The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AGNC INVT CORP COM 00123Q104 353,291 32,412 SH SOLE 0 0 32,412
AT&T INC COM 00206R102 281,706 13,609 SH SOLE 0 0 13,609
AZZ INC COM 002474104 973,595 6,279 SH SOLE 0 0 6,279
ABBVIE INC COM 00287Y109 405,392 1,611 SH DFND 1.0 0 0 1,611
ALMONTY INDS INC COM NEW 020398707 735,595 44,420 SH SOLE 0 0 44,420
ALPHABET INC CAP STK CL C 02079K107 1,159,331 3,281 SH DFND 1.0 0 0 3,281
ALPHABET INC CAP STK CL A 02079K305 747,261 2,091 SH DFND 1.0 0 0 2,091
AMAZON COM INC COM 023135106 1,361,160 5,711 SH DFND 1.0 0 0 5,711
AMERICAN CENTY ETF TR US SML CP VALU 025072877 492,677 3,949 SH DFND 1.0 0 0 3,949
AMGEN INC COM 031162100 240,083 663 SH DFND 1.0 0 0 663
ANALOG DEVICES INC COM 032654105 381,681 961 SH DFND 1.0 0 0 961
APA CORPORATION COM 03743Q108 675,600 20,743 SH SOLE 0 0 20,743
APPLE INC COM 037833100 1,973,966 6,821 SH DFND 1.0 0 0 6,821
APPLIED MATLS INC COM 038222105 255,942 354 SH DFND 1.0 0 0 354
ARES CAPITAL CORP COM 04010L103 531,963 28,708 SH SOLE 0 0 28,708
ARISTA NETWORKS INC COM SHS 040413205 524,420 3,087 SH DFND 1.0 0 0 3,087
ATLANTA BRAVES HLDGS INC COM SER C 047726302 968,350 18,658 SH SOLE 0 0 18,658
BAR HBR BANKSHARES COM 066849100 946,756 25,073 SH SOLE 0 0 25,073
BERKLEY W R CORP COM 084423102 964,189 13,671 SH SOLE 0 0 13,671
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 523,408 1,046 SH DFND 1.0 0 0 1,046
BLACKROCK ETF TRUST II ISHA GLO USD ETF 092528835 1,281,590 25,484 SH DFND 1.0 0 0 25,484
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 3,361,598 49,428 SH DFND 1.0 0 0 49,428
BLACKROCK ETF TRUST ISHA SYST AL ETF 09290C665 1,360,565 48,505 SH DFND 1.0 0 0 48,505
BLACKROCK ETF TRUST ISHARES DEFENSE 09290C699 1,009,333 31,760 SH DFND 1.0 0 0 31,760
BLACKROCK ETF TRUST ISHA IN CTRY ETF 09290C764 1,048,004 28,634 SH DFND 1.0 0 0 28,634
BLACKROCK ETF TRUST ISHA I IN TE ETF 09290C780 1,765,065 33,480 SH DFND 1.0 0 0 33,480
BLACKROCK ETF TRUST ISHA US THEM ETF 09290C806 990,754 22,982 SH DFND 1.0 0 0 22,982
BLACKROCK ETF TRUST ISHA LA CORE ETF 09290C855 1,403,761 27,869 SH DFND 1.0 0 0 27,869
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 260,812 4,223 SH DFND 1.0 0 0 4,223
BROADCOM INC COM 11135F101 468,788 1,241 SH DFND 1.0 0 0 1,241
CAMDEN NATL CORP COM 133034108 309,488 5,708 SH SOLE 0 0 5,708
CATERPILLAR INC COM 149123101 213,351 200 SH SOLE 0 0 200
CHEVRON CORPORATION COM 166764100 233,224 1,407 SH DFND 1.0 0 0 1,407
CORPAY INC COM SHS 219948106 882,499 2,648 SH SOLE 0 0 2,648
COSTCO WHOLESALE CORPORATION COM 22160K105 287,189 307 SH DFND 1.0 0 0 307
DNP SELECT INCOME FD INC COM 23325P104 266,081 24,660 SH SOLE 0 0 24,660
DELTA AIR LINES INC COM NEW 247361702 268,242 2,864 SH SOLE 0 0 2,864
DIAMONDBACK ENERGY INC COM 25278X109 702,353 3,996 SH DFND 1.0 0 0 3,996
DUKE ENERGY CORP NEW COM NEW 26441C204 205,566 1,624 SH DFND 1.0 0 0 1,624
ENBRIDGE INC COM 29250N105 281,567 5,194 SH DFND 1.0 0 0 5,194
EVERQUOTE INC COM CL A 30041R108 714,866 30,049 SH SOLE 0 0 30,049
EXELIXIS INC COM 30161Q104 905,763 16,647 SH SOLE 0 0 16,647
EXPEDIA GROUP INC COM NEW 30212P303 793,869 3,103 SH SOLE 0 0 3,103
META PLATFORMS INC CL A 30303M102 1,158,125 2,056 SH DFND 1.0 0 0 2,056
