| Schedule of Capital Amounts and Ratios for the Bank |
The
actual capital amounts and ratios for the Bank are also presented in the following table as of June 30, 2026 and December 31, 2025:
Schedule
of Capital Amounts and Ratios for the Bank
| | |
Actual | |
|
For
Capital
Adequacy Purposes | |
To
Be Well Capitalized
Under Prompt Corrective
Action Provisions |
| | |
Amount | |
Ratio | |
Amount | |
Ratio | |
Amount | |
Ratio |
| As
of June 30, 2026: | |
| |
| |
| |
| |
| |
|
| |
| | | |
| | | |
| | | |
| | | |
| | | |
| | |
| Common
equity Tier 1 capital (to Risk-Weighted Assets) Bank | |
$ | 171,392 | | |
| 14.4 | % | |
$ | >53,549 | | |
| >4.5% | | |
$ | >77,349 | | |
| >6.5% | |
| Total
Capital (to Risk-Weighted Assets) Bank | |
$ | 186,267 | | |
| 15.7 | % | |
$ | >95,199 | | |
| >8.0% | | |
$ | >118,998 | | |
| >10.0% | |
| Tier-I
Capital (to Risk-Weighted Assets) Bank | |
$ | 171,392 | | |
| 14.4 | % | |
$ | >71,399 | | |
| >6.0% | | |
$ | >95,199 | | |
| >8.0% | |
| Tier-I
Capital (To Average Assets) Bank | |
$ | 171,392 | | |
| 11.0 | % | |
$ | >62,334 | | |
| >4.0% | | |
$ | >77,918 | | |
| >5.0% | |
| | |
| | | |
| | | |
| | | |
| | | |
| | | |
| | |
As
of December 31, 2025: | |
| | | |
| | | |
| | | |
| | | |
| | | |
| | |
| Common equity Tier 1 capital(to
Risk-Weighted Assets) Bank | |
$ | 164,600 | | |
| 13.8 | % | |
$ | >53,867 | | |
| >4.5% | | |
$ | >77,808 | | |
| >6.5% | |
| Total
Capital (to Risk-Weighted Assets) Bank | |
$ | 178,511 | | |
| 14.9 | % | |
$ | >95,763 | | |
| >8.0% | | |
$ | >119,704 | | |
| >10.0% | |
| Tier-I
Capital (to Risk-Weighted Assets) Bank | |
$ | 164,600 | | |
| 13.8 | % | |
$ | >71,823 | | |
| >6.0% | | |
$ | >95,763 | | |
| >
8.0% | |
| Tier-I
Capital (To Average Assets) Bank | |
$ | 164,600 | | |
| 10.5 | % | |
$ | >62,632 | | |
| >4.0% | | |
$ | >78,290 | | |
| >5.0% | |
|