LOANS AND ALLOWANCE FOR CREDIT LOSSES - Credit quality indicator (Details) - USD ($) $ in Thousands |
3 Months Ended | 6 Months Ended | 12 Months Ended | ||
|---|---|---|---|---|---|
Jun. 30, 2026 |
Jun. 30, 2025 |
Jun. 30, 2026 |
Jun. 30, 2025 |
Dec. 31, 2025 |
|
| Total gross loans | |||||
| Total gross loans | $ 1,108,767 | $ 1,108,767 | $ 802,446 | ||
| Current period gross write off | |||||
| Total gross write off | 116 | $ 299 | 144 | $ 367 | |
| Commercial and industrial | |||||
| Total gross loans | |||||
| 2026/2025 | 10,439 | 10,439 | 9,528 | ||
| 2025/2024 | 12,763 | 12,763 | 9,684 | ||
| 2024/2023 | 6,976 | 6,976 | 3,143 | ||
| 2023/2022 | 3,003 | 3,003 | 2,762 | ||
| 2022/2021 | 3,114 | 3,114 | 1,827 | ||
| Prior | 6,830 | 6,830 | 5,074 | ||
| Revolving Loans | 506 | 506 | 564 | ||
| Total gross loans | 43,631 | 43,631 | 32,582 | ||
| Current period gross write off | |||||
| 2025/2024 | 200 | ||||
| Prior | 1 | ||||
| Total gross write off | 201 | 201 | 201 | ||
| Commercial and industrial | Pass | |||||
| Total gross loans | |||||
| 2026/2025 | 10,439 | 10,439 | 9,528 | ||
| 2025/2024 | 12,763 | 12,763 | 9,684 | ||
| 2024/2023 | 6,976 | 6,976 | 3,143 | ||
| 2023/2022 | 3,003 | 3,003 | 2,762 | ||
| 2022/2021 | 3,087 | 3,087 | 1,827 | ||
| Prior | 6,626 | 6,626 | 4,891 | ||
| Revolving Loans | 506 | 506 | 564 | ||
| Total gross loans | 43,400 | 43,400 | 32,399 | ||
| Commercial and industrial | Substandard | |||||
| Total gross loans | |||||
| 2022/2021 | 27 | 27 | |||
| Prior | 204 | 204 | 183 | ||
| Total gross loans | 231 | 231 | 183 | ||
| Commercial real estate | |||||
| Total gross loans | |||||
| 2026/2025 | 32,897 | 32,897 | 39,066 | ||
| 2025/2024 | 65,560 | 65,560 | 39,227 | ||
| 2024/2023 | 51,192 | 51,192 | 56,626 | ||
| 2023/2022 | 104,847 | 104,847 | 75,765 | ||
| 2022/2021 | 106,857 | 106,857 | 50,351 | ||
| Prior | 190,887 | 190,887 | 109,345 | ||
| Total gross loans | 552,240 | 552,240 | 370,380 | ||
| Current period gross write off | |||||
| 2023/2022 | 94 | ||||
| Total gross write off | 93 | 94 | |||
| Commercial real estate | Pass | |||||
| Total gross loans | |||||
| 2026/2025 | 32,897 | 32,897 | 39,066 | ||
| 2025/2024 | 65,560 | 65,560 | 39,227 | ||
| 2024/2023 | 51,192 | 51,192 | 56,299 | ||
| 2023/2022 | 97,877 | 97,877 | 75,765 | ||
| 2022/2021 | 102,878 | 102,878 | 50,351 | ||
| Prior | 181,541 | 181,541 | 105,002 | ||
| Total gross loans | 531,945 | 531,945 | 365,710 | ||
| Commercial real estate | Special mention | |||||
| Total gross loans | |||||
| 2022/2021 | 437 | 437 | |||
| Prior | 5,293 | 5,293 | 3,721 | ||
| Total gross loans | 5,730 | 5,730 | 3,721 | ||
| Commercial real estate | Substandard | |||||
| Total gross loans | |||||
| 2024/2023 | 327 | ||||
| 2023/2022 | 6,970 | 6,970 | |||
| 2022/2021 | 3,542 | 3,542 | |||
| Prior | 4,053 | 4,053 | 622 | ||
| Total gross loans | 14,565 | 14,565 | 949 | ||
| Residential real estate | |||||
