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  <xs:element id="rpmt_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExPiredInPeriodTotalIntrinsicValue" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExPiredInPeriodTotalIntrinsicValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false" xbrli:balance="debit" />
  <xs:element id="rpmt_ShareBasedCompensationAggregateIntrinsicValueGranted" name="ShareBasedCompensationAggregateIntrinsicValueGranted" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false" xbrli:balance="debit" />
  <xs:element id="rpmt_ScheduleOfStockOptionsAbstract" name="ScheduleOfStockOptionsAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="true" />
  <xs:element id="rpmt_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsGrantedWeightedAverageRemainingContractualTerm" name="SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsGrantedWeightedAverageRemainingContractualTerm" type="xbrli:durationItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false" />
  <xs:element id="rpmt_PromissoryNoteMember" name="PromissoryNoteMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="true" />
  <xs:element id="rpmt_NotesPayableOtherAbstract" name="NotesPayableOtherAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="true" />
  <xs:element id="rpmt_NotesPayableOtherTextBlock" name="NotesPayableOtherTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false" />
  <xs:element id="rpmt_NotesPayableOtherLineItems" name="NotesPayableOtherLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="true" />
  <xs:element id="rpmt_FairValueExpensedOfStockOptionsGranted" name="FairValueExpensedOfStockOptionsGranted" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false" xbrli:balance="credit" />
  <xs:element id="rpmt_AccumulatedOtherComprehensiveIncomeLossAccruedPreferredDividends" name="AccumulatedOtherComprehensiveIncomeLossAccruedPreferredDividends" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false" xbrli:balance="credit" />
  <xs:element id="rpmt_ManagementPlansTextBlock" name="ManagementPlansTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false" />
  <xs:element id="rpmt_InterestAccruedRate" name="InterestAccruedRate" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false" />
  <xs:element id="rpmt_OtherNotesPayableMember" name="OtherNotesPayableMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="true" />
  <xs:element id="rpmt_NotesPayableOtherTable" name="NotesPayableOtherTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" xbrli:periodType="duration" nillable="true" abstract="true" />
  <xs:element id="rpmt_ProceedsFromSaleOfNotesPayable" name="ProceedsFromSaleOfNotesPayable" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false" xbrli:balance="debit" />
  <xs:element id="rpmt_SecuredConvertiblePromissoryNotesPayableStockholdersTextBlock" name="SecuredConvertiblePromissoryNotesPayableStockholdersTextBlock" type="dtr:textBlockItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false" />
  <xs:element id="rpmt_AccruedPreferredDividend" name="AccruedPreferredDividend" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false" xbrli:balance="credit" />
  <xs:element id="rpmt_DebtInstrumentExtendedMaturityDate" name="DebtInstrumentExtendedMaturityDate" type="xbrli:dateItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false" />
  <xs:element id="rpmt_ConvertiblePreferredStockDetailsTable" name="ConvertiblePreferredStockDetailsTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" xbrli:periodType="duration" nillable="true" abstract="true" />
  <xs:element id="rpmt_SecuredConvertibleNotesPayableStockholdersDetailsTable" name="SecuredConvertibleNotesPayableStockholdersDetailsTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" xbrli:periodType="duration" nillable="true" abstract="true" />
  <xs:element id="rpmt_NewSecuredNotesMember" name="NewSecuredNotesMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="true" />
  <xs:element id="rpmt_FourPointZeroSecuredConvertiblePromissoryNotesPayableMember" name="FourPointZeroSecuredConvertiblePromissoryNotesPayableMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="true" />
  <xs:element id="rpmt_LoansPayableDetailsTable" name="LoansPayableDetailsTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" xbrli:periodType="duration" nillable="true" abstract="true" />
  <xs:element id="rpmt_ConversionPeriod" name="ConversionPeriod" type="xbrli:durationItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false" />
  <xs:element id="rpmt_PurchaseAgreementMember" name="PurchaseAgreementMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="true" />
  <xs:element id="rpmt_FeeThresholdAmount" name="FeeThresholdAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" nillable="true" abstract="false" xbrli:balance="credit" />
  <xs:element id="rpmt_TenPercentageSecuredConvertibleNotesPayableMember" name="TenPercentageSecuredConvertibleNotesPayableMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="true" />
  <xs:element id="rpmt_OutstandingStockPercentage" name="OutstandingStockPercentage" type="dtr:percentItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false" />
  <xs:element id="rpmt_EquityIncentivePlan2013Member" name="EquityIncentivePlan2013Member" type="dtr:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="true" />
