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RETIREMENT PLAN
6 Months Ended
Jun. 30, 2026
Retirement Benefits [Abstract]  
RETIREMENT PLAN

NOTE 15 – RETIREMENT PLAN

 

The Company established a 401(k) retirement plan covering all eligible employees beginning November 15, 2013, which was amended effective February 15, 2025. The plan offers two types of elected deferrals: pre-tax deferrals and Roth deferrals. The Company matches 100% of each participant’s contribution, up to 4% for all eligible employees. Matching contributions vest immediately. Participants are entitled to receive distributions of all vested amounts beginning at age 59 1/2. Matching contributions to all eligible participants charged to expense were $54,610 and $45,890 for the three months ended June 30, 2026 and 2025, respectively. Matching contributions to all eligible participants charged to expense were $116,938 and $85,477 for the six months ended June 30, 2026 and 2025, respectively. The plan is subject to the annual IRS elective deferral limit of $24,500 per employee for 2026, $8,000 catch-up for those aged 50 and over, and $11,250 special catch-up limit for those aged 60-63.