The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 1,413,595 5,931 SH SOLE 0 0 5,931
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 6,580,816 68,202 SH SOLE 0 0 68,202
APPLE INC COM 037833100 27,194,210 93,981 SH SOLE 0 0 93,981
BP PLC SPONSORED ADR 055622104 538,842 14,583 SH SOLE 0 0 14,583
BANK MONTREAL MEDIUM COM 063671101 4,940,288 27,959 SH SOLE 0 0 27,959
BLACKROCK ETF TRUST II SHOR DURA HI ETF 092528108 3,051,471 135,923 SH SOLE 0 0 135,923
BLACKROCK ETF TRUST II ISHA FLEX IN ETF 092528603 10,441,738 199,498 SH SOLE 0 0 199,498
AB ACTIVE ETFS INC DISRUPTORS ETF 00039J509 271,671 1,834 SH SOLE 0 0 1,834
ATT INC COM 00206R102 273,074 13,192 SH SOLE 0 0 13,192
ABBOTT LABORATORIES COM 002824100 1,064,743 11,734 SH SOLE 0 0 11,734
ABBVIE INC COM 00287Y109 6,283,954 24,972 SH SOLE 0 0 24,972
ABRDN PRECIOUS METALS BASKET PHYSCL PRECS MET 003263100 364,112 2,010 SH SOLE 0 0 2,010
ADVANCED MICRO DEVICES INC COM 007903107 601,242 1,035 SH SOLE 0 0 1,035
ALPHABET INC CAP STK CL C 02079K107 1,145,227 3,241 SH SOLE 0 0 3,241
ALPHABET INC CAP STK CL A 02079K305 1,225,064 3,428 SH SOLE 0 0 3,428
ALTRIA GROUP INC COM 02209S103 281,936 3,919 SH SOLE 0 0 3,919
AMERICAN CENTY ETF TR US SML CP VALU 025072877 371,726 2,980 SH SOLE 0 0 2,980
AMPLIFY ETF TR BLOCK TECHN ETF 031162100 250,520 4,000 SH SOLE 0 0 4,000
AMGEN INC COM 031162100 363,274 1,003 SH SOLE 0 0 1,003
AUTOMATIC DATA PROCESSING IN COM 053015103 253,735 1,133 SH SOLE 0 0 1,133
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 322,251 644 SH SOLE 0 0 644
BLACKSTONE INC COM 09260D107 350,186 2,976 SH SOLE 0 0 2,976
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 32,548,430 478,583 SH SOLE 0 0 478,583
BLACKROCK ETF TRUST ISHA US AWAR ETF 09290C509 259,959 3,243 SH SOLE 0 0 3,243
BLACKROCK ETF TRUST ISHA FLEX EQ ETF 09290C590 314,155 12,263 SH SOLE 0 0 12,263
BLACKROCK ETF TRUST ISHA SYST AL ETF 09290C665 2,821,845 100,601 SH SOLE 0 0 100,601
BLACKROCK ETF TRUST DISC VOLA EQ ETF 09290C715 401,339 15,448 SH SOLE 0 0 15,448
BLACKROCK ETF TRUST DYNAMIC EQTY ACT 09290C723 1,040,278 37,501 SH SOLE 0 0 37,501
BLACKROCK ETF TRUST ISHA I IN TE ETF 09290C780 9,018,287 171,060 SH SOLE 0 0 171,060
BLACKROCK ETF TRUST ISHA US THEM ETF 09290C806 5,509,284 127,796 SH SOLE 0 0 127,796
BLACKROCK ETF TRUST ISHARES INTL DIV 09290C848 18,801,776 626,308 SH SOLE 0 0 626,308
BLACKROCK ETF TRUST ISHA LA CORE ETF 09290C855 5,098,603 101,223 SH SOLE 0 0 101,223
BONDBLOXX ETF TRUST BLOOMBERG TEN YR 09789C812 225,484 4,947 SH SOLE 0 0 4,947
BROADCOM INC COM 11135F101 373,068 988 SH SOLE 0 0 988
CME GROUP INC COM 12572Q105 1,498,332 6,785 SH SOLE 0 0 6,785
CAPITAL GROUP DIVIDEND VALUE SHS CREAT UNIT 14020W106 309,259 6,276 SH SOLE 0 0 6,276
CAPITAL GROUP GBL GROWTH EQT SHS CREAT UNIT 14020X104 290,976 6,874 SH SOLE 0 0 6,874
CARDINAL HEALTH INC COM 14149Y108 385,580 1,623 SH SOLE 0 0 1,623
CISCO SYS INC COM 17275R102 364,831 3,106 SH SOLE 0 0 3,106
COLUMBIA ETF TR II EM CORE EX ETF 19762B202 5,208,937 98,505 SH SOLE 0 0 98,505
COSTCO WHOLESALE CORPORATION COM 22160K105 547,250 585 SH SOLE 0 0 585
