The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 2,903,060 23,329 SH SOLE 23,329 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 17,421 140 SH OTR 140 0 0
EATON CORP PLC SHS G29183103 472,567 1,109 SH SOLE 1,109 0 0
TE CONNECTIVITY PLC ORD SHS G87052109 2,113,074 10,481 SH SOLE 10,481 0 0
AT&T INC COM 00206R102 428,593 20,705 SH SOLE 20,705 0 0
AT&T INC COM 00206R102 24,260 1,172 SH OTR 1,172 0 0
ABBOTT LABORATORIES COM 002824100 2,192,369 24,161 SH SOLE 24,161 0 0
ABBOTT LABORATORIES COM 002824100 13,611 150 SH OTR 150 0 0
ABBVIE INC COM 00287Y109 4,563,239 18,134 SH SOLE 18,134 0 0
ABBVIE INC COM 00287Y109 71,717 285 SH OTR 285 0 0
ETFS GOLD TR PHYSCL GOLD SHS 00326A104 3,162,347 82,719 SH SOLE 82,719 0 0
ABRDN PRECIOUS METALS BASKET PHYSCL PRECS MET 003263100 38,296,740 211,409 SH SOLE 211,409 0 0
ABRDN PRECIOUS METALS BASKET PHYSCL PRECS MET 003263100 186,765 1,031 SH OTR 1,031 0 0
ADOBE INC COM 00724F101 2,310,780 11,271 SH SOLE 11,271 0 0
ADOBE INC COM 00724F101 10,251 50 SH OTR 50 0 0
AIR PRODUCTS AND CHEMICALS I COM 009158106 236,889 808 SH SOLE 808 0 0
ALLSTATE CORP COM 020002101 596,991 2,509 SH SOLE 2,509 0 0
ALLSTATE CORP COM 020002101 23,794 100 SH OTR 100 0 0
ALPHABET INC CAP STK CL C 02079K107 28,806,288 81,528 SH SOLE 81,528 0 0
ALPHABET INC CAP STK CL C 02079K107 204,931 580 SH OTR 580 0 0
ALPHABET INC CAP STK CL A 02079K305 3,667,330 10,262 SH SOLE 10,262 0 0
AMAZON COM INC COM 023135106 11,652,204 48,889 SH SOLE 48,889 0 0
AMAZON COM INC COM 023135106 9,533 40 SH OTR 40 0 0
AMERICAN ELEC PWR CO INC COM 025537101 273,072 1,996 SH SOLE 1,996 0 0
AMERICAN EXPRESS CO COM 025816109 1,655,057 4,893 SH SOLE 4,893 0 0
AMERICAN EXPRESS CO COM 025816109 61,899 183 SH OTR 183 0 0
AMERICAN TOWER CORP COM 03027X100 2,094,677 12,806 SH SOLE 12,806 0 0
AMERIPRISE FINL INC COM 03076C106 278,008 606 SH SOLE 606 0 0
AMGEN INC COM 031162100 10,940,369 30,212 SH SOLE 30,212 0 0
AMGEN INC COM 031162100 39,833 110 SH OTR 110 0 0
AMPHENOL CORP CL A 032095101 9,527,451 54,035 SH SOLE 54,035 0 0
APPLE INC COM 037833100 38,681,355 133,679 SH SOLE 133,679 0 0
APPLE INC COM 037833100 135,131 467 SH OTR 467 0 0
APPLIED MATLS INC COM 038222105 13,823,760 19,120 SH SOLE 19,120 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 5,944,752 26,545 SH SOLE 26,545 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 55,987 250 SH OTR 250 0 0
BANK OF AMER CORP COM 060505104 368,432 6,466 SH SOLE 6,466 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 7,067,007 14,123 SH SOLE 14,123 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 40,531 81 SH OTR 81 0 0
BLACKROCK INC COM 09290D101 3,060,645 3,183 SH SOLE 3,183 0 0
BLACKROCK INC COM 09290D101 14,423 15 SH OTR 15 0 0
BOEING CO COM 097023105 373,194 1,724 SH SOLE 1,724 0 0
BRINKER INTL INC COM 109641100 420,000 2,500 SH SOLE 2,500 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 498,009 8,643 SH SOLE 8,643 0 0