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 360,855 7,249 SH DFND 1.0 0 0 7,249
FIRSTENERGY CORP COM 337932107 243,928 5,131 SH DFND 1.0 0 0 5,131
FORD MTR CO COM 345370860 349,557 25,148 SH SOLE 0 0 25,148
GOLUB CAP BDC INC COM 38173M102 494,130 38,364 SH SOLE 0 0 38,364
HERCULES CAPITAL INC COM 427096508 719,175 45,604 SH SOLE 0 0 45,604
HORIZON FDS MANAGED RISK ETF 44053A549 1,755,812 57,081 SH DFND 1.0 0 0 57,081
INTUITIVE SURGICAL INC COM NEW 46120E602 210,770 530 SH DFND 1.0 0 0 530
INVESCO EXCHANGE TRADED FD T S&P MDCP VLU MNT 46137V456 615,727 8,682 SH DFND 1.0 0 0 8,682
IRON MTN INC DEL COM 46284V101 1,478,735 11,707 SH SOLE 0 0 11,707
ISHARES GOLD TR ISHARES NEW 464285204 629,829 8,341 SH DFND 1.0 0 0 8,341
ISHARES TR CORE S&P500 ETF 464287200 7,946,826 10,611 SH DFND 1.0 0 0 10,611
ISHARES TR S&P 500 GRWT ETF 464287309 3,450,545 25,089 SH DFND 1.0 0 0 25,089
ISHARES TR S&P 500 VAL ETF 464287408 3,113,437 13,712 SH DFND 1.0 0 0 13,712
ISHARES TR MBS ETF 464288588 2,213,508 23,419 SH DFND 1.0 0 0 23,419
ISHARES TR MRGSTR SM CP GR 464288604 503,937 7,689 SH DFND 1.0 0 0 7,689
ISHARES TR 10-20 YR TRS ETF 464288653 1,481,467 14,763 SH DFND 1.0 0 0 14,763
ISHARES TR 3 7 YR TREAS BD 464288661 927,150 7,894 SH DFND 1.0 0 0 7,894
ISHARES TR EAFE VALUE ETF 464288877 1,040,694 13,595 SH DFND 1.0 0 0 13,595
ISHARES TR EAFE GRWTH ETF 464288885 1,783,180 14,332 SH DFND 1.0 0 0 14,332
ISHARES TR US TREAS BD ETF 46429B267 1,960,806 86,076 SH DFND 1.0 0 0 86,076
ISHARES TR MSCI USA QLT FCT 46432F339 224,047 1,021 SH DFND 1.0 0 0 1,021
ISHARES TR MSCI USA MMENTM 46432F396 1,579,017 4,606 SH DFND 1.0 0 0 4,606
ISHARES INC CORE MSCI EMKT 46434G103 1,981,119 23,915 SH DFND 1.0 0 0 23,915
ISHARES TR CORE UNIVRSL USD 46434V613 8,020,865 173,800 SH DFND 1.0 0 0 173,800
JPMORGAN CHASE & CO COM 46625H100 865,739 2,645 SH DFND 1.0 0 0 2,645
JANUS DETROIT STR TR B-BBB CLO ETF 47103U753 623,836 13,175 SH DFND 1.0 0 0 13,175
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845 730,388 14,466 SH DFND 1.0 0 0 14,466
JOHNSON & JOHNSON COM 478160104 368,003 1,449 SH SOLE 0 0 1,449
KINGSTONE COS INC COM 496719105 1,034,090 54,340 SH SOLE 0 0 54,340
LAM RESEARCH CORP COM NEW 512807306 357,497 825 SH DFND 1.0 0 0 825
LEIDOS HOLDINGS INC COM 525327102 812,227 7,888 SH SOLE 0 0 7,888
LIFE TIME GROUP HOLDINGS INC COMMON STOCK 53190C102 1,004,296 24,591 SH SOLE 0 0 24,591
ELI LILLY & CO COM 532457108 303,456 253 SH DFND 1.0 0 0 253
MASTERCARD INCORPORATED CL A 57636Q104 456,591 889 SH DFND 1.0 0 0 889
MERCK & CO INC COM 58933Y105 276,789 2,154 SH DFND 1.0 0 0 2,154
MICROSOFT CORP COM 594918104 1,497,861 4,015 SH DFND 1.0 0 0 4,015
MICRON TECHNOLOGY INC COM 595112103 305,887 265 SH DFND 1.0 0 0 265
MORGAN STANLEY COM NEW 617446448 758,112 3,627 SH DFND 1.0 0 0 3,627
MUELLER INDS INC COM 624756102 856,085 6,964 SH SOLE 0 0 6,964
NATIONAL FUEL GAS CO COM 636180101 804,142 10,415 SH SOLE 0 0 10,415
NETFLIX INC. COM 64110L106 245,830 3,443 SH DFND 1.0 0 0 3,443
NICOLET BANKSHARES INC COM 65406E102 990,025 5,986 SH SOLE 0 0 5,986
NVIDIA CORPORATION COM 67066G104 2,435,496 12,172 SH DFND 1.0 0 0 12,172
