Receivables (Tables)

12 Months Ended

Jun. 30, 2026

Receivables, net of their related allowance, consist of the following:


(in 000s)
As of	June 30, 2026				June 30, 2025
	Short-term		Long-term		Short-term		Long-term
Loans to franchisees	$	5,596	$	11,336	$	7,386	$	16,402
Receivables for U.S. assisted and DIY tax preparation and related fees	13,667		11,943		15,896		6,361
H&R Block's Instant Refund® receivables	1,258		878		2,243		939
Emerald Advance®	11,133		24,786		13,899		22,816
Software receivables from retailers	1,623		—		2,582		—
Royalties and other receivables from franchisees	2,487		—		4,414		—
Wave® payment processing receivables	3,556		—		1,533		—
Other	18,928		649		15,668		498


	$	58,248	$	49,592	$	63,621	$	47,016

Schedule Of Receivables Based On Year Of Origination

alances and amounts on non-accrual status, classified as impaired, or more than 60 days past due, by tax return year of origination, as of June 30, 2026 are as follows:


			(in 000s)

Tax return year of origination	Balance		More Than 60 Days Past Due
2025	$	1,663	$	1,117
2024 and prior	1,000		1,000

	2,663		$	2,117
Allowance	(527)
Net balance	$	2,136

alances and amounts on non-accrual status, classified as impaired, or more than 60 days past due, by fiscal year of origination as of June 30, 2026, are as follows:


			(in 000s)
Fiscal year of origination	Balance		Non-Accrual
2026	$	28,955	$	28,955
2025 and prior	24,566		24,566

	53,521		$	53,521
Allowance	(17,602)
Net balance	$	35,919

Schedule Of Activity In The Allowance For Doubtful Accounts

Activity in the allowance for credit losses for EAs and all other short-term and long-term receivables for the years ended June 30, 2026, 2025 and 2024 is as follows:


(in 000s)
	EAs		All Other		Total
Balances as of July 1, 2023	$	27,386	$	35,108	$	62,494
Provision for credit losses	33,864		48,703		82,567
Charge-offs, recoveries and other	(27,714)		(38,484)		(66,198)
Balances as of June 30, 2024	33,536		45,327		78,863
Provision for credit losses	19,663		45,528		65,191
Charge-offs, recoveries and other	(33,536)		(45,699)		(79,235)
Balances as of June 30, 2025	19,663		45,156		64,819
Provision for credit losses	17,602		47,276		64,878
Charge-offs, recoveries and other	(19,663)		(44,901)		(64,564)
Balances as of June 30, 2026	$	17,602	$	47,531	$	65,133