BROADCOM INC COM 11135F101 6,482,945 17,162 SH SOLE 17,162 0 0
THE CIGNA GROUP COM 125523100 206,208 748 SH SOLE 748 0 0
THE CIGNA GROUP COM 125523100 468,656 1,700 SH OTR 1,700 0 0
CANADIAN PACIFIC KANSAS CITY COM 13646K108 410,980 4,743 SH SOLE 4,743 0 0
CAPITAL ONE FINL CORP COM 14040H105 266,824 1,330 SH SOLE 1,330 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 250,710 3,418 SH SOLE 3,418 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 10,635 145 SH OTR 145 0 0
CATERPILLAR INC COM 149123101 850,855 799 SH SOLE 799 0 0
CHEMED CORP NEW COM 16359R103 233,801 502 SH SOLE 502 0 0
CHEVRON CORPORATION COM 166764100 6,699,853 40,419 SH SOLE 40,419 0 0
CHEVRON CORPORATION COM 166764100 120,507 727 SH OTR 727 0 0
CHURCH & DWIGHT CO INC COM 171340102 3,282,003 33,877 SH SOLE 33,877 0 0
CISCO SYS INC COM 17275R102 1,334,110 11,358 SH SOLE 11,358 0 0
CISCO SYS INC COM 17275R102 23,492 200 SH OTR 200 0 0
CINTAS CORP COM 172908105 238,112 1,400 SH SOLE 1,400 0 0
CLEAN HARBORS INC COM 184496107 268,875 900 SH SOLE 900 0 0
CLOROX CO DEL COM 189054109 2,260,400 23,684 SH SOLE 23,684 0 0
COCA COLA CO COM 191216100 741,426 9,123 SH SOLE 9,123 0 0
COCA COLA CO COM 191216100 8,127 100 SH OTR 100 0 0
COLGATE PALMOLIVE CO COM 194162103 522,667 5,701 SH SOLE 5,701 0 0
COLGATE PALMOLIVE CO COM 194162103 22,920 250 SH OTR 250 0 0
COMCAST CORP NEW CL A 20030N101 768,783 31,315 SH SOLE 31,315 0 0
COMCAST CORP NEW CL A 20030N101 7,291 297 SH OTR 297 0 0
CONOCOPHILLIPS COM 20825C104 574,898 5,530 SH SOLE 5,530 0 0
COPART INC COM 217204106 370,416 13,140 SH SOLE 13,140 0 0
COSTCO WHOLESALE CORPORATION COM 22160K105 5,856,977 6,261 SH SOLE 6,261 0 0
COSTCO WHOLESALE CORPORATION COM 22160K105 57,063 61 SH OTR 61 0 0
CUMMINS INC COM 231021106 218,242 306 SH SOLE 306 0 0
DEERE & CO COM 244199105 1,018,733 1,606 SH SOLE 1,606 0 0
DELL TECHNOLOGIES INC CL C 24703L202 278,723 646 SH SOLE 646 0 0
DISNEY WALT CO COM 254687106 3,585,697 37,254 SH SOLE 37,254 0 0
DISNEY WALT CO COM 254687106 7,218 75 SH OTR 75 0 0
EBAY INC. COM 278642103 335,250 3,000 SH SOLE 3,000 0 0
ECOLAB INC COM 278865100 6,973,608 25,030 SH SOLE 25,030 0 0
ECOLAB INC COM 278865100 13,930 50 SH OTR 50 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 318,871 3,525 SH SOLE 3,525 0 0
ELECTRONIC ARTS INC COM 285512109 316,786 1,545 SH SOLE 1,545 0 0
EMERSON ELEC CO COM 291011104 368,038 2,571 SH SOLE 2,571 0 0
EVERSOURCE ENERGY COM 30040W108 479,150 6,630 SH SOLE 6,630 0 0
EXXON MOBIL CORP COM 30231G102 11,661,122 85,292 SH SOLE 85,292 0 0
EXXON MOBIL CORP COM 30231G102 259,494 1,898 SH OTR 1,898 0 0
META PLATFORMS INC CL A 30303M102 5,641,912 10,016 SH SOLE 10,016 0 0
META PLATFORMS INC CL A 30303M102 5,632 10 SH OTR 10 0 0
F5 INC COM 315616102 4,146,705 9,969 SH SOLE 9,969 0 0
FORTINET INC COM 34959E109 6,858,518 44,646 SH SOLE 44,646 0 0
FORTINET INC COM 34959E109 18,434 120 SH OTR 120 0 0
