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          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0002039145_EnhancedUpsideOneYearMember" xlink:to="lab_cik0002039145_EnhancedUpsideOneYearMember" />
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cik0002039145_OptimalMixGlobalOneYearMember" xml:lang="en-US">Optimal Mix Global One Year [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_cik0002039145_OptimalMixGlobalOneYearMember" xml:lang="en-US">Optimal Mix Global 1 Year [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0002039145_OptimalMixGlobalOneYearMember" xlink:to="lab_cik0002039145_OptimalMixGlobalOneYearMember" />
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cik0002039145_OptimalMixGlobalSixYearMember" xml:lang="en-US">Optimal Mix Global Six Year [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_cik0002039145_OptimalMixGlobalSixYearMember" xml:lang="en-US">Optimal Mix Global 6 Year [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0002039145_OptimalMixGlobalSixYearMember" xlink:to="lab_cik0002039145_OptimalMixGlobalSixYearMember" />
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_cik0002039145_OptimalMixUSOneYearMember" xml:lang="en-US">Optimal Mix U.S. 1 Year [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0002039145_OptimalMixUSOneYearMember" xlink:to="lab_cik0002039145_OptimalMixUSOneYearMember" />
          <link:loc xlink:type="locator" xlink:href="cik0002039145-20260814.xsd#cik0002039145_OptimalMixUSSixYearMember" xlink:label="loc_cik0002039145_OptimalMixUSSixYearMember" />
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_cik0002039145_OptimalMixUSSixYearMember" xml:lang="en-US">Optimal Mix U.S. 6 Year [Member]</link:label>
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cik0002039145_StandardOneYearMember" xml:lang="en-US">Standard 1 Year [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0002039145_StandardOneYearMember" xlink:to="lab_cik0002039145_StandardOneYearMember" />
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          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0002039145_StandardSixYearMember" xlink:to="lab_cik0002039145_StandardSixYearMember" />
          <link:loc xlink:type="locator" xlink:href="cik0002039145-20260814.xsd#cik0002039145_StandardThreeMonthMember" xlink:label="loc_cik0002039145_StandardThreeMonthMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cik0002039145_StandardThreeMonthMember" xml:lang="en-US">Standard Three Month [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_cik0002039145_StandardThreeMonthMember" xml:lang="en-US">Standard 3 Month [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0002039145_StandardThreeMonthMember" xlink:to="lab_cik0002039145_StandardThreeMonthMember" />
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cik0002039145_StepUpOneYearMember" xml:lang="en-US">Step Up 1 Year [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0002039145_StepUpOneYearMember" xlink:to="lab_cik0002039145_StepUpOneYearMember" />
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          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0002039145_StepUpSixYearMember" xlink:to="lab_cik0002039145_StepUpSixYearMember" />
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_cik0002039145_ISharesBitcoinTrustETFMember" xml:lang="en-US">iShares Bitcoin Trust ETF [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0002039145_ISharesBitcoinTrustETFMember" xlink:to="lab_cik0002039145_ISharesBitcoinTrustETFMember" />
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_cik0002039145_NASDAQ100PriceReturnIndexMember" xml:lang="en-US">NASDAQ-100 Price Return Index [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0002039145_NASDAQ100PriceReturnIndexMember" xlink:to="lab_cik0002039145_NASDAQ100PriceReturnIndexMember" />
          <link:loc xlink:type="locator" xlink:href="cik0002039145-20260814.xsd#cik0002039145_OptimalMixGlobalMember" xlink:label="loc_cik0002039145_OptimalMixGlobalMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cik0002039145_OptimalMixGlobalMember" xml:lang="en-US">Optimal Mix Global [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0002039145_OptimalMixGlobalMember" xlink:to="lab_cik0002039145_OptimalMixGlobalMember" />
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_cik0002039145_Russell2000PriceReturnIndexMember" xml:lang="en-US">Russell 2000&#174; Price Return Index [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0002039145_Russell2000PriceReturnIndexMember" xlink:to="lab_cik0002039145_Russell2000PriceReturnIndexMember" />
          <link:loc xlink:type="locator" xlink:href="cik0002039145-20260814.xsd#cik0002039145_SAndP500PriceReturnIndexMember" xlink:label="loc_cik0002039145_SAndP500PriceReturnIndexMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cik0002039145_SAndP500PriceReturnIndexMember" xml:lang="en-US">S And P 500 Price Return Index [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_cik0002039145_SAndP500PriceReturnIndexMember" xml:lang="en-US">S&amp;P 500 Price Return Index [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0002039145_SAndP500PriceReturnIndexMember" xlink:to="lab_cik0002039145_SAndP500PriceReturnIndexMember" />
