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<!--Generated by DFIN XBRL Instance Document - http://www.dfinsolutions.com/ - Version R3.0 - on 11-August-2026 [04:14:12] {AM}-->
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          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0002038891_BestEntrySixYearMember" xlink:to="lab_cik0002038891_BestEntrySixYearMember" />
          <link:loc xlink:type="locator" xlink:href="cik0002038891-20260814.xsd#cik0002038891_DualDirectionDownsideAdvantageOneYearMember" xlink:label="loc_cik0002038891_DualDirectionDownsideAdvantageOneYearMember" />
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          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0002038891_DualDirectionDownsideAdvantageOneYearMember" xlink:to="lab_cik0002038891_DualDirectionDownsideAdvantageOneYearMember" />
          <link:loc xlink:type="locator" xlink:href="cik0002038891-20260814.xsd#cik0002038891_DualDirectionOneYearMember" xlink:label="loc_cik0002038891_DualDirectionOneYearMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cik0002038891_DualDirectionOneYearMember" xml:lang="en-US">Dual Direction 1 Year [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0002038891_DualDirectionOneYearMember" xlink:to="lab_cik0002038891_DualDirectionOneYearMember" />
          <link:loc xlink:type="locator" xlink:href="cik0002038891-20260814.xsd#cik0002038891_DualDirectionSixYearMember" xlink:label="loc_cik0002038891_DualDirectionSixYearMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cik0002038891_DualDirectionSixYearMember" xml:lang="en-US">Dual Direction 6 Year [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0002038891_DualDirectionSixYearMember" xlink:to="lab_cik0002038891_DualDirectionSixYearMember" />
          <link:loc xlink:type="locator" xlink:href="cik0002038891-20260814.xsd#cik0002038891_DualStepTierOneYearMember" xlink:label="loc_cik0002038891_DualStepTierOneYearMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cik0002038891_DualStepTierOneYearMember" xml:lang="en-US">Dual Step Tier 1 Year [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0002038891_DualStepTierOneYearMember" xlink:to="lab_cik0002038891_DualStepTierOneYearMember" />
          <link:loc xlink:type="locator" xlink:href="cik0002038891-20260814.xsd#cik0002038891_DualStepTierSixYearMember" xlink:label="loc_cik0002038891_DualStepTierSixYearMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cik0002038891_DualStepTierSixYearMember" xml:lang="en-US">Dual Step Tier 6 Year [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0002038891_DualStepTierSixYearMember" xlink:to="lab_cik0002038891_DualStepTierSixYearMember" />
          <link:loc xlink:type="locator" xlink:href="cik0002038891-20260814.xsd#cik0002038891_DualStepUpOneYearMember" xlink:label="loc_cik0002038891_DualStepUpOneYearMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cik0002038891_DualStepUpOneYearMember" xml:lang="en-US">Dual Step Up 1 Year [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0002038891_DualStepUpOneYearMember" xlink:to="lab_cik0002038891_DualStepUpOneYearMember" />
          <link:loc xlink:type="locator" xlink:href="cik0002038891-20260814.xsd#cik0002038891_DualStepUpSixYearMember" xlink:label="loc_cik0002038891_DualStepUpSixYearMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cik0002038891_DualStepUpSixYearMember" xml:lang="en-US">Dual Step Up 6 Year [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0002038891_DualStepUpSixYearMember" xlink:to="lab_cik0002038891_DualStepUpSixYearMember" />
          <link:loc xlink:type="locator" xlink:href="cik0002038891-20260814.xsd#cik0002038891_EnhancedUpsideOneYearMember" xlink:label="loc_cik0002038891_EnhancedUpsideOneYearMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cik0002038891_EnhancedUpsideOneYearMember" xml:lang="en-US">Enhanced Upside 1 Year [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0002038891_EnhancedUpsideOneYearMember" xlink:to="lab_cik0002038891_EnhancedUpsideOneYearMember" />
          <link:loc xlink:type="locator" xlink:href="cik0002038891-20260814.xsd#cik0002038891_OptimalMixGlobalOneYearMember" xlink:label="loc_cik0002038891_OptimalMixGlobalOneYearMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cik0002038891_OptimalMixGlobalOneYearMember" xml:lang="en-US">Optimal Mix Global 1 Year [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0002038891_OptimalMixGlobalOneYearMember" xlink:to="lab_cik0002038891_OptimalMixGlobalOneYearMember" />