FREEPORT MCMORAN INC CL B 35671D857 446,519 7,100 SH SOLE 7,100 0 0
GE VERNOVA INC COM 36828A101 654,397 557 SH SOLE 557 0 0
GE VERNOVA INC COM 36828A101 57,568 49 SH OTR 49 0 0
GE AEROSPACE COM NEW 369604301 1,048,312 2,805 SH SOLE 2,805 0 0
GE AEROSPACE COM NEW 369604301 74,372 199 SH OTR 199 0 0
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 230,368 2,300 SH SOLE 2,300 0 0
HERSHEY CO COM 427866108 727,766 4,148 SH SOLE 4,148 0 0
HERSHEY CO COM 427866108 35,090 200 SH OTR 200 0 0
HOME DEPOT INC COM 437076102 9,336,850 26,474 SH SOLE 26,474 0 0
HOME DEPOT INC COM 437076102 80,763 229 SH OTR 229 0 0
HONEYWELL AEROSPACE INC COM 43849R105 284,751 1,288 SH SOLE 1,288 0 0
HONEYWELL INTL INC COM 438516205 288,383 1,288 SH SOLE 1,288 0 0
IDEXX LABS INC COM 45168D104 1,382,431 2,626 SH SOLE 2,626 0 0
IDEXX LABS INC COM 45168D104 8,949 17 SH OTR 17 0 0
ILLINOIS TOOL WKS INC COM 452308109 2,593,807 9,590 SH SOLE 9,590 0 0
ILLINOIS TOOL WKS INC COM 452308109 12,171 45 SH OTR 45 0 0
INTEL CORP COM 458140100 983,693 7,045 SH SOLE 7,045 0 0
INTEL CORP COM 458140100 55,852 400 SH OTR 400 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 1,073,097 3,816 SH SOLE 3,816 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 42,181 150 SH OTR 150 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 9,568,045 12,993 SH SOLE 12,993 0 0
INTUIT COM 461202103 2,988,450 11,450 SH SOLE 11,450 0 0
INTUIT COM 461202103 3,915 15 SH OTR 15 0 0
ISHARES GOLD TR ISHARES NEW 464285204 690,992 9,151 SH SOLE 9,151 0 0
ISHARES TR CORE S&P500 ETF 464287200 134,001,134 178,933 SH SOLE 178,933 0 0
ISHARES TR CORE S&P500 ETF 464287200 494,267 660 SH OTR 660 0 0
ISHARES TR CORE US AGGBD ET 464287226 203,997 2,061 SH SOLE 2,061 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 512,254 7,488 SH SOLE 7,488 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 9,508 139 SH OTR 139 0 0
ISHARES TR MSCI EAFE ETF 464287465 3,045,553 29,318 SH SOLE 29,318 0 0
ISHARES TR MSCI EAFE ETF 464287465 78,637 757 SH OTR 757 0 0
ISHARES TR RUS MID CAP ETF 464287499 587,343 5,324 SH SOLE 5,324 0 0
ISHARES TR RUS MID CAP ETF 464287499 88,256 800 SH OTR 800 0 0
ISHARES TR CORE S&P MCP ETF 464287507 54,777,556 710,382 SH SOLE 710,382 0 0
ISHARES TR CORE S&P MCP ETF 464287507 345,375 4,479 SH OTR 4,479 0 0
ISHARES TR GLOBAL 100 ETF 464287572 956,883 7,005 SH SOLE 7,005 0 0
ISHARES TR RUS 1000 ETF 464287622 362,817 886 SH SOLE 886 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 6,873,094 22,876 SH SOLE 22,876 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 134,000 446 SH OTR 446 0 0
ISHARES TR CORE S&P SCP ETF 464287804 29,262,304 197,305 SH SOLE 197,305 0 0
ISHARES TR CORE S&P SCP ETF 464287804 177,675 1,198 SH OTR 1,198 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 341,875 3,211 SH SOLE 3,211 0 0
