real Estate Portfolio Segment \| Multi-Family
Origination year
2027/2026	10,609	1,594
2026/2025	1,108	13,610
2025/2024	923	1,103
2024/2023	43,242	917
2023/2022	34,974	38,464
Prior	12,758	47,268
Total Loans Receivable	103,614	102,956
Commercial Real Estate Portfolio Segment \| Real Estate Construction
Origination year
2027/2026	22,010	6,591
2026/2025	2,030	14,067
2025/2024		1,002
Total Loans Receivable	24,040	21,660
Consumer
Origination year
Total Loans Receivable	124,207	120,903
Consumer \| Real estate one-to-four family
Origination year
2023/2022	54,684
Prior	18,140	70,760
Revolving Loans	23,874	24,296
Total Loans Receivable	96,698	95,056
Gross write-offs
Prior	28
Total Loans Receivable	28
Consumer \| Other installment
Origination year
2027/2026	14,912	879
2026/2025	11,641	13,711
2025/2024	240	10,458
2024/2023	177	219
2023/2022	34	156
Prior	34	51
Revolving Loans	471	373
Total Loans Receivable	27,509	25,847
Gross write-offs
Revolving Loans	18
Total Loans Receivable	18
Pass
Origination year
2027/2026	131,400	12,327
2026/2025	77,878	141,035
2025/2024	57,974	75,068
2024/2023	147,085	56,710
2023/2022	300,343	130,173
Prior	285,088	554,637
Revolving Loans	37,793	41,408
Total Loans Receivable	1,037,561	1,011,358
Pass \| Commercial and Construction \| Commercial Business
Origination year
2027/2026	6,270	2,492
2026/2025	15,664	10,970
2025/2024	16,776	15,291
2024/2023	46,668	16,133
2023/2022	77,604	45,014
Prior	38,064	112,145
Revolving Loans	13,459	16,540
Total Loans Receivable	214,505	218,585
Pass \| Commercial Real Estate Portfolio Segment \| Commercial Real Estate
Origination year
2027/2026	70,158	670
2026/2025	46,935	76,602
2025/2024	40,035	46,718
2024/2023	56,434	39,441
2023/2022	132,992	46,813
Prior	216,215	324,784
Total Loans Receivable	562,769	535,028
Pass \| Commercial Real Estate Portfolio Segment \| Land
Origination year
2027/2026	7,441	101
2026/2025	600	12,075
2025/2024		596
2024/2023	886
2023/2022	72
Prior	148	197
Revolving Loans	(4)
Revolving Loans		(199)
Total Loans Receivable	9,143	13,168
Pass \| Commercial Real Estate Portfolio Segment \| Multi-Family
Origination year
2027/2026	10,609	1,594
2026/2025	1,008	13,610
2025/2024	923	1,003
2024/2023	42,920	917
2023/2022	34,957	38,190
Prior	12,487	46,700
Total Loans Receivable	102,904	102,014
Pass \| Commercial Real Estate Portfolio Segment \| Real Estate Construction
Origination year
2027/2026	22,010	6,591
2026/2025	2,030	14,067
2025/2024		1,002
Total Loans Receivable	24,040	21,660
Pass \| Consumer \| Real estate one-to-four family
Origination year
2023/2022	54,684
Prior	18,140	70,760
Revolving Loans	23,867	24,296
Total Loans Receivable	96,691	95,056
Pass \| Consumer \| Other installment
Origination year
2027/2026	14,912	879
2026/2025	11,641	13,711
2025/2024	240	10,458
2024/2023	177	219
2023/2022	34	156
Prior	34	51
Revolving Loans	471	373
Total Loans Receivable	27,509	25,847
Special Mention
Origination year
2027/2026	2,296
2026/2025	1,490	2,509
2025/2024	2,560	1,066
2024/2023	6,552	2,546
2023/2022	3,002	10,693
Prior	23,315	33,250
Revolving Loans	3,039	1,965
Total Loans Receivable	42,254	52,029
Special Mention \| Commercial and Construction \| Commercial Business
Origination year
2026/2025	1,253
2025/2024		1,066
2023/2022	404
Prior		680
Revolving Loans	3,039	1,965
Total Loans Receivable	4,696	3,711
Special Mention \| Commercial Real Estate Portfolio Segment \| Commercial Real Estate
Origination year
2027/2026	2,296
2026/2025	237	2,509
2025/2024	2,560
2024/2023	6,230	2,546
2023/2022	2,598	10,419
Prior	23,132	32,099
Total Loans Receivable	37,053	47,573
Special Mention \| Commercial Real Estate Portfolio Segment \| Multi-Family
Origination year
2024/2023	322
2023/2022		274
Prior	183	471
Total Loans Receivable	505	745
Substandard
Origination year
2027/2026	1,856
2026/2025	319	1,843
2025/2024		219
2023/2022	2,507	4,934
Prior	7,944	22,881
Revolving Loans	7
Total Loans Receivable	12,633	29,877
Substandard \| Commercial and Construction \| Commercial Business
Origination year
2026/2025	126
2025/2024		119
Prior	519	487
Total Loans Receivable	645	606
Substandard \| Commercial Real Estate Portfolio Segment \| Commercial Real Estate
Origination year
2027/2026	1,856
2026/2025	93	1,843
2023/2022	2,490	4,934
Prior	7,373	22,332
Total Loans Receivable	11,812	29,109
Substandard \| Commercial Real Estate Portfolio Segment \| Multi-Family
Origination year
2026/2025	100
2025/2024		100
2023/2022	17
Prior	52	62
Total Loans Receivable	169	162
Substandard \| Consumer \| Real estate one-to-four family
Origination year
Revolving Loans	7
Total Loans Receivable	7
Doubtful
Origination year
Prior	36	35
Total Loans Receivable	36	35
Doubtful \| Commercial Real Estate Portfolio Segment \| Multi-Family
Origination year
Prior	36	35
Total Loans Receivable	$ 36	$ 35

Amortized cost excluding accrued interest, of financing receivable that can be withdrawn, repaid, and redrawn.

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- Definition

Amount, excluding accrued interest, of decrease in allowance for credit loss on financing receivable from writeoff. Excludes net investment in lease.

+ References

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Amortized cost excluding accrued interest, of financing receivable originated more than five years prior to current fiscal year. Excludes net investment in lease.

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Amount, excluding accrued interest, of writeoff of financing receivable originated more than five years before current fiscal year. Excludes net investment in lease.

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Amortized cost excluding accrued interest, of financing receivable originated four years prior to current fiscal year. Excludes net investment in lease.

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Amortized cost excluding accrued interest, of financing receivable originated three years prior to current fiscal year. Excludes net investment in lease.

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