| Total gross loans | |||||
| 2026/2025 | 16,453 | 16,453 | 49,283 | ||
| 2025/2024 | 41,339 | 41,339 | 32,818 | ||
| 2024/2023 | 35,098 | 35,098 | 44,660 | ||
| 2023/2022 | 57,130 | 57,130 | 43,589 | ||
| 2022/2021 | 72,464 | 72,464 | 51,801 | ||
| Prior | 198,363 | 198,363 | 96,543 | ||
| Total gross loans | 420,847 | 420,847 | 318,694 | ||
| Current period gross write off | |||||
| Prior | 63 | ||||
| Total gross write off | 62 | 63 | 63 | ||
| Residential real estate | Performing | |||||
| Total gross loans | |||||
| 2026/2025 | 16,453 | 16,453 | 49,283 | ||
| 2025/2024 | 41,339 | 41,339 | 32,818 | ||
| 2024/2023 | 35,098 | 35,098 | 44,660 | ||
| 2023/2022 | 56,954 | 56,954 | 43,589 | ||
| 2022/2021 | 72,464 | 72,464 | 51,302 | ||
| Prior | 196,148 | 196,148 | 96,051 | ||
| Total gross loans | 418,456 | 418,456 | 317,703 | ||
| Residential real estate | Non Performing | |||||
| Total gross loans | |||||
| 2023/2022 | 176 | 176 | |||
| 2022/2021 | 499 | ||||
| Prior | 2,215 | 2,215 | 492 | ||
| Total gross loans | 2,391 | 2,391 | 991 | ||
| HELOCs | |||||
| Total gross loans | |||||
| 2026/2025 | 1,326 | 1,326 | 2,059 | ||
| 2025/2024 | 2,762 | 2,762 | 3,693 | ||
| 2024/2023 | 3,767 | 3,767 | 4,001 | ||
| 2023/2022 | 3,273 | 3,273 | 3,058 | ||
| 2022/2021 | 3,724 | 3,724 | 1,396 | ||
| Prior | 7,389 | 7,389 | 2,885 | ||
| Total gross loans | 22,241 | 22,241 | 17,092 | ||
| HELOCs | Performing | |||||
| Total gross loans | |||||
| 2026/2025 | 1,326 | 1,326 | 2,059 | ||
| 2025/2024 | 2,762 | 2,762 | 3,693 | ||
| 2024/2023 | 3,767 | 3,767 | 4,001 | ||
| 2023/2022 | 3,273 | 3,273 | 3,058 | ||
| 2022/2021 | 3,724 | 3,724 | 1,396 | ||
| Prior | 7,389 | 7,389 | 2,885 | ||
| Total gross loans | 22,241 | 22,241 | 17,092 | ||
| Consumer | |||||
| Total gross loans | |||||
| 2026/2025 | 14,488 | 14,488 | 16,187 | ||
| 2025/2024 | 15,858 | 15,858 | 16,229 | ||
| 2024/2023 | 16,111 | 16,111 | 8,142 | ||
| 2023/2022 | 8,115 | 8,115 | 5,543 | ||
| 2022/2021 | 5,022 | 5,022 | 2,462 | ||
| Prior | 10,214 | 10,214 | 15,135 | ||
| Total gross loans | 69,808 | 69,808 | 63,698 | ||
| Current period gross write off | |||||
| 2025/2024 | 1 | 24 | |||
| 2024/2023 | 9 | 35 | |||
| 2023/2022 | 19 | 45 | |||
| 2022/2021 | 15 | 18 | |||
| Prior | 6 | 57 | |||
| Total gross write off | 23 | $ 36 | 50 | $ 103 | 179 |
| Consumer | Performing | |||||
| Total gross loans | |||||
| 2026/2025 | 14,488 | 14,488 | 16,187 | ||
| 2025/2024 | 15,858 | 15,858 | 16,209 | ||
| 2024/2023 | 16,111 | 16,111 | 8,128 | ||
| 2023/2022 | 8,115 | 8,115 | 5,502 | ||
| 2022/2021 | 5,012 | 5,012 | 2,462 | ||
| Prior | 10,206 | 10,206 | 15,135 | ||
| Total gross loans | 69,790 | 69,790 | 63,623 | ||
| Consumer | Non Performing | |||||
| Total gross loans | |||||
| 2025/2024 | 20 | ||||
| 2024/2023 | 14 | ||||
| 2023/2022 | 41 | ||||
| 2022/2021 | 10 | 10 | |||
| Prior | 8 | 8 | |||
| Total gross loans | $ 18 | $ 18 | $ 75 | ||