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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101 15,491,899 356,136 SH SOLE 0 0 356,136
INVESCO QQQ TR UNIT SER 1 46090E103 2,237,443 3,035 SH SOLE 0 0 3,035
ISHARES GOLD TR ISHARES NEW 464285204 9,801,727 129,807 SH SOLE 0 0 129,807
ISHARES TR S&P 500 VAL ETF 464287408 283,825 1,250 SH SOLE 0 0 1,250
ISHARES TR INTL SEL DIV ETF 464288448 283,588 6,845 SH SOLE 0 0 6,845
ISHARES TR TRUST ISHARE 0-1 464288679 10,336,374 93,669 SH SOLE 0 0 93,669
ISHARES TR CORE US AGGBD ET 464287226 2,277,431 23,009 SH SOLE 0 0 23,009
ISHARES TR CORE S&P MCP ETF 464287507 333,115 4,320 SH SOLE 0 0 4,320
ISHARES TR CORE S&P SCP ETF 464287804 282,679 1,906 SH SOLE 0 0 1,906
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 350,103 12,639 SH SOLE 0 0 12,639
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,465,791 49,806 SH SOLE 0 0 49,806
SPDR INDEX SHS FDS ST STR MSCI GLB 78463X475 551,286 6,435 SH SOLE 0 0 6,435
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 1,380,554 1,844 SH SOLE 0 0 1,844
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,331,216 13,805 SH SOLE 0 0 13,805
VANGUARD INDEX FDS TOTAL STK MKT 922908769 28,958,960 78,259 SH SOLE 0 0 78,259
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,613,003 27,023 SH SOLE 0 0 27,023
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 149,844,966 954,731 SH SOLE 0 0 954,731
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 16,076,192 272,570 SH SOLE 0 0 272,570
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 43,447,698 746,524 SH SOLE 0 0 746,524
VANGUARD STAR FDS VG TL INTL STK F 921909768 9,838,454 115,083 SH SOLE 0 0 115,083