ISHARES TR JPMORGAN USD EMG 464288281 899,978 9,332 SH SOLE 9,332 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 305,195 5,740 SH SOLE 5,740 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 393,861 7,515 SH SOLE 7,515 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 24,507,930 480,077 SH SOLE 480,077 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 84,947 1,664 SH OTR 1,664 0 0
ISHARES TR CORE MSCI EAFE 46432F842 61,611,086 637,928 SH SOLE 637,928 0 0
ISHARES TR CORE MSCI EAFE 46432F842 12,458 129 SH OTR 129 0 0
ISHARES INC CORE MSCI EMKT 46434G103 44,872,522 541,677 SH SOLE 541,677 0 0
ISHARES INC CORE MSCI EMKT 46434G103 8,366 101 SH OTR 101 0 0
ISHARES TR CORE MSCI INTL 46435G326 12,237,806 137,488 SH SOLE 137,488 0 0
ISHARES TR CORE MSCI INTL 46435G326 275,931 3,100 SH OTR 3,100 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 344,034 2,102 SH SOLE 2,102 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516 326,421 3,175 SH SOLE 3,175 0 0
ISHARES TR ESG AWARE MSCI 46435U663 333,119 5,956 SH SOLE 5,956 0 0
JPMORGAN CHASE & CO COM 46625H100 20,272,201 61,932 SH SOLE 61,932 0 0
JPMORGAN CHASE & CO COM 46625H100 285,431 872 SH OTR 872 0 0
J P MORGAN EXCHANGE TRADED F BET USD HIG ETF 46641Q878 208,579 4,525 SH SOLE 4,525 0 0
J P MORGAN EXCHANGE TRADED F BET USD HIG ETF 46641Q878 14,704 319 SH OTR 319 0 0
JOHNSON & JOHNSON COM 478160104 11,712,080 46,116 SH SOLE 46,116 0 0
JOHNSON & JOHNSON COM 478160104 154,921 610 SH OTR 610 0 0
KLA CORP COM NEW 482480100 5,377,377 17,823 SH SOLE 17,823 0 0
KLA CORP COM NEW 482480100 178,008 590 SH OTR 590 0 0
KIMBERLY-CLARK CORP COM 494368103 278,706 2,539 SH SOLE 2,539 0 0
KIMBERLY-CLARK CORP COM 494368103 17,563 160 SH OTR 160 0 0
ELI LILLY & CO COM 532457108 8,127,337 6,776 SH SOLE 6,776 0 0
LOCKHEED MARTIN CORP COM 539830109 6,361,627 12,487 SH SOLE 12,487 0 0
MSCI INC COM 55354G100 4,810,743 8,590 SH SOLE 8,590 0 0
MARSH & MCLENNAN COS INC COM 571748102 4,579,924 27,479 SH SOLE 27,479 0 0
MASCO CORP COM 574599106 263,557 3,239 SH SOLE 3,239 0 0
MASTERCARD INCORPORATED CL A 57636Q104 821,760 1,600 SH SOLE 1,600 0 0
MASTERCARD INCORPORATED CL A 57636Q104 38,520 75 SH OTR 75 0 0
MCDONALDS CORP COM 580135101 7,339,186 27,151 SH SOLE 27,151 0 0
MCDONALDS CORP COM 580135101 36,221 134 SH OTR 134 0 0
MCKESSON CORP COM 58155Q103 581,812 770 SH SOLE 770 0 0
MERCK & CO INC COM 58933Y105 1,071,947 8,342 SH SOLE 8,342 0 0
MERCK & CO INC COM 58933Y105 30,197 235 SH OTR 235 0 0
METTLER TOLEDO INTERNATIONAL COM 592688105 3,706,056 2,901 SH SOLE 2,901 0 0
MICROSOFT CORP COM 594918104 24,356,713 65,296 SH SOLE 65,296 0 0
MICROSOFT CORP COM 594918104 145,104 389 SH OTR 389 0 0
MICRON TECHNOLOGY INC COM 595112103 1,618,314 1,402 SH SOLE 1,402 0 0
MONSTER BEVERAGE CORP NEW COM 61174X109 5,818,143 60,530 SH SOLE 60,530 0 0
NETFLIX INC. COM 64110L106 5,565,915 77,954 SH SOLE 77,954 0 0
NETFLIX INC. COM 64110L106 13,280 186 SH OTR 186 0 0
NEXTERA ENERGY INC COM 65339F101 7,401,819 84,332 SH SOLE 84,332 0 0
