The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100 305,431 3,366 SH SOLE 0 0 0 3,366
ABBVIE INC COM 00287Y109 711,519 2,828 SH SOLE 0 0 0 2,828
ADVANCED MICRO DEVICES INC COM 007903107 519,914 895 SH SOLE 0 0 0 895
AIR PRODUCTS AND CHEMICALS I COM 009158106 217,833 743 SH SOLE 0 0 0 743
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 311,167 3,242 SH SOLE 0 0 0 3,242
ALPHABET INC CAP STK CL A 02079K305 1,253,683 3,508 SH SOLE 0 0 0 3,508
ALPHABET INC CAP STK CL C 02079K107 995,684 2,818 SH SOLE 0 0 0 2,818
AMAZON COM INC COM 023135106 2,528,072 10,607 SH SOLE 0 0 0 10,607
AMERICAN CENTY ETF TR US EQT ETF 025072885 1,807,519 14,112 SH SOLE 0 0 0 14,112
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 611,797 6,859 SH SOLE 0 0 0 6,859
APPLE INC COM 037833100 6,424,188 22,201 SH SOLE 0 0 0 22,201
B & G FOODS INC COM 05508R106 441,346 110,891 SH SOLE 0 0 0 110,891
BANK OF AMER CORP COM 060505104 492,429 8,642 SH SOLE 0 0 0 8,642
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 884,189 1,767 SH SOLE 0 0 0 1,767
BROADCOM INC COM 11135F101 629,709 1,667 SH SOLE 0 0 0 1,667
BROADSTONE NET LEASE INC COM 11135E203 1,295,380 62,670 SH SOLE 0 0 0 62,670
CATERPILLAR INC COM 149123101 1,752,769 1,646 SH SOLE 0 0 0 1,646
CHEVRON CORPORATION COM 166764100 952,291 5,745 SH SOLE 0 0 0 5,745
COCA COLA CO COM 191216100 475,003 5,845 SH SOLE 0 0 0 5,845
CONSTELLATION BRANDS INC CL A 21036P108 309,475 2,225 SH SOLE 0 0 0 2,225
CORNING INC COM 219350105 2,097,080 8,210 SH SOLE 0 0 0 8,210
COSTCO WHOLESALE CORPORATION COM 22160K105 351,737 376 SH SOLE 0 0 0 376
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658 4,470,786 154,325 SH SOLE 0 0 0 154,325
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 223,803 6,075 SH SOLE 0 0 0 6,075
DISNEY WALT CO COM 254687106 233,096 2,422 SH SOLE 0 0 0 2,422
ELI LILLY & CO COM 532457108 374,222 312 SH SOLE 0 0 0 312
EOS ENERGY ENTERPRISES INC COM CL A 29415C101 47,040 8,000 SH Call SOLE 0 0 0 8,000
EOS ENERGY ENTERPRISES INC COM CL A 29415C101 103,094 17,533 SH SOLE 0 0 0 17,533
ETFS GOLD TR PHYSCL GOLD SHS 00326A104 649,986 17,002 SH SOLE 0 0 0 17,002
EXXON MOBIL CORP COM 30231G102 898,934 6,575 SH SOLE 0 0 0 6,575
GE AEROSPACE COM NEW 369604301 350,213 937 SH SOLE 0 0 0 937
GE VERNOVA INC COM 36828A101 338,360 288 SH SOLE 0 0 0 288
HYSTER-YALE INC CL A 449172105 897,922 25,611 SH SOLE 0 0 0 25,611
INNOVATIVE INDL PPTYS INC COM 45781V101 271,384 4,379 SH SOLE 0 0 0 4,379
INTEL CORP COM 458140100 922,053 6,604 SH SOLE 0 0 0 6,604
INTERNATIONAL BUSINESS MACHS COM 459200101 645,457 2,295 SH SOLE 0 0 0 2,295
INVESCO QQQ TR UNIT SER 1 46090E103 767,584 1,042 SH SOLE 0 0 0 1,042
IREN LIMITED ORDINARY SHARES Q4982L109 457,894 10,013 SH SOLE 0 0 0 10,013
ISHARES GOLD TR ISHARES NEW 464285204 494,439 6,548 SH SOLE 0 0 0 6,548
ISHARES INC CORE MSCI EMKT 46434G103 227,757 2,749 SH SOLE 0 0 0 2,749