          <link:loc xlink:type="locator" xlink:href="cik0002038891-20260814.xsd#cik0002038891_OptimalMixGlobalSixYearMember" xlink:label="loc_cik0002038891_OptimalMixGlobalSixYearMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cik0002038891_OptimalMixGlobalSixYearMember" xml:lang="en-US">Optimal Mix Global 6 Year [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0002038891_OptimalMixGlobalSixYearMember" xlink:to="lab_cik0002038891_OptimalMixGlobalSixYearMember" />
          <link:loc xlink:type="locator" xlink:href="cik0002038891-20260814.xsd#cik0002038891_OptimalMixUsOneYearMember" xlink:label="loc_cik0002038891_OptimalMixUsOneYearMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cik0002038891_OptimalMixUsOneYearMember" xml:lang="en-US">Optimal Mix U.S. 1 Year [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0002038891_OptimalMixUsOneYearMember" xlink:to="lab_cik0002038891_OptimalMixUsOneYearMember" />
          <link:loc xlink:type="locator" xlink:href="cik0002038891-20260814.xsd#cik0002038891_OptimalMixUsSixYearMember" xlink:label="loc_cik0002038891_OptimalMixUsSixYearMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cik0002038891_OptimalMixUsSixYearMember" xml:lang="en-US">Optimal Mix U.S. 6 Year [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0002038891_OptimalMixUsSixYearMember" xlink:to="lab_cik0002038891_OptimalMixUsSixYearMember" />
          <link:loc xlink:type="locator" xlink:href="cik0002038891-20260814.xsd#cik0002038891_StandardOneYearMember" xlink:label="loc_cik0002038891_StandardOneYearMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cik0002038891_StandardOneYearMember" xml:lang="en-US">Standard 1 Year [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0002038891_StandardOneYearMember" xlink:to="lab_cik0002038891_StandardOneYearMember" />
          <link:loc xlink:type="locator" xlink:href="cik0002038891-20260814.xsd#cik0002038891_StandardSixYearMember" xlink:label="loc_cik0002038891_StandardSixYearMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cik0002038891_StandardSixYearMember" xml:lang="en-US">Standard 6 Year [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0002038891_StandardSixYearMember" xlink:to="lab_cik0002038891_StandardSixYearMember" />
          <link:loc xlink:type="locator" xlink:href="cik0002038891-20260814.xsd#cik0002038891_StandardThreeMonthMember" xlink:label="loc_cik0002038891_StandardThreeMonthMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cik0002038891_StandardThreeMonthMember" xml:lang="en-US">Standard 3 Month [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0002038891_StandardThreeMonthMember" xlink:to="lab_cik0002038891_StandardThreeMonthMember" />
          <link:loc xlink:type="locator" xlink:href="cik0002038891-20260814.xsd#cik0002038891_StepUpOneYearMember" xlink:label="loc_cik0002038891_StepUpOneYearMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cik0002038891_StepUpOneYearMember" xml:lang="en-US">Step Up 1 Year [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0002038891_StepUpOneYearMember" xlink:to="lab_cik0002038891_StepUpOneYearMember" />
          <link:loc xlink:type="locator" xlink:href="cik0002038891-20260814.xsd#cik0002038891_StepUpSixYearMember" xlink:label="loc_cik0002038891_StepUpSixYearMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cik0002038891_StepUpSixYearMember" xml:lang="en-US">Step Up 6 Year [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0002038891_StepUpSixYearMember" xlink:to="lab_cik0002038891_StepUpSixYearMember" />
          <link:loc xlink:type="locator" xlink:href="cik0002038891-20260814.xsd#cik0002038891_IsharesBitcoinTrustEtfMember" xlink:label="loc_cik0002038891_IsharesBitcoinTrustEtfMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cik0002038891_IsharesBitcoinTrustEtfMember" xml:lang="en-US">iShares Bitcoin Trust ETF [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0002038891_IsharesBitcoinTrustEtfMember" xlink:to="lab_cik0002038891_IsharesBitcoinTrustEtfMember" />
          <link:loc xlink:type="locator" xlink:href="cik0002038891-20260814.xsd#cik0002038891_MSCIEAFEPriceReturnIndexMember" xlink:label="loc_cik0002038891_MSCIEAFEPriceReturnIndexMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cik0002038891_MSCIEAFEPriceReturnIndexMember" xml:lang="en-US">MSCI EAFE Price Return Index [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_cik0002038891_MSCIEAFEPriceReturnIndexMember" xml:lang="en-US">MSCI EAFE Price Return Index [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0002038891_MSCIEAFEPriceReturnIndexMember" xlink:to="lab_cik0002038891_MSCIEAFEPriceReturnIndexMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_cik0002038891_MSCIEAFEPriceReturnIndexMember" xml:lang="en-US">MSCI EAFE Price Return Index [Member]</link:label>
