v3.26.1
CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($)
$ in Thousands
Jun. 30, 2026
Dec. 31, 2025
ASSETS    
Non-interest-bearing cash $ 4,973 $ 4,132
Interest-bearing cash and due from banks 32,009 21,073
Total cash and cash equivalents 36,982 25,205
Investment securities:    
Securities available-for-sale, at fair value (amortized cost of $49,442 and $53,517, respectively) 46,218 50,467
Securities held-to-maturity (fair value of $19,318 and $13,567, respectively) 20,844 14,917
Loans receivable, net of unearned income 162,785 170,210
Allowance for credit losses (2,185) (2,367)
Loans receivable, net 160,600 167,843
Accrued interest receivable 876 907
Foreclosed assets 5 34
Premises and equipment, net 5,648 5,850
Stock in correspondent banks, at cost 1,976 1,139
Bank-owned life insurance 15,252 14,983
Other assets 1,612 1,582
TOTAL ASSETS 290,013 282,927
Deposits    
Non-interest-bearing 35,346 29,991
Interest-bearing 161,043 155,283
Total deposits 196,389 185,274
Borrowings 9,786 14,732
Other liabilities 1,308 1,196
TOTAL LIABILITIES 207,483 201,202
Commitments and contingencies (Note 7)
SHAREHOLDERS' EQUITY    
Preferred stock, $0.01 par value - 5,000,000 shares authorized; none issued or outstanding
Common stock, $0.01 par value - 30,000,000 shares authorized; 4,034,091 and 4,074,911 issued and outstanding, respectively 40 41
Additional paid-in capital 37,051 37,363
Unallocated common stock held by benefit plans (5,008) (5,182)
Retained earnings 52,994 51,912
Accumulated other comprehensive loss (2,547) (2,409)
TOTAL SHAREHOLDERS' EQUITY 82,530 81,725
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY $ 290,013 $ 282,927