ISHARES SILVER TR ISHARES 46428Q109 218,906 4,094 SH SOLE 0 0 0 4,094
ISHARES TR CORE MSCI TOTAL 46432F834 324,724 3,402 SH SOLE 0 0 0 3,402
ISHARES TR IBONDS DEC2026 46435GAA0 307,866 12,706 SH SOLE 0 0 0 12,706
ISHARES TR IBONDS 27 ETF 46435UAA9 259,856 10,729 SH SOLE 0 0 0 10,729
ISHARES TR RUS 1000 VAL ETF 464287598 207,278 855 SH SOLE 0 0 0 855
ISHARES TR CORE S&P TTL STK 464287150 1,150,876 7,006 SH SOLE 0 0 0 7,006
ISHARES TR RUS 1000 GRW ETF 464287614 500,498 4,031 SH SOLE 0 0 0 4,031
ISHARES TR IBONDS DEC 26 46435U259 256,401 10,000 SH SOLE 0 0 0 10,000
ISHARES TR GLOBAL REIT ETF 46434V647 16,580,576 600,310 SH SOLE 0 0 0 600,310
ISHARES TR DOW JONES US ETF 464287846 350,858 1,925 SH SOLE 0 0 0 1,925
ISHARES TR MSCI EMG MKT ETF 464287234 834,061 12,192 SH SOLE 0 0 0 12,192
ISHARES TR RUSSELL 2000 ETF 464287655 1,088,644 3,623 SH SOLE 0 0 0 3,623
ISHARES TR MSCI USA MIN ETF 46429B697 211,633 2,194 SH SOLE 0 0 0 2,194
ISHARES TR IBDS DEC28 ETF 46435U515 207,808 8,230 SH SOLE 0 0 0 8,230
ISHARES TR CORE S&P500 ETF 464287200 20,927,863 27,945 SH SOLE 0 0 0 27,945
ISHARES TR MSCI EAFE ETF 464287465 257,732 2,481 SH SOLE 0 0 0 2,481
ISHARES TR IBONDS DEC 2032 46436E312 262,152 10,407 SH SOLE 0 0 0 10,407
ISHARES TR CORE MSCI EURO 46434V738 213,032 2,834 SH SOLE 0 0 0 2,834
ISHARES TR S&P SML 600 GWT 464287887 262,899 1,472 SH SOLE 0 0 0 1,472
J P MORGAN EXCHANGE TRADED F US VALUE FACTR 46641Q753 398,459 6,795 SH SOLE 0 0 0 6,795
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670 15,115,045 322,008 SH SOLE 0 0 0 322,008
JOHNSON & JOHNSON COM 478160104 496,888 1,956 SH SOLE 0 0 0 1,956
JONES LANG LASALLE INC COM 48020Q107 212,316 685 SH SOLE 0 0 0 685
JPMORGAN CHASE & CO COM 46625H100 1,172,696 3,583 SH SOLE 0 0 0 3,583
LAM RESEARCH CORP COM NEW 512807306 240,498 555 SH SOLE 0 0 0 555
M & T BK CORP COM 55261F104 333,928 1,403 SH SOLE 0 0 0 1,403
MASTERCARD INCORPORATED CL A 57636Q104 208,522 406 SH SOLE 0 0 0 406
MERCK & CO INC COM 58933Y105 314,825 2,450 SH SOLE 0 0 0 2,450
META PLATFORMS INC CL A 30303M102 758,953 1,347 SH SOLE 0 0 0 1,347
MICRON TECHNOLOGY INC COM 595112103 609,465 528 SH SOLE 0 0 0 528
MICROSOFT CORP COM 594918104 2,383,080 6,389 SH SOLE 0 0 0 6,389
NEOS ETF TRUST NEOS S&P 500 HI 78433H303 306,701 5,777 SH SOLE 0 0 0 5,777
NVIDIA CORPORATION COM 67066G104 2,576,516 12,877 SH SOLE 0 0 0 12,877
ORACLE CORP COM 68389X105 295,907 2,019 SH SOLE 0 0 0 2,019
PAYCHEX INC COM 704326107 6,058,701 61,616 SH SOLE 0 0 0 61,616
PEPSICO INC COM 713448108 445,937 3,293 SH SOLE 0 0 0 3,293
PMV PHARMACEUTICALS INC COM 69353Y103 52,288 39,021 SH SOLE 0 0 0 39,021
PROCTER & GAMBLE CO COM 742718109 468,957 3,198 SH SOLE 0 0 0 3,198
QUALCOMM INC COM 747525103 209,337 1,133 SH SOLE 0 0 0 1,133
REDDIT INC CL A 75734B100 331,885 1,912 SH SOLE 0 0 0 1,912