  <xs:element id="rpmt_NonvestedRestrictedStockMember" name="NonvestedRestrictedStockMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="true" />
  <xs:element id="rpmt_EquityIncentivePlan2008Member" name="EquityIncentivePlan2008Member" type="dtr:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="true" />
  <xs:element id="rpmt_ScheduleOfWeightedAverageAssumptionsUsedToEstimateTheFairValuesOfTheStockOptionsGrantedAbstract" name="ScheduleOfWeightedAverageAssumptionsUsedToEstimateTheFairValuesOfTheStockOptionsGrantedAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="true" />
  <xs:element id="rpmt_StockOptionsScheduleofWeightedAverageAssumptionsUsedtoEstimatetheFairValuesoftheStockOptionsGrantedDetailsTable" name="StockOptionsScheduleofWeightedAverageAssumptionsUsedtoEstimatetheFairValuesoftheStockOptionsGrantedDetailsTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" xbrli:periodType="duration" nillable="true" abstract="true" />
  <xs:element id="rpmt_TransactionExpense" name="TransactionExpense" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false" xbrli:balance="debit" />
  <xs:element id="rpmt_InvestorPrivateLineofCreditDetailsTable" name="InvestorPrivateLineofCreditDetailsTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" xbrli:periodType="duration" nillable="true" abstract="true" />
  <xs:element id="rpmt_NumberOfDaysForCompletionOfTransaction" name="NumberOfDaysForCompletionOfTransaction" type="xbrli:durationItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false" />
  <xs:element id="rpmt_NumberOfMaturityDaysForRepaymentOfOutstandingAmount" name="NumberOfMaturityDaysForRepaymentOfOutstandingAmount" type="xbrli:durationItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false" />
  <xs:element id="rpmt_RepaymentTerm" name="RepaymentTerm" type="xbrli:durationItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false" />
  <xs:element id="rpmt_NatureOfTheBusinessPolicyTextBlock" name="NatureOfTheBusinessPolicyTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false" />
  <xs:element id="rpmt_RecentlyAdoptedAccountingPronouncementsPolicyTextBlock" name="RecentlyAdoptedAccountingPronouncementsPolicyTextBlock" type="dtr:textBlockItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false" />
  <xs:element id="rpmt_ConvertibleNotesPayableToStockholdersDisclosureTextBlock" name="ConvertibleNotesPayableToStockholdersDisclosureTextBlock" type="dtr:textBlockItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false" />
  <xs:element id="rpmt_SaleOfSecuredConvertibleNotesPayable" name="SaleOfSecuredConvertibleNotesPayable" type="dtr:percentItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false" />
  <xs:element id="rpmt_InvestorPrivateLineOfCreditTextBlock" name="InvestorPrivateLineOfCreditTextBlock" type="dtr:textBlockItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="false" />
  <xs:element id="rpmt_PercentageOfBeneficialOwnership" name="PercentageOfBeneficialOwnership" type="dtr:percentItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" nillable="true" abstract="false" />
  <xs:element id="rpmt_AccountsPayableandAccruedExpensesRelatedPartiesDetailsTable" name="AccountsPayableandAccruedExpensesRelatedPartiesDetailsTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" xbrli:periodType="duration" nillable="true" abstract="true" />
  <xs:element id="rpmt_FourPercentageSecuredConvertibleNotesPayableMember" name="FourPercentageSecuredConvertibleNotesPayableMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="true" />
  <xs:element id="rpmt_OtherNotesPayablesCurrent" name="OtherNotesPayablesCurrent" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" nillable="true" abstract="false" xbrli:balance="credit" />
  <xs:element id="rpmt_PreferredStockDividendLiabilityCurrent" name="PreferredStockDividendLiabilityCurrent" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" nillable="true" abstract="false" xbrli:balance="credit" />
  <xs:element id="rpmt_OptionAmendmentsMember" name="OptionAmendmentsMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="true" />
  <xs:element id="rpmt_PercentageOfFee" name="PercentageOfFee" type="dtr:percentItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" nillable="true" abstract="false" />
  <xs:element id="rpmt_StockholdersEquityDetailsTable" name="StockholdersEquityDetailsTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" xbrli:periodType="duration" nillable="true" abstract="true" />
  <xs:element id="rpmt_StockOptionsDetailsTable" name="StockOptionsDetailsTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" xbrli:periodType="duration" nillable="true" abstract="true" />
  <xs:element id="rpmt_ExercisePriceFairMarketValuePricePercentage" name="ExercisePriceFairMarketValuePricePercentage" type="dtr:percentItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" nillable="true" abstract="false" />
  <xs:element id="rpmt_NotesPayableStockholdersDetailsTable" name="NotesPayableStockholdersDetailsTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" xbrli:periodType="duration" nillable="true" abstract="true" />
  <xs:element id="rpmt_NotesPayableStockholdersMember" name="NotesPayableStockholdersMember" type="dtr:domainItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="true" />
</xs:schema>
