v3.26.1
Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
 6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Cash Flows From Operating Activities:    
Net loss $ (9,312) $ (11,067)
Net loss from discontinued operations 358
Adjustments to reconcile net loss to net cash used in operating activities    
Gain on sale mortgage loans held for sale, net of direct costs (3,597) (1,927)
Recovery for credit losses (29)
Depreciation and amortization 1,621 1,656
Gain on extinguishment of debt (75)
Amortization of debt discount 12 1,722
Stock compensation expense 1,713
Issuance of restricted stock awards 327
Preferred stock dividends (75) (75)
Change in equity method investment 148 (129)
Gain on remeasurement of previously held equity interest (480)
Issuance of common stock for services by third parties 15
Issuance of common stock for services by related parties 130
Noncash lease expense (18) (4)
Changes in operating assets and liabilities:    
Proceeds from principal payments and sales of loans held for sale 133,084 54,898
Originations of mortgage loans held for sale (125,253) (52,216)
Interest rate lock commitment derivative (53) (97)
Prepaid expenses and other current assets 141 47
Accounts receivables, net 273
Other receivable (40) (327)
Due from affiliate 202
Other assets, net 137 327
Accounts payable 123 234
Accrued liabilities (111) 512
Accrued interest, net 8 238
Other noncurrent liabilities (57) (11)
Net cash used in operating activities (1,472) (5,562)
Net cash used in operating activities of discontinued operations (37)
Net cash used in operating activities (1,472) (5,599)
Cash Flows From Investing Activities:    
Purchases of property and equipment (1)
Purchase of internal-use software (174) (134)
Net cash used in investing activities of continuing operations (175) (134)
Net cash provided by investing activities of discontinued operations 193
Net cash (used in) provided by investing activities (175) 59
Cash Flows From Financing Activities:    
Net repayments/borrowings under warehouse lines of credit (4,145) (895)
ELOC shares issued for cash, net of offering costs 3,059 5,867
ATM shares issued for cash, net of offering costs 778 6,721
Series G Preferred Stock issued for cash, net of offering costs 3,266
Proceeds from warrant exercise 232
Proceeds from issuance of stock for option exercises 2
Payments of principal on secured credit facilities (4,140)
Proceeds from notes payable, related party 672
Payments of principal on notes payable, related party (430)
Proceeds from notes payable 250
Payments of principal on notes payable (375)
Net cash (used in) provided by financing activities (74) 10,936
Net (decrease) increase in cash (1,721) 5,396
Effect of exchange rate changes on cash 6 54
Cash and restricted cash at the beginning of the period 3,195 872
Cash and restricted cash at the end of the period 1,480 6,322
Supplemental Disclosure of Cash Flow Information    
Cash paid during the period for interest 183
Cash paid during the period for income taxes
Supplemental Disclosure of Non-Cash Investing and Financing Activities    
Note payable, related party converted to Preferred stock Series G 700
Conversion of preferred shares 1 6
Issued common stock as consideration for the acquisition in a business combination 258
Shares surrendered in settlement of debt, related party 132
Deemed dividend - Preferred stock Series G and warrant price protection 6,766
Secured credit facilities converted to common shares 986
Cash and cash equivalents 1,407 6,277
Restricted cash 73 45
Total cash and cash equivalents and restricted cash 1,480 6,322
Related Party [Member]    
Changes in operating assets and liabilities:    
Accounts receivables, net $ (7)