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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
WORLD GOLD TR SPDR GLD MINIS 98149E303 16,648,480 209,626 SH SOLE 0 0 209,626
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 9,042,248 153,310 SH SOLE 0 0 153,310
VANGUARD WORLD FD INF TECH ETF 92204A702 13,112,400 109,709 SH SOLE 0 0 109,709
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 2,173,164 43,655 SH SOLE 0 0 43,655
ISHARES INC CORE MSCI EMKT 46434G103 5,904,918 71,281 SH SOLE 0 0 71,281
FIDELITY COVINGTON TRUST ENHANCED INTL 31609A404 6,402,822 159,552 SH SOLE 0 0 159,552
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 7,553,569 106,015 SH SOLE 0 0 106,015
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,271,058 71,554 SH SOLE 0 0 71,554
APPLE INC COM 037833100 2,044,618 7,066 SH SOLE 0 0 7,066
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 67,405,250 98,143 SH SOLE 0 0 98,143