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 1,308,813 25,320 SH SOLE 0 0 25,320
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 303,705 7,363 SH SOLE 0 0 7,363
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 342,145 8,509 SH SOLE 0 0 8,509
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 436,882 6,250 SH SOLE 0 0 6,250
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 275,254 6,205 SH SOLE 0 0 6,205
ETF SER SOLUTIONS BAHL GA GROW ETF 26922B527 425,727 11,862 SH SOLE 0 0 11,862
EXXON MOBIL CORP COM 30231G102 585,025 4,279 SH SOLE 0 0 4,279
META PLATFORMS INC CL A 30303M102 428,100 760 SH SOLE 0 0 760
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F763 265,263 4,350 SH SOLE 0 0 4,350
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F839 240,113 4,676 SH SOLE 0 0 4,676
FIRST TR EXCHANGE TRADED FD INDXX INOVTV ETF 33741X201 224,875 3,500 SH SOLE 0 0 3,500
GLOBAL X FDS NASDAQ 100 COVER 37954Y483 412,561 22,385 SH SOLE 0 0 22,385
GLOBAL X FDS DEFENSE TECH ETF 37960A529 5,239,563 87,750 SH SOLE 0 0 87,750
NEW YORK LIFE INVTS ACTIVE E MACKAY MUN INTER 45409F827 284,530 11,685 SH SOLE 0 0 11,685
NEW YORK LIFE INVTS ACTIVE E MACK MU INSD ETF 45409F843 3,116,384 128,723 SH SOLE 0 0 128,723
INVESCO QQQ TR UNIT SER 1 46090E103 5,914,176 8,031 SH SOLE 0 0 8,031
INTUITIVE SURGICAL INC COM NEW 46120E602 546,810 1,375 SH SOLE 0 0 1,375
INVESCO EXCHANGE TRADED FD T AEROSPACE DEFN 46137V100 233,831 1,324 SH SOLE 0 0 1,324
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233 788,264 12,874 SH SOLE 0 0 12,874
INVESCO EXCHANGE TRADED FD T SP500 QUALITY 46137V241 633,551 7,032 SH SOLE 0 0 7,032
INVESCO EXCHANGE TRADED FD T SP500 PUR GWT 46137V266 1,507,371 23,608 SH SOLE 0 0 23,608
INVESCO EXCHANGE TRADED FD T BUYBACK ACHIEV 46137V308 212,490 1,500 SH SOLE 0 0 1,500
INVESCO EXCHANGE TRADED FD T SP500 EQL WGT 46137V357 1,433,703 6,738 SH SOLE 0 0 6,738
INVESCO EXCHANGE TRADED FD T RAFI US 1500 46137V597 733,340 13,149 SH SOLE 0 0 13,149
INVESCO EXCHANGE TRADED FD T LARG CAP GRO ETF 46137V746 247,495 1,469 SH SOLE 0 0 1,469
INVESCO EXCHANGE TRADED FD T DORSEY WRGT INDS 46137V845 270,474 1,037 SH SOLE 0 0 1,037
INVESCO EXCH TRADED FD TR II SP 500 MOMNTM 46138E339 7,336,322 45,415 SH SOLE 0 0 45,415
INVESCO EXCH TRADED FD TR II RAFI DVLPD MRKTS 46138E743 543,101 7,180 SH SOLE 0 0 7,180
INVESCO EXCH TRADED FD TR II SP 500 REVENUE 46138G698 217,959 1,706 SH SOLE 0 0 1,706
INVESCO EXCH TRADED FD TR II SP INTL QULTY 46138G888 3,276,523 74,960 SH SOLE 0 0 74,960
ISHARES TR US TREAS BD ETF 46429B267 4,481,535 196,731 SH SOLE 0 0 196,731
ISHARES TR MSCI USA MIN ETF 46429B697 649,586 6,734 SH SOLE 0 0 6,734
ISHARES TR 05 YR TIPS ETF 46429B747 1,532,426 15,000 SH SOLE 0 0 15,000
ISHARES U S ETF TR SHOR MAT MUN ETF 46431W838 592,281 11,756 SH SOLE 0 0 11,756
ISHARES TR MSCI USA QLT FCT 46432F339 2,285,338 10,415 SH SOLE 0 0 10,415
ISHARES TR MSCI USA VALUE 46432F388 896,223 4,485 SH SOLE 0 0 4,485
ISHARES TR MSCI USA MMENTM 46432F396 257,811 752 SH SOLE 0 0 752
ISHARES TR CORE MSCI TOTAL 46432F834 1,197,963 12,552 SH SOLE 0 0 12,552
