v3.26.1
Condensed Consolidated Balance Sheets (Unaudited) - USD ($)
$ in Thousands
Jun. 30, 2026
Dec. 31, 2025
A S S E T S    
Cash and due from banks $ 58,355 $ 46,193
Federal funds sold 2,548 3,446
Cash and cash equivalents 60,903 49,639
Debt securities available-for-sale, at fair value (amortized cost $156,954 and $162,742, respectively) 147,611 154,207
Federal Home Loan Bank stock, at cost 3,459 3,572
Mortgage loans held for sale 15,184 12,688
Loans, net of allowance for credit losses of $14,789 and $14,992, respectively 1,258,100 1,300,302
Bank-owned life insurance 21,133 20,844
Foreclosed assets, net 101 101
Bank premises and equipment, net 24,051 24,330
Goodwill and other intangibles 8,667 8,678
Accrued interest receivable 8,781 8,222
Other assets 14,083 13,138
 Total assets 1,562,073 1,595,721
Deposits:    
Noninterest-bearing 182,756 167,062
Interest-bearing 1,114,050 1,136,861
Total deposits 1,296,806 1,303,923
Federal Home Loan Bank advances and other borrowings 45,917 77,917
Securities sold under agreements to repurchase 21,404 23,105
Dividends payable 667 607
Accrued interest payable and other liabilities 22,404 22,539
Subordinated debt, net of debt issuance costs of $129 and $146, respectively 9,871 9,859
 Total liabilities 1,397,069 1,437,950
Stockholders’ equity:    
Common stock, $1 par value; 5,000,000 shares authorized; 2,388,748 and 2,375,138 shares issued and outstanding, respectively 2,389 2,375
Additional paid-in-capital 20,967 20,426
Retained earnings 148,328 141,073
Accumulated other comprehensive loss (6,680) (6,103)
Total stockholders’ equity 165,004 157,771
Total liabilities and stockholders’ equity $ 1,562,073 $ 1,595,721