ROBINHOOD MKTS INC COM CL A 770700102 202,365 2,018 SH SOLE 0 0 0 2,018
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 868,222 23,548 SH SOLE 0 0 0 23,548
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 12,186,164 414,073 SH SOLE 0 0 0 414,073
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 488,386 14,030 SH SOLE 0 0 0 14,030
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,739,340 48,141 SH SOLE 0 0 0 48,141
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 3,346,764 144,694 SH SOLE 0 0 0 144,694
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 36,003,459 992,925 SH SOLE 0 0 0 992,925
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 2,251,399 66,531 SH SOLE 0 0 0 66,531
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,352,028 48,810 SH SOLE 0 0 0 48,810
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 3,248,269 4,350 SH SOLE 0 0 0 4,350
STRYKER CORPORATION COM 863667101 244,631 777 SH SOLE 0 0 0 777
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 265,051 555 SH SOLE 0 0 0 555
TESLA INC COM 88160R101 206,935 492 SH SOLE 0 0 0 492
TJX COS INC NEW COM 872540109 214,676 1,417 SH SOLE 0 0 0 1,417
TOMPKINS FINL CORP COM 890110109 243,578 2,577 SH SOLE 0 0 0 2,577
TRX GOLD CORPORATION COM 87283P109 45,375 55,000 SH SOLE 0 0 0 55,000
UNION PAC CORP COM 907818108 203,456 748 SH SOLE 0 0 0 748
UNITEDHEALTH GROUP INC COM 91324P102 301,340 725 SH SOLE 0 0 0 725
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 370,607 4,486 SH SOLE 0 0 0 4,486
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 9,687,463 200,030 SH SOLE 0 0 0 200,030
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 4,819,432 7,017 SH SOLE 0 0 0 7,017
VANGUARD INDEX FDS GROWTH ETF 922908736 217,281 2,522 SH SOLE 0 0 0 2,522
VANGUARD INDEX FDS SMALL CP ETF 922908751 850,191 2,805 SH SOLE 0 0 0 2,805
VANGUARD INDEX FDS TOTAL STK MKT 922908769 454,039 1,227 SH SOLE 0 0 0 1,227
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 302,375 3,136 SH SOLE 0 0 0 3,136
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 255,940 3,056 SH SOLE 0 0 0 3,056
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 25,304,133 285,793 SH SOLE 0 0 0 285,793
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 513,230 8,598 SH SOLE 0 0 0 8,598
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 7,446,321 147,219 SH SOLE 0 0 0 147,219
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 435,255 1,285 SH SOLE 0 0 0 1,285
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,440,069 6,086 SH SOLE 0 0 0 6,086
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 378,048 2,392 SH SOLE 0 0 0 2,392
VISA INC COM CL A 92826C839 683,532 1,992 SH SOLE 0 0 0 1,992
WALMART INC COM 931142103 305,236 2,695 SH SOLE 0 0 0 2,695
WENDYS CO COM 95058W100 124,350 15,000 SH SOLE 0 0 0 15,000
WOODWARD INC COM 980745103 255,264 600 SH SOLE 0 0 0 600