NEXTERA ENERGY INC COM 65339F101 47,395 540 SH OTR 540 0 0
NIKE INC CL B 654106103 444,982 10,840 SH SOLE 10,840 0 0
NORFOLK SOUTHN CORP COM 655844108 1,750,378 5,564 SH SOLE 5,564 0 0
NORFOLK SOUTHN CORP COM 655844108 22,650 72 SH OTR 72 0 0
NORTHERN TR CORP COM 665859104 842,776 4,848 SH SOLE 4,848 0 0
NORTHERN TR CORP COM 665859104 17,384 100 SH OTR 100 0 0
NORTHROP GRUMMAN CORP COM 666807102 677,382 1,330 SH SOLE 1,330 0 0
NOVARTIS AG SPONSORED ADR 66987V109 285,073 1,819 SH SOLE 1,819 0 0
NUCOR CORP COM 670346105 1,475,496 6,624 SH SOLE 6,624 0 0
NVIDIA CORPORATION COM 67066G104 23,184,028 115,868 SH SOLE 115,868 0 0
ORACLE CORP COM 68389X105 266,427 1,818 SH SOLE 1,818 0 0
ORACLE CORP COM 68389X105 205,170 1,400 SH OTR 1,400 0 0
PNC FINL SVCS GROUP INC COM 693475105 3,172,052 12,883 SH SOLE 12,883 0 0
PACKAGING CORP AMER COM 695156109 3,161,022 13,266 SH SOLE 13,266 0 0
PALO ALTO NETWORKS INC COM 697435105 220,980 648 SH SOLE 648 0 0
PAYPAL HLDGS INC COM 70450Y103 429,252 9,941 SH SOLE 9,941 0 0
PEPSICO INC COM 713448108 6,619,706 48,890 SH SOLE 48,890 0 0
PEPSICO INC COM 713448108 24,372 180 SH OTR 180 0 0
PFIZER INC COM 717081103 255,175 10,597 SH SOLE 10,597 0 0
PFIZER INC COM 717081103 39,900 1,657 SH OTR 1,657 0 0
PHILLIPS 66 COM 718546104 343,002 2,029 SH SOLE 2,029 0 0
PIMCO ETF TR INV GRD CRP BD 72201R817 4,555,947 47,017 SH SOLE 47,017 0 0
PIMCO ETF TR INV GRD CRP BD 72201R817 92,733 957 SH OTR 957 0 0
PROCTER & GAMBLE CO COM 742718109 3,282,976 22,388 SH SOLE 22,388 0 0
PROCTER & GAMBLE CO COM 742718109 70,387 480 SH OTR 480 0 0
PROLOGIS INC. COM 74340W103 510,857 3,771 SH SOLE 3,771 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467 19,610,341 349,187 SH SOLE 349,187 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467 13,253 236 SH OTR 236 0 0
PUBLIC STORAGE COM 74460D109 3,065,325 9,630 SH SOLE 9,630 0 0
QUALCOMM INC COM 747525103 2,002,384 10,836 SH SOLE 10,836 0 0
QUALCOMM INC COM 747525103 13,859 75 SH OTR 75 0 0
QUEST DIAGNOSTICS INC COM 74834L100 250,101 1,180 SH SOLE 1,180 0 0
RTX CORPORATION COM 75513E101 1,020,937 5,381 SH SOLE 5,381 0 0
RTX CORPORATION COM 75513E101 66,405 350 SH OTR 350 0 0
RESMED INC COM 761152107 1,610,293 8,263 SH SOLE 8,263 0 0
RESMED INC COM 761152107 26,113 134 SH OTR 134 0 0
S&P GLOBAL INC COM 78409V104 1,611,935 3,958 SH SOLE 3,958 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 3,983,271 5,334 SH SOLE 5,334 0 0
SPDR GOLD TR GOLD SHS 78463V107 6,324,347 17,168 SH SOLE 17,168 0 0
SPDR INDEX SHS FDS ST PORT MARK ETF 78463X509 4,148,872 80,125 SH SOLE 80,125 0 0
SPDR INDEX SHS FDS ST PORT MARK ETF 78463X509 117,333 2,266 SH OTR 2,266 0 0
SPDR SERIES TRUST ST NUVE HIGH ETF 78464A284 872,261 34,287 SH SOLE 34,287 0 0
SPDR SERIES TRUST ST STR TIPS ETF 78464A656 1,123,320 43,743 SH SOLE 43,743 0 0
SPDR SERIES TRUST ST STR TIPS ETF 78464A656 22,213 865 SH OTR 865 0 0