          <link:loc xlink:type="locator" xlink:href="cik0002038891-20260814.xsd#cik0002038891_NASDAQ100PriceReturnIndexMember" xlink:label="loc_cik0002038891_NASDAQ100PriceReturnIndexMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cik0002038891_NASDAQ100PriceReturnIndexMember" xml:lang="en-US">NASDAQ100 Price Return Index [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_cik0002038891_NASDAQ100PriceReturnIndexMember" xml:lang="en-US">NASDAQ-100 Price Return Index [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0002038891_NASDAQ100PriceReturnIndexMember" xlink:to="lab_cik0002038891_NASDAQ100PriceReturnIndexMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_cik0002038891_NASDAQ100PriceReturnIndexMember" xml:lang="en-US">NASDAQ100 Price Return Index [Member]</link:label>
          <link:loc xlink:type="locator" xlink:href="cik0002038891-20260814.xsd#cik0002038891_OptimalMixGlobalMember" xlink:label="loc_cik0002038891_OptimalMixGlobalMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cik0002038891_OptimalMixGlobalMember" xml:lang="en-US">Optimal Mix Global [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0002038891_OptimalMixGlobalMember" xlink:to="lab_cik0002038891_OptimalMixGlobalMember" />
          <link:loc xlink:type="locator" xlink:href="cik0002038891-20260814.xsd#cik0002038891_OptimalMixUsMember" xlink:label="loc_cik0002038891_OptimalMixUsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cik0002038891_OptimalMixUsMember" xml:lang="en-US">Optimal Mix U.S [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0002038891_OptimalMixUsMember" xlink:to="lab_cik0002038891_OptimalMixUsMember" />
          <link:loc xlink:type="locator" xlink:href="cik0002038891-20260814.xsd#cik0002038891_Russell2000PriceReturnIndexMember" xlink:label="loc_cik0002038891_Russell2000PriceReturnIndexMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cik0002038891_Russell2000PriceReturnIndexMember" xml:lang="en-US">Russell 2000 Price Return Index [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_cik0002038891_Russell2000PriceReturnIndexMember" xml:lang="en-US">Russell 2000&#174; Price Return Index [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0002038891_Russell2000PriceReturnIndexMember" xlink:to="lab_cik0002038891_Russell2000PriceReturnIndexMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_cik0002038891_Russell2000PriceReturnIndexMember" xml:lang="en-US">Russell 2000 Price Return Index [Member]</link:label>
          <link:loc xlink:type="locator" xlink:href="cik0002038891-20260814.xsd#cik0002038891_SAndP500PriceReturnIndexMember" xlink:label="loc_cik0002038891_SAndP500PriceReturnIndexMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cik0002038891_SAndP500PriceReturnIndexMember" xml:lang="en-US">S And P 500 Price Return Index [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_cik0002038891_SAndP500PriceReturnIndexMember" xml:lang="en-US">S&amp;P 500 Price Return Index [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0002038891_SAndP500PriceReturnIndexMember" xlink:to="lab_cik0002038891_SAndP500PriceReturnIndexMember" />
          <link:loc xlink:type="locator" xlink:href="cik0002038891-20260814.xsd#cik0002038891_GeneralDollarCapAveragingAccountMember" xlink:label="loc_cik0002038891_GeneralDollarCapAveragingAccountMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cik0002038891_GeneralDollarCapAveragingAccountMember" xml:lang="en-US">General Dollar Cap Averaging Account [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0002038891_GeneralDollarCapAveragingAccountMember" xlink:to="lab_cik0002038891_GeneralDollarCapAveragingAccountMember" />
          <link:loc xlink:type="locator" xlink:href="cik0002038891-20260814.xsd#cik0002038891_GuaranteedInterestOptionMember" xlink:label="loc_cik0002038891_GuaranteedInterestOptionMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cik0002038891_GuaranteedInterestOptionMember" xml:lang="en-US">Guaranteed Interest Option [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0002038891_GuaranteedInterestOptionMember" xlink:to="lab_cik0002038891_GuaranteedInterestOptionMember" />
