v3.26.1
Consolidated Statements of Condition - USD ($)
$ in Thousands
Jun. 30, 2026
Dec. 31, 2025
Assets    
Cash and due from banks $ 24,054 $ 19,581
Available for sale securities, amortized cost of $358,173 at June 30, 2026; $323,240 at December 31, 2025 332,425 298,116
Held to maturity securities, fair value of $73,470 at June 30, 2026; $82,435 at December 31, 2025 82,013 91,083
Less: Allowance for credit losses on held to maturity securities 31 31
Held to maturity securities, net 81,982 91,052
Other investments 350 350
Federal Home Loan Bank Stock, at cost 1,941 1,170
Loans 277,162 263,706
Less: Allowance for credit losses on loans and leases 3,100 2,939
Loans, net 274,062 260,767
Bank premises and equipment, net of accumulated depreciation 16,803 17,387
Accrued interest receivable 2,984 3,060
Cash surrender value of life insurance 22,859 22,546
Intangible asset 383 414
Other assets 13,182 12,678
Total assets 771,025 727,121
Liabilities:    
Demand, non-interest bearing 177,059 172,909
Savings and demand, interest bearing 396,373 393,934
Time, $250,000 or more 12,487 13,591
Other time deposits 23,858 23,995
Total deposits 609,777 604,429
Advances from Federal Home Loan Bank 38,500 800
Employee and director benefit plans liabilities 19,942 19,881
Other liabilities 1,096 1,344
Total liabilities 669,315 626,454
Shareholders' Equity:    
Common stock, $1 par value, 15,000,000 shares authorized, 4,617,466 shares issued and outstanding at June 30, 2026 and December 31, 2025 4,617 4,617
Surplus 65,780 65,780
Undivided profits 60,252 58,740
Accumulated other comprehensive loss (28,939) (28,470)
Total shareholders' equity 101,710 100,667
Total liabilities and shareholders' equity $ 771,025 $ 727,121