ORACLE CORP COM 68389X105 205,903 1,405 SH DFND 1.0 0 0 1,405
PNC FINL SVCS GROUP INC COM 693475105 221,351 899 SH DFND 1.0 0 0 899
PAYCHEX INC COM 704326107 232,059 2,360 SH DFND 1.0 0 0 2,360
PEPSICO INC COM 713448108 276,487 2,042 SH DFND 1.0 0 0 2,042
PFIZER INC COM 717081103 251,468 10,443 SH DFND 1.0 0 0 10,443
PHILIP MORRIS INTL INC COM 718172109 335,226 1,853 SH DFND 1.0 0 0 1,853
PRINCIPAL FINANCIAL GROUP IN COM 74251V102 209,093 1,940 SH DFND 1.0 0 0 1,940
PROLOGIS INC. COM 74340W103 203,611 1,503 SH DFND 1.0 0 0 1,503
RTX CORPORATION COM 75513E101 247,218 1,303 SH DFND 1.0 0 0 1,303
REGENERON PHARMACEUTICALS COM 75886F107 714,577 1,146 SH SOLE 0 0 1,146
SALESFORCE INC COM 79466L302 782,047 4,992 SH DFND 1.0 0 0 4,992
SANOFI SA SPONSORED ADR 80105N105 299,431 7,019 SH DFND 1.0 0 0 7,019
SLB LIMITED COM STK 806857108 823,152 17,706 SH SOLE 0 0 17,706
SCHWAB CHARLES CORP COM 808513105 214,436 2,324 SH DFND 1.0 0 0 2,324
SMUCKER J M CO COM NEW 832696405 291,938 2,595 SH SOLE 0 0 2,595
STAG INDUSTRIAL INC COM 85254J102 886,320 23,287 SH SOLE 0 0 23,287
STIFEL FINL CORP COM 860630102 763,892 10,949 SH SOLE 0 0 10,949
TC ENERGY CORP COM 87807B107 235,264 3,549 SH DFND 1.0 0 0 3,549
TESLA INC COM 88160R101 326,806 777 SH DFND 1.0 0 0 777
TEXAS INSTRS INC COM 882508104 276,013 926 SH DFND 1.0 0 0 926
THERMO FISHER SCIENTIFIC INC COM 883556102 258,701 516 SH DFND 1.0 0 0 516
TWO RDS SHARED TR ANFIELD DYNAMIC 90214Q725 1,599,857 188,442 SH DFND 1.0 0 0 188,442
US BANCORP COM NEW 902973304 279,229 4,623 SH DFND 1.0 0 0 4,623
UNILEVER PLC SPON ADR NEW 904767803 241,262 4,013 SH DFND 1.0 0 0 4,013
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201 226,022 4,810 SH DFND 1.0 0 0 4,810
VANGUARD STAR FDS VG TL INTL STK F 921909768 1,208,743 14,139 SH DFND 1.0 0 0 14,139
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 359,453 4,614 SH DFND 1.0 0 0 4,614
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 711,401 9,691 SH DFND 1.0 0 0 9,691
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 533,626 7,489 SH DFND 1.0 0 0 7,489
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 622,374 12,851 SH DFND 1.0 0 0 12,851
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 457,415 666 SH SOLE 0 0 666
VANGUARD INDEX FDS GROWTH ETF 922908736 545,008 6,327 SH DFND 1.0 0 0 6,327
VANGUARD INDEX FDS VALUE ETF 922908744 423,663 1,944 SH DFND 1.0 0 0 1,944
VANGUARD INDEX FDS TOTAL STK MKT 922908769 890,686 2,407 SH DFND 1.0 0 0 2,407
VERIZON COMMUNICATIONS INC COM 92343V104 978,179 23,103 SH DFND 1.0 0 0 23,103
VISA INC COM CL A 92826C839 470,034 1,370 SH DFND 1.0 0 0 1,370
WEC ENERGY GROUP INC COM 92939U106 207,734 1,779 SH DFND 1.0 0 0 1,779
WABTEC COM 929740108 276,359 1,025 SH SOLE 0 0 1,025
WISDOMTREE TR JAPN HEDGE EQT 97717W851 896,843 5,169 SH DFND 1.0 0 0 5,169
TOTALENERGIES SE ACT F92124100 218,817 2,814 SH DFND 1.0 0 0 2,814
IBEX LTD SHS NEW G4690M101 899,438 29,616 SH SOLE 0 0 29,616
MEDTRONIC PLC SHS G5960L103 359,232 4,592 SH DFND 1.0 0 0 4,592
CORPORACION AMER ARPTS S A COM L1995B107 772,900 30,695 SH SOLE 0 0 30,695
ITURAN LOCATION AND CONTROL SHS M6158M104 1,015,511 16,645 SH SOLE 0 0 16,645
FLEX LTD ORD Y2573F102 1,298,991 8,015 SH SOLE 0 0 8,015