          <link:loc xlink:type="locator" xlink:href="cik0002039145-20260814.xsd#cik0002039145_GeneralDollarCapAveragingAccountMember" xlink:label="loc_cik0002039145_GeneralDollarCapAveragingAccountMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cik0002039145_GeneralDollarCapAveragingAccountMember" xml:lang="en-US">General Dollar Cap Averaging Account [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0002039145_GeneralDollarCapAveragingAccountMember" xlink:to="lab_cik0002039145_GeneralDollarCapAveragingAccountMember" />
          <link:loc xlink:type="locator" xlink:href="cik0002039145-20260814.xsd#cik0002039145_GuaranteedInterestOptionMember" xlink:label="loc_cik0002039145_GuaranteedInterestOptionMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cik0002039145_GuaranteedInterestOptionMember" xml:lang="en-US">Guaranteed Interest Option [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0002039145_GuaranteedInterestOptionMember" xlink:to="lab_cik0002039145_GuaranteedInterestOptionMember" />
          <link:loc xlink:type="locator" xlink:href="cik0002039145-20260814.xsd#cik0002039145_SegmentTypeHoldingAccountMember" xlink:label="loc_cik0002039145_SegmentTypeHoldingAccountMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cik0002039145_SegmentTypeHoldingAccountMember" xml:lang="en-US">Segment Type Holding Account [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0002039145_SegmentTypeHoldingAccountMember" xlink:to="lab_cik0002039145_SegmentTypeHoldingAccountMember" />
          <link:loc xlink:type="locator" xlink:href="cik0002039145-20260814.xsd#cik0002039145_SpecialDollarCapAveragingAccountMember" xlink:label="loc_cik0002039145_SpecialDollarCapAveragingAccountMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cik0002039145_SpecialDollarCapAveragingAccountMember" xml:lang="en-US">Special Dollar Cap Averaging Account [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0002039145_SpecialDollarCapAveragingAccountMember" xlink:to="lab_cik0002039145_SpecialDollarCapAveragingAccountMember" />
          <link:loc xlink:type="locator" xlink:href="cik0002039145-20260814.xsd#cik0002039145_PerformanceCapRateMember" xlink:label="loc_cik0002039145_PerformanceCapRateMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cik0002039145_PerformanceCapRateMember" xml:lang="en-US">Performance Cap Rate [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0002039145_PerformanceCapRateMember" xlink:to="lab_cik0002039145_PerformanceCapRateMember" />
          <link:loc xlink:type="locator" xlink:href="cik0002039145-20260814.xsd#cik0002039145_StepRateMember" xlink:label="loc_cik0002039145_StepRateMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_cik0002039145_StepRateMember" xml:lang="en-US">Step Rate [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_cik0002039145_StepRateMember" xlink:to="lab_cik0002039145_StepRateMember" />
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  <import namespace="http://xbrl.org/2005/xbrldt" schemaLocation="http://www.xbrl.org/2005/xbrldt-2005.xsd" />
  <import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd" />
  <import namespace="http://xbrl.sec.gov/dei/2026" schemaLocation="https://xbrl.sec.gov/dei/2026/dei-2026.xsd" />
  <import namespace="http://www.xbrl.org/dtr/type/2024-01-31" schemaLocation="https://www.xbrl.org/dtr/type/2024-01-31/types.xsd" />
  <import namespace="http://www.xbrl.org/2009/arcrole/deprecated" schemaLocation="http://www.xbrl.org/lrr/arcrole/deprecated-2009-12-16.xsd" />
  <import namespace="http://www.xbrl.org/2003/XLink" schemaLocation="http://www.xbrl.org/2003/xl-2003-12-31.xsd" />
  <import namespace="http://www.w3.org/1999/xlink" schemaLocation="http://www.xbrl.org/2003/xlink-2003-12-31.xsd" />
  <import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" />
  <import namespace="http://xbrl.sec.gov/vip-n4/2026" schemaLocation="https://xbrl.sec.gov/vip/2026/vip-n4-2026.xsd" />
  <element name="BufferFifteenPercentageMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002039145_BufferFifteenPercentageMember" substitutionGroup="xbrli:item" />
  <element name="BufferFivePercentageMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002039145_BufferFivePercentageMember" substitutionGroup="xbrli:item" />
  <element name="BufferFortyPercentageMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002039145_BufferFortyPercentageMember" substitutionGroup="xbrli:item" />
  <element name="BufferHundredPercentageMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002039145_BufferHundredPercentageMember" substitutionGroup="xbrli:item" />
  <element name="BufferTenPercentageMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002039145_BufferTenPercentageMember" substitutionGroup="xbrli:item" />
  <element name="BufferTwentyPercentageMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002039145_BufferTwentyPercentageMember" substitutionGroup="xbrli:item" />