          <link:loc xlink:type="locator" xlink:href="cik0002038891-20260814.xsd#cik0002038891_SegmentTypeHoldingAccountMember" xlink:label="loc_cik0002038891_SegmentTypeHoldingAccountMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cik0002038891_SegmentTypeHoldingAccountMember" xml:lang="en-US">Segment Type Holding Account [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0002038891_SegmentTypeHoldingAccountMember" xlink:to="lab_cik0002038891_SegmentTypeHoldingAccountMember" />
          <link:loc xlink:type="locator" xlink:href="cik0002038891-20260814.xsd#cik0002038891_SpecialDollarCapAveragingAccountMember" xlink:label="loc_cik0002038891_SpecialDollarCapAveragingAccountMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cik0002038891_SpecialDollarCapAveragingAccountMember" xml:lang="en-US">Special Dollar Cap Averaging Account [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0002038891_SpecialDollarCapAveragingAccountMember" xlink:to="lab_cik0002038891_SpecialDollarCapAveragingAccountMember" />
          <link:loc xlink:type="locator" xlink:href="cik0002038891-20260814.xsd#cik0002038891_PerformanceCapRateMember" xlink:label="loc_cik0002038891_PerformanceCapRateMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cik0002038891_PerformanceCapRateMember" xml:lang="en-US">Performance Cap Rate [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0002038891_PerformanceCapRateMember" xlink:to="lab_cik0002038891_PerformanceCapRateMember" />
          <link:loc xlink:type="locator" xlink:href="cik0002038891-20260814.xsd#cik0002038891_StepRateMember" xlink:label="loc_cik0002038891_StepRateMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cik0002038891_StepRateMember" xml:lang="en-US">Step Rate [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0002038891_StepRateMember" xlink:to="lab_cik0002038891_StepRateMember" />
        </link:labelLink>
      </link:linkbase>
    </appinfo>
  </annotation>
  <import namespace="http://xbrl.org/2005/xbrldt" schemaLocation="http://www.xbrl.org/2005/xbrldt-2005.xsd" />
  <import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd" />
  <import namespace="http://xbrl.sec.gov/dei/2026" schemaLocation="https://xbrl.sec.gov/dei/2026/dei-2026.xsd" />
  <import namespace="http://www.xbrl.org/dtr/type/2024-01-31" schemaLocation="https://www.xbrl.org/dtr/type/2024-01-31/types.xsd" />
  <import namespace="http://www.xbrl.org/2009/arcrole/deprecated" schemaLocation="http://www.xbrl.org/lrr/arcrole/deprecated-2009-12-16.xsd" />
  <import namespace="http://www.xbrl.org/2003/XLink" schemaLocation="http://www.xbrl.org/2003/xl-2003-12-31.xsd" />
  <import namespace="http://www.w3.org/1999/xlink" schemaLocation="http://www.xbrl.org/2003/xlink-2003-12-31.xsd" />
  <import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" />
  <import namespace="http://xbrl.sec.gov/vip-n4/2026" schemaLocation="https://xbrl.sec.gov/vip/2026/vip-n4-2026.xsd" />
  <element name="BufferFifteenPercertangeMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002038891_BufferFifteenPercertangeMember" substitutionGroup="xbrli:item" />
  <element name="BufferFivePercertangeMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002038891_BufferFivePercertangeMember" substitutionGroup="xbrli:item" />
  <element name="BufferFortyPercertangeMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002038891_BufferFortyPercertangeMember" substitutionGroup="xbrli:item" />
  <element name="BufferHundredPercertangeMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002038891_BufferHundredPercertangeMember" substitutionGroup="xbrli:item" />
  <element name="BufferTenPercertangeMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002038891_BufferTenPercertangeMember" substitutionGroup="xbrli:item" />
  <element name="BufferTwentyPercertangeMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002038891_BufferTwentyPercertangeMember" substitutionGroup="xbrli:item" />
  <element name="BestEntrySixYearMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002038891_BestEntrySixYearMember" substitutionGroup="xbrli:item" />
  <element name="DualDirectionDownsideAdvantageOneYearMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002038891_DualDirectionDownsideAdvantageOneYearMember" substitutionGroup="xbrli:item" />
  <element name="DualDirectionOneYearMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002038891_DualDirectionOneYearMember" substitutionGroup="xbrli:item" />
