v3.26.1
LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES - Loan Portfolio by Credit Quality Classification and Origination Year (Details) - USD ($)
$ in Thousands
 6 Months Ended 12 Months Ended
Jun. 30, 2026
Dec. 31, 2025
Loans    
2026/2025 $ 6,732 $ 12,825
2025/2024 20,360 16,866
2024/2023 18,236 10,360
2023/2022 14,070 14,208
2022/2021 13,588 4,306
Prior 56,058 58,315
Line-of-credit Arrangements 22,771 30,924
Line-of-credit Arrangements Converted to Term Loans 10,970 22,406
Total 162,785 170,210
Gross charge-offs    
2026/2025 7 25
2025/2024 4 21
2024/2023   9
2022/2021 12  
Prior 16 158
Line-of-credit Arrangements 28  
Total 67 213
Pass    
Loans    
2026/2025 6,647 11,252
2025/2024 18,976 14,918
2024/2023 16,363 9,597
2023/2022 13,623 12,866
2022/2021 12,328 3,944
Prior 53,659 56,079
Line-of-credit Arrangements 22,423 30,474
Line-of-credit Arrangements Converted to Term Loans 10,970 22,406
Total 154,989 161,536
Special Mention    
Loans    
2026/2025 85 643
2025/2024 635 1,338
2024/2023 1,325 754
2023/2022 447 97
2022/2021 93 362
Prior 354  
Line-of-credit Arrangements 348 450
Total 3,287 3,644
Substandard    
Loans    
2026/2025   930
2025/2024 749 610
2024/2023 548 9
2023/2022   1,245
2022/2021 1,167  
Prior 2,045 2,236
Total 4,509 5,030
One- to four-family residential    
Loans    
2026/2025 1,047 3,654
2025/2024 3,496 3,671
2024/2023 7,863 3,633
2023/2022 3,294 11,619
2022/2021 11,274 2,387
Prior 45,396 48,071
Line-of-credit Arrangements 3,354 2,514
Line-of-credit Arrangements Converted to Term Loans 975 4,574
Total 76,699 80,123
Gross charge-offs    
2024/2023   9
Prior 16 152
Total 16 161
One- to four-family residential | Pass    
Loans    
2026/2025 1,047 3,654
2025/2024 3,496 3,650
2024/2023 7,846 3,624
2023/2022 3,294 11,134
2022/2021 10,790 2,334
Prior 43,416 45,887
Line-of-credit Arrangements 3,111 2,270
Line-of-credit Arrangements Converted to Term Loans 975 4,574
Total 73,975 77,127
One- to four-family residential | Special Mention    
Loans    
2022/2021   53
Prior 51  
Line-of-credit Arrangements 243 244
Total 294 297
One- to four-family residential | Substandard    
Loans    
2025/2024   21
2024/2023 17 9
2023/2022   485
2022/2021 484  
Prior 1,929 2,184
Total 2,430 2,699
Commercial real estate    
Loans    
2026/2025 2,475 1,666
2025/2024 7,457 4,327
2024/2023 3,756 4,876
2023/2022 9,336 1,489
2022/2021 1,389 1,213
Prior 7,914 7,481
Line-of-credit Arrangements 140 148
Line-of-credit Arrangements Converted to Term Loans 4,959 11,672
Total 37,426 32,872
Commercial real estate | Pass    
Loans    
2026/2025 2,475 1,041
2025/2024 6,836 2,768
2024/2023 2,220 4,122
2023/2022 8,889 1,392
2022/2021 1,296 904
Prior 7,512 7,448
Line-of-credit Arrangements 140 148
Line-of-credit Arrangements Converted to Term Loans 4,959 11,672
Total 34,327 29,495
Commercial real estate | Special Mention    
Loans    
2026/2025   625
2025/2024 621 1,338
2024/2023 1,325 754
2023/2022 447 97
2022/2021 93 309
Prior 303  
Total 2,789 3,123
Commercial real estate | Substandard    
Loans    
2025/2024   221
2024/2023 211  
Prior 99 33
Total 310 254
Construction and land    
Loans    
2026/2025 1,213 354
2025/2024 304 132
2024/2023 62  
2023/2022   97
2022/2021 95 47
Prior 400 293
Line-of-credit Arrangements 12,720 17,883
Line-of-credit Arrangements Converted to Term Loans 1,149  
Total 15,943 18,806
Construction and land | Pass    
Loans    
2026/2025 1,213 245
2025/2024 304 132
2024/2023 62  
2023/2022   97
2022/2021 95 47
Prior 383 274
Line-of-credit Arrangements 12,720 17,883
Line-of-credit Arrangements Converted to Term Loans 1,149  
Total 15,926 18,678
Construction and land | Substandard    
Loans    
2026/2025   109
Prior 17 19
Total 17 128
Multi-family residential    
Loans    
2024/2023 2,907  
2022/2021   469
Prior 1,817 1,900
Line-of-credit Arrangements Converted to Term Loans   2,940
Total 4,724 5,309
Multi-family residential | Pass    
Loans    
2024/2023 2,907  
2022/2021   469
Prior 1,817 1,900
Line-of-credit Arrangements Converted to Term Loans   2,940
Total 4,724 5,309
Commercial and industrial    
Loans    
2026/2025 1,564 6,071
2025/2024 8,395 8,505
2024/2023 3,452 1,602
2023/2022 1,275 924
2022/2021 809 90
Prior 317 414
Line-of-credit Arrangements 6,557 10,379
Line-of-credit Arrangements Converted to Term Loans 3,887 3,220
Total 26,256 31,205
Gross charge-offs    
2022/2021 12  
Line-of-credit Arrangements 28  
Total 40  
Commercial and industrial | Pass    
Loans    
2026/2025 1,479 5,232
2025/2024 7,632 8,137
2024/2023 3,132 1,602
2023/2022 1,275 164
2022/2021 126 90
Prior 317 414
Line-of-credit Arrangements 6,452 10,173
Line-of-credit Arrangements Converted to Term Loans 3,887 3,220
Total 24,300 29,032
Commercial and industrial | Special Mention    
Loans    
2026/2025 85 18
2025/2024 14  
Line-of-credit Arrangements 105 206
Total 204 224
Commercial and industrial | Substandard    
Loans    
2026/2025   821
2025/2024 749 368
2024/2023 320  
2023/2022   760
2022/2021 683  
Total 1,752 1,949
Consumer    
Loans    
2026/2025 433 1,080
2025/2024 708 231
2024/2023 196 249
2023/2022 165 79
2022/2021 21 100
Prior 214 156
Total 1,737 1,895
Gross charge-offs    
2026/2025 7 25
2025/2024 4 21
Prior   6
Total 11 52
Consumer | Pass    
Loans    
2026/2025 433 1,080
2025/2024 708 231
2024/2023 196 249
2023/2022 165 79
2022/2021 21 100
Prior 214 156
Total $ 1,737 $ 1,895