| Schedule of age analysis of the loan portfolio, segregated by class of loans |
The age analysis of the loan portfolio, segregated by class of loans, as of June 30, 2026, and December 31, 2025 is as follows (in thousands): | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Loans Past | | | | | | | | | | | | | | | | | | | | | Due Greater | | | Number of Days Past Due | | | | | | | | | | | Than 90 | | | | | | | | | Greater | | Total | | | | | Total | | Days and | | | 30 - 59 | | 60 - 89 | | Than 90 | | Past Due | | Current | | Loans | | Still Accruing | June 30, 2026: | | | | | | | | | | | | | | | | | | | | | | Real estate, residential | | $ | 423 | | $ | 88 | | $ | 102 | | $ | 613 | | $ | 89,680 | | $ | 90,293 | | $ | — | Real estate, construction | | | 76 | | | — | | | — | | | 76 | | | 32,946 | | | 33,022 | | | — | Real estate, nonresidential | | | — | | | 3 | | | — | | | 3 | | | 127,290 | | | 127,293 | | | — | Commercial and industrial | | | — | | | 7 | | | — | | | 7 | | | 16,482 | | | 16,489 | | | — | Other | | | 58 | | | — | | | — | | | 58 | | | 10,007 | | | 10,065 | | | — | Total | | $ | 557 | | $ | 98 | | $ | 102 | | $ | 757 | | $ | 276,405 | | $ | 277,162 | | $ | — | December 31, 2025: | | | | | | | | | | | | | | | | | | | | | | Real estate, residential | | $ | 398 | | $ | 274 | | $ | 17 | | $ | 689 | | $ | 86,291 | | $ | 86,980 | | $ | — | Real estate, construction | | | 115 | | | — | | | — | | | 115 | | | 24,875 | | | 24,990 | | | — | Real estate, nonresidential | | | 104 | | | 188 | | | — | | | 292 | | | 124,551 | | | 124,843 | | | — | Commercial and industrial | | | — | | | 385 | | | 13 | | | 398 | | | 16,679 | | | 17,077 | | | — | Other | | | 24 | | | 261 | | | — | | | 285 | | | 9,531 | | | 9,816 | | | — | Total | | $ | 641 | | $ | 1,108 | | $ | 30 | | $ | 1,779 | | $ | 261,927 | | $ | 263,706 | | $ | — |
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| Schedule of credit quality disclosures |
The following tables further disaggregate credit quality disclosures by amortized cost by class and vintage for term loans and by revolving and revolving converted to amortizing as of June 30, 2026 and December 31, 2025 (in thousands). The Company defines vintage as the later of origination, or restructure date. Revision of Prior Year Presentation Certain prior year amounts have been revised for consistency with the current year presentation. These revisions had no effect on the reported results of operations. | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Term Loans | | | | | Revolving | | | | | | Amortized Cost Basis by Origination Year | | | | | Loans | | | | | | | | | | | | | | | | | | | | | | | | Revolving | | Converted to | | | | | | 2026 | | 2025 | | 2024 | | 2023 | | 2022 | | Prior | | Loans | | Term Loans | | Total | June 30, 2026: | | | | | | | | | | | | | | | | | | | | | | | | | | | | Real Estate, Residential Loans: | | | | | | | | | | | | | | | | | | | | | | | | | | | | A, B, or C | | $ | 6,500 | | $ | 13,829 | | $ | 11,901 | | $ | 13,212 | | $ | 11,630 | | $ | 28,157 | | $ | 4,001 | | $ | — | | $ | 89,230 | S | | | — | | | — | | | — | | | — | | | — | | | 43 | | | — | | | — | | | 43 | D | | | — | | | — | | | — | | | — | | | — | | | 445 | | | 59 | | | — | | | 504 | E | | | — | | | — | | | 159 | | | — | | | — | | | 357 | | | — | | | — | | | 516 | F | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Total Real Estate Residential Loans | | $ | 6,500 | | $ | 13,829 | | $ | 12,060 | | $ | 13,212 | | $ | 11,630 | | $ | 29,002 | | $ | 4,060 | | $ | — | | $ | 90,293 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Real Estate, Construction Loans: | | | | | | | | | | | | | | | | | | | | | | | | | | | | A, B, or C | | $ | 5,206 | | $ | 7,344 | | $ | 12,846 | | $ | 400 | | $ | 1,239 | | $ | 5,656 | | $ | 206 | | $ | — | | $ | 32,897 | S | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | D | | | — | | | — | | | — | | | — | | | — | | | 125 | | | — | | | — | | | 125 | E | | | — | | | — | | | — | | | — | | | — | | | — | | | | | | — | | | — | F | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Total Real Estate, Construction Loans | | $ | 5,206 | | $ | 7,344 | | $ | 12,846 | | $ | 400 | | $ | 1,239 | | $ | 5,781 | | $ | 206 | | $ | — | | $ | 33,022 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Real Estate,Nonresidential Loans: | | | | | | | | | | | | | | | | | | | | | | | | | | | | A, B, or C | | $ | 8,719 | | $ | 20,189 | | $ | 2,654 | | $ | 10,162 | | $ | 22,888 | | $ | 55,231 | | $ | 7,188 | | $ | — | | $ | 127,031 | S | | | — | | | — | | | — | | | — | | | — | | | 40 | | | — | | | — | | | 40 | D | | | — | | | — | | | — | | | — | | | — | | | 222 | | | — | | | — | | | 222 | E | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | F | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Total Real Estate, Nonresidential Loans | | $ | 8,719 | | $ | 20,189 | | $ | 2,654 | | $ | 10,162 | | $ | 22,888 | | $ | 55,493 | | $ | 7,188 | | $ | — | | $ | 127,293 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Commercial and industrial | | | | | | | | | | | | | | | | | | | | | | | | | | | | A, B, or