The following table presents noninterest income within the scope and out of the scope of ASC 606 by segment for the three months ended June 30, 2026 and 2025:


	Three Months Ended June 30, 2026
	BM Tech		Community Banking		Within Scope		Out of Scope		Total
(Dollars in thousands)
Non-Interest Income:
Service charges on deposit accounts:
Interchange and card revenue	$	1,673	$	—	$	1,673	$	—	$	1,673

Service charges	1,691		299		1,990		—		1,990
University fees - transaction activity	518		—		518		—		518
University fees - subscriptions	1,357		—		1,357		—		1,357
Total service charges on deposit accounts	5,239		299		5,538		—		5,538
Bank-owned life insurance income	—		636		—		636		636
Other non-interest income(1)(2)	300		201		501		—		501
Total Non-Interest Income	$	5,539	$	1,136	$	6,039	$	636	$	6,675


	Three Months Ended June 30, 2025
	BM Tech		Community Banking		Within Scope		Out of Scope		Total
(Dollars in thousands)
Non-Interest Income:
Service charges on deposit accounts:
Interchange and card revenue	$	1,844	$	320	$	2,164	$	—	$	2,164
Servicing fees	5,764		—		5,764		—		5,764
Service charges	2,095		301		2,396		—		2,396
University fees - transaction activity	430		—		430		—		430
University fees - subscriptions	1,341		—		1,341		—		1,341
Total service charges on deposit accounts	11,474		621		12,095		—		12,095
Bank-owned life insurance income	—		348		—		348		348
Other non-interest income(1)(2)	1		762		763		—		763
Total Non-Interest Income	$	11,475	$	1,731	$	12,858	$	348	$	13,206

The following table presents non-interest income within the scope and out of the scope of ASC 606 by segment for the six months ended June 30, 2026 and 2025:


	Six Months Ended June 30, 2026
	BM Tech		Community Banking		Within Scope		Out of Scope		Total
(Dollars in thousands)
Non-Interest Income:
Service charges on deposit accounts:
Interchange and card revenue	$	3,894	$	—	$	3,894	$	—	$	3,894
Service charges	3,678		594		4,272		—		4,272
University fees - transaction activity	1,452		—		1,452		—		1,452
University fees - subscriptions	2,745		—		2,745		—		2,745
Total service charges on deposit accounts	11,769		594		12,363		—		12,363
Bank-owned life insurance income	—		1,190		—		1,190		1,190
Gain on sale of securities	—		108		—		108		108
Other non-interest income(1)(2)	300		355		655		—		655
Total Non-Interest Income	$	12,069	$	2,247	$	13,018	$	1,298	$	14,316


	Six Months Ended June 30, 2025
	BM Tech		Community Banking		Within Scope		Out of Scope		Total
(Dollars in thousands)
Non-Interest Income:
Service charges on deposit accounts:
Interchange and card revenue	$	3,463	$	707	$	4,170	$	—	$	4,170
Servicing fees	8,190		—		8,190		—		8,190
Service charges	3,800		585		4,385		—		4,385
University fees - transaction activity	952		—		952		—		952
University fees - subscriptions	2,232		—		2,232		—		2,232
Total service charges on deposit accounts	18,637		1,292		19,929		—		19,929
Bank-owned life insurance income	—		692		—		692		692
Other non-interest income(1)(2)	1,401		872		2,273		—		2,273
Total Non-Interest Income	$	20,038	$	2,856	$	22,202	$	692	$	22,894