v3.26.1
FAIR VALUE - Carrying value and estimated fair value (Details) - USD ($)
$ in Thousands
Jun. 30, 2026
Dec. 31, 2025
Level 1    
Financial assets    
Cash and cash equivalents $ 93,141 $ 28,146
Securities available for sale 29,585 2,961
Financial liabilities    
Deposits 929,659 618,031
Accrued interest payable 1,167 902
Level 2    
Financial assets    
Securities available for sale 85,401 63,548
Accrued interest receivable 570 310
Financial liabilities    
Deposits 270,417 147,815
FHLB borrowings 17,292 74,062
Junior subordinated debentures 33,861 7,917
Level 3    
Financial assets    
Securities available for sale 47 53
Loans, net of allowance for credit losses 1,076,167 786,241
Accrued interest receivable 3,958 2,833
Carrying Value    
Financial assets    
Cash and cash equivalents 93,141 28,146
Securities available for sale 115,033 66,562
FHLB and FRB stock 7,047 7,908
Loans, net of allowance for credit losses 1,096,969 794,470
Accrued interest receivable 4,528 3,143
Financial liabilities    
Deposits 1,199,941 765,233
FHLB borrowings 17,298 74,000
Junior subordinated debentures 39,936 7,750
Accrued interest payable 1,167 902
Fair Value    
Financial assets    
Cash and cash equivalents 93,141 28,146
Securities available for sale 115,033 66,562
Loans, net of allowance for credit losses 1,076,167 786,241
Accrued interest receivable 4,528 3,143
Financial liabilities    
Deposits 1,200,076 765,846
FHLB borrowings 17,292 74,062
Junior subordinated debentures 33,861 7,917
Accrued interest payable $ 1,167 $ 902