C | | $ | 423 | | $ | 1,830 | | $ | 750 | | $ | 373 | | $ | 264 | | $ | 4,099 | | $ | 8,743 | | $ | — | | $ | 16,482 | S | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | D | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | E | | | — | | | — | | | — | | | — | | | 7 | | | — | | | — | | | — | | | 7 | F | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Total Commercial and Industrial Loans | | $ | 423 | | $ | 1,830 | | $ | 750 | | $ | 373 | | $ | 271 | | $ | 4,099 | | $ | 8,743 | | $ | — | | $ | 16,489 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Consumer/Other Loans | | | | | | | | | | | | | | | | | | | | | | | | | | | | A, B, or C | | $ | 1,906 | | $ | 3,398 | | $ | 2,203 | | $ | 1,465 | | $ | 374 | | $ | 360 | | $ | 353 | | $ | — | | $ | 10,059 | S | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | D | | | — | | | — | | | 2 | | | — | | | — | | | — | | | 4 | | | — | | | 6 | E | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | F | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Total Consumer/Other Loans | | $ | 1,906 | | $ | 3,398 | | $ | 2,205 | | $ | 1,465 | | $ | 374 | | $ | 360 | | $ | 357 | | $ | — | | $ | 10,065 |
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Term Loans | | | | | | | | Revolving | | | | | | Amortized Cost Basis by Origination Year | | | | | | | | Loans | | | | | | | | | | | | | | | | | | | | | | | | Revolving | | Converted to | | | | | | 2025 | | 2024 | | 2023 | | 2022 | | 2021 | | Prior | | Loans | | Term Loans | | Total | December 31, 2025: | | | | | | | | | | | | | | | | | | | | | | | | | | | | Real Estate, Residential Loans: | | | | | | | | | | | | | | | | | | | | | | | | | | | | A, B, or C | | $ | 13,825 | | $ | 12,689 | | $ | 13,706 | | $ | 12,435 | | $ | 9,217 | | $ | 21,039 | | $ | 2,928 | | $ | — | | $ | 85,839 | S | | | — | | | — | | | — | | | — | | | — | | | 49 | | | — | | | — | | | 49 | D | | | — | | | — | | | — | | | — | | | — | | | 514 | | | 58 | | | — | | | 572 | E | | | — | | | 167 | | | — | | | — | | | 274 | | | 79 | | | — | | | — | | | 520 | F | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Total Real Estate Residential Loans | | $ | 13,825 | | $ | 12,856 | | $ | 13,706 | | $ | 12,435 | | $ | 9,491 | | $ | 21,681 | | $ | 2,986 | | $ | — | | $ | 86,980 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Real Estate, Construction Loans: | | | | | | | | | | | | | | | | | | | | | | | | | | | | A, B, or C | | $ | 5,900 | | $ | 10,795 | | $ | 640 | | $ | 1,309 | | $ | 2,712 | | $ | 3,383 | | $ | 1 | | $ | — | | $ | 24,740 | S | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | D | | | — | | | — | | | 117 | | | — | | | — | | | 133 | | | — | | | — | | | 250 | E | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | F | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Total Real Estate, Construction Loans | | $ | 5,900 | | $ | 10,795 | | $ | 757 | | $ | 1,309 | | $ | 2,712 | | $ | 3,516 | | $ | 1 | | $ | — | | $ | 24,990 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Real Estate,Nonresidential Loans: | | | | | | | | | | | | | | | | | | | | | | | | | | | | A, B, or C | | $ | 22,014 | | $ | 2,718 | | $ | 10,432 | | $ | 26,176 | | $ | 9,473 | | $ | 48,501 | | $ | 5,016 | | $ | — | | $ | 124,330 | S | | | — | | | — | | | — | | | — | | | — | | | 48 | | | — | | | — | | | 48 | D | | | — | | | — | | | — | | | — | | | — | | | 465 | | | — | | | — | | | 465 | E | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | F | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Total Real Estate, Nonresidential Loans | | $ | 22,014 | | $ | 2,718 | | $ | 10,432 | | $ | 26,176 | | $ | 9,473 | | $ | 49,014 | | $ | 5,016 | | $ | — | | $ | 124,843 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Commercial and industrial | | | | | | | | | | | | | | | | | | | | | | | | | | | | A, B, or C | | $ | 2,169 | | $ | 875 | | $ | 323 | | $ | 305 | | $ | 2 | | $ | 4,222 | | $ | 9,168 | | $ | — | | $ | 17,064 | S | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | D | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | E | | | — | | | — | | | — | | | 13 | | | — | | | — | | | — | | | — | | | 13 | F | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Total Commercial and Industrial Loans | | $ | 2,169 | | $ | 875 | | $ | 323 | | $ | 318 | | $ | 2 | | $ | 4,222 | | $ | 9,168 | | $ | — | | $ | 17,077 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Consumer/Other Loans | | | | | | | | | | | | | | | | | | | | | | | | | | | | A, B, or C | | $ | 4,102 | | $ | 2,680 | | $ | 1,780 | | $ | 502 | | $ | 236 | | $ | 249 | | $ | 260 | | $ | — | | $ | 9,809 | S | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | D | | | — | | | 3 | | | — | | | — | | | — | | | — | | | 4 | | | — | | | 7 | E | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | F | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | | | — | Total Consumer/Other Loans | | $ | 4,102 | | $ | 2,683 | | $ | 1,780 | | $ | 502 | | $ | 236 | | $ | 249 | | $ | 264 | | $ | — | | $ | 9,816 |
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