SPDR SERIES TRUST ST STR SP BANK 78464A797 478,495 7,014 SH SOLE 7,014 0 0
SPDR SERIES TRUST ST STR SP BANK 78464A797 18,487 271 SH OTR 271 0 0
SPDR SERIES TRUST ST STR P400MID 78464A847 1,010,359 14,955 SH SOLE 14,955 0 0
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 4,341,717 6,173 SH SOLE 6,173 0 0
SPDR SERIES TRUST ST SHO TREAS ETF 78468R101 48,520,617 1,672,548 SH SOLE 1,672,548 0 0
SPDR SERIES TRUST ST SHO TREAS ETF 78468R101 201,822 6,957 SH OTR 6,957 0 0
SPDR SERIES TRUST ST STR SP600 SML 78468R853 1,128,659 19,571 SH SOLE 19,571 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 368,470 11,620 SH SOLE 11,620 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 770,935 31,936 SH SOLE 31,936 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 1,069,301 40,351 SH SOLE 40,351 0 0
SELECT SECTOR SPDR TR ST STR STAPL ETF 81369Y308 734,504 8,842 SH SOLE 8,842 0 0
SELECT SECTOR SPDR TR ST STR ENERG ETF 81369Y506 2,993,651 56,367 SH SOLE 56,367 0 0
SELECT SECTOR SPDR TR ST STR ENERG ETF 81369Y506 11,471 216 SH OTR 216 0 0
SELECT SECTOR SPDR TR ST STR FINL ETF 81369Y605 249,500 4,654 SH SOLE 4,654 0 0
SELECT SECTOR SPDR TR ST STR INDL ETF 81369Y704 3,307,281 17,855 SH SOLE 17,855 0 0
SELECT SECTOR SPDR TR ST STR INDL ETF 81369Y704 148,184 800 SH OTR 800 0 0
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 1,614,085 8,472 SH SOLE 8,472 0 0
SELECT SECTOR SPDR TR ST STR SVC ETF 81369Y852 301,142 2,811 SH SOLE 2,811 0 0
SOUTHERN CO COM 842587107 377,480 3,944 SH SOLE 3,944 0 0
STARBUCKS CORP COM 855244109 475,183 4,650 SH SOLE 4,650 0 0
STARBUCKS CORP COM 855244109 10,219 100 SH OTR 100 0 0
STATE STR CORP COM 857477103 396,864 2,340 SH SOLE 2,340 0 0
STRYKER CORPORATION COM 863667101 9,627,807 30,580 SH SOLE 30,580 0 0
STRYKER CORPORATION COM 863667101 31,484 100 SH OTR 100 0 0
SYNOPSYS INC COM 871607107 4,518,243 10,129 SH SOLE 10,129 0 0
SYSCO CORP COM 871829107 309,162 3,699 SH SOLE 3,699 0 0
TJX COS INC NEW COM 872540109 7,339,417 48,445 SH SOLE 48,445 0 0
TJX COS INC NEW COM 872540109 30,300 200 SH OTR 200 0 0
T-MOBILE US INC COM 872590104 1,900,213 11,329 SH SOLE 11,329 0 0
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 6,597,629 13,815 SH SOLE 13,815 0 0
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 62,561 131 SH OTR 131 0 0
TARGET CORP COM 87612E106 313,464 2,400 SH SOLE 2,400 0 0
TESLA INC COM 88160R101 3,014,860 7,168 SH SOLE 7,168 0 0
TEXAS INSTRS INC COM 882508104 2,506,768 8,410 SH SOLE 8,410 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 310,843 620 SH SOLE 620 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 25,068 50 SH OTR 50 0 0
3M CO COM 88579Y101 975,831 6,027 SH SOLE 6,027 0 0
3M CO COM 88579Y101 8,095 50 SH OTR 50 0 0
TORO CO COM 891092108 1,879,524 19,293 SH SOLE 19,293 0 0
TORO CO COM 891092108 15,587 160 SH OTR 160 0 0
TRACTOR SUPPLY CO COM 892356106 1,297,495 41,047 SH SOLE 41,047 0 0
