v3.26.1
Consolidated Balance Sheets (Unaudited) - USD ($)
$ in Thousands
Jun. 30, 2026
Dec. 31, 2025
Jun. 30, 2025
ASSETS      
Cash and due from banks $ 8,867 $ 6,630 $ 10,477
Interest-bearing deposits in other banks 28,278 53,943 54,792
Total cash and cash equivalents 37,145 60,573 65,269
Securities available for sale (at fair value, net of allowance for credit losses of $0) 558,677 579,468 592,093
Equity securities (at fair value) 9,528 9,481 9,827
Loans held for sale 2,038 2,588 2,282
Loans (net of unearned income) 1,671,468 1,515,745 1,463,259
Less: Allowance for credit losses 18,452 16,886 16,543
Net loans 1,653,016 1,498,859 1,446,716
Premises and equipment 34,593 31,987 29,552
Other real estate owned 748 989
Regulatory stock 11,559 10,870 10,970
Goodwill 6,712
Core deposit intangible 2,538
Bank owned life insurance 36,002 37,019 36,495
Other assets 38,485 26,882 31,710
Total assets 2,391,041 2,257,727 2,225,903
Liabilities:      
Noninterest-bearing 706,839 649,090 628,757
Interest-bearing 1,310,129 1,224,271 1,267,769
Total deposits 2,016,968 1,873,361 1,896,526
Short-term borrowings 76,000 60,000 60,000
Long-term debt 53,007 67,838 75,822
Subordinated debt 61,535 81,413 39,796
Other liabilities 12,011 14,061 14,277
Total liabilities 2,219,521 2,096,673 2,086,421
Stockholders' equity:      
Common stock, par value $0.10 Shares: Authorized 24,000,000 Issued 5,739,114 and Outstanding 5,714,719 as of 6/30/26, 5,692,991 as of 12/31/25, and 5,683,488 as of 6/30/25 574 574 574
Capital surplus 4,096 3,979 3,966
Retained earnings 187,158 179,481 170,094
Accumulated other comprehensive loss, net of tax (19,862) (22,137) (34,217)
Less: Treasury stock cost on 24,395 shares as of 6/30/26, 46,123 shares as of 12/31/25 and 55,626 as of 6/30/25 (446) (843) (935)
Total stockholders' equity 171,520 161,054 139,482
Total liabilities and stockholders' equity $ 2,391,041 $ 2,257,727 $ 2,225,903