  <element name="BestEntry6YearMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002039145_BestEntry6YearMember" substitutionGroup="xbrli:item" />
  <element name="DualDirectionDownsideAdvantageOneYearMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002039145_DualDirectionDownsideAdvantageOneYearMember" substitutionGroup="xbrli:item" />
  <element name="DualDirectionOneYearMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002039145_DualDirectionOneYearMember" substitutionGroup="xbrli:item" />
  <element name="DualDirectionSixYearMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002039145_DualDirectionSixYearMember" substitutionGroup="xbrli:item" />
  <element name="DualStepTierOneYearMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002039145_DualStepTierOneYearMember" substitutionGroup="xbrli:item" />
  <element name="DualStepTierSixYearMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002039145_DualStepTierSixYearMember" substitutionGroup="xbrli:item" />
  <element name="DualStepUpOneYearMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002039145_DualStepUpOneYearMember" substitutionGroup="xbrli:item" />
  <element name="DualStepUpSixYearMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002039145_DualStepUpSixYearMember" substitutionGroup="xbrli:item" />
  <element name="EnhancedUpsideOneYearMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002039145_EnhancedUpsideOneYearMember" substitutionGroup="xbrli:item" />
  <element name="OptimalMixGlobalOneYearMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002039145_OptimalMixGlobalOneYearMember" substitutionGroup="xbrli:item" />
  <element name="OptimalMixGlobalSixYearMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002039145_OptimalMixGlobalSixYearMember" substitutionGroup="xbrli:item" />
  <element name="OptimalMixUSOneYearMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002039145_OptimalMixUSOneYearMember" substitutionGroup="xbrli:item" />
  <element name="OptimalMixUSSixYearMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002039145_OptimalMixUSSixYearMember" substitutionGroup="xbrli:item" />
  <element name="StandardOneYearMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002039145_StandardOneYearMember" substitutionGroup="xbrli:item" />
  <element name="StandardSixYearMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002039145_StandardSixYearMember" substitutionGroup="xbrli:item" />
  <element name="StandardThreeMonthMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002039145_StandardThreeMonthMember" substitutionGroup="xbrli:item" />
  <element name="StepUpOneYearMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002039145_StepUpOneYearMember" substitutionGroup="xbrli:item" />
  <element name="StepUpSixYearMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002039145_StepUpSixYearMember" substitutionGroup="xbrli:item" />
  <element name="ISharesBitcoinTrustETFMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002039145_ISharesBitcoinTrustETFMember" substitutionGroup="xbrli:item" />
  <element name="MSCIEAFEPriceReturnIndexMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002039145_MSCIEAFEPriceReturnIndexMember" substitutionGroup="xbrli:item" />
  <element name="NASDAQ100PriceReturnIndexMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002039145_NASDAQ100PriceReturnIndexMember" substitutionGroup="xbrli:item" />
  <element name="OptimalMixGlobalMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002039145_OptimalMixGlobalMember" substitutionGroup="xbrli:item" />
  <element name="OptimalMixUSMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002039145_OptimalMixUSMember" substitutionGroup="xbrli:item" />
  <element name="Russell2000PriceReturnIndexMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002039145_Russell2000PriceReturnIndexMember" substitutionGroup="xbrli:item" />
  <element name="SAndP500PriceReturnIndexMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002039145_SAndP500PriceReturnIndexMember" substitutionGroup="xbrli:item" />
  <element name="GeneralDollarCapAveragingAccountMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002039145_GeneralDollarCapAveragingAccountMember" substitutionGroup="xbrli:item" />
  <element name="GuaranteedInterestOptionMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002039145_GuaranteedInterestOptionMember" substitutionGroup="xbrli:item" />
  <element name="SegmentTypeHoldingAccountMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002039145_SegmentTypeHoldingAccountMember" substitutionGroup="xbrli:item" />
  <element name="SpecialDollarCapAveragingAccountMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002039145_SpecialDollarCapAveragingAccountMember" substitutionGroup="xbrli:item" />
  <element name="PerformanceCapRateMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002039145_PerformanceCapRateMember" substitutionGroup="xbrli:item" />
  <element name="StepRateMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="cik0002039145_StepRateMember" substitutionGroup="xbrli:item" />
</schema>