  <element name="DualDirectionSixYearMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002038891_DualDirectionSixYearMember" substitutionGroup="xbrli:item" />
  <element name="DualStepTierOneYearMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002038891_DualStepTierOneYearMember" substitutionGroup="xbrli:item" />
  <element name="DualStepTierSixYearMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002038891_DualStepTierSixYearMember" substitutionGroup="xbrli:item" />
  <element name="DualStepUpOneYearMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002038891_DualStepUpOneYearMember" substitutionGroup="xbrli:item" />
  <element name="DualStepUpSixYearMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002038891_DualStepUpSixYearMember" substitutionGroup="xbrli:item" />
  <element name="EnhancedUpsideOneYearMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002038891_EnhancedUpsideOneYearMember" substitutionGroup="xbrli:item" />
  <element name="OptimalMixGlobalOneYearMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002038891_OptimalMixGlobalOneYearMember" substitutionGroup="xbrli:item" />
  <element name="OptimalMixGlobalSixYearMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002038891_OptimalMixGlobalSixYearMember" substitutionGroup="xbrli:item" />
  <element name="OptimalMixUsOneYearMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002038891_OptimalMixUsOneYearMember" substitutionGroup="xbrli:item" />
  <element name="OptimalMixUsSixYearMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002038891_OptimalMixUsSixYearMember" substitutionGroup="xbrli:item" />
  <element name="StandardOneYearMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002038891_StandardOneYearMember" substitutionGroup="xbrli:item" />
  <element name="StandardSixYearMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002038891_StandardSixYearMember" substitutionGroup="xbrli:item" />
  <element name="StandardThreeMonthMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002038891_StandardThreeMonthMember" substitutionGroup="xbrli:item" />
  <element name="StepUpOneYearMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002038891_StepUpOneYearMember" substitutionGroup="xbrli:item" />
  <element name="StepUpSixYearMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002038891_StepUpSixYearMember" substitutionGroup="xbrli:item" />
  <element name="IsharesBitcoinTrustEtfMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002038891_IsharesBitcoinTrustEtfMember" substitutionGroup="xbrli:item" />
  <element name="MSCIEAFEPriceReturnIndexMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002038891_MSCIEAFEPriceReturnIndexMember" substitutionGroup="xbrli:item" />
  <element name="NASDAQ100PriceReturnIndexMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002038891_NASDAQ100PriceReturnIndexMember" substitutionGroup="xbrli:item" />
  <element name="OptimalMixGlobalMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002038891_OptimalMixGlobalMember" substitutionGroup="xbrli:item" />
  <element name="OptimalMixUsMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002038891_OptimalMixUsMember" substitutionGroup="xbrli:item" />
  <element name="Russell2000PriceReturnIndexMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002038891_Russell2000PriceReturnIndexMember" substitutionGroup="xbrli:item" />
  <element name="SAndP500PriceReturnIndexMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002038891_SAndP500PriceReturnIndexMember" substitutionGroup="xbrli:item" />
  <element name="GeneralDollarCapAveragingAccountMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002038891_GeneralDollarCapAveragingAccountMember" substitutionGroup="xbrli:item" />
  <element name="GuaranteedInterestOptionMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002038891_GuaranteedInterestOptionMember" substitutionGroup="xbrli:item" />
  <element name="SegmentTypeHoldingAccountMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002038891_SegmentTypeHoldingAccountMember" substitutionGroup="xbrli:item" />
  <element name="SpecialDollarCapAveragingAccountMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002038891_SpecialDollarCapAveragingAccountMember" substitutionGroup="xbrli:item" />
  <element name="PerformanceCapRateMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002038891_PerformanceCapRateMember" substitutionGroup="xbrli:item" />
  <element name="StepRateMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002038891_StepRateMember" substitutionGroup="xbrli:item" />
</schema>
