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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 18,966,957 189,367 SH SOLE 189,367 0 0
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 4,284,579 42,777 SH SOLE 42,777 0 0
INNOVATOR ETFS TRUST QUITY MANAGD FLR 45783Y673 1,220,931 31,647 SH SOLE 31,647 0 0
INNOVATOR ETFS TRUST POWER BUFFER SET 45783Y723 959,843 26,093 SH SOLE 26,093 0 0
INNOVATOR ETFS TRUST U S EQ 10 BUFFER 45783Y442 831,384 24,546 SH SOLE 24,546 0 0
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100 854,264 53,795 SH SOLE 53,795 0 0
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100 686,039 43,201 SH SOLE 43,201 0 0
INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870 508,221 20,906 SH SOLE 20,906 0 0
INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464 955,076 5,613 SH SOLE 5,613 0 0
ISHARES GOLD TR ISHARES NEW 464285204 1,165,011 15,429 SH SOLE 15,429 0 0
ISHARES TR 0-3 MTH TREASURY 46436E718 10,867,302 107,950 SH SOLE 107,950 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 9,947,163 45,332 SH SOLE 45,332 0 0
ISHARES TR CORE DIV GRWTH 46434V621 5,286,255 69,749 SH SOLE 69,749 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 2,726,024 21,954 SH SOLE 21,954 0 0
ISHARES TR MSCI USA MMENTM 46432F396 2,689,972 7,846 SH SOLE 7,846 0 0
ISHARES TR CORE S&P500 ETF 464287200 2,632,459 3,515 SH SOLE 3,515 0 0
ISHARES TR 0-3 MTH TREASURY 46436E718 2,446,709 24,304 SH SOLE 24,304 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 2,009,405 9,084 SH SOLE 9,084 0 0
ISHARES TR CORE DIV GRWTH 46434V621 1,683,334 22,211 SH SOLE 22,211 0 0
ISHARES TR MSCI USA MIN ETF 46429B697 1,624,754 16,844 SH SOLE 16,844 0 0
ISHARES TR SELECT DIVID ETF 464287168 1,620,804 10,370 SH SOLE 10,370 0 0
ISHARES TR TIPS BD ETF 464287176 1,006,319 9,196 SH SOLE 9,196 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 553,732 8,094 SH SOLE 8,094 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 267,748 5,295 SH SOLE 5,295 0 0
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845 640,138 12,679 SH SOLE 12,679 0 0
JANUS DETROIT STR TR HEND SECU IN ETF 47103U746 271,614 5,304 SH SOLE 5,304 0 0
PGIM ETF TR AAA CLO ETF 69344A834 406,880 7,936 SH SOLE 7,936 0 0
PIMCO ETF TR ACTIVE BD ETF 72201R775 15,691,458 170,171 SH SOLE 170,171 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 4,030,338 39,980 SH SOLE 39,980 0 0
PIMCO ETF TR ULTR SH GO AC FD 72201R577 401,541 3,978 SH SOLE 3,978 0 0
SPDR SERIES TRUST STATE STRET SPDR 78468R861 824,004 43,529 SH SOLE 43,529 0 0
SPDR SERIES TRUST STATE STRET SPDR 78468R861 306,817 16,208 SH SOLE 16,208 0 0
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 7,700,507 111,715 SH SOLE 111,715 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3,119,815 32,353 SH SOLE 32,353 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 759,993 2,507 SH SOLE 2,507 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 15,808,423 100,723 SH SOLE 100,723 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 997,654 22,244 SH SOLE 22,244 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 2,996,763 37,919 SH SOLE 37,919 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 1,870,564 32,140 SH SOLE 32,140 0 0