US BANCORP COM NEW 902973304 359,682 5,955 SH SOLE 5,955 0 0
US BANCORP COM NEW 902973304 6,040 100 SH OTR 100 0 0
UNION PAC CORP COM 907818108 7,577,648 27,859 SH SOLE 27,859 0 0
UNION PAC CORP COM 907818108 530,944 1,952 SH OTR 1,952 0 0
UNITEDHEALTH GROUP INC COM 91324P102 912,723 2,196 SH SOLE 2,196 0 0
UNITEDHEALTH GROUP INC COM 91324P102 16,625 40 SH OTR 40 0 0
VANECK ETF TRUST EMERGING MRKT HI 92189F353 3,375,543 167,854 SH SOLE 167,854 0 0
VANECK ETF TRUST EMERGING MRKT HI 92189F353 30,547 1,519 SH OTR 1,519 0 0
VANECK ETF TRUST FALLEN ANGEL HG 92189F437 17,553,941 600,340 SH SOLE 600,340 0 0
VANECK ETF TRUST FALLEN ANGEL HG 92189F437 51,871 1,774 SH OTR 1,774 0 0
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 608,665 928 SH SOLE 928 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,923,247 8,128 SH SOLE 8,128 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 2,827,315 36,862 SH SOLE 36,862 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,008,579 13,739 SH SOLE 13,739 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 112,170 1,528 SH OTR 1,528 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 13,001,272 182,474 SH SOLE 182,474 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 118,275 1,660 SH OTR 1,660 0 0
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 17,350,475 258,038 SH SOLE 258,038 0 0
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 52,043 774 SH OTR 774 0 0
VANGUARD WORLD FD ENERGY ETF 92204A306 455,794 3,036 SH SOLE 3,036 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,755,244 29,406 SH SOLE 29,406 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 58,405,062 990,252 SH SOLE 990,252 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 146,447 2,483 SH OTR 2,483 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 67,718,698 819,343 SH SOLE 819,343 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 182,821 2,212 SH OTR 2,212 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 394,625 7,802 SH SOLE 7,802 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,561,119 2,273 SH SOLE 2,273 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 511,671 5,940 SH SOLE 5,940 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 389,222 1,786 SH SOLE 1,786 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 54,482 250 SH OTR 250 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 400,753 1,083 SH SOLE 1,083 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,328,756 31,383 SH SOLE 31,383 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 45,430 1,073 SH OTR 1,073 0 0
VISA INC COM CL A 92826C839 11,360,396 33,112 SH SOLE 33,112 0 0
VISA INC COM CL A 92826C839 43,915 128 SH OTR 128 0 0
WEC ENERGY GROUP INC COM 92939U106 3,719,358 31,852 SH SOLE 31,852 0 0
WALMART INC COM 931142103 2,074,583 18,317 SH SOLE 18,317 0 0
WISDOMTREE TR EMER MKT HIGH FD 97717W315 340,598 6,332 SH SOLE 6,332 0 0