v3.26.1
CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($)
$ in Thousands
Jun. 30, 2026
Sep. 30, 2025
Assets:    
Cash and due from banks $ 4,204 $ 3,949
Interest-bearing deposits in bank 2,135 710
Total cash and cash equivalents 6,339 4,659
Securities available-for-sale, at fair value 35,194 40,931
Loans receivable, net of allowance for credit losses: June 30, 2026: $1,126 and September 30, 2025: $1,100 and net of discount at June 30, 2026: $629 and September 30, 2025: $714 and deferred loan fees of $489 at June 30, 2026 and $483 at September 30, 2025 135,297 131,504
Investments in restricted stock, at cost 968 1,109
Bank owned life insurance 6,980 7,307
Premises and equipment, net 3,082 2,904
Foreclosed real estate, net 48 105
Core deposit intangible, net 1,051 1,294
Goodwill 4,237 4,237
Accrued interest receivable and other assets 5,482 4,478
Total assets 198,678 198,528
Deposits:    
Non-interest-bearing demand 18,622 18,167
NOW and money market 49,264 46,870
Savings and club 50,184 53,712
Time certificates 37,611 36,031
Total deposits 155,681 154,780
Advances from the Federal Home Loan Bank 4,000 7,000
Advanced payments from borrowers for taxes and insurance 1,493 501
Accrued interest payable and other liabilities 4,753 4,139
Total liabilities 165,927 166,420
Shareholders' Equity:    
Preferred stock, $.01 par value: June 30, 2026 and September 30, 2025: 25,000,000 shares authorized; none issued and outstanding
Common stock, $.01 par value: June 30, 2026 and September 30, 2025: 75,000,000 shares authorized; June 30, 2026: 1,107,134 issued and 1,059,003 outstanding and September 30, 2025: 1,107,134 issued and 1,050,945 outstanding 11 11
Additional paid-in capital 6,334 6,514
Unearned common stock held by employee stock ownership plan (unallocated shares June 30, 2026: 46,277: September 30, 2025: 50,133) (463) (501)
Retained earnings 29,524 28,972
Accumulated other comprehensive loss (1,983) (2,187)
Authorized but unissued stock, at cost, (shares June 30, 2026: 48,131: September 30, 2025: 56,189) (672) (701)
Total shareholders' equity 32,751 32,108
Total liabilities and shareholders' equity $ 198,678 $ 198,528