v3.26.1
COMMITMENTS AND CONTINGENCIES (Details) - USD ($)
Jun. 30, 2026
Dec. 31, 2025
COMMITMENTS AND CONTINGENCIES    
Commitments to originate loans $ 3,205,000 $ 1,740,000
Undisbursed portion of construction loans in process 11,495,000 13,787,000
Unused lines of credit 13,378,000 15,020,000
Unused overdraft privilege amounts 1,279,000 1,238,000
Total 29,357,000 31,785,000
Allowance for credit losses 2,185,000 $ 2,367,000
Unfunded Lending Commitments    
COMMITMENTS AND CONTINGENCIES    
Allowance for credit losses $ 181,000