ISHARES TR CORE MSCI EAFE 46432F842 1,315,252 13,618 SH SOLE 0 0 13,618
ISHARES INC CORE MSCI EMKT 46434G103 6,151,554 74,258 SH SOLE 0 0 74,258
ISHARES INC CUR HD MSCI EM 46434G509 9,560,400 213,736 SH SOLE 0 0 213,736
ISHARES INC MSCI EMRG CHN 46434G764 6,474,748 63,292 SH SOLE 0 0 63,292
ISHARES TR CORE UNIVRSL USD 46434V613 12,092,644 262,029 SH SOLE 0 0 262,029
ISHARES TR CORE MSCI EURO 46434V738 200,554 2,668 SH SOLE 0 0 2,668
ISHARES TR HDG MSCI EAFE 46434V803 14,164,333 301,850 SH SOLE 0 0 301,850
ISHARES TR TRS FLT RT BD 46434V860 38,664,695 763,672 SH SOLE 0 0 763,672
ISHARES TR INVT GRAD SY ETF 46435G219 244,722 5,425 SH SOLE 0 0 5,425
ISHARES TR CORE MSCI INTL 46435G326 2,004,165 22,516 SH SOLE 0 0 22,516
ISHARES TR ESG AWR MSCI USA 46435G425 344,853 2,107 SH SOLE 0 0 2,107
ISHARES TR CORE INTL AGGR 46435G672 3,291,168 65,043 SH SOLE 0 0 65,043
ISHARES TR SYSTEMATIC BD ET 46435U796 989,574 11,154 SH SOLE 0 0 11,154
JPMORGAN CHASE CO COM 46625H100 1,062,841 3,247 SH SOLE 0 0 3,247
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 8,048,616 157,816 SH SOLE 0 0 157,816
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761 49,733,952 688,073 SH SOLE 0 0 688,073
J P MORGAN EXCHANGE TRADED F US MOMENTUM 46641Q779 231,642 2,711 SH SOLE 0 0 2,711
J P MORGAN EXCHANGE TRADED F U S TEC LEA ETF 46654Q732 20,356,290 182,483 SH SOLE 0 0 182,483
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845 382,149 7,569 SH SOLE 0 0 7,569
MAIN STR CAP CORP COM 56035L104 445,292 8,583 SH SOLE 0 0 8,583
MCKESSON CORP COM 58155Q103 356,643 472 SH SOLE 0 0 472
NEXTERA ENERGY INC COM 65339F101 298,067 3,396 SH SOLE 0 0 3,396
NVIDIA CORPORATION COM 67066G104 1,107,522 5,535 SH SOLE 0 0 5,535
ORACLE CORP COM 68389X105 415,469 2,835 SH SOLE 0 0 2,835
PGIM ETF TR PGIM ULTRA SH BD 69344A107 11,707,862 236,284 SH SOLE 0 0 236,284
PGIM ETF TR AAA CLO ETF 69344A834 583,248 11,376 SH SOLE 0 0 11,376
PACER FDS TR US CASH COWS 100 69374H881 844,856 13,583 SH SOLE 0 0 13,583
PARSONS CORP DEL COM 70202L102 590,435 11,270 SH SOLE 0 0 11,270
PERFORMANCE FOOD GROUP CO COM 71377A103 257,564 2,304 SH SOLE 0 0 2,304
PIMCO ETF TR 15 US TIP IDX 72201R205 477,819 8,958 SH SOLE 0 0 8,958
PIMCO ETF TR INTER MUN BD ACT 72201R866 2,736,410 52,023 SH SOLE 0 0 52,023
PROFESIONALLY MANAGED PORTFO AKRE FOCUS ETF 74316P579 3,395,011 63,828 SH SOLE 0 0 63,828
STATE STR SPDR SP 500 ETF T TR UNIT 78462F103 28,107,710 37,639 SH SOLE 0 0 37,639
SPDR GOLD TR GOLD SHS 78463V107 1,129,085 3,065 SH SOLE 0 0 3,065
SPDR INDEX SHS FDS ST PORT MARK ETF 78463X509 392,039 7,571 SH SOLE 0 0 7,571
SPDR INDEX SHS FDS ST DOW GLOBA ETF 78463X749 203,091 4,086 SH SOLE 0 0 4,086
SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889 10,342,371 205,247 SH SOLE 0 0 205,247
SPDR SERIES TRUST ST STR CONV ETF 78464A359 255,897 2,373 SH SOLE 0 0 2,373
SPDR SERIES TRUST ST STR BACKE ETF 78464A383 4,406,941 197,532 SH SOLE 0 0 197,532
SPDR SERIES TRUST ST STR P500GRW 78464A409 23,043,886 193,662 SH SOLE 0 0 193,662
SPDR SERIES TRUST ST STR P500VAL 78464A508 6,553,458 107,805 SH SOLE 0 0 107,805
SPDR SERIES TRUST ST STR AGGRE ETF 78464A649 7,323,679 286,978 SH SOLE 0 0 286,978
SPDR SERIES TRUST ST LON TREAS ETF 78464A664 509,885 19,439 SH SOLE 0 0 19,439
SPDR SERIES TRUST ST INTER ETF 78464A672 3,162,748 111,404 SH SOLE 0 0 111,404
SPDR SERIES TRUST ST STR SP DIV 78464A763 379,841 2,496 SH SOLE 0 0 2,496
SPDR SERIES TRUST ST STR PR SP1500 78464A805 1,664,063 18,329 SH SOLE 0 0 18,329
SPDR SERIES TRUST ST STR P400MID 78464A847 769,171 11,385 SH SOLE 0 0 11,385
SPDR SERIES TRUST ST STR P500ETF 78464A854 108,494,218 1,234,572 SH SOLE 0 0 1,234,572
STATE STR SPDR SP MIDCAP 40 UTSER1 SPDCRP 78467Y107 1,070,770 1,522 SH SOLE 0 0 1,522
SPDR SERIES TRUST ST STR BL 12 ETF 78468R523 2,448,723 24,640 SH SOLE 0 0 24,640
SPDR SERIES TRUST ST STR BLO 1 ETF 78468R663 5,588,390 60,982 SH SOLE 0 0 60,982
SPDR SERIES TRUST ST STR NUVEE ETF 78468R721 465,832 10,171 SH SOLE 0 0 10,171
SPDR SERIES TRUST ST STR SP600 SML 78468R853 886,811 15,377 SH SOLE 0 0 15,377
SANDISK CORP COM 80004C200 391,082 172 SH SOLE 0 0 172
SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 502,214 3,165 SH SOLE 0 0 3,165
SELECT SECTOR SPDR TR ST STR ENERG ETF 81369Y506 258,858 4,874 SH SOLE 0 0 4,874
SELECT SECTOR SPDR TR ST STR FINL ETF 81369Y605 510,302 9,519 SH SOLE 0 0 9,519
SELECT SECTOR SPDR TR ST STR INDL ETF 81369Y704 1,074,149 5,799 SH SOLE 0 0 5,799
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 2,680,641 14,070 SH SOLE 0 0 14,070
SELECT SECTOR SPDR TR ST STR REAL ETF 81369Y860 319,428 7,255 SH SOLE 0 0 7,255
T ROWE PRICE EXCHANGE-TRADED INTL EQUITY ETF 87283Q834 838,807 21,861 SH SOLE 0 0 21,861
T ROWE PRICE EXCHANGE-TRADED GROWTH ETF 87283Q842 527,805 11,544 SH SOLE 0 0 11,544
T ROWE PRICE EXCHANGETRADED CAP APPRECIATION 87283Q867 224,815 5,470 SH SOLE 0 0 5,470
TESLA INC COM 88160R101 269,605 641 SH SOLE 0 0 641
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 1,119,200 1,706 SH SOLE 0 0 1,706
VANGUARD WORLD FD CONSUM STP ETF 92204A207 439,706 1,950 SH SOLE 0 0 1,950
VANGUARD WORLD FD FINANCIALS ETF 92204A405 257,825 1,959 SH SOLE 0 0 1,959
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 425,491 1,423 SH SOLE 0 0 1,423
VANGUARD WORLD FD INDUSTRIAL ETF 92204A603 241,455 670 SH SOLE 0 0 670
VANGUARD WORLD FD INF TECH ETF 92204A702 540,098 4,519 SH SOLE 0 0 4,519
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 282,077 2,207 SH SOLE 0 0 2,207
VERIZON COMMUNICATIONS INC COM 92343V104 437,838 10,341 SH SOLE 0 0 10,341
WISDOMTREE TR US TOTAL DIVIDND 97717W109 10,914,496 117,050 SH SOLE 0 0 117,050
WISDOMTREE TR US LARGECAP DIVD 97717W307 244,116 2,534 SH SOLE 0 0 2,534
WISDOMTREE TR US MIDCAP DIVID 97717W505 513,947 9,093 SH SOLE 0 0 9,093
WISDOMTREE TR ITL HIGH DIV FD 97717W802 497,790 9,200 SH SOLE 0 0 9,200
WISDOMTREE TR GLB HIGH DIV FD 97717W877 364,094 5,300 SH SOLE 0 0 5,300
WISDOMTREE TR FLOATNG RAT TREA 97717Y527 38,984,148 774,263 SH SOLE 0 0 774,263
WORLD GOLD TR SPDR GLD MINIS 98149E303 2,306,924 29,047 SH SOLE 0 0 29,047
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 287,705 2,312 SH SOLE 0 0 2,312